BUILDING COMMUNITY —ENRICHING LIVES

The Community Foundation of Harford County (CFHC) is committed to promoting and increasing philanthropy by building and managing

permanent endowments and gifts to meet the present and emerging needs in HarfordCounty and its nonprofit community.

OUR MISSION:

Dear Friends:

The Community Foun-

dation of Harford County

is committed to bringing

individuals, businesses

and organization to-

gether to make our

county a better place –

today and for future generations.

The Community Foundation was started by people right

here in Harford County – men and women who live and

work here, and who believe in the power of individuals to

make a difference through informed charitable giving.

We have grown from a simple idea to a foundation with

more then $1,000,000 in assets, and with over fifty active

funds supporting nonprofits and programs through the

county. We have been able to make a significant differ-

ence in the lives of many of our most vulnerable, enrich-

ing the quality of life for our

citizens, through the grants

we distribute.

We are proud of our

progress, but our vision is

much larger – to become

THE local resource for phi-

lanthropy in Harford County.

By working with the Commu-

nity Foundation, donors can

engage in philanthropy that

is innovative, visionary and

effective.

To accomplish this, we are

working hard to raise funds

to support our mission to

connect people who care

with the causes they care

about. We want to be the

catalyst for good for our

Community, to create a more

secure, vibrant future for all

of us.

– Jayne Z. Klein

PRESIDENT’SMESSAGE

The Community Foundation of Harford County (CFHC) existsas a means for local citizens to make a difference in their

community, managing funds to ensure that every charitable dollarcontributed generates the greatest possible impact over an ex-tended time.

The funds represent the varied interest and objectives of theirdonors, matching them with like-minded charities in the commu-nity. Contributions made to a community foundation are used tobuild permanently endowed funds for philanthropic purposes.The income generated by these endowments is used to makegrants to local nonprofit organizations.

Ensuring that a charitable gift given today will continue to have a positive effect on the community well into the future.

Community foundations such as ours exist to make it accessiblefor people to become philanthropists, and to build an endowmentto meet the changing needs over time.

CFHC, founded in 2007, evolved from individuals who were

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serving on local nonprofit boards. They realized that manycharitable organizations would benefit from a consolidated support.

The CFHC’s founders realized the challenges for charitable or-ganizations to maintain stable funding for programs and expan-sion for new programs to meet the needs in Harford County.They also recognized that philanthropy could increase in Har-ford County, knowing of generous and giving individuals, fami-lies and businesses, who wanted to support their community.Connecting them became a priority.

CFHC partners with donors to make philanthropy happen. Wegive donors choices and make giving simple and easy!

On behalf of the Board of Directors, we look forward to contin-uing to work hand-in-hand with Harford County residents. Working together, we can make a difference in the communitywhere we live, work, and raise our families; address causes that matter to all of us; and maximize your charitable impact at yourpreferred level of giving.

2017 Fast Facts about CHFC

Total Assets (as of June 30)......................$1,245,650

Number of Charitable Funds .....................................51

Total Amount in Grants & Scholarships

made in fiscal year 2016-2017 ......................$85,400

Total Amount in Grants & Scholarships

made since 2010..........................................$437,000

Cares...................$69,920

Protects..............$87,400

Enriches...........$131,100

Nurtures .............$69,920

Preserves...........$78,660

...................$437,000

16%

18%

20%30%

16%

Building Community – Enriching Lives Together!

An essential element of the mission of The Community Foundation of HarfordCounty is to encourage philanthropy and assist local residents to become donors. The CFHC staff and directors work with our donorsto reach their philanthropic goals which directly impact and benefit Harford County. Potential donors are matched with non-profitswhose missions align with the donor’s area of intended giving. CFHC strives to attract new donors to build an established legacy andsupport our mission in Harford County which will continue to generate definitive change in the community.

Donors 2016-2017

Aaron WilcoxonAberdeen Bible ChurchAccentureAlbert Horst, Jr.Alexander J. MaroAlice Welsh LeedsAllie SchallerAllison MarabelloAmber O'BrienAmerica’s CharitiesAmerican Endowment

FoundationAndrew and Jayne KleinAngela GonceAngela RobertsonAnn EspositoAnn M. Wienckowski

Ann Marie EspositoAnn OsmanAnn WittenburgAnne GessnerAnne HartigAnonymousAnswered Prayers MinistryAnthony and Virginia MeoliApril IshakArletta GoetzAubrey SchwartzBank of America FoundationBarbara AntoshakBarbara EnglandBarbara PrzybylskiBarbara StrattonBari Klein

Barry SlovskyBeards Hill LiquorsBenjamin CimonsBetsy CampionBetty BurchamBetty LefloreBill and Paige CoxBrian and Jessica CoatsBridget LloydBryan MichaelsBryan MullaneyBud HaughtCarl and Elizabeth GargiuloCarol Ann and Andrew

NowakowskiCarol KnickmanCarolyn Kustanbauter

Carolyn PizzutoCate RocheCathy ConnCathy SchmidtCentral Christian AssemblyCharlotte SrithaiCheryl McComasChesapeake BankChristin RochaChristine MasterChristine McPhersonChristopher and Alicia PalmereCindy FranklinCindy HanleyCindy PierpontCindy Weyant

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Clarissa MullaneyColleen HelmlingerCoral PhillipsCraig and Elizabeth

McLaughlinCynthia HergenhahnDan WachtlerDaniela and Steven SinesDavid PruittDawn HamiltonDebbie HusterDeborah AbtDeborah Day BarbaraDebra TannenbaumDenise B.

CarnaggioDenise DregierDenise SulzbachDiana KlugDiane E. SmithDiane FritzgesDiane TobinDonna KahoeDonnale LtdEcotoneEdward and

Katherine RotheEdward KouneskiEhsan ValipayElgin TaylorElizabeth PearceElizabeth PetersonElizabeth SidellElizabeth SymondsEllen BarefordEmily EmerickEverett A. Haight, Jr.Felice RepasFern JohnsonFirepower Records LLCGarceau RealtyGeorge and Betty BucklessGerald and Amy DonleyGerard and Lori BrazilGlenn and Deborah RossGregory and Felice RepasGretta McGillHabitat for Humanity

Susquehanna PMTHavre de Grace Lions ClubHDG United Methodist ChurchHealing HouseHolly Kimble McComasHoly Temple of Jesus ChristHoly Trinity ChurchHoward MagnessHoward McComasHunter Mill FarmsIrna JayJacqueline EulerJames and Patricia FielderJames and Kathy StantzJames and Mary PilcherJane GlassJane N. HoweJane Scocca

Janet GomesJanet MyersJennifer CoulterJesse BaneJim and Terri WolbertJoAnn MacdonaldJoanna MarschhauserJoanne StephenJodi M. DavisJohn and Elizabeth FeroliJohn and Geraldine HughesJohn and Janet BowmanJohn KaneJohn Trent

Joseph and Janet LacertaJoseph and Mozelle BrownJoseph KollarJosh DresherJoyce W. HumbertJulie and William CoxJulie CoxJulie W. ChmuraJune DunnKatherine L. MarronKathi SantoraKathleen BeckKathleen CaseyKathy KraftKay DeitzKeith and Jennifer NovakKenneth and Angela FerraraKent Ferrell IIIKevin FerrellKimberly BolinKimberly MalatKimberly WagnerKlein’s ShopRite of MarylandKrystal AmentiLaura A. BarwickLaura L. HenningerLaura R. HaugLawanda EdwardsLeslie DohlerLibby Plunkett

Linda BealefeldLinda Stine FlintLisa FeulnerLisa FullerLisa Kunitz GetzLisa PannellLloyd R SchleicherLois KellyLou Ann BaneLynn CoveauLynne LaCalleM. Scott ElliottMara SierocinskiMaria Guadalupe Hernandez

Marilyn KleinMarion MillerMark and Christine ParkerMark and Colleen DolaghanMark and Patricia WolkowMark and Victoria MoffittMarlene ManfraMarlene MarxMarlyn GambrillMartha K. LovelyMary CallMary HemeltMatthew H. RossMcComas Funeral HomeMediawiseMelissa BarnickelMelissa HarboldMelissa McDadeMichael and Deborah LeafMichael KrantzMonica WorrellNancy G. HumeNancy MahoneyNancy SpenceNational Christian FoundationNeville & AssociatesNitrease QuickleyNola GiddenNorma and Manuel CouvelhaOrsia F. Young

Paidon ProductsPamela R. McHughPat CampbellPat PerlukePatricia A. PalinkasPatricia C. HorstPatricia HayashiPatricia J. HeidenreichPatricia PattersonPatricia SnyderPatricia SterlingPatrick A. PollardPatrick J. TonerPaul and Amelia Krebs

Paul and Mara Sierocinski

Peace First, Inc.Peace YogaPeggy and Donald

MorrisonPeople Source LLCPhillip and Lisa

LehnerRabbi Kushi

SchustermanRichard and Felicia

CoxRickie OthsRobert and Bonnie

PraterRobert and Joan

KraftRobert AscenziRoberta FoardRobin HollarRock Spring

Heating & CoolingRod and Bonnie LapauskyRoger GaumondRonnie T. DavisRonnie WilsonRosemary HajekRosemary King JohnstonRosemary RocheRuth Ellen ForrestSally Clark EdlerSarah KleinSarah Ortiz-BrownSharon CastronovaSharon Fries-BrittSharon LipfordShawn KrosShelton LinneySheryl Davis KohlSnee, Mahoney, Lutche &

Helmlinger, P.A.Stefanie PlittStephen and Carlissa GregoryStephen WilliamsSteve GreeneSusan BowserSusan BuhlmanSusan HavilandSusan LuckanSusan Shafer

You donate $1000 to the Community

Foundation of HarfordCounty (a $500 mini-mum donation is re-quired for the EndowMaryland Tax Credit).

Your Marylandstate taxes arereduced by a$250 tax

credit (25% of$1000).

Your federal taxesare reduced by a$250 deduction(based on a 25%personal tax rate).

Net cost toyou!

$1000 – – =

How to Make a $1000 Donation Cost only $500

$250 $250 $500

The Endow Maryland Tax Credit, a Maryland state tax program enacted in 2017,rewards donors who help build permanent charitable funds with a 25% state taxcredit. Gifts must be received by December 31, 2017.

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Suzanne and Bruce RileTina RipaniTamera RushTammi StaffordTeresa GarlandTerri RutterTerry TroyThe Benevity Community

Impact FundThe Dresher FoundationThe US Charitable Gift TrustTheresa WisemanThomas and Dawn BorgThomas and Judith McShaneTimothy and Susan FavazzaTracey Stamper

Tricia EichlerUnited WayUT Harford County,

LLCViacomVickie LutherVyzas & AssociatesWilliam Watters

UMCWinifred AustinWord of Faith

InternationalWSMT InsuranceYolanda CurtinZyven Sobkowski

This list encompasses donations received 7/1/16through 6/30/17. Please accept our apologies for anyomissions or errors.

FINANCIAL SUMMARYStatement of Financial -Position as of July 1-June 30

2016 2015Assets

Cash - Operating $21,317 $77,993Cash - Restricted $20,250 $47,882Investments $955,098 $915,853 Other Assets $1,091 $3,796

Total Assets $997,756 $1,045,524

Liabilities and Net AssetsLiabilities $22,459 $51,082Net Assets $975,297 $994,442

Total Liabilities and Net Assets $997,756 $1,045,524

Statement of Activities as of July 1-June 302016 2015

Support and RevenueDonor Contributions $242,578 $278,360Investment Results $(10,453) $13,072

Total Support and Revenue $232,125 $291,432

Grants and ExpensesProgram Services and Grants $149,667 $89,041Operating Expenses $101,603 $82,144

Total Grants and Expenses $251,270 $171,185

Changes in Net Assets $(19,145) $120,247

Net Assets at Beginning of Year $994,442 $874,195 Net Assets at End of Year $975,297 $994,442

These are summary financial reports. A copy of our current financial statement is available atwww.cfharfordcounty.org or upon request by contacting the Community Foundation of HarfordCounty, 202 S Main Street, Bel Air, MD 21014 or by phone at 443-371-6062. Documents and infor-mation submitted to the State of Maryland under the Maryland Charitable Solicitations Act areavailable from the Office of the Secretary of State for the cost of copying and postage. The Founda-tion’s IRS Form 990 report is available on our website at www.cfharfordcounty.org.

Some Comments Received from Donors:

“There are certain non-profits in Harford that I feel closest to — and I want to help

those, in particular.”– Roger Gaumond

“I believe that education strengthens our community — so my interest is in providing scholarships to those who need them.”

– Joyce Humbert

“The Community Foundation of Harford County is a local organization with deep roots in the community — that’s why I support its work!”

– Marlene Lieb

OUR THANKSThe Community Foundation of Harford County

thanks

The Dresher Foundationand

Harford County Governmentfor their years of support.

CORNERSTONE&LEADERSHIPSPONSORS

Beards Hill Liquors

Ecotone, Inc. Ecological Restoration

Harford Bank

Klein’s ShopRite of Maryland, Inc.

Roger Gaumond

WOMEN’S GIVING CIRCLE OF HARFORD COUNTY:ONE LEGACY – MANY HANDS

Beginning with the 2011 grant cycleand including the 2017 grant cycle, the

WGC has awarded a total of $254,493 tocharitable organizations that serve women,

children, and families in Harford County.

This represents over a quarter of a million dollars that has beengranted through the collective philanthropy of the members ofthe WGC.

The Women’ s Giving Circle of Harford County engages womenof all generations in the power of community philanthropy. Ourcontributions of time, talent, and financial resources address theneed of women and families.

Through education and increased awareness of local need, wemake a difference in the lives of women and their familiesthrough Harford County.

OUR LEADERSHIP Officers of the Board

Jayne Z. Klein, PresidentKlein’s ShopRite of Maryland, Inc.

Kenneth Ferrara, Vice PresidentVice President & Executive Director, Upper Chesapeake Health Foundation

Carolyn Pizzuto, SecretaryCommunity Volunteer

M. Scott Elliott, TreasurerVice President/Business Development Officer, Harford Bank

Executive Director/CEO: Brigitte Peters

Building Community – Enriching Lives Together!

Members of the Board

James Fielder, PhDSecretary of Higher Education, State of Maryland

Benny C. Walker, CPAPrincipal, Weyrich, Cronin & Sorra, Chartered

Pat Pollard Resident Director, Merrill Lynch Bel Air

Denise DregierDirector for College & Alumni Development, Harford Community College

Ed Kouneski Chief Financial Officer, 1st Mariner Bank

Kathleen BeckWealth Advisor, BB&T Wealth

Michael Allen Executive Vice President & Chief Operating Officer, Harford Bank

Mary-Dulany James, EsquirePartner, James & Zink, Attorneys at Law

P. O. BOX 612202 South Main StreetBel Air, MD 21014

443-371-6062cfharfordcounty.org

The Community Foundation of HarfordCounty has been recognized for havingorganizational and financial practices inaccordance to the National Standards

for U.S Community Foundations.

PLEASE SUPPORT YOUR COMMUNITY FOUNDATION!

The Community Foundation of Harford County has created bestpractice, policy and procedures, building community impact, andawarding over $435,000 in grants.

These grants create positive and lasting impact throughout Harford County.

Grants are made possiblethrough the generous supportof donors. these Grans fundcivic and cultural organiza-tions, the arts, educationalprograms, environmentalcauses, elder care services,faith-based organizations,health and human serviceagencies, historic preserva-tion initiatives, and youthprograms and projects.

We hope you will join yourfellow Harford County citi-zens in helping the Commu-nity Foundation of HarfordCounty create permanent positive impact for the next ten years,and beyond!

Please use the final page of this document, orone of our donor envelopes, to indicate yourlevel of interest and the Area(s) of Focus youwant to support.

I/We wish our donation to be applied to CFHC’s work towards:

Cares Protects Enriches Nurtures Preserves No Choice

I/WE WANT TO SUPPORT THE COMMUNITYFOUNDATION OF HARFORD COUNTY!YES!

DONATION: $10,000 $5,000 $2,500 $1,000 $500 $250 $100

other: $___________________

I/We would like to learn more about estate planning. Please contact me/us.

I/We have already included the CFHC in my/our estate plans.

My company will MATCH my/our donation.

I/We wish to remain anonymous in any listing of donors.

I/We have enclosed a check made payable to Community Foundation of Harford County.

Please charge my credit card:

Credit Card #_______________________________ Exp. Date___________ Visa MC Disc Amex

Signature___________________________________________________________________________

Name (as it appears on card)_____________________________________________________________

Billing Address_________________________________________ Phone________________________

City_____________________________________ State_____________ Zip____________________

Thank you for your generous donation! Please print out this page, fill it out and mail it to us.

The Community Foundation of Harford County’s tax-year ends in June 30th of each year. Donations, gifts and pledges are tax-de-ductible and may be paid in installments through June 30th. Details about the Endow MarylandTax Credit are available at our of-fice, or on-line at cfharfordcounty.org. Please call us at 443-371-6062 or e-mail us at info@cfharfordcounty.org. Thank you inadvance for your support!

P. O. BOX 612202 South Main StreetBel Air, MD 21014

Name________________________________ E-mail____________________________________