Business plan on fatima garments by saira and ambreen

EPS Score

276

Fatima garments industries

Address neem ki charisukkur, sindh 65200Pakistan

Telephone 923463997222Email [email protected]

Owner Information

Name Years Experience Credit Rating

saira mughal 2 Excellentsikander abbas 3 Excellentambreen khokhar 2 Excellent

Performance Results

Financial Ratio Forecasts (3rd Year Industry Comparison) Forecasted Ratio Industry Average

Current Ratio 1011.45 1.90% Profit Before Taxes/Tangible Net Worth -4.40 22.30Debt/Worth 0.00 1.10

Financial Analysis Forecast FY1 FY2 FY3

Total Revenue ₨3,000 ₨3,504 ₨4,500Total Operating Expenses ₨621,958 ₨588,690 ₨645,860Net Profit After Tax ₨-732,747 ₨-667,004 ₨-704,565Debt ₨83,435 ₨0 ₨0Net Cash Flow ₨4,638,359 ₨6,089,009 ₨2,014,427Total Liabilities and Capital ₨12,718,057 ₨18,413,567 ₨20,034,502Net Worth ₨12,621,129 ₨18,397,668 ₨20,016,961

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Enloop's Performance Evaluation system provides users w ith a method to evaluate the likelihood of failure or success forbusiness profiles that have undergone Enloop's business planning process. Based on a combined analysis of anybusiness plan's EPS Score, Ratio Analysis, Cash Balance, and Net Worth results, the plan is assigned either a 'Pass' or'Fail' result.

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Fatima garments industriesneem ki charisukkur, sindh 65200Pakistan923463997222

Business Plan

Table of ContentsFatima garments industries Business Plan

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CoverTitle PageTable of ContentsBusiness IdeaProduct & SalesProduct & Sales ForecastMarketingMarketing ForecastPersonnelPersonnel ForecastMissionFinancial ForecastExpensesFixed AssetsLoansInvestorsOwners Contributions & DrawsProfit & LossProfit & Loss ForecastCash FlowCash Flow ForecastBalance SheetBalance Sheet ForecastRatios

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Business Idea

Fatima garment industries operating as alimited liability ompany. the commpany's NAICS code is 327910. thecompany operates primarily as a manufacturer company.

The company is the vibrant dinamic organization where state of the art s standard in business practice andcommunication. a highly skilled work force srived or nothing short of excellence in production cost and services.VISSION: to be premium manufacturer of the garment industries in pakistan.

it is established in january 2015, it has embarked on an ambigious program to expand modernize or upgrade thegarment industry.

Product & Sales

the main products of company are T shirts, jeans trousers and uppers. a V shaped t shirt has v neckline of morecommon crew shirts. Jeans are mostly available in black color. trousers are for both men and women we havetargeted both markets of pakistan. the uppers are made up of wollen with stylish look and available in everycolor.

Product & Sales Forecast Yr. 1 Yr. 2 Yr. 3

T shirtsSales ₨3,000.00 ₨3,500.00 ₨4,500.00Cost ₨2,000.00 ₨2,700.00 ₨3,000.00Totals

Total Sales ₨3,000 ₨3,500 ₨4,500Total Cost ₨2,000 ₨2,700 ₨3,000

Marketing

Fatima garment industries is expecting ti invest Rs 100000 in first year in marketing expense. in the second yearthe company is expecting Rs 150000 as marketing expense. in the third year the company is expecting amarketing expense of Rs 200000.the company is planned to invest an average of 4019.53% of its sales revenue on marketing expense.

Fatima garments industries Business Plan



Marketing Forecast Yr. 1 Yr. 2 Yr. 3

Expensestax expense ₨100,000 ₨150,000 ₨200,000Industry Trade Shows ₨20,000 ₨30,000 ₨50,000Totals

Total Expenses ₨120,000 ₨180,000 ₨250,000

PersonnelThe company's management includes the following individuals:

Rizwan ahmed, fianancial manager Rizwan ahmed is the financial manager of fatima garments. he has 10 tears of experience in auditing. he isresponsible for consolidation of budget, forcast the sales of company. he has bachelor degree in finanaceand experience of working in today's fast environment.

salman ahmed, operational manager this job consist of tranforming the product idea in to finish product, as well as those involved in planning andcontrolling the system that contains goods and services. he has 5 to 7 years experience of working in thefast envioronment. he has done his manters in the accounting.

Rizwan ahmed is the financial manager of fatima industries he has ten years of experience in auditing.salman ahmed is the operational manager of the company. he has 5 to 7 years of experience.total payroll expense of first yearis Rs:60000 and 62000 in the second nad third year.

Personnel Forecast Yr. 1 Yr. 2 Yr. 3

Salarieslabour ₨5,000 ₨5,000 ₨5,000advertisement agent ₨50,000 ₨50,000 ₨50,000labour ₨5,000 ₨7,000 ₨7,000Totals

Total Salaries ₨60,000 ₨62,000 ₨62,000

Mission

to promote the indusrial sector of garments in pakistan by giving new look to the garments.




Financial Forecast

the company starting cash balance is of Rs5000000. account payables are set to 10 days and accountrecievables are set to 18 days. the company is forcasting that 30% of their sales are on credit. the company hastotal outstanding of two loans. the company has three investors. the accounting of company is on accural basis.

Expenses Year 1 Year 2 Year 3

Insurance ₨70,000 ₨80,000 ₨74,000Legal and Accounting ₨70,000 ₨90,000 ₨85,000Travel ₨7,000 ₨7,000 ₨7,000Supplies ₨8,000 ₨7,000 ₨7,000

Fixed Assets Cost

machinery ₨2,000,000fixture and furniture ₨500,000building ₨1,000,000

Loans Amount

bank loan ₨450,000bank loan ₨450,000

Investors Year 1 Year 2 Year 3

saira mughal ₨700,000 ₨800,000 ₨700,000sikander abbas ₨600,000 ₨700,000 ₨700,000ambreen khokhar ₨400,000 ₨600,000 ₨700,000

Owners Contributions & Draws Yr. 1 Yr. 2 Yr. 3

Contributions ₨3,800,000 ₨4,500,000 ₨400,000Draws ₨0 ₨0 ₨0




Profit & Loss

the company's gross profit for first year is forcasted as Rs -230073 and in second year the gross profit isforcasted asRs-234771 and in third year the forcasted gross profit is Rs-234847. the average gross profit marginis -62529.34 %. The company forcasted expenses are payroll expenses in three years is Rs1856508.net profit after taxes is Rs-732747.the forcasted retained earning for first year is Rs-732747, for second year is Rs-667004 and for third year is Rs -704565.

Profit & Loss Forecast Yr. 1 Yr. 2 Yr. 3

RevenueSales ₨3,000 ₨3,504 ₨4,500Other Income ₨0 ₨0 ₨0COGS ₨233,073 ₨238,275 ₨239,347Gross Profit ₨-230,073 ₨-234,771 ₨-234,847Payroll Expenses

Salaries ₨58,600 ₨59,970 ₨57,990Payroll Taxes and Benefits ₨4,842 ₨2,990 ₨3,459Operating Expenses

Depreciation ₨182,961 ₨182,961 ₨182,961Insurance ₨63,000 ₨72,000 ₨66,600Interest Expense ₨119,575 ₨1,669 ₨0Legal and Accounting ₨59,500 ₨76,500 ₨72,250Marketing ₨120,000 ₨180,000 ₨250,000Supplies ₨7,040 ₨6,160 ₨6,160Travel ₨6,440 ₨6,440 ₨6,440Totals

Total Operating Expenses ₨621,958 ₨588,690 ₨645,860Earnings before Taxes ₨-852,031 ₨-823,461 ₨-880,706Income Taxes ₨-119,284 ₨-156,458 ₨-176,141Owners Draws/Dividends ₨0 ₨0 ₨0Retained earnings ₨-732,747 ₨-667,004 ₨-704,565

Cash Flowthe owners had invested Rs 8700000 and seeking loan of Rs 900000cash flow for the first year if Rs 4638359, and for second year is Rs 6089009, and for third year is Rs 2014427.ending cash balance for first year is Rs9638359. for second year is Rs 15727368, and for third year is Rs17741795.




Cash Flow Forecast Yr. 1 Yr. 2 Yr. 3

Cash InSales ₨2,956 ₨3,497 ₨4,485Other Income ₨0 ₨0 ₨0Loans Requiring Payback ₨900,000 ₨0 ₨0Investments ₨5,500,000 ₨6,600,000 ₨2,500,000Total Cash In ₨6,402,956 ₨6,603,497 ₨2,504,485Cash Out

COGS ₨14,781 ₨25,574 ₨24,816Other Expenses ₨253,676 ₨341,809 ₨403,242Payroll ₨60,000 ₨62,000 ₨62,000Cash Paid for Taxes ₨0 ₨0 ₨0Cash Paid for Fixed Assets ₨500,000 ₨0 ₨0Loan Principal Payments ₨816,565 ₨83,435 ₨0Loan Interest Payments ₨119,575 ₨1,669 ₨0Owners Draws and Dividends ₨0 ₨0 ₨0Total Cash Out ₨1,764,597 ₨514,487 ₨490,059Net and Balance

Starting Cash Balance ₨5,000,000 ₨9,638,359 ₨15,727,368Net Cash Flow ₨4,638,359 ₨6,089,009 ₨2,014,427Ending Cash Balance ₨9,638,359 ₨15,727,368 ₨17,741,795

Balance Sheet

fixed assets fotr the first year is Rs 9638403. for srcond yera is Rs 1527420 and for third year is Rs 17741861.current liabilities for the first year is Rs 96928, for second year is Rs 15900, and for third year is Rs 17541. capitalfor the first year is 12621129, for second year is Rs 18397668 and for thiord year id Rs 20016961. the company'stotal liabilities and capital for the first yasr is Rs 12718057, for the second year is Rs 18413567, and for third yearis Rs 20034502.




Balance Sheet Forecast Yr. 1 Yr. 2 Yr. 3

Current AssetsCash ₨9,638,359 ₨15,727,368 ₨17,741,795Accounts Receivable ₨44 ₨52 ₨67Inventory ₨0 ₨0 ₨0Total Current Assets ₨9,638,403 ₨15,727,420 ₨17,741,861Fixed Assets

Fixed Assets ₨3,500,000 ₨3,500,000 ₨3,500,000Less Accumulated Depreciation ₨420,346 ₨813,853 ₨1,207,359Net Fixed Assets ₨3,079,654 ₨2,686,147 ₨2,292,641Current Liabilities

Accounts Payable ₨13,493 ₨15,900 ₨17,541Deferred Revenue ₨0 ₨0 ₨0Short Term Debt ₨83,435 ₨0 ₨0Total Current Liabilities ₨96,928 ₨15,900 ₨17,541Long Term Liabilities

Long-Term Loans ₨0 ₨0 ₨0Total Capital ₨12,621,129 ₨18,397,668 ₨20,016,961Totals

Total Assets ₨12,718,057 ₨18,413,567 ₨20,034,502Total Liabilities and Capital ₨12,718,057 ₨18,413,567 ₨20,034,502

Ratios (Year Three)Common Ratios Company Industry

Current Ratio 1011.45 1.90% Profit Before Taxes/Tangible Net Worth -4.40 22.30Debt/Worth 0.00 1.10



Business plan on fatima garments by saira and ambreen

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