By Kovtunenko InnaBy Kovtunenko Inna

• Payment risks

• Protection measures

• Safety rules

Internet banking

+• time savings ; • Savings on bank

commissions; • control of the family

budget ;• access to banking

transactions 24/7 ;

-• bank system may be

compromised, • the access password can be

stolen ,• the bank holds money order, • bank transfer mistakenly

sends the wrong recipient

• Bank-client union• Passwords• Double protection• SMS passwords• Digital signature• External electronic devices

• Unique images

• Personal certificates

• Duration limitation

• Account control

We can see that Internet banking requires high protective system to

secure on-line payments.