- , .Pre Pa id Le ga l Se rvice s Inc and s ubs idiarie s

Three Major Proble ms and

Ne e ds

The Be s t Ans we rs

Opportunity and Timing

Action Steps

Business Briefing

Credit Cards Taxes Loans Mortgages CollegeTaxes Car loans Taxes Insurance Cell Phones

Gasoline Taxes Etc.

First Major Problem

Most people today have the same complaint – they don’t have enough money and they have no time freedom.

.Expenses are escalating Everyday items are much more expensive today than just one year ago.

Second and Third Major Problems

Ide ntity The ft

Acce s s to the le ga l s ys te m for Eve ryday Life Eve nts

Five Areas to Evaluate

The Company

The /Ne e d Marke tplace

The Product

The Compe ns a tion

The Timing

The Company

. Harland C Stonecipher, , Founder Chairman &CEO

Has been in business for 30 more than years

Is a public company since 1976 (NYSE:PPD)

Began with a serious .auto accident

- Pre Paid Legal Featured in Many Publications

Pre-Paid Legal was most recently featured in Success from Home magazine.

Sales History

Our sales history continues to improve as we move up and to the right each year.

300$

325$

350$

375$

400$

425$

450$

475$

2001 2002 2003 2004 2005 2006 2007 2008

GROSS REVENUEIN MILLIONS

3 0 3$ 3 5 0$ 3 61 3 8 6 4 2 3 4 4 4 4 5 7 $ $ $ $ $ 4 6 4$

’ , It s Not If But When

You are more than twice as l ikely to be in court than you are to be hospitalized!* American Hospital Association, 2006 Annual Survey ** Examining the Work of State Courts, Court Statistics Project 2007

100 M

75 M

50 M

25 M

0

37Million

102Million

Hospitalizationsin 2006*

Court Filingsin 2006**

. . .Have You Ever

been overcharged for a repair? tr ied to return a defective product? received a traff ic t icket? lost a security deposit? been audited? s igned a contract? purchased a home? prepared a Wil l? worried about identity theft?

’ WhyDon t People Call Attorneys

They are intimidated by lawyers. They don’t know who to call. They believe it would cost too much.

’ The Main Reasons People Don t Seek :Legal Counsel

The Most Common Responses to a :Legal Dispute Are to

Ignore the problem Try to handle it personally

What Do We Do

Simply put a - Pre Paid Legalmembership does for attorney and legal bills

what medical insurance does for doctor and hospital bills.

1. The Member2. ’ The Member s Spouse3. Never Married Dependent Children Under 21 Living At Home

4. 18Dependent Children Under Age For Whom The Member Is Legal Guardian

5. 23Full Time College Students Up To Age Never Married, Dependent Children

6. Physically Or Mentally Challenged Child Living At Home

?Who Is Covered

- : The Pre Paid Legal membership covers

Preventive Legal Services Motor Vehicle Legal Services Trial Defense Services IRS Audit Legal Service 25% Preferred Member Discount Legal Shield

:The Life Events Legal Plan

Six Areas of Coverage

Preventive Legal Services

Phone consultation is available to you and your covered family members on an unlimited number of matters.

When your Provider Attorney feels it is in your best interest, a letter will be written or a phone call will be made on an unlimited number of personal issues for you and your family.

Phone consultation on unlimited matters is available to the extent the Provider Law Firm deems it necessary to adequately advise you on your legal matter. One (1) hour of legal research per subject matter will be completed by the Provider Law Firm if your legal matter cannot be adequately addressed during your telephone consultation. Nevada residents limited to 50 hours per year and 5 personal legal documents reviewed per year. A letter or phone call per subject matter is available if advisable in your Provider Law Firm’s sole discretion. Trust preparation is available at the preferred member rate.

!These services are available to you immediately when you enroll

Preventive Legal Services

When you are faced with signing a contract, have your Provider Law Firm review it first! An unlimited number of personal contracts and documents that are 10 pages or less in length will be reviewed as a part of your membership.

Standard Will preparation and yearly updates are included for the member. Your spouse may have their Will prepared for no additional fee if requested within 60 days of purchasing the membership. After that time, your spouse may have their Will prepared, along with other covered family members for an additional $20.

Phone consultation on unlimited matters is available to the extent the Provider Law Firm deems it necessary to adequately advise you on your legal matter. One (1) hour of legal research per subject matter will be completed by the Provider Law Firm if your legal matter cannot be adequately addressed during your telephone consultation. Nevada residents limited to 50 hours per year and 5 personal legal documents reviewed per year. A letter or phone call per subject matter is available if advisable in your Provider Law Firm’s sole discretion. Trust preparation is available at the preferred member rate.

!These services are available to you immediately when you enroll

Motor Vehicle Legal Services

Call your Provider Law Firm immediately when you receive a moving traffic ticket so proper assistance can be arranged.

Representation for certain motor vehicle related criminal charges

Up to 2.5 hours for help with driver’s license assistance and/or personal injury/property damage collection assistance of $2,000 or less.

15 !These services are available just days after enrollment

Representation under this benefit is provided when the member has a valid driver’s license and is driving a properly licensed motor vehicle. Pre-existing conditions, charges of DUI/DWI related matters, drug-related matters, hit-and-run related charges, leaving the scene of an accident, and unmeritorious cases are excluded. Commercial vehicles with more than two axles are not covered. Driver’s license and personal injury/property damage recovery assistance is limited to two and one-half (2-1/2) hours of lawyer time per claim, does not include the filing of a lawsuit, and excludes personal injury and property claims exceeding $2,000.

Trial Defense Services

If you or your spouse face a civil suit or job-related criminal charges, your Provider Law Firm will provide up to 75 hours of service - at no added cost - to defend you. Additional pre-trial and trial services are available at a 25% discount from the Firm’s standard hourly rate.

The longer you keep your membership, the more valuable it becomes! 1 st year - 75 hours (17.5 pretrial/57.5 trial)2 nd year - 140 hours (23 hours pretrial/117 trial)3 rd year - 205 hours (28.5 pretrial/176.5 trial)4 th year - 270 hours (34 pretrial/236 trial)5 th year - 335 hours (39.5 pretrial/295.5 trial)

Matters not covered under Plan benefits and which you may use your preferred member rate for services are: Dependents (covers member and spouse only), Bankruptcy, divorce, separation, annulment, child custody or other divorce or domestic-related matters, Charges of DUI/DWI, drug-related matters (whether prescribed or not), hit-and-run, leaving the scene of an accident, and civil or criminal charges occurring as a result of operating a commercial vehicle with more than two axles, Plan benefits apply only to charges of job-related criminal actions. Benefits do not cover instances in which you are named in a civil lawsuit or have criminal charges filed against you because you are listed as an owner, manager or associate of the business and you had no direct involvement with the act or matter that gave rise to the lawsuit or criminal charge, Lawsuits filed because of something that occurred prior to your enrollment or because of conditions that were reasonably anticipated or foreseeable prior to your enrollment (even if the lawsuit is filed after you become a member), Class actions, interventions or amicus curiae filings in which the covered member is a party (or potential party), Garnishment, attachment or any other appeal, Claims, defenses, or legal positions which your Provider Law Firm determines will not prevail in court or are frivolous or without merit.

IRS Audit Legal Services

One hour of consultation, advice or assistance when you are notif ied of an audit by the IRS

An additional 2.5 hours if a settlement is not achieved within 30 days

I f your case goes to court, you’l l receive 46.5 hours of your Provider Law Firm’s services

Coverage for this service begins with the tax return due Apri l 15 of the year you enroll

Coverage includes the return due on April 15th of the first membership year. Does not cover garnishment, attachment or any other appeal, class actions, interventions or amicus curiae filings, charges of tax fraud or income tax evasions, Trust returns, business and/or corporate tax returns, payroll and information returns, partnerships, corporation returns or portions thereof that are included in the member’s tax returns, pre-existing conditions—where member has been notified by the IRS prior to enrollment, and services rendered by an enrolled agent.

25% Preferred Member Discount

Your Provider Law Firm will render assistance at the preferred rate for legal services not specifically covered by the benefits of the membership. Even pre-existing matters can be covered under this portion of the plan!

If you own a business and wish representation for the entity, you will receive a preferred rate of 25% less the Provider Law Firm’s corporate hourly rate*.

Five business days advance notice is required for preparation in court representation.

*Hourly rates for Referral Lawyers and court appearances may vary.

The information contained in this material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the coverage you have selected. Please remember that only the plan contract can give actual terms, coverage, amounts, conditions, and exclusions. Check benefit availability in your state/province.

Legal Shield

The Legal Shield gives you and your family 24- hour access to legal consultation for the following situations: If you are detained by a law enforcement officer If you are injured in an accident If authorities attempt to remove your child from your home or custody If you are served with a warrant

To contact your Provider Law Firm, simply call the toll-free number on your Legal Shield card. You will reach the Pre-Paid Legal offices, who will then put you in contact with your Provider Law Firm, so you can consult with an attorney. It’s that easy.

The Legal Shield membership will not apply if the member is alleged to be under the influence of or impaired by alcohol, intoxicants, controlled substances, chemicals or medicines, whether prescribed or not; the member is alleged to be involved with domestic violence or stalking; and/or assistance in making, posting, or obtaining bond, bail or other security required for release. Check benefit availability in your state.

?HowMuch Will It Cost

Well, with a - Pre Paid Legalmembership you receive all

this for only $26 a month! Isn't your family worth it?

That's less than the price of a cup of coffee a day!

’ It s No Secret

Identity Theft is AMajor Problem In America

Do you hand your credit card to servers at restaurants?

Do you supply personal information over the internet?

Do you keep your Social Security number in your wallet or purse?

Do you leave mail at your home or business for the postal carrier to collect?

Do you throw away unwanted mail with personal information without shredding it first?

Five Common Types of Identity Theft

Identity Theft is not just about credit cards! ID theft is an international crime and access to an attorney may be critical.

Drivers License

Medical Financial

Social Securit

y

Character/

Criminal

?Why are you at risk Uti l i ty Companies Insurance Companies Credit Card Records Medical Records Real Estate Records Motor Vehicle Records School Records Mil itary Records Social Security Records Banking Records Employment Records Postal Records Purchasing Records Tax Records Leasing Records Licensing Records

Your Data is Out The re

?What is Identity Theft

The Best Answer

DriversLicense

Identity Theft

MedicalIdentity Theft

Financial Identity Theft

SocialSecurity

Identity Theft

/ CharacterCriminal

Identity Theft

?Is Credit Monitoring Alone the Solution

RestorativeServices

The Best Answer

DriversLicense

Identity Theft

MedicalIdentity Theft

Financial Identity Theft

SocialSecurity

Identity Theft

/ CharacterCriminal

Identity Theft

Life Events Legal Plan

Life Events Legal Plan

Life Events Legal Plan

Life Events Legal Plan

Life Events Legal Plan

RestorativeServices

RestorativeServices

RestorativeServices

RestorativeServices

The Comple te Wall of Se curity

The Best Answer

Life Events Legal Plan

YOU

MonitoringServices

Restoration Services

The Best Answer

- , .Pre Paid Legal Services Inc is the only company with a

suite of products that provides help in every phase

of Identity Theft – before, during, and after the

crime occurs.TM

SHIELDIDentity Theft

with the Pre-Paid Legal Plan

The Best Answer

Kroll is the world’s leading risk consulting company with

more than 30 years of experience. Kroll has been

involved in many notable cases, such as:

Assisted the Kuwaiti government in investigating Saddam Hussein’s financial network.

Responsible for the restructuring of Enron.

TM

SHIELDIDentity Theft

with the Pre-Paid Legal Plan

Credit Report & Continuous Monitoring

You will receive an - - up to date credit report through Experian at no additional charge with your membership.

Your credit files will be regularly monitored. Suspicious activity will be brought to your attention, providing you with early detection.

You’ll receive prompt notice if any new accounts are opened in your name... or if derogatory notations are added to your credit report.

Restoration Services

If your identity is stolen, you need more than just information about how to restore your name and credit rating. As an Identity TheftShieldSM member you can rest easy knowing experiencedprofessionals are working for you!

Fraud alert notifications will be sent on your behalf and applicablefollow up will be done with affected agencies and institutions

Proactive searches of applicable local and national databases will be made on your behalf to look for information you may not have known about

Identity Restoration will not apply if the identity theft is the result of a dishonest, criminal, malicious, or fraudulent act you, your spouse, or your child participated in, directed, or had knowledge of. Restoration services will not be provided for a known stolen identity event that occurred prior to enrollment date. You must be an active member to receive restoration services. Services provided do not cover financial losses arising from the identity theft. A signed limited power of attorney must be provided to Kroll when an Identity Theft Restoration case is opened in order for Kroll to work on your behalf and/or provide the Proactive Database Searches listed. A stolen identity event does not include the theft or unauthorized or illegal use of your business name, d/b/a, or any other method of identifying your business activity.

?HowMuch Will Peace of Mind Cost

With the Pre-Paid Legal Life Events Legal Plan you will

receive all these benefits for just $26 or less per month! And the Identity Theft Shield can be added for an additional 9.95$ per month.

That’s less than the price of a bottle of water a day.

’ ?What s in It For You

We need your help taking this service and

opportunity to the marketplace.

?How do pe ople cre a te WEALTH

Work for someone else? Get a second job? A third job?

Escalating Expenses

•Credit Cards•Taxes•Loans•Mortgages•Col lege•Taxes

The Opportunity

•Car loans•Taxes•Insurance•Cell Phones•Gasoline•Taxes

Two Goals

2. Create moremillionaires than any other company

:PPLTRACKRECORD

In 2008 approximately every 12 days a new family started earning a six-figure income working with PPL!

And approximately every 24 days a new family joins the Millionaire Club!

, , !And you can too by doing three simple things

• Sign up every family for the Life Events LegalPlan and Identity TheftService

:PPLTRACKRECORD

Servicing more than 1.5 million families.

Over 34,000 companies offer the services as an employee benefit.

- 35.95Advanced Commissions $

($26 PPL Family Plan + $9.95 Identity Theft Shield)

All you have to do is collect:$35.95 1st Month's fee

+ $10.00 One Time Enrollment $45.95

Executive Director

Senior AssociateAssociate

252.35 44.94

207.41

172.84

138.27

69.14

34.57

34.57

69.14

Director

Manager

Junior Associate

34.57

Want to earn higher commissions immediately? If your f irst activity is to recruit a new Junior Associate AND sel l that person a membership, you wil l immediately advance to Associate level and receive the Associate level advance on that sale!

Commission amounts shown represent advances. If a membership cancels during the advance period, you will be charged back against future commission advances.

217.78

172.84

138.27

103.71

34.5734.57

Team OverrideAdvance

Personal Sales Advance

CumulativeOverride Advance

- 26 Advanced Commissions $ Plan

Want to earn higher commissions immediately? If your f irst activity is to recruit a new Junior Associate AND sel l that person a membership, you wil l immediately advance to Associate level and receive the Associate level advance on that sale!

Commission amounts shown represent advances. If a membership cancels during the advance period, you will be charged back against future commission advances.

Team OverrideAdvance

Personal Sales Advance

All you have to do is collect:$26.00 1st Month's fee

+ $10.00 One Time Enrollment $36.00

Executive Director

Senior AssociateAssociate

182.50 32.50

150.00

125.00

100.00

50.00

25.00

25.00

50.00

Director

Manager

Junior Associate

25.00

25.00

157.50

125.00

100.00

75.00

25.00

CumulativeOverride Advance

- Pre Paid Legal Pays You Every Day

Commissions are paid daily by direct deposit!

’ Player s Club

Qualify for the ’ Player s Club

and receive a monthly car bonus!

*The program requires additional requirements to be met. Review the Player’s Club flier for full details regarding this program.

Your monthly car bonus can 100 500!range from $ to $

This Business Is Simple

Let the tools do !the work for you

Hand Outs Brochures DVDs and CDs Mail Outs Calls Recordings Website Third-party validations

SMITHGrocer

MUHAMMAD

BellSouth

DORSEYLandscaping

RASMUSSEN

Business Owner

SELFStore Manager

No Specific Experience Necessary

PICKENSMilitary

GARDNERAttorney

BURGESSSocial Worker

MALLOYG.E.D.

DENNECustodian

10% The Top Have Or Can Afford Legal

Access 10% The Bottom Have Access To Legal Aid or Public

Defender

Targe t Cus tome r

1 5 - 2 5 $ $

Billion Marke tPre-Paid Legal Services, Inc. gives middle income North America equal access to justice.

The Target Market Is Huge

The Market Timing Is Perfect

1 0 0 %

75 %

50 %

25 %

0 % 3 % Le s s than of North Ame ricans

Have - A Pre Paid Le ga l

Se rvice sMe mbe rs hip

Approximate ly8 0%

Of Europe ans Have

Le ga l Cove rage

Current Market Penetration

This map illustrates Pre-Paid Legal Services®, Inc.’s current market penetration. Percent of population based on households utilization of 2.5 household members per membership.

Less than 1%penetration

1% to 3%penetration

More than 3%penetration

Plan not available

Timing Is Key

History shows that when an industry hits a 2% market penetration, crit ical mass can be achieved.

THE GROWTH OF HMO’S• 1 0 ’ It took Ye ars for HMO sto 2% re ach marke tpe ne tra tion• , Afte r tha t it took jus ts e ve n 5 2%more ye ars to re ach marke t pe ne tra tion

60%

50%

40%

30%

20%

10%

0%1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17

0102030405060708090

100

LIFE AUTO HEALTH LEGAL

Timing Is Key

The three major divisions of the insurance industry have already achieved bi l l ions in market share.

: MIKEMOORE Former Attorney General Mississippi

: MIKETURPEN Former Attorney General Oklahoma

: GRANTWOODS Former Attorney General Arizona

. :ANDREWP MILLER Former Attorney General Virginia

. : THOMAS J DONOHUE President & CEO, U.S. Chamber of Commerce

. : HARRYC ALFORD President & CEO, National Black Chamber of Commerce

: BILLPAUL Former American Bar Association President

Timing

Recent National Media Campaign

Success Stories

Now, it is time to show you how - Pre Paid Legal really

works. We’re going to share with you real stories from real people who have been helped either by the membership, the business opportunity or both.

Investment

49 $ BASICPROGRAM

OR

Investment

As a FASTSTART Associate you receive:

’ :BUILDER S PACK Applications Brochures 3 months FREE enhanced website 3 months FREE Televox 1 Getting Started Right Book 3 Training CDs 3 Recruiting DVDs 1 Recruiting CD

Help one person start their business and sel l ten $35.95 memberships =

$1,382.70 Special Executive Director support and guidance to launch your business!

Become a Member

Become an Associate

Plug into Your Area Events

Action Steps

Thank you for your time.

See You Next Week

’ ,Tonight s event was great and we appreciate your being here . . . but next week will be even better.

Don’t miss our ! special guest speaker

Be sure to write it down because you definitely want to be here. And be sure to bring people with you!

- , .Pre Paid Legal Services Inc

This presentation is copyrighted material and may not be . altered in any form under any circumstances Alteration of

’ this material in any way is a violation of the company s policies and procedures and may result in immediate

.termination of your PPLSI Associate Agreement

Marketed by Pre-Paid Legal Services, Inc. or applicable subsidiary:Pre-Paid Legal CasualtySM, Inc.In Tennessee: Pre-Paid Legal Services of Tennessee, Inc.In Florida: Pre-Paid Legal Services, Inc., of FloridaIn Virginia: Legal Service Plans of Virginia, Inc.

©1999 Pre-Paid Legal Services, Inc.4.09