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Weekend, March 17-18, 2012Vol. 87, No. 65, 16 pages

IndexPolice Report............2AWeather.....................2AComm. Calendar......3APerspective................4ABusiness.....................5AAnnouncements........6AMenus........................7ALocal.........................8AComics......................9ALiving......................10ASports.....................1,2BService Directory......3BClassifieds............4&5B

Financial advice from local advisors.See pgs. 5A and 8A.

Inside...

Borger baseball results vs. River Road.See pg. 1B.

Sports

Today in History

1915 – World War I: Massive naval attack in Battle of Gallipoli. Three battleships are sunk during a failed British and French na-val attack on the Dar-danelles.

1925 – The Tri-State Tornado hits the Midwestern states of Missouri, Illinois, and Indiana, killing 695 people.

1937 – The New London School explo-sion kills three hun-dred, mostly children.

(For more today in history, see page 4A!)

Your Local WeatherSun

3/18

83/52Windy, iso-lated thun-derstorms.Potential forsevere thun-derstorms.

Mon3/19

65/41Partly cloudyand windy.Highs in themid 60s andlows in thelow 40s.

Tue3/20

63/41Considerablecloudiness.Highs in thelow 60s andlows in thelow 40s.

Wed3/21

65/42Windy withtimes of sunand clouds.

Thu3/22

67/42Mostlycloudy.Highs in theupper 60sand lows inthe low 40s.

©2009 American Profile Hometown Content Service

Jim’s Diamond ShopThe area’s only

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If we rent the tux for the Senior Prom $5 will be donated to the

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Quote of the DayThe nice thing about teamwork is that you

always have others on your side. ~Margaret Carty

Michelle BerryManaging Editor

editor@borgernewsherald.com

A water balloon fight at Borger High School the week prior to spring break took an ugly turn for one BHS student.

Roper Cox addressed the Borger ISD school board at its recent meeting on her son’s behalf. During the water bal-loon fight, her son was hit with a balloon filled with urine.

She said she wanted to know what the school district was going to do, and would rather see the district handle it than taking it to the police.

Cox said she called the high school and was told the principal, David Tyson, would call her back before noon, but her call was not returned. She went up to the school to speak with the principal and was told once she arrived that he would call her back before school was out, but once again her call was not returned.

She made a visit to the school admin-istration building to address her con-cerns.

Officials at the school administra-tion building told Cox that the principal would call her back. The principal told her at first that he was not aware of what had taken place, but later admitted he knew what had happened.

“He said he had done no reporting of the urine-filled balloons, just the water balloons,” Cox said.

She said her son has an autoimmune disease, and the last thing he needs is to have other people’s bodily fluids thrown on him, calling the incident “disgusting”.

Cox said she was told by the principal that a Crimestoppers report would be is-sued pertaining to the incident, but she said this made no sense to her if reports had not been filed.

“I was wanting to know if the school was going to handle it, how it was go-ing to be handled, and if there was going to be anything done other than the basic slap on the hand,” she said.

She wanted to know what was going to be done, or if she needed to take more decisive action. She said she felt the inci-dent had been handled too nonchalantly, and the principal had appeared too busy to call her back.

“I want to know how it’s going to be handled with the fact of them throwing bodily fluids on the students, because it’s a crime,” Cox said.

Board president Robert Bradley as-sured her the district would handle the incident, and it would not be swept un-der the rug.

BISD superintendent Chance Welch said an investigation of the situation is being conducted, and if necessary, ap-propriate action will be taken.

“We have already taken steps to pre-vent a similar situation during school hours,” he said.

Balloon incident addressed before Borger ISD board

Happy St. Patrick’s Day!

Borger fourth grader Kinley Graham dons a bright green hat and shirt in celebration of St. Patrick’s Day. Be sure you’re wearing green!

PHOTO BY DON RICE

Tara Richelle HopkinsReporter

feature@borgernewsherald.com

(Editor’s Note: The Borger News-Herald will be featuring Borger’s City Departments throughout the next several weeks, highlighting the services that the city performs for citizens on a daily basis.)

There is one City of Borger employee whose career is all about making signs.

Rosa Hicks, Public Works, produces all city signs for citizen safety and awareness. She has been performing this service for 15 years and counting.

Hicks is now the only self-taught Borger resi-dent making all the signs and placing them on streets. She enjoys her job because she gets to get to stay in and go out to make the city brighter, prettier

and safer. She continued to say,

“Some people say some of the funniest things. Once I was painting handicap markings on Main Street. I was asked if I could come and do their swim-ming pool. I couldn’t even paint, I was laughing.”

Since Hicks has worked for the city, she has put out thousands of signs. People call and ask her to make special signs or to

For Hicks, work is all about making signs

City of Borger employee Rosa Hicks shows off one of the many signs she has made in order to keep the streets and citizens of Borger safe.

PHOTO BY DON RICESee Hicks, Page 2A

PAGE 2A Borger News-HeraldWeekend, March 17-18, 2012

continued from page 1AHicks

A former Marine is donating an origi-nal painting to the Relay For Life cause.

Nester Hernandez, a former Marine Sergeant in the United States Marine Corp, has donated an original painting, “Walk by Faith,” to be raffled off to bene-fit Relay for Life of Hutchinson County.

Hernandez is a Purple Heart recipient that was wounded in Afghanistan on Oct. 5, 2010.

After returning to the United States the following December, he began “put-ting the paint to the canvas” and contin-ues this therapeutic hobby.

Hernandez now devotes all of his time to creating one-of-a-kind custom acrylic artwork pieces, as well as commissioned portraits.

To date, he has donated to The Wound-ed Warriors Program, Cancer Awareness, “Fight For A Cure,” and now is helping to raise funds to fight cancer through the Relay For Life of Hutchinson County

program.Tickets are $2 each or three for $5, and

are available from Maggie Peña by call-ing 806-898-0885.

The raffle is part of Peña’s team ef-fort to raise funds for RFL of Hutchinson County and all proceeds from the raffle will benefit the American Cancer Society via RFL.

Peña said the drawing for the painting will be held on Saturday, May 6, and the winner will be announced on the RFL of Hutchinson County web site and in local newspapers.

The 2012 Relay For Life of Hutchin-son County will be held from 7 p.m. to 7 a.m. on Friday, June 8 and Saturday, June 9, at Huber Park in Borger.

Anyone interested in forming or join-ing a team for the event is urged to con-tact team chair Denise Webb at 806-336-6475 or via email at neecee35@hotmail.com.

FPC Board of Regents to cancel 2012 election

Rusty BerrySports Editor

sports@borgernewsherald.com

On Monday, March 19th, the Frank Phillips College Board of Regents will take action on canceling the 2012 Board of Regents Election.

This year the Board of Regents had three full, six year at-large terms and one four-year, unexpired Spring Creek term scheduled to expire in 2012. As of the March 6th deadline for the candidates to file for the 2012 election, the applica-tions received for the open positions were from Jay Campbell, Sandra Hilbert, and

Dr. Shad Goldston for the three at-large terms, and Tonya Moore for the unex-pired Spring Creek term.

Each of the four applicants are incum-bents and are running unopposed, which allows the Board of Regents to cancel the election and declare each unopposed candidate as elected.

Other items on the Board’s agenda in-clude a Holocaust Remembrance Procla-mation by Katey Kasch and an update on the FPC Nursing program.

The FPC Board of Regents meeting is scheduled to begin at 12:30 p.m. in the Board of Regents Meeting Room, located on the second floor of the FPC Library.

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Weather ForecastWell… our rain chances don’t look good until late

Sunday evening when the upper level storm system we’ve been talking about finally decides to grace the High Plains with its presence! In the meantime, ex-pect mostly sunny to partly cloudy skies Saturday, with warm high temperatures returning to the lower to mid 80s. Strong southwesterly winds around 20-30 mph will be present. Sunday will be even windier, but a touch cooler with highs in the upper 70s with increasingly cloudy skies.

Borger Police ReportMarch 15, 2012

1000 block of North Cedar – report of disturbance

500 block of North Florida – report of theft

600 block of West Third – report of disturbance

700 block of South McGee – report of disorderly conduct

200 block of West Warwick – alarm500 block of Whittenburg – followup100 block of Kiekbusch – investiga-

tion1000 block of Bowman – report of

disturbance200 block of Butadieno – followup500 block of Mississippi – report of

disturbance1400 block of West Wilson – report of

traffic accident300 block of Caliche – welfare check600 block of Weatherly – report of

theftLee & McGee – report of abandoned

vehicle100 block

of West Tenth – re-port of ha-rassment

100 block of Turner –

report of suspicious vehicle100 block of North Bryan – report of

disturbance1000 block of South Main – report of

vehicle burglary1000 block of North Florida – report

of disorderly conduct1000 block of South Main – warrant

service700 block of Hobby – report of shots

fired200 block of Union – investigation700 block of South McGee – warrant

service500 block of North McGee – warrant

service300 block of Brain – warrant service1000 block of North Main – report of

suspicious person200 block of West Tenth – report of

suspicious vehicle

Arrests:Tabitha Evette Williams, 26, of Borger,

was arrested for possession of marijuana > two ounces <=four ounces.

Socorro Armando Perez, 63, of Borg-er, was arrested for public intoxication.

Crystal Jadeen Bassham, 31, of Borg-er, was arrested for driving while license invalid and possession of marijuana <two ounces.

Edgar Adrian Rodriguez, 27, of Borg-er, was arrested on a warrant.

Borger Police Report

Veteran donates painting to Relay For Life raffle

Tara Richelle HopkinsReporter

feature@borgernewsherald.com

Sifuentes Medical Spa invites Borger residents to come and get pampered.

Sifuentes Medical Spa will have free makeovers given by Colleen Sifuentes and the Chanel makeup artists from Nei-man Marcus in Dallas and free massages will be given by Brandy Callahan.

A Epicuren Skin Care Rep will be available for skin care consultations, and there will be drawings for free make-overs, massages, and skin care at their grand opening on Sunday, April 1, 2012 from 12 p.m. toll 7 p.m.

Dr. Jorge Sifuentes, M.D., P.A. botox/dermal fillers, is pleased to announce the addition of Sifuentes Medical Spa to his existing practice, Sifuentes Family Med-icne, for his patients’ greater well being .

Dr. Sifuentes has been providing gen-eral medical care for the community of Borger and Hutchinson County for over six years.

Dr. Sifuentes received his doctorate of medicine and completed his internship and residency at Texas Tech Center for Family Medicine of Amarillo. Dr. Sifuentes is dedicated to providing his patients with the best services, products education, and highly trained and experienced staff for all their medical and total wellness needs.

Sifuentes Medical Spa offers a range of clinical skin care treatments and make-up consultations from Colleen Si-fuentes.

Colleen Sifuentes, is a CLT, LSO, CASCC, MACP, Advanced Skin Care Rejuvenation Pro Make Up Artistry. Col-leen is also an Epicuren® Certified Ad-vanced Skin Care Consultant and is able to provide advanced skin care treatments for a wide range of skin issues such as acne, rosacea, hypo/hyper-pigmentation, fine lines, wrinkles, sun damaged skin, melasma, age spots, and much more.

Colleen is certified in the following areas: CASCC-Certfied Advanced Skin Care Consultant,, MACP – Medically

Aesthetic Chemi-cal Peels, Epi-curen® Certified Advanced Skin Care Consultant, Epicuren® Sales and Products, MAC PRO Masters, Pro Makeup Artist, LHR/LSO, and Pro Beauty Allure Make-up Artist.

She has done makeup on various mod-els that will soon be appearing in several magazines.

Nationally recognized by Cambridge Who’s Who among Massage Therapy Professionals, Women in Business, and Entrepreneurs, Brandy Callahan is a licensed massage therapy instructor, continuing education provider, and a li-censed massage therapist in the state of Texas. With over 2000 hours of continu-ing education, Brandy has been provid-ing alternative means to total wellness since 2005. Throughout her journey as a therapist, Brandy has received numerous certifications that include;

Medical/Orthopedic Massage Ther-apist, Pre-natal/Pediatric Massage Therapist,Chinese Sports Medicine (Tuina), Chinese Cupping, Acupressure, Hot/Cold Stone Therapy, Aromatherapy/Raindrop Therapy, Deep Tissue Therapy, and Spa Therapies.

Sifuentes Medical Spa is at 713 N. Deahl. For further information or to make an appointment call 274-7057.

Sifuentes Medical Spa to celebrate grand opening on April 1

Dr. Jorge Sifu-entes, M.D., P.A.; Colleen Sifuentes, and Brandy Calla-han want to in-vite the public to the grand open-ing of Sifuentes

Medical Spa on April 1.

fix a certain sign. Without the public mak-ing her aware, it is hard for her to keep up with the 2,000 and counting street signs.

“I had no idea I wanted to do this job. It just came by chance. My husband came to work here in 1996 as a heavy equipment operator. He was the type that made friends really fast. He took a huge pay cut,” Hicks said. “He had been here for a few months and I went to a Christ-mas party and met everyone. We just all got along really well. The director asked Ronnie, my husband, if maybe I would be interested in mowing and doing sea-sonal work.

“We all got along and became one happy family. I learned stuff. It just so happened that the other man who was in here retired and it was just about the end

of the season. I was asked to work full-time here. It was a pure and simple bless-ing. I didn’t come looking for that job at all. It was just brought up and it just fell in place.” Hicks stated.

She enjoys making signs requested that she can make and be creative with. She has made signs for Relay For Life, the band crossing sign on Jefferson Street, and signs for Moonlight Madness and various other events.

Hicks stresses the importance of how important street signs are to the public.

”Without street signs this would be in havoc,” she said.

She continued to say, “[It would be great] if the kids could get an idea of how important the signs are and not mark them up or take them. There were some kids in California that wanted a stop sign for their garage so they took it. Two people died a few hours after the stop sign was

taken. They weren’t from the area and they didn’t know to stop. They got hit by a semi. It’s just not fun-ny and just not something to play with.”

Any citizens who see a street sign in need of re-placement are asked to call Hicks at 273-0956 and she will take care of it.

No obituaries submitted for today’s edition

EventsApril 1Come eat some spaghetti

and meatballs at St. John the Evangelist Catholic Church, 201 St. John’s Road.

This dinner is the 57th annual Italian meatballs and spaghet-ti meal St. John’s Catholic Church has offered to the public. The dinner will take place Sunday, April 1, 2012 from 11 to 5 p.m.

Adult tickets are $8 and $9 at the door and children are $3 and $4 at the door. Take outs will be available.

April 19Hutchinson County

Retired School Personnel Association will meet April 19 at Frank Phillips College. Lunch will be available in the cafeteria at 11:30 and the program will be in the Gallery Room at 12:30. Liz Denton is the program speaker. All retired school employees are invit-ed to attend and take part in the efforts of the group to improve retirees’ benefits, serve our communities by volunteering, and encour-age education by awarding scholarships to seniors and books to pre-K four-year-olds in our county schools.

April 19-21Hutchinson County

Friends of the Library are holding the Spring Book Sale on April 19-21. Hours are Thursday, 2:00-7:00, Friday 10:00-5:00, Saturday 10:00-2:00. Prices are: adult hardbacks fifty cents, children’s hard-backs twenty-five cents, all paperbacks two for twenty-five cents, gift books twenty-five cents. Types of books include fiction, biography, religion, classics, and cook-books. Special sections fea-ture Christmas and craft books.

April 21The West Texas

Comanches Special Olympics team will be hold-ing their 2nd annual track meet on April 21, 2012 at 9 a.m. at the West Texas High Field House in Stinnett. If

you would like to volunteer with this event, please con-tact Becky Hefner at 898-8204 or email at bhefner@sbcglobal.net.

June 16-17First Baptist Church

of White Deer is currently making plans to celebrate its 100th anniversary with a homecoming event sched-uled for June 16-17, 2012.

By previous arrange-ment, eighteen local resi-dents met together on Sun-day, June 16, 1912, for the purpose of organizing a Baptist Church. Although they did not have their own building to congregate in, the Presbyterian Church in White Deer graciously al-lowed the group to meet in their facility, part-time, for several years. A building project was begun in No-vember 1919 and the new church building was com-pleted in May 1920.

That building has been designated a Texas Histori-cal Landmark by the Texas Historical Commission; and the Historical Marker will be dedicated at the 100th Anniversary celebration.

We invite all current and former members, as well as the entire community to mark this important date on your calendar and make plans to join us for this mo-mentous occasion.

For more information, please call 806 883-4521 or email fbcwd@yahoo.com.

**Weekly meetings**

Each mondayPrayer for the Nation

will be held from 12-1 p.m. in the chapel of First Baptist Church, 100 S. Hedgecoke in Borger.

The chapel entrance is on Adams Street. All believ-ers are invited to come and pray for our nation. For more informa-tion, call 273-5621 or 857-3947.

The Borger Football Booster Club meets at 7 p.m. at the field house.

The Borger Tri-City Al

Anon group for family and friends of alcoholics will meet at 6 p.m. at the First Christian Church in Borger, 200 South Bryan.

Participants need to enter through the lower level through the west door.

For more information, call Brenda at 806-382-2449 or Paula at 806-273-6017.

Monday& Tuesday

The Borger Duplicate Bridge Club meets at the Opportunities Center from 1-5 p.m.

Tuesdays & wednesdays

Borger Gymnastics is holding classes. The pro-gram accepts students potty trained and up. Call Shawna Williams at 857-6434 or 898-0120.

Each tuesday, friday, saturday, &

sundayAlcoholics Anonymous

meet at Airport Road in Borger. Tuesday, Friday, Saturday, and

Sunday: 8 p.m. For infor-mation, call 273-5001.

First & third tuesday

Stinnett Golden Spread Grandmother’s Club invites grandmothers to join tham at the Stinnett Senior Citizen Building at 6:30 p.m. Those interested call 878-2960 or 878-3272.

SECOND & FOURTH TUESDAYS

There is a community prayer ministry open to any-one who wishes to attend. The meetings rotate from church to church. On March 13, the ministry will meet at Eternal Light Church, 822 North Weatherly, Borger. On March 27, the ministry will meet at That 1 Place Youth Center, 203 East Broadway, Fritch. Each meeting begins at 7 p.m. For more informa-tion, call 857-3975.

Each tuesdayRotary Club meets noon

at Dake’s Restaurant, 718 N. Main. Call Gary Murrow, 273-6457.

The Borger Creative Arts Club meets at 931 Illinois, the little red house across from the Opportunities Center. All artists and craft-ers are welcome. The club meets starting at 9 a.m. For more information, call 886-0299.

The Alibates Creek Indian Dancers meet at 7 p.m. at Trinity Lutheran church, 212 West Jefferson. New dancers are welcome. Anyone interested in obtain-ing additional information can call 274-3239.

Each wednesdayThe Borger Area

Ministerial Fellowship meets at 8 am in the Board Room of Golden Plains General Hospital for prayer

and fellowship. All pastors are encour-

aged to attend.

Moms In Touch International meets each Wednesday that school is in session to pray for our children, school staff, and school events. MITI meets at Faith Covenant Church at 8:30 a.m. For more information, call Angela at 898-6697.

Sanford Alcoholics Anonymous meets at 301 E.

Davis in Sanford at 8 p.m. Wednesday. Call 857-2267 for information.

Borger Noon Lions Club meets at noon wednesday at the Girl Scout Little House, 119 N. McGee, for lunch and a program.

Bible study on the book of Revelation at Central Baptist Church. All are welcome to join in study of the book about the end times. They meet at 6:30 pm. at 315 W 10th St. For more information call Pastor Rick at 273-9942 or email at centralpastor@gmail.com.

Borger News-Herald Weekend, March 17-18, 2012 PAGE 3ALiving

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COMMUNITY CALENDARFind Out What’s Happening In Hutchinson County

You are invited to attend

(Annual Chamber Banquet)

Thursday, March 26th

6:00 pm - 8:00 pmAt the Union Hall

111 E. Coolidge

‘FIESTA TIME 2009’

Enjoy a Fajita Buffet catered by The Plaza

Citizen of the Year to be Announced

Cost: $20.00Reservations due byMonday, March 23rd by calling 274-2211

Gold Level Sponsors: Borger Bank, Borger Federal Credit Union, ConocoPhillips, Frank Phillips College

Silver Level Sponsors: Chevron/Phillips, Simply Pampered, Golden Plains Community Hospital, Toot ‘n Totum

THE BALL IS IN OUR COURT

Gold Level Sponsors:• Golden Plains Community Hospital

• Xcel • Minton-Chatwell Funeral Directors• Frank Phillips College

Silver Level Sponsors:• Borger Federal Credit Union • Chevron/Phillips

• Borger Bank • Sara’s Health Foods • McDonald’s

Tickets on sale for $20.00. No Sales at Door RSVP Required

Call Now to Reserve at 274-2211

‘Citizen of the Year’

Taking Place on Thursday, March 29th

Join us from 6:00 - 8:00 p.m.At BCAC on Frank Phillips Campus

Entertainment: Comedian/Motivational Speaker

David Ferrell

to be announced

(Annual Chamber Banquet)

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I have a strong no-tion that most Americans have deep-down desires to fulfill the Biblical ad-monition to voluntarily take care of the poor. It’s a conviction painted with a broad brush, with no at-tempt to define “poor,” which requires an even broader brush.

During the Great De-pression, most people were “poor”--and unaware of it at the time. They got through it by taking the high road, smiling through scarcities. They were “too poor to paint and too proud to whitewash.” Some claimed being “too poor to buy cheap,” convinced that items bought needed to be good enough to last a long time. Another said, “I was born with noth-ing and still have most of it.”…

*****It is gratifying to note

that churches, civic clubs and other humanitarian groups tackle ever-grow-ing challenges of poverty. Remarkably, progress continues despite a poor economic climate.

Aren’t you glad that Mother Teresa remained committed to her pilgrim-age of serving others until her life was spent? She trudged on, despite miser-able economic conditions in India.

Arlington, TX, citizens salute their own modern-day Mother Teresa in Tillie Burgin. This saintly figure gives virtually all of her waking hours--and probably her short hours of slumber as well-- to her

beloved Mission Arling-ton, a model charitable outreach to the commu-nity. In addition to serv-ing thousands of daily beneficiaries, the project is a beacon to a vast num-ber of other churches and agencies. The reps show up, pads in hands, to learn the “nuts and bolts” of the ministry. Some visit to see if Tillie really can get blood from turnips….

*****Some folks hone their

skills of giving over life-times. Warren Buffett, the “oracle of Omaha” long known for his investment wizardry, has decreed that more than half of his multi-billion-dollar estate will accrue to charitable causes.

The late R. G. Le-Tourneau was likewise “others centered.” Cred-ited with almost 300 in-ventions, he was called a “mover of men and moun-tains.” The industrialist’s machines accounted for some three-fourths of the earthmoving equipment used during World War II.

He and wife Evelyn tithed in reverse, living on 10% of their income and funneling 90% to others. They founded what is now LeTourneau University in

Longview, TX, providing majority funding during its early decades. Dr. Dale A. Lunsford, president, con-tinues to hear endearing accounts of the founders’ generosity. He said an old-timer reminded him re-cently of the LeTourneaus’ visit to his out-of-state church a half-century ago. The philanthropist chal-lenged the congregation to participate in the church’s capital campaign, and be-fore leaving town, quietly left a sizeable check to help out….

*****I think of generous

folks’ giving patterns when candidates for pub-lic office make their fi-nancial disclosures. Most “telling” to me is their commitment to chari-ty—or lack of same—to churches and/or other worthy groups.

When percentages are anemic, such candidates seem more accustomed to self-serving rather than others-serving. One cur-rent congressional candi-date has made charitable gifts totaling 1% over the past five years.

The 1% figure is lodged in my mind….

*****I applaud older folks

for their giving records. Fund-raisers tell us that this group sets the pace in charitable giving. A good example is Ebby Halliday, a 101-year-old Dallas businesswoman associated with a myriad of great causes.

Dallas ISD recently dedicated a new elemen-

tary school named in her honor.

And she was present to take a bow….

*****Such a giving spirit

may indeed add years to our life and life to our years. For many decades, this gracious lady has well understood that the old adage about “giving ‘til it hurts” is all wrong. One should “give ‘til it feels good!” That’s a powerful suggestion.

One “scrooge-like” man, the story goes, ap-peared at the pearly gates, sad that his charitable giving record had been worse than miserable.

“Didn’t you give any money to anything?” St. Peter asked….

*****“I did give 25 cents to

the Salvation Army one time.” The angel Gabriel, thumbing through the man’s book of life, found the entry, along with anoth-er 25 cents to “unplanned” parenthood, and still an-other gift of 25 cents to United Way. That was it.

“Well, 75 cents is more than nothing, but not much more,” St. Peter said as he turned toward Gabriel. “What would you do?” he asked.

Gabriel was ready: “I’d give him back his six bits and send him south.”…

*****Dr. Newbury is a

speaker in the Metroplex. Inquiries/comments to: newbury@speakerdoc.com. Phone: 817-447-3872. Web site: www.speakerdoc.com.

PAGE 4A

Borger News-Herald, (USPS 061-200) 207 N. Main, Borger, Texas, is published daily except Saturdays and Christmas Day by Horizon Publications. Periodical postage paid at Borger, Texas.

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Publisher reserves the right to reject, edit or cancel any advertising at any time without liability. Publisher’s liability for error is limited to the amount paid for advertising.

Borger News-Herald

Perspective Borger News-Herald

Don NewburyThe Idle American

Weekend, March 17-18, 2012

The Least of These…

Send your letters to the editorto editor@borgernewsherald.com.

Today in historyMarch 18 is the 78th

day of the year in the Gre-gorian calendar. There are 288 days remaining until the end of the year.

1766 – American Revo-lution: The British Parlia-ment repeals the Stamp Act.

1850 – American Ex-press is founded by Henry Wells and William Fargo.

1865 – American Civil War: The Congress of the Confederate States ad-journs for the last time.

1874 – Hawaii signs a treaty with the United States granting exclusive trading rights.

1893 – Former Gover-nor General Lord Stanley pledges to donate a silver challenge cup, later named after him, as an award for the best hockey team in Canada; originally pre-sented to amateur cham-pions, the Stanley Cup has been awarded to the top pro team since 1910, and since 1926, only to National Hockey League teams.

1915 – World War I: Massive naval attack in Battle of Gallipoli. Three battleships are sunk dur-ing a failed British and French naval attack on the Dardanelles.

1925 – The Tri-State Tornado hits the Midwest-ern states of Missouri, Il-linois, and Indiana, killing 695 people.

1937 – The New Lon-don School explosion kills three hundred, mostly children.

1942 – The War Relo-cation Authority is estab-lished in the United States to take Japanese Ameri-cans into custody.

1945 – World War II: 1,250 American bombers attack Berlin.

1959 – President Dwight D. Eisenhower signs a bill into law allowing for Ha-waiian statehood, which would become official on August 21.

1968 – Gold standard: The U.S. Congress repeals the requirement for a gold reserve to back US cur-rency.

1969 – The United States begins secretly bombing the Sihanouk Trail in Cambodia, used by communist forces to infiltrate South Vietnam.

1974 – Oil embargo crisis: Most OPEC nations end a five-month oil em-bargo against the United

States, Europe and Japan.1990 – In the largest

art theft in US history, 12 paintings, collectively worth around $300 mil-lion, are stolen from the Isabella Stewart Gardner Museum in Boston, Mas-sachusetts.

2002 – U.S. invasion of Afghanistan: Operation Anaconda ends (started on March 2) after killing 500 Taliban and al Qaeda fighters with 11 allied troop fatalities.

2003 – FBI agents raid the corporate headquar-ters of HealthSouth Cor-poration in Birmingham, Alabama on suspicion of massive corporate fraud led by the company’s top executives.

Birthdays:1943 – Kevin Dobson,

American actor1945 – Michael Rea-

gan, American radio host; adopted son of Ronald Reagan and Jane Wyman

1947 – Heather Ryan, American model

1948 – Lockwood Phil-lips, American radio host

1950 – James Conlon, American conductor (Los Angeles Opera)

1950 – Brad Dourif, American actor

1950 – John Hartman, American drummer (Doo-bie Brothers)

1951 – Ben Cohen, American ice cream mak-er

1951 – Bill Frisell, American jazz musician

1952 – Will Durst, American political satirist

1955 – Francis G. Slay, American politician

1959 – Irene Cara, American singer and ac-tress

1961 – Grant Hart, American musician (Hüsker Dü)

1961 – Todd Nelson, American tennis player

1962 – Irene Cara, American singer and ac-tress

1962 – Brian Fisher, American baseball player

1962 – Thomas Ian Griffith, American actor

1962 – James Mc-Murtry, American folk singer and songwriter

1962 – Mike Rowe, American television per-sonality

1963 – Vanessa L. Wil-liams, American beauty queen, actress, and singer

1964 – Bonnie Blair, American speed skater

The Borger News-Herald en-courages readers to submit letters to the editor.

• The Borger News-Herald pre-fers typewritten letters, and prefers that each letter not be more than 550 words in length.

• Letter writers are limited to two letters per month.

• Provide name, daytime phone

number and address for verification purposes.

•We do not print anonymous letters.

• Letters may be edited for length, spelling, grammar or content.

•Borger News-Herald employees and their families are not allowed to submit letters.

•Letters endorsing political can-

didates or written by political can-didates are not allowed during cam-paign season.

CONTACT INFORMATION:Mail letters to: Borger News-HeraldBox 5130, Borger, TX 79008. Email letters to:editor@borgernewsherald.com

Letter to the editor policies

Following a few sim-ple rules when selecting a mover will go a long way toward protecting your-self from being victim-ized by scams this mov-ing season.

Better Business Bu-reau and American Mov-ing & Storage Associa-tion (AMSA) recommend doing your homework be-fore selecting a mover.

Every year BBB and AMSA receive thousands of complaints from con-sumers who have fallen prey to dishonest and of-ten unlicensed moving companies.

In a too-frequent, worst-case scenario, the moving company holds the customer’s belongings “hostage” and requires potentially thousands of dollars to unload the van.

As we approach the busiest time of the year for changing residences, BBB encourages consum-ers to know their rights…and the red flags of mov-ing scams.

Anyone can setup shop

and call themselves a moving company so it’s just sound business prac-tice to check on a com-pany before agreeing to use them.

“It is so easy to check on a company,” said Jan-na Kiehl, BBB CEO.

“And when you are about to trust a company with all of your personal belongings, it’s very wise to check.

“It’s easier, faster and less hassle to use the free inquiry services of the BBB before you buy than it is to call on our dispute resolution services after you’ve had problems,” said Kiehl.

BBB and AMSA offer the following checklist for finding a trustworthy moving company:

Research the compa-ny thoroughly.

While state regulations vary, all interstate mov-ers must, at minimum, be licensed by the fed-eral government and are assigned a motor carrier

number you can verify on FMCSA’s website, www.protectyourmove.gov.

Also check the compa-ny’s rating with the BBB, which maintains more than 17,000 Business Re-views on movers across North America.

Get at least three writ-ten in-home estimates.

Not all price-quotes online or over the phone are legitimate.

Keep in mind that the lowest estimate can sometimes be an unreal-istic low-ball offer, which can cost you more in the end.

Know your rights. Research your rights

as a consumer with ei-ther FMCSA for inter-state moves or the state in which you reside for moves within that state.

Also, enlist the help of BBB or local law en-forcement if the moving company fails to live up to its promises or threat-ens to hold your belong-

ings hostage. FMCSA requires in-

terstate movers to offer arbitration to help settle disputed claims.

Consider getting full value protection.

It may cost a few dol-lars more up front, but it can provide some peace of mind and eliminate

a headache after your move.

Investing in full (re-placement) value protection means any lost or damaged articles will be repaired or replaced, or a cash settle-ment will be made to repair the item or to replace it at its current market value, re-gardless of age.

It’s important to note

that the required minimum coverage of 60 cents per pound would not cover the replacement cost, for ex-ample, of a flat panel TV if damaged in transit.

For more consumer news you can trust and to check out a mover near you, visit www.bbb.org and AMSA’s www.mov-ing.org.

Borger News-Herald Weekend, March 17-18, 2012 PAGE 5ABusinessGive Your Portfolio a “Spring Cleaning”

As an investor, what are your goals?

You can probably think of quite a few — but over the course of your life-time, your objectives typ-ically will fall into five key categories.

And once you’re fa-miliar with these areas, you can start thinking of what they’ll mean to you in terms of your financial and investment strate-gies.

So, let’s take a look at each of these areas and see what they might entail for you:

Preparing for retire-ment — With advances in health care and a great-er awareness of healthy living practices, many of us can expect to live two or three decades in an ac-tive retirement.

To pay for all those years, you’ll need to save and invest early and of-

ten. So, while you’re work-

ing, take full advantage of your 401(k) or other employer-sponsored re-tirement plan, as well as contribute to a traditional or Roth IRA.

After understanding your desired retirement lifestyle, your financial advisor can help you de-termine how, and how much, to save to provide for your income in retire-ment.

Planning for the unex-pected — You can’t see into the future, so you’ll need to prepare for any-

thing that comes your way.

By building an emer-gency fund containing six to 12 months’ worth of living expenses, you can possibly avoid dip-ping into your long-term investments to pay for things such as a new fur-nace or a major car re-pair.

And planning for the unexpected also means having sufficient life in-surance to provide for your family in case any-thing happens to you.

Educating your chil-dren — College is already

expensive — and college expenses have been rising faster than the overall rate of inflation.

If you want to help your children, or grand-children, pay for school, you may want to invest in a college savings vehicle, such as the 529 plan.

You can contribute large amounts to a 529 plan, and earnings have the opportunity to grow tax-free, provided with-drawals are used for high-er education.

(Withdrawals not used for education are subject to income taxes and a 10 percent penalty.)

Living in retirement — Once you reach retire-ment, your investment emphasis will shift some-what, from accumulating resources to making them last.

By working with a fi-nancial advisor, you can develop a withdrawal strategy that can help make sure you don’t out-live the income you re-ceive from your 401(k), IRA and other sources.

At the same time, giv-en the possible length of your retirement, you can’t ignore the need to invest for growth, so you may need to consider some growth-oriented vehicles in your portfolio to help your income keep pace with inflation.

Transferring your wealth — When you’ve worked hard your whole life, you want to be able to leave a

legacy — one that allows you to provide financial re-sources to the next genera-tion and to those charitable organizations you may wish to support.

So, when it’s time to think about transferring your wealth, you’ll want to consult with your fi-nancial and legal advi-sors to create an estate plan that’s appropriate for your needs.

And because these plans can take significant time to create, you won’t want to wait too long to start.

So, there you have them: five key financial areas on which to focus as you travel through life.

By doing your home-work, planning ahead and getting the help you need, you can make the journey a pleasant and productive one.

Gary Schneck, Scott Mills, Beverly Creacy, and Brock SherwoodBORGER EDWARD JONES FINANCIAL ADVISORS

Reasor’s Glass located at 903 South Main was recently welcomed as a new member of the Borger Chamber of Commerce. Chamber Ambassadors are shown along with James and Christina Reasor, owners cutting a ribbon to celebrate the special occasion.

COURTESY PHOTO

Reasor’s Glass welcomed as new Chamber of Commerce member

Beverly Creacy, AAMS®

Financial Advisor

811 S. CedarBorger, TX 79007806-274-2733

Scott Mills, AAMS®Financial Advisor

421 N. DeahlBorger, TX 79007806-274-5475

Gary Schneck, CFP®Financial Advisor

905 N. CedarBorger, TX 79007806-274-7301

WITH SO MANY CHOICES,WHY WOULD YOU CHOOSE

TO PAY TAXES?

To invest in tax-free bonds, call or visit your localfinancial advisor today.

*

*

Tax-Free Municipal Bonds

www.edwardjones.com Member SIPC

Gary A Schneck, AAMS®Financial Advisor.

605 W 3rd Street Suite CBorger, TX 79007806-274-7301

Yield effective 06/05/2009, subject to availability. Yield and market value may fluctuate ifsold prior to maturity and the amount you receive from the sale of these securities may be lessthan, equal to, or more than the amount originally invested. Bond values may decline in arising interest rate environment. Any bond called prior to maturity results in reinvestment riskfor the owner of the bond. May be subject to alternative minimum tax. Municipal bonds mayhave original issue discount.

Some of the available issues of bonds are callable. Contact your local Edward Jones financialadvisor for more information about maturity dates and applicable call provisions.

2.00% to 4.80%

WITH SO MANY CHOICES,WHY WOULD YOU CHOOSE

TO PAY TAXES?

To invest in tax-free bonds, call or visit your localfinancial advisor today.

*

*

Tax-Free Municipal Bonds

www.edwardjones.com Member SIPC

Gary A Schneck, AAMS®Financial Advisor.

605 W 3rd Street Suite CBorger, TX 79007806-274-7301

Yield effective 06/05/2009, subject to availability. Yield and market value may fluctuate ifsold prior to maturity and the amount you receive from the sale of these securities may be lessthan, equal to, or more than the amount originally invested. Bond values may decline in arising interest rate environment. Any bond called prior to maturity results in reinvestment riskfor the owner of the bond. May be subject to alternative minimum tax. Municipal bonds mayhave original issue discount.

Some of the available issues of bonds are callable. Contact your local Edward Jones financialadvisor for more information about maturity dates and applicable call provisions.

2.00% to 4.80%

Brock SherwoodFinancial Advisor

421 N. DeahlBorger, TX 79007806-274-5475

Tax-free Income Is theBest Gift You Can GiveYourself at RetirementWith an Edward Jones Roth IRA, any earnings are tax-free, and distributions can be taken free of penalties or taxes. *You may even benefit from converting a traditional IRA to a Roth IRA.*Earnings distributions from a Roth IRA may be subject to taxes and a 10% penalty if the account is less than five years old and the owner is under age 591/2.

At Edward Jones, we spend time getting to know your goals so we can help you reach them. To learn more about why an Edward Jones Roth IRA can make sense for you, call or visit today.

BORGER OFFICE: 100 N. McGee, Suite 40 PAMPA OFFICE: 2931 Perryton Parkway

274-3753 800-642-2146 • 665-6511

KIDNEY STONES • SHOCK WAVE LITHOTRIPSY • LASER SURGERYURINARY INCONTINENCE • VOIDING DYSFUNCTION • OVERACTIVE BLADDERPROSTATIC DISEASE • CRYOTHERAPY FOR PROSTATE CANCER • IMPOTENCE

MALE SEXUAL DYSFUNCTION • MALE INFERTILITY • CANCER OF THEURINARY TRACT • PEDIATRIC UROLOGY

OFFICE PROCEDURES INCLUDEURODYNAMICS • ULTRASOUND • VASECTOMY • CYSTOSCOPY

PROSTATE BIOPSY • COOLED THERMOTHERAPY OF THE PROSTATE

OFFICE HOURS: BY APPOINTMENT

RENE P. GRABATO, M.D., P.A.

The Urology Clinic

Planning a Move? Avoid These Pitfalls

www.borgernewsherald.com

Borger News-HeraldPAGE 6A Weekend, March 17-18, 2012

AnnouncementsNames in the News Engagement

“Unique gifts with a Victorian Flare”

•Tx Gourmet Foods•Purses

•My Mother’s Buttons•Arthur Court

•Comfort Candles•Denali Luxurious Throws

•Bella il Flore•Goody Slippers & Bags

•Izabella Fragrance Bath & Body•Jewelry by Elements & A’dena

•Broken China Jewelry by Vintage Revival

•Sweet Shop USA Chocolates

Exclusive Gift Lines…

113 W. Kingsmill • Pampa, Tx806-688-5372

M-F 10-5:30 p.m.Sat. 10-4 p.m.

FREE Gift Wrapping

25thWe

invite you to our

Tuesday, March 20th • 9:30 am to 5:30 pm

15% OffEntire Stock

(Excluding Multi-Level & Sale Items)

Sales throughout the store!

25%-50% Off!

Lots of give aways & discounts

It’s been a Quarter of a Century. est. 1987

Draw a 1987 Quarter out of the bowl and win a prize!

Thank you for 25 Great Years!

Register to win hourly door prizes & GRAND PRIZE of a Gift Basket. Valued $170.00

1/2 of 1/2

price table!FREESamples

Mon.-Fri. 9:30 am-6:00 pm • Sat. 9:30am-2:00pm527 N. Main • Borger • 273-5191

Refreshments

SPC Ryan French graduated from Borger High in 1995. He joined the Army In-fantry June 9, 1995. After graduating basic and the Infantry AIT, he went straight to Airborne school where he graduated three weeks later on October 6th, 1995. He was assigned to the Old Guard 3rd US Infantry “The Official Escort To The President” in

Fort Myer, Va. Ryan was a member of the 8 Man Full Honor Casket Team in Ar-lington National Cemetery. Ryan went on to Air As-sault School and graduated Oct. 4, 1996, graduated Combat Lifesaver some-time in 1996 and earned his Expert Infantryman’s Badge March 24, 1999. He received an Honorable dis-charge and got out in Oct. 10, 1999. Ryan went on to serve in the Army Reserve in Amarillo for two more years and then did nine years in oilfield and two years as a Fireman.

He joined Army again Jan. 3, 2011 as a Combat Medic, with basic training again at Ft. Benning, Ga. He graduated medic school March 21, 2011 at Ft. Sam Houston San Antonio and was stationed with the 21st Cavalry at Ft. Hood, Texas. Ryan is currently attached to the 306th Military Intelligence unit as their medic. He has always fired Expert with the M-16 and the M-9 and maxed all of his PT test. I’m in the primary zone to get my SGT rank.

He will be leaving for Bagram, Afghanistan for a year long deployment on or around May 4, 2012.

Renee Franz and Kevin

Black of Fritch paln to

wed on Sunday, April 1,

2012 in the Celebration

Family Church in Fritch.

Opportunities, Inc. Activities and Menus

for March 19-23Opportunities, Inc. ActivitiesMonday – Borger Duplicate

Bridge – 1-5 p.m.; dominoes – anytime; pool – anytime.

Tuesday –Letter carrier meet-ing - 5:30 p.m.; ; Borger Dupli-cate Bridge – 1-5 p.m.; dominoes – anytime; pool – anytime

Wednesday – Accolade home health care - 11 a.m. to 12 noon; Opp. board meeting - 12 noon; Wednesday ladies bridge - 1 p.m. to 5 p.m.; Art Class – 9-11:30 a.m.; dominoes – anytime; pool – anytime;

Thursday – dominoes – any-time; pool – anytime; Interim Home Health 11 a.m. to 1 p.m.

Friday – dominoes – anytime; pool – anytime

Opportunities, Inc. Menus

Monday –BBQ chicken filet or polish sausage with cabbage, baked potato with sour cream, mixed vegetable, or pasta with cheese, fiesta corn salad, manda-rin oranges, whole wheat roll with margarine, low fat milk.

Tuesday – beef taco bake or pork roast with gravy, Spanish rice, cauliflower, or pinto beans, tossed salad with dressing, coun-try crisp apple, whole wheat roll with margarine, low fat milk.

Wednesday –chicken fried steak with country gravy or salmon patties, mashed potatoes, stewed okra, or seasoned corn, English pea salad , Pumpkin squares, whole wheat roll with margarine or corn bread, low fat milk.

Thursday –rigatoni with meat sauce or hamburger steak with brown gravy, seasoned lima beans, carrots or asparagus, tossed salad with dressing, mandarin orang-es with whipped topping, garlic bread, whole wheat roll with mar-garine, low fat milk.

Friday –breaded fish on a bun with tartar sauce or chicken ten-ders, potato wedges, broccoli rice casserole, or baked beans, Cole slaw with dressing, peach chantilly, whole wheat roll with margarine, low fat milk

Visit us online at:

www.borgernewsherald.com

Borger News-Herald Weekend, March 17-18, 2012 PAGE 7ALiving

GET PEACE OF MIND WITH EVERY MICHELIN® TIRE AND GET A

PREPAID CARD AFTER MAIL-IN REBATE1

Buy any set of four new MICHELIN® brand passenger or light truck tires and get a $70 MasterCard® Prepaid Card after mail-in rebate.MARCH 1 – 24, 2012

30-Day Satisfaction Guarantee2

Limited Mileage Warranty2

3-Year Flat Tire Changing Assistance2

1 See redemption form at participating dealers for complete offer details. Offer expires 03/24/12. Void where prohibited. The card is issued by Citibank, N.A. pursuant to a license by MasterCard International Incorporated and managed by Citi Prepaid Services. MasterCard is a registered trademark of MasterCard International Incorporated. Cards will not have cash access and can be used everywhere MasterCard debit cards are accepted.

2 Certain conditions and limitations apply. See associate in store or visit michelinman.com for complete description and details.Copyright © 2012 Michelin North America, Inc. All rights reserved.

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This area is for the MAX imprint ONLY and must remain white.

See us today for expert service on tires backed by the Michelin Promise Plan™.

4418

04-3

2900

Harvey Tire Company305 Carolina St (806) 273-5861

Hours of OperationMon-Fri 7:45 am - 5:30 pm Saturday 8:00-12:00

www.harveytire.com

Paul Belton

(P-k& k)

Breakfast

March 19 Breakfast pizza Pineapple tidbits Milk variety March 20 Cinnamon texas toast Applesauce Milk variety March 21 Sausage bagel Fruit cocktail Milk variety March 22 Cereal variety/wtoast Banana Milk variety March 23 Pancake on a stick Orange juice Milk variety

Lunch

March 19 Bbq chicken Texas toast Steamed broccoli Chilled peaches Milk variety March 20 Steak fingers Hot rolls Sunshine carrots Chilled pears Milk variety March 21 Hot dog Potato wedges Baked beans Cinnamon applesauce Milk variety March 22 Cheese pizza Seasoned green beans Red grapes Milk variety

March 23 Taco burger Ranch style beans Tossed green salad Orange quarters Milk variety

Borger Elementary

(1st-4th)

Breakfast

March 19 Cereal variety/wtoast/or Griddle cake sandwich Fruit juice variety or Fruit cocktail Milk variety March 20 Cereal variety/wtoast/or Cinnamon tastries Fruit juice variety or Chilled pears Milk variety March 21 Cereal variety/wtoast/or Breakfast round Fruit juice variety or Applesauce Milk variety March 22 Cereal variety/wtoast/or Pb toast Fruit juice variety or Banana Milk variety March 23 Cereal variety/wtoast/or Breakfast pizza Fruit juice variety or Pineapple tidbits Milk variety

Lunch

March 19 Chicken fried steak Breaded chicken patty Hot rolls Whipped sweet potatoes Pineapple tidbits Milk variety March 20 Pbj,uncrustable Grilled cheese sandwich Chicken noodle soup Carrot coins Strawberry cup Milk variety March 21 Grilled chicken sandwich Rib b que on bun Ranch style beans Tossed green salad Banana Milk variety March 22 Hamburger Spaghetti & meat sauce Garlic bread Seasoned green beans Apricots Milk variety March 23 Crispy tacos Burrito Spanish rice Seasoned corn Tropical fruit Milk variety

BorgerMiddle school

(5th - 8th)

Breakfast

March 19 Cereal variety/wtoast/

or Pop tart variety Fruit juice variety or Pineapple tidbits Milk variety March 20 Cereal variety/wtoast/or Breakfast pizza Fruit juice variety or Pineapple tidbits Milk variety March 21 Cereal variety/wtoast/or Cinnamon rolls Fruit juice variety or Applesauce Milk variety March 22 Cereal variety/wtoast/or Pb toast Fruit juice variety or Banana Milk variety March 23 Cereal variety/wtoast/or Griddle cake sandwich Fruit juice variety or Fruit cocktail Milk variety

Lunch

March 19 Cereal variety/wtoast/or Pop tart variety Fruit juice variety or Pineapple tidbits Milk variety March 20 Cereal variety/wtoast/or Breakfast pizza Fruit juice variety or Pineapple tidbits Milk variety March 21 Cereal variety/wtoast/or Cinnamon rolls Fruit juice variety or

Applesauce Milk variety March 22 Cereal variety/wtoast/or Pb toast Fruit juice variety or Banana Milk variety March 23 Cereal variety/wtoast/or Griddle cake sandwich Fruit juice variety or Fruit cocktail Milk variety

Borger High

School (9-12)

Breakfast

March 19 Cereal variety/wtoast/or Banana mini loaf Fruit juice variety or Applesauce Milk variety March 20 Cereal variety/wtoast/or Cinnamon tastries Fruit juice variety or Chilled pears Milk variety March 21 Cereal variety/wtoast/or Honey bun Fruit juice variety or Fruit cocktail Milk variety March 22 Cereal variety/wtoast/or Peanut b & maple toast Fruit juice variety or Banana

Milk variety March 23 Cereal variety/wtoast/or Griddle cake sandwich Fruit juice variety or Fruit cocktail Milk variety

Lunch

March 19 Hamburger/cheeseburger Spicy chicken Texas toast Macaroni and cheese Steamed broccoli Chilled pears Milk variety March 20 Hamburger/cheeseburger Ham & cheese deli sand. Rib b que on bun Potato wedges Pork n beans Peach cups Milk variety March 21 Pbj,uncrustable Nachos grande Ranch style beans Tossed green salad Cinnamon apple-sauce Milk variety March 22 Chicken fajita salad Cheese pizza Stuffed bread stick Seasoned green beans Red grapes Sack lunch Milk variety March 23 Hamburger/cheeseburger Beef steak fingers Hot rolls Sunshine carrots Orange quarters Milk variety

School menus for the week of March 19 - 23

Menus are subject to change.

Borger News-HeraldPAGE 8A Weekend, March 17-18, 2012

Investing in a Low Interest Rate Environment

Stephen Horst and Diana JackAMERIPRISE FINANCIAL ADVISORS

Low interest rates cre-ate a dilemma.

Do you accept a low re-turn because you feel you must protect your princi-pal?

Or do you take on greater investment risk in order to try for a higher return?

Here are some factors to consider when trying to balance those two con-cerns.

Consider laddering CDs

When yields on Trea-sury bonds began drop-ping, many investors were attracted to bank certifi-cates of deposit (CDs).

However, interest rates won’t stay low forever; at some point you may want access to your money be-fore a CD matures.

One way to potentially achieve higher rates while retaining some flexibility is to ladder CDs.

Laddering involves in-vesting in CDs with vary-ing maturity dates.

As the shorter-term CDs mature, the proceeds can be reinvested in one with a longer term, which may have a higher rate.

Over time, ladder-ing may provide both the higher rates typically of-fered by longer-term CDs, and the ability to adjust as rates change.

For example, let’s say Harriet Hypothetical wants to invest $60,000 in CDs.

She might put $20,000

in a one-year CD that pays 0.5%, anoth-er $20,000 in a three-year CD that pays 1.25%, and the final $20,000 in a five-year CD that pays 1.75%.

When the one-year CD matures, she reinvests that money in another five-year CD.

When her three-year CD matures, she reinvests it in still another five-year CD.

At that point, funds from a maturing CD will be available every year or two, but will earn the higher five-year rate.

If rates are lower when a CD matures, she has the option of investing else-where.

Pay attention to costs

Low returns magnify the impact of high invest-ing expenses and taxes.

Let’s say a mutual fund has an expense ratio of 1.00, meaning that 1% of its net asset value each year is used to pay oper-ating expenses such as management and market-ing fees.

That 1% represents a much bigger bite out of your return when the fund is earning 3% than it does if a fund is earning 10%.

At the higher number, you’re losing only about 10% of your return; at

3%, almost a third of your return goes to expenses. If you prefer individual stocks, keep an eye on trading costs.

Note: Before invest-ing in a mutual fund, care-fully consider its fees and expenses as well as its investment objective and risks, which can be found in the prospectus avail-able from the fund. Read the prospectus carefully before investing.

Think about your real return

Low interest rates may not be quite as problem-atic as they seem.

Even if you’re earning a low interest rate, your real return might not suf-fer too much if inflation is also low.

Real return represents what your money earns once inflation is taken into account.

With an annual inflation rate of 2.6%--the aver-age over the past 20 years based on the Consumer Price Index--a bond that pays 3.5% would produce the same real return as a bond that pays 4.5% when inflation is 3.6% a year.

Compare interest rate and yield spreads

In general, long-term bonds pay a higher inter-est rate than bonds with a shorter term.

However, the differ-ence between long-term and short-term rates can change as investors assess changing economic condi-tions.

For example, when it seems likely that interest rates will rise in the near future, investors often are reluctant to tie up their money in longer-dated maturities and gravitate to short-term debt.

As short-term demand rises, the difference be-tween the interest rates paid by different maturi-ties can also increase.

The yields of various types of bonds can also change relative to one an-other.

For example, when de-mand pushed U.S. Trea-sury yields to new lows in 2011, it widened the gap between Treasuries and corporate bonds.

Such differences can create opportunities in one type of bond versus another.

N o t e : Don’t stop at yield. If you’re t e m p t e d to seek a higher re-turn, don’t forget that yield alone should not

be your only criterion. In reaching for addi-

tional yield, you may be taking on additional risk.

Also, if and when inter-est rates rise, the change may affect a bond’s mar-ket value unless held to maturity.

Don’t hesitate to get ex-pert help to assess wheth-er you can increase your return without taking on more risk than you can af-ford.

Consider small changes

Your portfolio may not need a complete remake to seek a higher return.

For example, if you’re in Treasuries, you could move a portion of that money to municipal bonds.

That might involve greater risk of default, but net returns might be boosted by the munis’ ex-emption from federal in-come tax.

Or a portion of your stock allocation could be shifted to dividend-ori-ented stocks, exchange-traded funds, or preferred stock.

Look for buying or selling opportunities

Interest rates also can be used to help evaluate equities.

Some analysts like to determine the relative value of the stock market using the so-called Fed market valuation model.

(Though it is not of-ficially endorsed by the Federal Reserve Board, this method seems to have evolved based on a 1997 Fed report.)

The model compares the earnings yield on the S&P 500 to the 10-year Treasury bond’s yield. If the S&P’s yield is higher, the market is considered undervalued. However, this is only one of many valuation models and should not be the sole fac-tor in an investing deci-sion.

###

This information is provided for informa-tional purposes only. The information is intended to be generic in nature and should not be applied or relied upon in any partic-ular situation without the advice of your tax, legal and/or your financial ad-visor. Neither Ameriprise Financial nor its advisors or representatives provide tax or legal advice. The views expressed may not be suitable for every situ-ation. Ameriprise Finan-cial Services, Inc. Member FINRA and SIPC.

ONE ENERGY COMPANYDEDICATED TO SAFETY...SMART DIGGING MEANS CALLING 811 BEFORE EACH JOB. Whether you are planning to do it yourself or hire a professional, property owners often make risky assumptions about whether or not they should get their utility lines marked, but every digging job requires a call – even small projects like planting trees and shrubs. Digging without calling can disrupt service to an entire neighborhood, harm you and those around you and potentially result in expensive fines and repair costs. Calling 811 before every digging job gets your underground utility lines marked for FREE and helps prevent undesired consequences.

Once you’ve made the smart call to 811 and waited for your underground utility lines to be marked, you are now officially ready to dig. Don’t forget that with time, erosion or root structure growth may shift the locations of your utility lines, so remember to call 811 again, each and every time you are planning a digging job. Visit call811.com for more information about 811 and the call-before-you-dig process.

ONEOK supports April as National Safe Digging Month.

© 2012

ONEOK, Inc. (NYSE: OKE) is a diversified energy company. We are the general partner and own 43.4 percent of ONEOK Partners, L.P. (NYSE: OKS), one of the largest publicly traded master limited partnerships, which is a leader in the gathering, processing, storage and transportation of natural gas in the U.S. and owns one of the nation’s premier natural gas liquids (NGL) systems, connecting NGL supply in the Mid-Continent and Rocky Mountain regions with key market centers. ONEOK is among the largest natural gas distributors in the United States, serving more than 2 million customers in Oklahoma, Kansas and Texas. Our energy services operation focuses primarily on marketing natural gas and related services throughout the U.S. ONEOK is a FORTUNE 500 company and is included in Standard & Poor’s (S&P) 500 Stock Index.

In 2007, the Federal Communications Commission (FCC) implemented 811 as the national three-digit number for “Call Before You Dig.” With this new process in place, many One-Call Centers across the U.S. began to rebrand themselves with their state name followed by 811. This helped excavators living sear state lines confirm they were talking to the One-Call Center in their state, as well as for excavators calling from out of state. Texas 811 is still staffed by the employees of Texas Excavation Safety System, and you can expect the same service you are accustomed to, simply with a new logo better suited for the future.

ONEOK, INC. ONEOK Partners, L.P. ONEOK Energy Services Oklahoma Natural Gas Kansas Gas Service Texas Gas Service

A benefit savings fund has been established for the children of Amie Kuykendall, a Borger native who was killed in Dumas on January 14, 2012.

The children are seven-year-old Brayden, two-year-old Peyton, and Katelyn, who is eighteen months old.

To contribute to this savings fund, please contact any local branch of Amarillo National Bank, or call the main branch of Amarillo National Bank at 378-8000.

Savings fund set up for children of Amie Kuykendall

Comics Borger News-Herald

ZITS

BORN LOSER

BLONDIE

ARLO & JANIS

ASTROGRAPH

SUDOKU

GARFIELD

PISCES (Feb. 20-March 20) -- One of your very best as-sets is the ability to see value in things that others totally over-look. Keep an eye peeled for these kinds of opportunities.

ARIES (March 21-April 19) -- Get your duties out of the way as early as possible, because you are going to want some time to have a little fun with your friends as well. You deserve it.

TAURUS (April 20-May 20) -- The trends and tides of time will start shifting in a favorable di-rection, making it possible for you to achieve a huge objective that you never thought would be possible.

GEMINI (May 21-June 20) -- If possible, avoid involvements with friends who are too deeply immersed in tradi-tion. There’s nothing wrong with it, but your benefits will come through more progressive interests.

CANCER (June 21-July 22) -- Don’t discount a unique idea that dominates your thinking just because it happens to be a departure from your usual conceptions. Be-ing different can be good at times.

LEO (July 23-Aug. 22) -- Listen attentively when others speak, whether or not you consider the orator to be smart. Valuable information or a bril-liant idea could come from some-one whom you’d least expect.

VIRGO (Aug. 23-Sept. 22) -- Don’t be hesitant to ex-periment with a new procedure or technique involving your work or an independent project. What you develop might be a time-saver and could increase productivity.

LIBRA (Sept. 23-Oct. 23) -- While your associates are trying to articulate the problem, you’ll have effectively analyzed the issue and already come up with the answer. Don’t wait for them -- move ahead on your own.

SCORPIO (Oct. 24-Nov. 22) -- It’s a good thing that you’ll be resourceful enough to squeeze things in under the wire, because you’re inclined to let important duties go until the last minute. Don’t make it a habit.

SAGITTARIUS (Nov. 23-Dec. 21) -- Try to keep your schedule as flexible as possible, because there is a strong possibility that an enticing situation will mani-fest itself. Find time for fun as well.

CAPRICORN (Dec. 22-Jan. 19) -- When it comes to any-thing financial, both chance and cir-cumstances are likely to favor you. Something opportune is in the mak-ing, and you should be a part of it.

AQUARIUS (Jan. 20-Feb. 19) -- Because associates have considerable respect for your judg-ment, they are likely to support an endeavor that you’re develop-ing. Take help where you find it.

Page 9A Weekend, March 17-18, 2012

FAMILY CIRCUS DENNIS THE MENACE

PEANUTS

BEETLE BAILEY

CRANKSHAFT

HI AND LOIS

PAGE 10A Borger News-HeraldWeekend, March 17-18, 2012

123 N. HobartPampa, Tx 79065866-254-9103

1710 S. Dumas Ave.Dumas, Tx 79029866-254-8951

DOUBLE YOUR TAX RETURN!!!

• Tax return doubled up to $2,000 through June 30, 2012 on new vehicles only. Free oil changes on all vehicles purchased at Fenton Motors of Pampa and Dumas except for diesel and high performance engines.

Discounts on Ford trucks are manufacturer rebates good through April 2, 2012 for qualified customers.

And Get FREE Oil

Changes For Life!

+ $4,000 OFF F-150 and F-250

Crew Cabs

COMMUNITY INVITED TO A PASSOVER AND SEDER DINNER HOSTED BY WESLEY UNITED METHODIST CHURCH, 1202 VALLEY DRIVE

WHEN: Wednesday, April 4, at 6:30 p.m. (with a complete Seder supper). Please arrive by 6 p.m. so we can begin the Seder promptly at 6:30 p.m.

WHERE: Wesley United Methodist Church, 1202 Valley Drive (at Cedar), park-ing in the rear, 274-6397, Office Hours: 9:30 a.m. to 1:30 p.m.

This service is in conjunction with: First United Methodist Church, 200 N. Mc-Gee, 273-7583, Office Hours: 8:30 a.m. to 3 p.m. and St. Andrew United Methodist Church, 100 Amaryllis (off Hwy 136), 273-9702, Office Hours: 8:30 a.m. to 1 p.m.

HOW: Traditional Messianic Pesach Seder (Passover Service) with a full Biblically-Kosher type meal (buffet style) and a worshipful celebration presented by Adot Adonai, a Messianic congregation in Amarillo. Rabbi Mark Ensign will preside.

BRING: Food items selected from a restricted Biblically kosher menu. (Suggestions below.) Please do not bring any pork, ham, bacon or shellfish or baked products with yeast leavening. Wesley United Methodist Church will provide water, tea, cof-fee, plates, and utensils and the Pesach Seder plate items and grape juice. Recipes may be obtained from any of the Methodist Church offices or on the Internet. Search under Kosher, Pesach, Passover, or Seder recipes.

RESERVATIONS: Reservations will be accepted on a first-come-first served basis upon receipt of the commitment form below. Please hand deliver the form to any of the Methodist church offices listed above by Friday, March 23. Phone reservations are NOT being accepted. Please note: You are committing (not merely a wish) to attend with the number of persons you indicate and for the contribution of food items you select. Reservations for ALL children under 12 MUST be received by March 23 in order for the church to hire the required nursery workers.

Biblically Kosher MenuAppetizers – Gefilte Fish (commercial) – Chicken Soup & Matzoh Balls (Knaid-

lach) – Charoset – Beef Borscht SoupSalad – Green salad, tossed or other

Main – Roast Lamb – Roast Chicken – Roast Turkey Matzoh Farfel – Matzoh Stuffing Carrot and Sweet Potato Tzimmes Vegetables – green beans – broccoli – brussel sprouts – peas – otherOther – Passover Blintzes – Cheese or meat fillings Matzoh Kugel with cheese – Matzoh Meal MuffinsDesserts – Passover Nut Cake – Almond Macaroons – 12 Egg Sponge CakeDrinks – Coffee, tea, and water

Passover and Seder Dinner to be held at Wesley UMC

PASSOVER SERVICE AND SEDER DINNERATTENDANCE COMMITMENT

Printed names of all attending________________________________________________________________________________

Mailing Address_______________________________________

Phone___________________ Email_____________________

Total number attending - Adults_____ Children under 12______

Please list the food items from the menu above that you will be bringing__________________________________________________________________________________________________________________________________________________

Please deliver this form to any Borger Methodist Church office by Friday, March 23 in order to confirm your attendance. Thank you. We look forward to sharing this special celebration with you. It will be a very interesting learning experience.

Hutchinson County Cares, Inc., is doing a giveaway for a Harley Davidson Road King Motorcycle. Tickets are $50 each.

The drawing is tentatively scheduled to be held during the

Casey Aylor memorial motorcy-cle ride on April 28.

The winner does not have to be present, but is responsible for the tax, title, and license on the motorcycle, which is to be paid to

Tripp’s Harley Davidson of Ama-rillo.

If 1,000 tickets have not been purchased by the time of the me-morial ride, the drawing will be held on Saturday, July 28, 2012, at

Nutterville, Party in the Pasture.Tickets can be purchased at

Jim’s Diamond Shop, 519 North Main, through Jamey Maxwell, DC, at Revelations Chiropractic, 619 North Deahl; Stanley and

Jerri Aylor by phone at 806-878-2233, or at Borger Interbank loca-tions in Borger, 531 North Deahl, and Stinnett, 525 Morse, and the Interbank in Panhandle, located at 400 North Main.

Hutchinson County Cares, Inc. doing giveaway for Harley Davidson Road King Motorcycle

Borger News Herald

Weekend SportsHighlights

Weekend, March 17th & 18th, 2012-Page 1B

Back into the playoffs!Borger tops Dumas in district finale

LEFT: Sammi Huckabee #9 pushes the ball up the field during the first half against Dumas on Friday. Huckabee would score two goals in the Borger win.RIGHT: Allyson Burrows #6 works to get past the Dumas defender in the first half.

PHOTOS BY DON RICE

By Rusty BerrySports Editor

On Friday evening, the Borger Lady Bulldogs controlled their playoff destiny in their District 5-4A finale against the Dumas Lady Demons. With the Lady Bulldogs holding a .5 point lead over Pampa for the final district playoff berth, a Borger win would seal the deal and send the team into the playoffs for the fifth year in a row. But a tie or loss to Dumas meant the team would be scoreboard watching the game between Canyon and Pampa on Saturday.

Fortunately, the Lady Bulldogs came out ready to take care of their own business by getting the 2-0 win over Dumas in order to earn their fifth straight playoff berth.

The Lady Bulldogs came out aggressive and controlled the ball and tempo throughout much of the game. In the first 18 minutes of play the Lady Bulldogs put themselves in position for three good looks at the Dumas goal, but were not able to

get the ball into the net.Finally in the 36th minute, Sammi Huckabee connected for a goal from about 10

yards out to give Borger a 1-0 lead.In the second half, the Lady Bulldogs had to deal with playing into a strong wind.

But the team was able to handle the weather with Huckabee breaking free to score her second goal of the game in the 58th minute to give Borger the 2-0 lead.

The win over Dumas gives Borger a 3-4-5 district record, while Dumas fell to 1-11-0.

The Lady Bulldogs will have to wait for at least a week before the playoffs begin. But the team is scheduled to take on Amarillo Tascosa in a non-district game on Sat-urday, March 24th beginning at noon here in Borger.

Two West Texas High seniors to participate in Australian tournament

By Donna HaynesBNH Sports Contributor

Two West Texas High Coman-ches have been invited to par-ticipate in the 24th Annual Down Under Sports Tournaments to be held in Australia. Ty Lay and Austin Ivy have been invited to participate in this international event on the North Central Con-ference Football Team this sum-mer.

Lay and Ivy are both seniors at West Texas High and both young men have received many honors during their high school careers, in the classroom as well as in sports.

Lay has had a stellar football career as a Co-manche with three years on varsity. He was chosen to the All District football team on of-fense and defense, Associated Press Sports Edi-tors (APSE) All State team both ways, Golden Spread Team, Amarillo Globe News Super Team on Defense, and Texas Sports Writers Association All State Team. He also played basketball, where he was chosen Borger News Herald Athlete of the Week. He is also a stand out first baseman and hitter on the Comanche baseball team, and was on the All District first team last year. Ty made the All District football team his junior year also. Lay spends his free time showing goats at livestock shows here in Hutchinson County, where he won the Reserve Grand Market Goat this year and his sophomore year, and also placed 6th in the Houston Show. He has participated in One Act Play and is also a member of TAFE.

Ivy is also busy on and off the athletic stage. Austin made the All District football team on of-

fense and defense and was an Honorable Men-tion pick for the APSE All State Football team this year and has been selected to the Academic All District Football team all four years. Austin also played basketball for the Comanches. Off the athletic grid, Ivy is in the Top Ten of his class and is a member of the Comanche Band where he was a State Solo and Ensemble Qualifier. He is a member of the National Honor Society and a member of the cast of WT’s One Act Play.

These young men are attempting to raise funds to pay their way to Australia. At this time, they are selling raffle tickets for an iPad and a Scentsy Basket for $2 a piece or three for $5. They will be selling these at the garage sale at the Amarillo Civic Center on March 16 and 17, and they can be purchased from the boys. A fund raising dinner is in the works, but details are still being ironed out at this time.

Anyone interested in purchasing raffle tickets to help out the two athletes can contact Beverly Lay at 806-282-2228 or Michelle Ivy at 806-336-1620.

Austin Ivy Ty Lay

Borger splits series with River Road

By Rusty BerrySports Editor

AMARILLO-Despite giving up a total of 30 runs on the day, the Borger Bulldogs were able to leave Amarillo splitting their double-header with the River Road Wildcats, winning game one 19-15 and losing the second game 15-5.

In game one, the Bulldogs scored eight runs in the top of the third inning to take a 11-4 lead. After Max Lusk and Chayse Tracy led off the inning with base hits, Tanner Gowdy hit a two RBI double to give Borger a 5-4 lead. The Bulldogs took advantage of solid hitting and er-rors by the Wildcats to put together the good inning, which was capped off by Lusk hitting a two-run home run.

BULLDOGS continue on 2B

Borger senior Garth Payton #8 crosses home plate for a run in the third inning of game one against River Road on Friday afternoon.

PHOTO BY RUSTY BERRY

PAGE 2B Weekend, March 17-18, 2012 Borger News-HeraldWeekend Sports

LITTLE LEAGUE® REGISTRATION

Borger Little LeagueMarch 8, 9, 22, 23 Time: 6:30 p.m. - 8:30 p.m.

March 10 & 24 Time: 9:00 - 2:00 p.m.Agnes Howe Park

Baseball, Softball and T-Ball: Boys and GirlsAges 4 and Up. Registration Fee $45

Player evaluation days: March 24 & 31For each participant to be registered, please bring one proof of age document. Please also bring three or more documents that show the address of the legal

residence of the parent(s) or court-appointed guardian(s) for the player(s).

Franklin E. Weber, D.D.S., P.A.Franklin E. Weber, D.D.S. General Dentist

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Continue BULLDOGS from 2BThe Wildcats answered by scoring two runs in the

bottom of the third, but the Bulldogs appeared to be on the verge of getting the run-rule win by scoring three more in the fourth inning to build a 14-6 lead.

Unfortunately the run-rule win would not happen as the Wildcats came roaring back in the bottom of the fourth inning by scoring nine runs on seven hits and three errors to take a 14-15 lead.

With their backs against the wall, the Bulldogs ral-lied in the top of the seventh by scoring five runs, in-cluding a three RBI double by Chance Yeager, to take the 19-15 lead and eventually get the win.

The momentum would not carry over in game two, as the Wildcats took advantage of early errors and pitching woes to build a big early lead on their way to the 15-5 win.

The Bulldogs are now 2-8 and will next host Bush-land on Tuesday, beginning at 4:30 p.m.

Fishing report

for area lakes

Meredith-98’ low. No report available.

Greenbelt-Water stained; 52–57 degrees; 37.96’ low. Black bass are fair on Senkos, spinnerbaits and Texas rigs. Crappie are fair on live and minnows. The Old Marina Point ramp is still open.

Mackenzie-Water stained; 53–58 degrees; 86.47’ low. Black bass are fair to good on Texas rigs, wacky rigs, finesse jigs and chatterbaits. Striped bass are fair on live shad. Catfish are fair on nightcrawlers. Ramp #1 is still open.

Palo Duro-47.13’ low. No report available.

Clayton-No report.

Conchas-Fishing for walleye is good at about 50-60 feet with minnows. White bass are also being caught; however fishing pressure is still very light.

Ute- Fishing for walleye is fair at 20-25 feet using minnows. Catfish are being caught in very shallow water. 49 degree water temperature. White bass still slow.

Altus-Lugert-Elevation 26 1/3 ft. below normal and rising slowly. Walleye and white bass being caught on minnows and jigs off the main swim beach and Hicks Mtn.

Ft. Supply-Elevation normal, water murky. White bass and crappie fair jigging along the bank at the dam.

From Texas Parks and Wildlife, March 14th, Oklahoma Department of Wildlife, March 11th, and New Mexico Wildlife, March 13th

Borger High School Soccer Seniors honored at Friday’s games with Dumas

The Borger Lady Bulldog 2012 seniorsAllyson Burrows #6Alli Schroder #4Brooke Scott #12Tabitha Vinyard #2Kaleen Dean #11Kaitlyn Vinyard #3

The Borger Bulldog 2012 seniorsJordan Robertson #5Francisco Ibarra #10George Sifuentes #7Alberto Rangel #1Jose Chavez #8Jarrett Mills #11Miguel Estrada #12

Borger falls to Dumas in season finale

On Friday evening, the Borger Bulldogs wrapped up the 2012 season with a 3-0 loss to the Dumas Demons. The Bulldogs end District 5-4A play with a 2-8-2 district record. Borger senior Jose Chavez (pictured) prepares to send the ball up the field in the first half on Friday evening.

PHOTO BY DON RICE

Mar 18th .22 Plate and Speed-Open class. One gun for all three events, Single action iron sight plate. Entry Fee.

Mar 25th .22 Rabbit’ Gun Silhouette, iron sighted sporter types only and .22 pistol iron sights only-Entry fee.

Apr 1st .22 Plate, Mano a Mano and Team-Open Class, one gun for all three events. Single Action Iron Sighted plate match also. Entry fee.

Apr 8th .22 Rattle Battle-Five shots at each distance, shoot twice. Plus individual and team events. Entry fee.

The Meredith Gun Club is located just south of Ante-lope Creek between Borger and Sanford on SR#1319.

For directions or more information contact Larry Por-ter at 865-3695 or Perry Collier 878-3150.

Meredith Gun Club Schedule

PAGE 3BWeekend, March 17-18, 2012Borger News-Herald Borger News-Herald SERVICE DIRECTORY

M&R Tree Service

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Borger News HeraldService Directory

To Place Your Ad in the directory call 273-5611

Please call 273-5611 Mindy,

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CALL273-5611

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Borger News-HeraldWeekend, March 17-18, 2012PAGE 4B Classified DEAR ABBY: I

recently began going to a new doctor after the one I had been us-ing retired. I like her. She shows a genu-ine interest in my well-being, seems to diagnose well and I get good results from her treatments. She doesn’t keep me waiting and has a charming, warm per-sonality.

So what’s the problem? She’s not very clean. There is sometimes dirt un-der her fingernails. Her white coat is tat-tered and filthy, and when she gets close there’s an odor that’s less than pleasant. Once after touching me, she washed her hands by sticking her fingertips under cold water for a few seconds -- no soap or

scrubbing. She had not washed before touching me.

There are so many good things about her I hate to lose her as a doctor. She’ll be insulted if I say anything. If I cancel an appointment, it will raise questions and lead to hurt feel-ings. What do I do? -- FREAKED OUT IN ALBANY

D E A R FREAKED OUT: Find another doctor. (I was tempted to say, “Run for your life!”) As warm, charming, caring and attentive as your doc-tor may be, her poor hygiene is a danger to your health. That she would present herself to patients in the condition you have described and practice such poor

hygiene makes me wonder how quali-fied she is to practice medicine.

One other thing you should consider doing -- because you like her -- is to write her a letter explain-ing why you won’t be seeing her anymore. She obviously needs a wake-up call.

DEAR ABBY: My mother is dying of old age and heart failure. It’s not un-expected and we are preparing for the end to come soon.

The problem is I’m not a good housekeeper, and I am in marginal health. My husband is disabled and is, frankly, a slob. I have given up trying to keep a clean house while caring for him, my mother and my-

self. I just don’t have the strength to do it all, and my husband does nothing except lie around on his bed watching TV or sleeping all day.

I know when my mother passes, peo-ple will want to come here to visit or bring food. My house is so dirty and deplorable I don’t want anyone to come here. What should I do? I have thought about hiring a service, but I’m not sure I can afford it. Any other sug-gestions? -- OVER-WHELMED AND TIRED IN TEXAS

DEAR OVER-WHELMED AND TIRED: Please ac-cept my sympathy for the impending loss of your mother. Even when death is accepted as inevita-

ble, it is nonetheless heart wrenching. I’ll offer two sugges-tions:

The first is to talk to your religious ad-viser about your con-cerns, because it’s possible some volun-teers from your moth-er’s church -- or your own -- might be kind enough to help you get your house in or-der to receive guests after the funeral. The other would be to request that guests meet afterward at the church reception hall or funeral home for refreshments.

DEAR ABBY: I find it hard to deal with my P.E. teacher. She is rude, mean and she always calls me out. When you need to make a cor-rection on your test, she throws the quiz

at you and then you have to pick it up. She is very impa-tient also. Do you have any advice on how to deal with such a person? -- DONE WITH HER IN NORTH CARO-LINA

DEAR DONE WITH HER: Your teacher appears to be a troubled woman. The way to deal with her would be for your parents -- and the parents of any other students she is treating this way -- to bring it to the attention of the prin-cipal of the school so it can be addressed.

Doctor fails to earn clean bill of health from patientDear Abby

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