MONEY MATTERS

Do you qualifyfor this credit?

By Harvey Amwake, C.P.A.

The 2010 health care reform legisla-tion established a tax credit to encouragesmall businesses to provide health insur-ance for employees. Recent surveys haveshown that the majority of small compa-nies that might qualify for the credithave failed to take it. The reasons givenfor ignoring the credit ranged from beingunaware of it to finding the credit toocomplicated to compute.

If your business or nonprofit orga-nization might be eligible, perhaps youshould take another look at the require-ments and be sure you’re taking advan-tage of this tax break.

If you qualify, you can use this taxcredit to offset your federal income taxliability by up to 35 percent of the costof health insurance premiums you payfor employees. Since this is a tax credit,not a deduction, it will reduce your taxbill dollar-for-dollar.

In general, the credit is available toemployers that have fewer than 25 full-time equivalent (FTE) employees pay-ing average annual wages of less than$50,000 per employee. Eligibility isbased partially on FTEs, not the num-ber of employees; therefore, an employ-er with fewer than 50 half-time workerscould qualify for the credit.

Tax-exempt organizations can usethe credit to offset payroll tax liability(up to 25 percent of qualified premi-ums paid).

For assistance in determining eligi-bility for this tax credit and in doing thecalculations to obtain the credit, talk toyour financial adviser or contact ouroffice. If you qualified but did not takethe credit in prior years, filing an amend-ed tax return may be a good idea.This article is for general information only anddoes not constitute financial advice. If you haveany questions about financial matters, consult aprofessional tax adviser. Harvey Amwake, CPA, isa tax and small business consultant with theaccounting firm of Arthur Spoon & Company,Ltd., at 1130 E. Missouri Ave., Suite 820. He canbe reached at 602-264-6500 or by e-mail atHarvey@ArthurSpoon.com.

TAKING CARE OF BUSINESS

Business BriefsAAIC a sponsor forRace to Cure Diabetes

The Arizona American Italian Club(AAIC) is one of the sponsors for TheRace 2 Cure Diabetes 5k run or walkon Saturday, Nov. 18, at Victory LaneSports Park/Adobe Dam Regional Park,23280 N. 43rd Ave.

The 5K run begins at 9 a.m., fol-lowed by the 5K walk at 9:05 a.m. andthe 1 Mile Kids Run at 10 a.m. On-siteregistration available.

Join members of the AAIC in therace or just to cheer them on. Proceedsbenefit the American Diabetes associa-tion. For more information, visithttp://www.race2curediabetes.com/.

Locals are finalists forATHENA Awards

The Greater Phoenix Chamber ofCommerce has announced the 11women chosen as finalists for its annu-al ATHENA Awards. Among them areseveral women from the North CentralPhoenix community, including PrivateSector Finalists Kelly Barr, senior direc-tor of Environmental ManagementPolicy & Compliance, Salt RiverProject; Deborah Bateman, executivevice president, director of WealthStrategies, National Bank of Arizona;and Anne McNamara, dean and profes-sor of Nursing, College of Nursing andHealth Sciences, Grand CanyonUniversity.

North Central resident CarleneLowry, a partner with Snell & WilmerL.L.P., was named a finalist for theATHENA Young Professional Award.

Named after the Greek goddess ofwisdom, the ATHENA Awards honorwomen who strive toward the highestlevels of professional accomplishments,excel in their chosen field, and havedevoted time and energy to their com-munity. Nominees are judged on lead-ership and achievement, communityservice, and support for the profession-al development and mentorship ofwomen.

Three ATHENA Award recipientswill be announced at the Chamber’s25th- Annual ATHENA Awards lun-cheon from 11:30 a.m. to 1:30 p.m.Friday, Oct. 25, at the Arizona BiltmoreResort & Spa, 2400 E. Missouri Ave.Registration for this event closes 5 p.m.

Page 20 – North Central News, October 2012

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North Central News, October 2012 – Page 21

please see BUSTLE on page 22

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TAKING CARE OF BUSINESS

Friday, Oct. 19. Tickets are $65 forChamber members and $75 for non-members. To register visit www.phoenixchamber.com/athena2012; for ques-tions, call 602-495-2182.

Business grouphosts Chief Garcia

The North Mountain BusinessAlliance (NMBA) hosts Phoenix PoliceChief Daniel Garcia at a public meet-ing set for 11:30 a.m. to 1:15 p.m.Thursday, Oct. 25 at the SSC BoringBuilding, 1951 W. North Lane.

Garcia is expected to provide hisoutlook on the current status of thePhoenix Police Department, includingthe areas of weakness that need to beimproved and areas of strength that heplans to build upon. He also is expect-ed to discuss his personal vision of whata great police department includesbased on his many years in law enforce-ment in the state of Texas.

The North Mountain BusinessAlliance was formed in August 2011 bybusinesses and other concerned stake-holders in the area around 19th andPeoria avenues who were opposed topotential medical marijuana facilitiesopening in some of the community’sindustrial-zoned areas.

Since that time, the group has beenactive in protecting the area as well asproviding important information toexisting and incoming businesses aboutthe community.

To RSVP for this program or formore information, e-mail Marcia@sscboring.com or call 602-997-6164.

CoreBalance Studioholds grand opening

CoreBalance Studio, which recentlyopened at 3240 E. Camelback Road,hosts a grand opening event from 5 to8 p.m. on Friday, Oct. 19.

The goal at CoreBalance Studio isto deliver a personalized fitness experi-ence that will produce results and keepyou engaged, with Real Ryder bikes, ayoga and barre studio, and experiencedinstructors.

For new customers at CoreBalance,choose a class from three disciplines(yoga, spin, and barre fusion/corefusion), and your first class is free.

The grand opening event is open tothe public. For more information, call602-956-1619 or visit www.corebalancestudio.com.

Online marketplace opensfor used wedding gowns

Women typically splurge on a beau-tiful—and very pricey—weddinggown, only to wear it once for a fewhours. TK Newman and Katie Rockknew that there must be a better way.

On Oct. 1, Newman and Rock willunveil Hustle Your Bustle (HYB), anonline bridal marketplace wherewomen can sell their upscale or vintagewedding dresses, recouping funds andcloset space, and brides can find dealson designer wedding gowns.

HYB is the only website that focus-es on the sale of high-end weddingdresses and enables users to pay on-site,making shopping for or selling a high-

North Central SurvivorsSponsored by the Lieb Group and Title Management Agency of Arizona

Welcome to my fourth article for thismonthly column, which honors North Centralbusinesses that have been around for at least20 years. I am a true believer in spending ourmoney locally and we have some of theValley's finest retailers as well as restaurantsin our neck of the woods. If you know of anyof our area businesses that have beenaround for at least 20 years, please email

me at boblieb@aol.com. There is absolutelyno charge for me promoting your companybecause your SURVIVAL helps me to sellhomes––clients move here because of you!This month I am proud to introduce AZ

Kicks and Floral Keepsakes. I appreciate TitleManagement co-sponsoring this monthly col-umn with me.

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Martial arts studio and keepsake boutiquefind long-term success in the local economy

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More than 26 years ago, life-long North Centralresident Master David Karstadt had a vision ofcreating a martial arts school where Valley resi-dents could not only strengthen themselves physi-cally but also develop themselves mentally. In May1986, this seventh-degree black belt fulfilled thatdream by opening Arizona Kicks. Since then, ithas become one of the longest running and mostsuccessful Taekwon-Do schools in the Valley, withKarstadt training five World Champions as coachof the U.S. Taekwon-Do Team.Karstadt has created a school community where

members get in great shape by learning to punch,kick and defend themselves in the tradition of theInternational Taekwon-Do Federation. Studentsalso learn character development and leadershipskills. “A Black Belt is more than being able todefend yourself,” Karstadt says. “It’s about being aleader and someone who makes a difference inyour family and your community.”He has modeled that spirit for his students

through his fundraising work for PhoenixChildren’s Hospital, Fresh Start Women’s Centerand the Desert Mission Food Bank via his annual“Kick-A-Thon,” which feeds more than 100 fami-lies each year at Thanksgiving. Karstadt also hasbeen featured on Sonoran Living, EVB Live andPhoenix Suns Halftime shows, to name a few.Arizona Kicks is located at 531 E. Bethany Home

Road. Call 602-264-2300 for more information.

Floral Keepsakes has been in North CentralPhoenix since 1988. Owner Lisa Conti, a NorthCentral resident, says, "I am so fortunate to bedoing something I love in a location that I love. It'snice to see the same customers over the years; manyof them live in North Central."Floral Keepsakes is a one-of-a-kind boutique that

specializes in freeze-dried flower preservation andkeepsake framing. They can preserve and displayyour flowers from a wedding, memorial, anniversary,baby shower and any other special occasion. Theyalso offer wedding gown cleaning and heir loomingservices. Their designers create beautiful custompermanent designs. Floral Keepsakes offers a stun-ning selection of quality preserved and silk flowers."You can choose one of our already made

designs or one of our designers can help you selecta container (or you can bring in your own) and theright flowers that will work with your décor," Contisays. They also carry unique gifts such as windchimes, birds, enamel and crystal photo frames,decorative crosses, French lavender potpourri bar,hostess gifts, seasonal items and much more!Floral Keepsakes, located at 5202 North 7th

Street, invites you to stop by Monday throughSaturday from 10 a.m. to 5 p.m. Please visit them atwww.facebook.com/FloralKeepsakesBoutique andwww.floralkeepsakes.com. Bliss Gifts & Décor,Diving Wedding Designs, INVU Photography andLorenzo's Salon also are in the building.

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Page 22 – North Central News, October 2012

TAKING CARE OF BUSINESS

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quality wedding dress a breeze. Womencan list pre-loved, vintage and newgowns, while indie designers and bridalboutiques can list new or sample gownsto clear excess inventory.

To find out more about HYB, visitwww.hustleyourbustle.com, “like” HYBon www.facebook.com/hustleyourbustle(for beauty and fashion giveaways), or e-mail TK or Katie at hello@hustleyourbustle.com.

New additionsat Kinesphere

Kinesphere Pilates currently is host-ing authorized Gyrotonic andGyrokinesis Master Trainer AdrianaThompson of San Francisco forTeacher Training on specialized equip-ment and Gyrokinesis. Thompson isone of only a dozen authorized instruc-tors of this unique system who travelworldwide to certify new teachers.

In addition, Kinesphere now offersthe services of an on-site massage ther-apist, Massage by Penny. Penny Alvarezspecializes in medical, orthopedic, deep

tissue and therapeutic massage, as wellas craniosacral therapy (CST) anddetox wraps. She is available Tuesdaythrough Saturday from 8 a.m. to 5 p.m.Kinesphere welcomes visitors to checkout its newly expanded area, with theaddition of 1,400 square feet of equip-ment and movement space. The bou-tique also has been enlarged and con-tinues to add new items to assist you inyour home and studio practice.

Kinesphere is located at 711 E.Missouri Ave. Call 602-532-3111 or e-mail info@kinesphere-studio.com formore information.

And She Was taps therocker girl in us all

A locally owned business has movedinto the increasingly high-profileSquaw Peak Plaza shopping centerlocated at the southeast corner of 16thStreet and Glendale Ave.

Adding to the mix of diverse ser-vices and trendy eateries is the new AndShe Was Boutique, featuring hip, rock-inspired clothing specializing in the lat-est designs from New York to L.A.

Owner Lianne Lehrman, who

BUSTLE continued from page 21

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If the person who is attempting topurchase your valuables does not explainthe current values of metal prices andwhat percentage of those prices he ispaying you – say thank you and leave.

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TAKING CARE OF BUSINESS

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recently moved to Phoenix, picked thislocation because she says it has an “up-and-coming” feel to it, plus it’s conve-niently located near the I-51 freeway.As for the concept? “I love rock ‘n’ roll,and I want to bring the rock out ineverybody,” Lerhman explains. “We aregoing try and carry something for everybootie and cutie.”

Lehrman says the fashions andaccessories such as handbags, belts andjewelry appeal to women ages 18 to 50-plus. Some of the designer names AndShe Was carries include Wildfox, FreePeople, Jens’ Pirate Booty, Sky, Gypsy05, Kat Von D and Kandy RockSwimwear.

And She Was Boutique is located at6825 N. 16th St. For more informa-tion, including business hours, call602-277-4150 or visit www.AndSheWasBoutique.com.

New auto dealershipis ‘Just Nice’ for you

Just Nice Cars, a pre-owned autodealership on Camelback Road and 10thStreet, is locally owned and operated byCentral Phoenix residents.

For more than 110 years, the Phoenix Country Club has been a tradition for families seeking the very best in outdoor sports and a variety of dining and social experiences. In every way, it is a breathtaking refuge from the everyday, where golf and the good life have been enjoyed for generations. Phoenix Country Club is a private club and membership is accepted through sponsorship by current members. Please contact Colette Bunch to inquire about introductions and the membership committee process.

MEMBERSHIPS AVAILABLE NOW.

Colette Bunch602.636.9823 or cbunch@phoenixcc.org

WHERE CREATING FAMILY MEMORIESis an ENDURING TRADITION.

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for more information: phoenixcc.org/request

With 35 years’ experience in theautomobile business in Arizona, TheresaElder, general manager, believes in shop-ping where you live and serving the localcommunity. An Arizona native, Elderwas pursuing her childhood dream ofbecoming a psychologist when she real-ized she thoroughly enjoyed the car busi-ness—so much so that she couldn’t com-pletely give up the trade.

Elder enjoys meeting and dealingwith new people while at the same timeproviding them with a reliable product.

“Most car dealers won’t sell theirfriends and neighbors cars; I do it all thetime,” she points out. At Just Nice Cars,the motto is, “We only sell nice cars!”

Most vehicles on the lot sell for lessthan $10,000; all trade-ins will be con-sidered. For more information, call 602-568-2001 between the hours of 10 a.m.and 6 p.m. Monday-Saturday or visitwww.justnicecars.net.

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