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Craig & Jill Anderson

Important information

when buying a home.

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ONE Company, ONE Resource, ONE Solution

ONE GREAT EXPERIENCE!For Your Home Services

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Know Your Agent

Craig Anderson, SIORJill Anderson402-697-4161

Craig.Anderson@cbshome.comJill.Anderson@cbshome.com

Members: – National Association of Realtors– Nebraska Association of Realtors – Omaha Area Board of Realtors– Great Plains Multiple Listing

Service

Together we can make your home purchase process a pleasant experience!

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Welcome to CBSHOME

What are your objectives?

– Why are you interested in buying?

– What needs / concerns do you have?

– What time frames

need to be met?

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CBSHOME Real Estate

Owned by HomeServices of America

Berkshire Hathaway AffiliateBased in Minneapolis, MOperations in 20 StatesMore than 21,000 Sales Associates

2nd Largest Full-service Independent Residential Real Estate Brokerage Firm

The Largest Brokerage-owned Settlement Services Provider in the United States- Mortgage, Title, Escrow, & Insurance

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CBSHOME - The Leader

Establishing Solid Customer RelationshipsFinding the Right HomeStreamlining the Home Transaction ProcessHandling all the Details

“One Stop Shopping”

from Client Contact

to Closing!

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Our Sales Offices

Bellevue

CouncilBluffs

Downtown

Southwind

DavenportPacificStreet

Lakeside

WestDodge

Northwest

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Our Sales Associates

More than 600 Sales Associates– 25% of the metro’s sales force– 50% of the area’s transactions

Average 15.7 transactions per agent annually– Top 500 Brokers national average is 10

Full-time, highly trained, productive, and experienced

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Our Team

Largest and Most Successful Team1.7 Billion in 2006 Combined Sales Volume– Full-time Management Team– Education Department– Agent on duty 7 days a week– Admin staff available 7 days a week– Full-service In-House Marketing Department– 24/7 Technical Support– Relocation Services

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Our Voice

Committed to Quality Service

Systematically Survey Every Seller & Buyer

99.6% Customer Satisfaction Rating

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Our Homeownership Services

Conveniently located in CBSHOME Sales Offices:

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Our Teamplus

Our Voice

Our Home Ownership Servicesplus

An Unparalled Customer Experience!

equals

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Agency Representation

Buyer Agency

Seller Agency

Dual Agency

Exclusive Buyer Agency

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Buyer Agency

A buyer’s agent works solely on behalf of the buyer to promote the interests of the buyers with the utmost good faith, loyalty, and fidelity.

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Seller Agency

A seller’s agent (or listing agent) works solely on behalf of the seller to promote the interests of the seller with the utmost good faith, loyalty and fidelity. The agent negotiates on behalf of and acts as an advocate for the seller.

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Dual Agency

An agent who, with the written, informed consent of all parties to a contemplated real estate transaction, represents both the seller and the buyer.

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Exclusive Buyer Agency

A mutual commitment to each other, with a written agreement between us outlining our mutual expectations and responsibilities.– Essentially you make a commitment

to work with us and in exchange we agree to work 110% to find you a home.

– Our exclusive buyer agency clients are always our number 1 priority!

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Your CBSHOME Sales Associate

Single point of contactAvailable by phone, e-mail, and in personInformation Access– Multiple Listing Service (MLS)– Tax Assessors Database– School District Information– Chamber of Commerce– Etc.

Provide a thorough overview of available property

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Home Buying Process

Consultation with Agent to Analyze Needs

Establish a Working Relationship with Agent

Financial Pre-Qualification or Pre-Approval

Select Properties

View Properties

Write an Offer to Purchase Earnest Money

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Home Buying Process

Acceptance of Contract

Inspections

Mortgage Application

Remove Contingencies

Credit Report Appraisal Verifications

Underwriting

ConditionsRejection

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Home Buying Process

Loan Approval

Remove Contingencies

Title Company

Assemble Documents

Closing (Filing of Deed)

Possession of Keys

Title Exam, Insurance, Title Survey

You Own Your New Home!

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Financial Qualifying

What price range did you have in mind?How did you decide on that amount?What monthly payment are you comfortable with?

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Arranging Your Pre-Approved Mortgage

Expertise to make the difference for youConsultants available in every CBSHOME sales officeWide range of products and programsAssistance in evaluating availableloan optionsGetting Pre-Approved– Allows you to understand your

financing alternatives– Better positions you to purchase

your new home

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Finding the Right Home

Determine Your Requirements– Tell us your most important considerations in selecting a

home.Review, Select, and Tour Properties

• We will search for homes by …– Reading all homes for sales ads– Driving through selected neighborhoods– Calling for Sale by Owners– Contacting expired listings– Searching other real estate office listings

• We will make appointments to show you the homes that interest you OR give you the address for you to drive by and let us know if you would like to look inside.

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Your CBSHOME Page

www.cbshome.com

Features such as:

– Save This Property

– Save This Search

– TRIO

Registration is …

Quick, Easy, & Free

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Buying in a Buyer’s Market

Advantages– Interest Rates are at a historic low– Opportunity with the amount of inventory– OK to pay full market value– Negotiation of price

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Planning to Buy Your Home

As your agent we will …– Prepare the final Purchase Agreement and

all other necessary forms.– Promptly present all written offers to the seller

and monitor all pre-settlement activities throughout the closing process.

– Coordinate any inspections and review closing details after the Purchase Agreement is fully executed.

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defects already existing on the title.Nebraska Land Title and Abstract– The most financially sound and respected national

underwriters in the industry today!– Experienced Staff of more than 55 employees

• Title Examiners, Escrow Officers and Support Staff– Conveniently located in CBSHOME Sales Offices– Committed to a smooth and successful closing

Title Insurance

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Handling the Details

Guiding you through the process

Keeping you informed

Making sure all forms and contracts are in order

Complying with all Federal, State, and Local regulations

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Committed to Quality Service

98.8% of the CBSHOME clients and customers are very satisfied with their home buying or selling experience.Our biggest accomplishment is pleasing you. We pride ourselves in delivering quality service and results to you and your family!