Brian Zwerner - Fixed Income Securities

Brian Zwerner - Fixed Income Securities

Based in Atlanta, Georgia, Brian Zwerner serves as Managing Principal of Kensington Blake Capital, LLC. A financial executive for nearly 20 years, Brian Zwerner provides expertise in risk management to holders of fixed income securities.

Brian Zwerner - Fixed Income Securities

Fixed income securities refer to a financial instrument that guarantees regular, periodic payments through coupons, dividends, or interest based on a percentage or pre-arranged value. At the time of maturity, holders can receive full payment of the principal or principal can be made on a periodic basis i.e. monthly. While returns on fixed income securities are generally lower than those on stocks, these instruments are more reliable because they are unaffected by the fluctuations of the stock market .

Brian Zwerner - Fixed Income Securities

Treasury and corporate bonds represent the most common types of fixed income securities, however, they can also come in the form of certificates of deposit or preferred stock. With bonds, the buyer “loans” money to the issuer to fund mergers and acquisitions, public projects, and other methods of growth. While most bond mature in a few months or years, some can last for as long as 30 years or longer. In addition, some fixed income securities such as municipal bonds provide an additional benefit to the holders since the income on these securities are not subject to federal taxes.