BOQ Credit Pty Limited t/as KTM Sportmotorcycle Finance ... · PDF filesufficient...

BOQ Credit Pty Limited t/as KTM Sportmotorcycle FinanceABN 92 080 151 266

Australian Credit Licence Number: 393331GPO Box 4268, Sydney NSW 2001

Telephone 1300 783 335Fax 1300 737 859

KTM Cover PageCLKC1CV1 August 14 __________ of 1

Included in this pack of documents is the Loan Schedule, the Terms and Conditions and Information Statement, "Thingsyou should know about your proposed credit contract". These documents together provide the information that you as theborrower are required to receive prior to entering into a credit contract with us.

Also, in order to complete the finance process we will be asking for supporting documentation of the information that hasbeen provided to us from you. We in turn shall be providing you documentation for you to keep.

We will require the following from you:

1) 2)3)4)5)6)

The following documents are for you to keep:

1)2)3)4)

These documents are for your reference and form the basis of our relationship. They should therefore be read carefully.

signed copy of the Privacy Notification and Consent;signed copy of the Insurance Nomination form (if relevant);signed copies of the Loan Schedule;the completed Direct Debit Request form;sufficient documentation to prove your identity (i.e. driver's licence/passport etc.); andsufficient documentation to prove your income and financial situation.

the Credit Guide;a copy of the Consumer Loan Agreement consisting of the Loan Schedule and the Terms and Conditions;Information Statement; andDirect Debit Request Service Agreement.

COVER PAGE

Customer Name: Contract Number: __________

__________

KTM Consumer Loan Agreement

__________

CLKCON1 Feb 16 Page 1 of 7

Financial Table

Borrower 1 InformationName:Address:


CONSUMER LOAN AGREEMENT

Loan ScheduleContract Number:

Acceptance Date:

_________ _________ __________________ _________ _________ _________

__________



Telephone 1300 783 335Fax 1300 737 859

__________

BOQ Credit Pty Limited ABN 92 080 151 266, trading as KTM Sportmotorcycle Finance ("BOQ", "we", "us"), canprovide a loan to you, the Borrower named above, subject to you making us an offer to borrow money from us and yousatisfying our credit assessment criteria. By signing this Loan Schedule and submitting all the required documents to us,you will be asking us to lend you money and offering to borrow money from us under the terms and conditions of thisConsumer Loan Agreement, which is made up of this Consumer Loan Agreement Loan Schedule (“Loan Schedule”)and the Consumer Loan Agreement Terms and Conditions (“Terms and Conditions”). Together these documents willform the contract between us (Contract) if we approve your application and accept your offer.

This Loan Schedule does not contain all of the information we are required to give you before weenter into the Contract. The rest of that information is contained in the Consumer Loan AgreementTerms and Conditions. Please read both documents carefully.

1. Amount of Credit $______

2. Annual Percentage RateThe Annual Percentage Rate that applies to your loan is a fixed rate of: NaN% p.a.3. Total amount of interest charges payable $______

4. RepaymentsYour loan is to be repaid over a period of months ("Repayment Period") by monthlypayments of $______.

The first repayment is due one month after the Acceptance Date and later repayments are due on the same date in eachsubsequent month.

5. Total amount of repayments $______


__________


6. Credit Fees and Charges

Credit fees and charges payable by you on or before the date we lend to you

Security Registration Fee, payable when we advance the loan to you

Establishment fee, payable when we accept your offer to lend to you and establish your loan account

Stamp duty, payable when we advance the loan to you

Total amount of credit fees and charges payable under this Contract, to the extentascertainable

Credit fees and charges that are payable by you after we lend to you

Maintenance fee, payable each month at the same time a repayment is due

Credit fees and charges that may be payable by you after we lend to you

Late Payment fee, payable when you make a payment after it is due

Payment dishonour fee, payable each time your direct debit is dishonoured

Registration fee, payable if we need to renew the registration

Security discharge fee, payable when we release our security over one or more of the secured goods

$______

$______

$______

$______

$7.50

$25.00

$______

$0.00

$______

We may, without your consent, vary your repayments or the above credit fees and charges (except for the earlytermination fee) and their time for payment. We may also, without your consent, add new credit fees and charges.Shoud a change occur, we will give you at least 20 days' written notice of the change.

7. Credit-Related Insurance (i.e. Consumer Credit Insurance and/or Mortgaged Property Insurance)If no details are provided below, credit-related insurance is not financed by this Contract.

Consumer Credit InsuranceInsurer: Not applicable Premium: Term: MonthsCommission payable by insurer for introduction of the insurance business:Amount payable to insurer (or, if not ascertainable, method of calculation):

Mortgaged Property InsuranceInsurer: Not applicable Premium: Term: MonthsCommission payable by insurer for introduction of the insurance business:Amount payable to insurer (or, if not ascertainable, method of calculation):

Early termination fee, payable if, for any reason, including as a result of your default under clause 11.1 of the Terms andConditions, this contract terminates during the Repayment Period.The early termination fee will be calculated as at the termination date of this contract as either:

• •

with this amount then being multiplied by the number of remaining whole months in the Repayment Period as at the termination date divided by the total number of whole months in the Repayment Period.

No early termination fee is charged if termination occurs within the last 3 months of the Repayment Period.

$750.00 if the Amount of Credit advanced was greater than $12,000.00; or6.25% of the Amount of Credit


__________


[Other disbursements]

Payment for Goods being purchased

Dealer Origination Fee

Mortgaged Property Insurance (MPI)

Consumer Credit Insurance (CCI)

Gap (Asset Equity) Insurance

Extended Warranty

Eng No:

Eng No:

Eng No:

Eng No:

9. Security for the LoanA security interest is to be/has been given to secure your obligations under this Contract over the Goods described below("the Goods").Goods 1Type:Year:State of Reg'n:Chassis No./VIN/HIN:Goods 2 (if there are no details below, no other security has been taken)Type:Year:State of Reg'n:Chassis No./VIN/HIN:Goods 3 (if there are no details below, no other security has been taken)Type:Year:State of Reg'n:Chassis No./ VIN/HIN:Goods 4 (if there are no details below, no other security has been taken)Type:Year:State of Reg'n:Chassis No./

Manufacturer:

Rego No:

Manufacturer:

Rego No:

Manufacturer:

Rego No:

Manufacturer:

Rego No:

Model:Colour:New/Used:Price:Serial No:




$______

8. Commission Details If a name appears below, we will pay commission to that person or entity for the introduction of credit business orbusiness financed bt this Contract, but the amount is not ascertainable unless stated. Paid to: __________ If a name appears below, we will receive a commission from that person or entity for the introduction of credit businessor business financed by this Contract. Unless otherwise indicated, the amount of any such commission is notascertainable. Paid by:

Unascertainable

10. Disbursements: We will pay your loan to -

$______

$______

__________

Not applicable

Not applicable

Not applicable

Not applicable

Not applicable

Fire and Theft Insurance Not applicable

Motorcycle Tyre and Rim Insurance Not applicable


__________


11. GuarantorIf no details are provided below, no guarantee is required.A guarantee is to be/has been given by

of

to secure your obligations under this Contract.

All information in this Loan Schedule is correct as at:


__________


sign and date two copies of this Loan Schedule and return one copy of this Loan Schedule;complete and return the signed copy of the Privacy Notification and Consent; complete and return the signed copy of the Insurance Nomination form (if relevant); complete and return the Direct Debit Request form; provide us with a copy of your Australian driver's licence; and provide us with a copy of your last bank statement,

(a)(b)(c)(d)(e)(f)

Credit from BOQC

Signed for and on behalf of BOQ Credit Pty Limited by its authorised signatory:

Greg Stonier General ManagerKTM Sportmotorcycle Finance

Your Application for Credit

By signing this document you:

1.2.

3.

4.

If you wish to proceed and make an application to us for credit, then you must:

and deliver to us at:

GPO Box 4268Sydney NSW 2001

Or

By delivering all the documents to your authorised dealer

by no later than 5.00pm on __________ If you do not, then we will not proceed with your credit application.

We will assess your application under our credit assessment criteria. If we approve your application we willaccept your offer and enter into the Contract with you in accordance with the provisions of the Contract.

Make an application for credit based on the terms set out in this Loan Schedule and the Terms and Conditions;Confirm this application constitutes your offer to borrow the Amount of Credit from us on the terms and conditionsset out in the Loan Schedule and the Terms and Conditions;Acknowledge that BOQC is not bound by your offer and will only enter into the Contract after we have approvedyour application and accepted your offer;Declare that all the information you have given us is accurate and not misleading and that you are aware that weare relying on it;


__________


Acknowledge that before signing this document you received and read a copy of: (a) the Loan Schedule; (b) the Terms and Conditions; (c) the Information Statement “Things you should know about your proposed credit contract”; (d) the Credit Guide; and (e) the Direct Debit Request Service Agreement; Acknowledge that you fully understand the nature and effect of the contract and the obligations of entering into it;Acknowledge that you were given the opportunity to seek independent legal advice and that we recommended thatyou obtain such advice;Declare that you do not sign this application as trustee, unless you have told us in writing;Consent to us giving to each guarantor or prospective guarantor named under "Security for the Loan": (a) A copy of this document or any security (whether signed or unsigned); (b) A copy of any notice to or from us; (c) A copy of your account or other account statements; (d) A copy of any final letter of offer; (e) Any current related credit insurance contract; and (f) Any other information the prospective guarantor requests and we consider is reasonable; Acknowledge that each security interest described in the section headed Security for the Loan extends to theresulting contract between you and us and that the resulting contract is an agreement covered by each of thosesecurity interests. You declare that you understand that the secured property will be at risk if you default; Agree to notify us promptly in writing if you change your address; Declare that you have power to enter into the contract and grant the security interests and you do not needanybody else’s consent before you enter into the contract and grant the security interests; and Declare that your loan is wholly or predominantly for personal, domestic or household purposes or to purchase,renovate or improve residential property for investment purposes or to refinance any such credit.

5.

6.7.

8.9.

10.

11.12.

13.


__________


Witness

Name:

Signed:

Witness

Name:

Signed:

Name:

Signed:

Date: / /

IMPORTANT

READ THIS CONTRACT DOCUMENT so that youknow exactly what contract you are entering intoand what you will have to do under the contract.

You should also read the information statement:'THINGS YOU SHOULD KNOW ABOUT YOURPROPOSED CREDIT CONTRACT'.

Fill in or cross out any blank spaces.

Get a copy of this contract document.

Do not sign this contract document if there isanything you do not understand.

You can withdraw this offer at any time before thecredit provider accepts it. When the credit providerdoes accept it, you are bound by it. However, you mayend the contract before you obtain credit, or a card orother means is used to obtain goods or services forwhich credit is to be provided under the contract, bytelling the credit provider in writing, but you will still beliable for any fees or charges already incurred.

You do not have to take out consumer creditinsurance unless you want to. However, if this contractdocument says so, you must take out insurance overany mortgaged property that is used as security, suchas a house or car.

If you take out insurance, the credit provider can notinsist on any particular insurance company.

If this contract document says so, the credit providercan vary the annual percentage rate (the interest rate),the repayments and the fees and charges and can addnew fees and charges without your consent.

If this contract document says so, the credit providercan charge a fee if you pay out your contract early.

BEFORE YOU SIGN THINGS YOU MUST KNOW•

•

•

•

•

•

•

•

•

•

Name:

Signed:

Date: / /

Borrower 1 Borrower 2

By signing below, you are making an offer to enter into a loan contract with us.Upon acceptance of your offer by BOQ, you acknowledge the Contract will be binding on you.


GPO Box 4268, Sydney NSW 2001Telephone 1300 783 335

Fax 1300 737 859

KTMAppSumPg April 16 __________ Page 1 of 1

My annual assessable income is:

Annual taxable income from employmentAnnual investment property income Annual Family Tax A & B benefitsAnnual other income

I am the owner of the asset(s) being financed and the purpose of the asset(s) financed is for my personaluse or for dependants under my care. I acknowledge that I will derive a benefit from the use of the asset(s).

I acknowledge that I hold the appropriate licence and am suitably insured for the intended use of the asset(for example, but not limited to, where the asset can be road-registrable or be used solely for off road use)

Number of Dependants

Please initial

To the best of my knowledge I have disclosed any foreseen changes, if any, to my personal or financialsituation that would affect my ability to meet the repayments of this loan contract. Eg. Reduction in workhours to embark on further study.

Application Confirmation by Borrower

My expenses are:

Monthly Housing Expense - Rent/Mortgage/BoardMonthly Living Expense Monthly Credit card (min)Monthly Car PaymentsMonthly Other Loans Monthly Other Mortgage/Property Loan

X

Date: __/__/____

Borrower Details___________________ _________ __________________ _________ _________ _________

I declare that the following information was provided as part of my application for finance is true and correct as at thedate of my signing of this contract No. __________

$______$______$______$______

$______$______ $______ $______ $______ $______

I acknowledge that this loan contract is for the amount of $______, my monthly repayments are $______,and that payments are to be made by Direct Debit

I acknowledge I have received and have had read the following documents: • Consumer Loan Agreement - Terms and Conditions • Information Statement • Credit Guide • BOQ Credit Pty Limited Finance Customer Complaints Guide

__________

(Optional – at the Customer’s Request) I/We wish to have the following insurance(s) and to have the premium for the stated period funded by my loan

Page 1 of 1

Customer Signature Date DateCustomer Signature* Customer MUST receive a copy of this Insurance Nomination with their Consumer Loan pack

CLKANNA Jan 12

INSURANCE NOMINATION



Telephone 1300 783 335Fax 1300 737 859

Contract Number: __________Customer Name: __________

MORTGAGE PROTECTION INSURANCE(COMPREHENSIVE INSURANCE)If Yes

Is Insurance Commission Payable?If Yes

Name of Insurer:Term of Insurance:

Commission Type

Not applicablemonths Premium payable:

Not AscertainableMaximum Percentage of Premium: %

Yes No

Yes No

X

CONSUMER CREDIT INSURANCEIf Yes



Commission Type



Yes No

Yes No

X

GAP (ASSET EQUITY) INSURANCEIf Yes



Commission Type

Yes No

Yes No



X

EXTENDED WARRANTYIf Yes



Commission Type



Yes No

Yes No

X

DEALER ORIGINATION FEEIf Yes Dealer Name: __________

Amount payable: $______

Yes NoX

KTM Insurance Nomination __________

MOTORCYCLE TYRE AND RIMIf Yes



Commission Type



Yes No

Yes No

X

FIRE AND THEFTIf Yes

Is Insurance Commission Payable? If Yes


Commission Type



Yes No

Yes No

X

OTHER INSURANCEIf Yes

Is Commission Payable?If Yes

Name of Product:Insurer:

Commission Type

Not applicable Amount payable:


Yes No

Yes No

X



Telephone 1300 783 335Fax 1300 737 859

KTM Cover PageCLKC1CV1 August 14 __________ Page 1 of 1

Included in this pack of documents is the Loan Schedule, the Terms and Conditions and Information Statement, "Thingsyou should know about your proposed credit contract". These documents together provide the information that you as theborrower are required to receive prior to entering into a credit contract with us.

Also, in order to complete the finance process we will be asking for supporting documentation of the information that hasbeen provided to us from you. We in turn shall be providing you documentation for you to keep.

We will require the following from you:

1) 2)3)4)5)6)

The following documents are for you to keep:

1)2)3)4)

These documents are for your reference and form the basis of our relationship. They should therefore be read carefully.

signed copy of the Privacy Notification and Consent;signed copy of the Insurance Nomination form (if relevant);signed copies of the Loan Schedule;the completed Direct Debit Request form;sufficient documentation to prove your identity (i.e. driver's licence/passport etc.); andsufficient documentation to prove your income and financial situation.

the Credit Guide;a copy of the Consumer Loan Agreement consisting of the Loan Schedule and the Terms and Conditions;Information Statement; andDirect Debit Request Service Agreement.

COVER PAGE

Customer Name: Contract Number: __________

__________


__________


Financial Table



CONSUMER LOAN AGREEMENT

Loan ScheduleContract Number:

Acceptance Date:

_________ _________ __________________ _________ _________ _________

__________



Telephone 1300 783 335Fax 1300 737 859

__________

BOQ Credit Pty Limited ABN 92 080 151 266, trading as KTM Sportmotorcycle Finance ("BOQ", "we", "us"), canprovide a loan to you, the Borrower named above, subject to you making us an offer to borrow money from us and yousatisfying our credit assessment criteria. By signing this Loan Schedule and submitting all the required documents to us,you will be asking us to lend you money and offering to borrow money from us under the terms and conditions of thisConsumer Loan Agreement, which is made up of this Consumer Loan Agreement Loan Schedule (“Loan Schedule”)and the Consumer Loan Agreement Terms and Conditions (“Terms and Conditions”). Together these documents willform the contract between us (Contract) if we approve your application and accept your offer.

This Loan Schedule does not contain all of the information we are required to give you before weenter into the Contract. The rest of that information is contained in the Consumer Loan AgreementTerms and Conditions. Please read both documents carefully.

1. Amount of Credit $______

2. Annual Percentage RateThe Annual Percentage Rate that applies to your loan is a fixed rate of: NaN% p.a.3. Total amount of interest charges payable $______

4. RepaymentsYour loan is to be repaid over a period of months ("Repayment Period") by monthlypayments of $______.

The first repayment is due one month after the Acceptance Date and later repayments are due on the same date in eachsubsequent month.

5. Total amount of repayments $______


__________


6. Credit Fees and Charges

Credit fees and charges payable by you on or before the date we lend to you

Security Registration Fee, payable when we advance the loan to you

Establishment fee, payable when we accept your offer to lend to you and establish your loan account

Stamp duty, payable when we advance the loan to you

Total amount of credit fees and charges payable under this Contract, to the extentascertainable

Credit fees and charges that are payable by you after we lend to you

Maintenance fee, payable each month at the same time a repayment is due

Credit fees and charges that may be payable by you after we lend to you

Late Payment fee, payable when you make a payment after it is due

Payment dishonour fee, payable each time your direct debit is dishonoured

Registration fee, payable if we need to renew the registration

Security discharge fee, payable when we release our security over one or more of the secured goods

$______

$______

$______

$______

$7.50

$25.00

$______

$0.00

$______

We may, without your consent, vary your repayments or the above credit fees and charges (except for the earlytermination fee) and their time for payment. We may also, without your consent, add new credit fees and charges.Shoud a change occur, we will give you at least 20 days' written notice of the change.

7. Credit-Related Insurance (i.e. Consumer Credit Insurance and/or Mortgaged Property Insurance)If no details are provided below, credit-related insurance is not financed by this Contract.

Consumer Credit InsuranceInsurer: Not applicable Premium: Term: MonthsCommission payable by insurer for introduction of the insurance business:Amount payable to insurer (or, if not ascertainable, method of calculation):

Mortgaged Property InsuranceInsurer: Not applicable Premium: Term: MonthsCommission payable by insurer for introduction of the insurance business:Amount payable to insurer (or, if not ascertainable, method of calculation):

Early termination fee, payable if, for any reason, including as a result of your default under clause 11.1 of the Terms andConditions, this contract terminates during the Repayment Period.The early termination fee will be calculated as at the termination date of this contract as either:

• •

with this amount then being multiplied by the number of remaining whole months in the Repayment Period as at the termination date divided by the total number of whole months in the Repayment Period.

No early termination fee is charged if termination occurs within the last 3 months of the Repayment Period.

$750.00 if the Amount of Credit advanced was greater than $12,000.00; or6.25% of the Amount of Credit


__________


[Other disbursements]

Payment for Goods being purchased

Dealer Origination Fee

Mortgaged Property Insurance (MPI)

Consumer Credit Insurance (CCI)

Gap (Asset Equity) Insurance

Extended Warranty

Eng No:

Eng No:

Eng No:

Eng No:

9. Security for the LoanA security interest is to be/has been given to secure your obligations under this Contract over the Goods described below("the Goods").Goods 1Type:Year:State of Reg'n:Chassis No./VIN/HIN:Goods 2 (if there are no details below, no other security has been taken)Type:Year:State of Reg'n:Chassis No./VIN/HIN:Goods 3 (if there are no details below, no other security has been taken)Type:Year:State of Reg'n:Chassis No./ VIN/HIN:Goods 4 (if there are no details below, no other security has been taken)Type:Year:State of Reg'n:Chassis No./

Manufacturer:

Rego No:

Manufacturer:

Rego No:

Manufacturer:

Rego No:

Manufacturer:

Rego No:





$______

8. Commission Details If a name appears below, we will pay commission to that person or entity for the introduction of credit business orbusiness financed bt this Contract, but the amount is not ascertainable unless stated. Paid to: __________ If a name appears below, we will receive a commission from that person or entity for the introduction of credit businessor business financed by this Contract. Unless otherwise indicated, the amount of any such commission is notascertainable. Paid by:

Unascertainable

10. Disbursements: We will pay your loan to -

$______

$______

__________

Not applicable

Not applicable

Not applicable

Not applicable

Not applicable

Fire and Theft Insurance Not applicable

Motorcycle Tyre and Rim Insurance Not applicable


__________


11. GuarantorIf no details are provided below, no guarantee is required.A guarantee is to be/has been given by

of

to secure your obligations under this Contract.

All information in this Loan Schedule is correct as at:


__________


sign and date two copies of this Loan Schedule and return one copy of this Loan Schedule;complete and return the signed copy of the Privacy Notification and Consent; complete and return the signed copy of the Insurance Nomination form (if relevant); complete and return the Direct Debit Request form; provide us with a copy of your Australian driver's licence; and provide us with a copy of your last bank statement,

(a)(b)(c)(d)(e)(f)

Credit from BOQC

Signed for and on behalf of BOQ Credit Pty Limited by its authorised signatory:

Greg Stonier General ManagerKTM Sportmotorcycle Finance

Your Application for Credit

By signing this document you:

1.2.

3.

4.

If you wish to proceed and make an application to us for credit, then you must:

and deliver to us at:

GPO Box 4268Sydney NSW 2001

Or

By delivering all the documents to your authorised dealer

by no later than 5.00pm on __________ If you do not, then we will not proceed with your credit application.

We will assess your application under our credit assessment criteria. If we approve your application we willaccept your offer and enter into the Contract with you in accordance with the provisions of the Contract.

Make an application for credit based on the terms set out in this Loan Schedule and the Terms and Conditions;Confirm this application constitutes your offer to borrow the Amount of Credit from us on the terms and conditionsset out in the Loan Schedule and the Terms and Conditions;Acknowledge that BOQC is not bound by your offer and will only enter into the Contract after we have approvedyour application and accepted your offer;Declare that all the information you have given us is accurate and not misleading and that you are aware that weare relying on it;


__________


Acknowledge that before signing this document you received and read a copy of: (a) the Loan Schedule; (b) the Terms and Conditions; (c) the Information Statement “Things you should know about your proposed credit contract”; (d) the Credit Guide; and (e) the Direct Debit Request Service Agreement; Acknowledge that you fully understand the nature and effect of the contract and the obligations of entering into it;Acknowledge that you were given the opportunity to seek independent legal advice and that we recommended thatyou obtain such advice;Declare that you do not sign this application as trustee, unless you have told us in writing;Consent to us giving to each guarantor or prospective guarantor named under "Security for the Loan": (a) A copy of this document or any security (whether signed or unsigned); (b) A copy of any notice to or from us; (c) A copy of your account or other account statements; (d) A copy of any final letter of offer; (e) Any current related credit insurance contract; and (f) Any other information the prospective guarantor requests and we consider is reasonable; Acknowledge that each security interest described in the section headed Security for the Loan extends to theresulting contract between you and us and that the resulting contract is an agreement covered by each of thosesecurity interests. You declare that you understand that the secured property will be at risk if you default; Agree to notify us promptly in writing if you change your address; Declare that you have power to enter into the contract and grant the security interests and you do not needanybody else’s consent before you enter into the contract and grant the security interests; and Declare that your loan is wholly or predominantly for personal, domestic or household purposes or to purchase,renovate or improve residential property for investment purposes or to refinance any such credit.

5.

6.7.

8.9.

10.

11.12.

13.


__________


Witness

Name:

Signed:

Witness

Name:

Signed:

Name:

Signed:

Date: / /

IMPORTANT

READ THIS CONTRACT DOCUMENT so that youknow exactly what contract you are entering intoand what you will have to do under the contract.

You should also read the information statement:'THINGS YOU SHOULD KNOW ABOUT YOURPROPOSED CREDIT CONTRACT'.

Fill in or cross out any blank spaces.

Get a copy of this contract document.

Do not sign this contract document if there isanything you do not understand.

You can withdraw this offer at any time before thecredit provider accepts it. When the credit providerdoes accept it, you are bound by it. However, you mayend the contract before you obtain credit, or a card orother means is used to obtain goods or services forwhich credit is to be provided under the contract, bytelling the credit provider in writing, but you will still beliable for any fees or charges already incurred.

You do not have to take out consumer creditinsurance unless you want to. However, if this contractdocument says so, you must take out insurance overany mortgaged property that is used as security, suchas a house or car.

If you take out insurance, the credit provider can notinsist on any particular insurance company.

If this contract document says so, the credit providercan vary the annual percentage rate (the interest rate),the repayments and the fees and charges and can addnew fees and charges without your consent.

If this contract document says so, the credit providercan charge a fee if you pay out your contract early.

BEFORE YOU SIGN THINGS YOU MUST KNOW•

•

•

•

•

•

•

•

•

•

Name:

Signed:

Date: / /

Borrower 1 Borrower 2

By signing below, you are making an offer to enter into a loan contract with us.Upon acceptance of your offer by BOQ, you acknowledge the Contract will be binding on you.

(Optional – at the Customer’s Request) I/We wish to have the following insurance(s) and to have the premium for the stated period funded by my loan

Page 1 of 1

Customer Signature Date DateCustomer Signature* Customer MUST receive a copy of this Insurance Nomination with their Consumer Loan pack

CLKANNA Jan 12

INSURANCE NOMINATION



Telephone 1300 783 335Fax 1300 737 859

Contract Number: __________Customer Name: __________

MORTGAGE PROTECTION INSURANCE(COMPREHENSIVE INSURANCE)If Yes



Commission Type



Yes No

Yes No

X

CONSUMER CREDIT INSURANCEIf Yes



Commission Type



Yes No

Yes No

X

GAP (ASSET EQUITY) INSURANCEIf Yes



Commission Type

Yes No

Yes No



X

EXTENDED WARRANTYIf Yes



Commission Type



Yes No

Yes No

X

DEALER ORIGINATION FEEIf Yes Dealer Name: __________

Amount payable: $______

Yes NoX

KTM Insurance Nomination __________

MOTORCYCLE TYRE AND RIMIf Yes



Commission Type



Yes No

Yes No

X

FIRE AND THEFTIf Yes

Is Insurance Commission Payable? If Yes


Commission Type



Yes No

Yes No

X

OTHER INSURANCEIf Yes

Is Commission Payable?If Yes

Name of Product:Insurer:

Commission Type

Not applicable Amount payable:


Yes No

Yes No

X



Telephone 1300 783 335Fax 1300 737 859

KTM DDR

__________CLKDDR Jun 17 Page 1 of 1

DIRECT DEBIT REQUESTContract Number:

To "you":

any finance contract made between you and me/ us; orany specific verbal instructions I/we give you from time to time about moneys due under any finance contract I/wehave with you.

Schedule

Financial Institution Name:

Financial Institution Address:

Account Name:

BSB Number:

Account Number:

Name:

Signed:

Date: / /

Customer 1

Account Holder/s

Name:

Signed:

Date: / /

Customer 2

__________

BOQ Credit Pty Limited

ABN 92 080 151 266

420619

_________

_________, _________, _________

_________

_________

_________

Debit User ID Number

I/We, the customer/s signing below, request and authorise you to debit my/our account detailed in the Schedule belowthrough the Bulk Electronic Clearing System with moneys payable by me/us, including repayments and/or any fees andcharges that become due, under:••

Any such debit will be subject to the terms and conditions in the Direct Debit Request Service Agreement.

AcknowledgementBy signing and/or providing you with a valid instruction in respect to our Direct Debit Request, I/we haveunderstood and agreed to the terms and conditions governing the debit arrangements between us and BOQ CreditPty Limited as set out in this Request and in the Direct Debit Request Service Agreement.

Important – Payments by direct debit. By signing above you give permission for BOQ Credit Pty Limited to debit your account as detailed for the first loanpayment and any subsequent loan payments.(Please note: Direct Debiting is not available on the full range of bank accounts. If in doubt, please refer to your bank.)



Telephone 1300 783 335Fax 1300 737 859

KTM Welcome Letter

CLKTXCV August 14 __________ Page 1 of 1

Customer Name:

Reference Number:

__________

WELCOME to KTM SPORTMOTORCYCLE FINANCE

__________

Welcome and thank you for choosing KTM Sportmotorcycle Finance. With the commencement of your new contractthrough KTM Sportmotorcycle Finance, there are a few things you should know to help you with your account.

•

• •

On your account statement the debits will appear as from BOQ Credit Pty Limited.If the payment date falls on a weekend or a public holiday, it will be processed the next available business day.Your monthly repayment of $______ will be direct debited from your nominated bank account one month afterthe Settlement Date and each month thereafter.

If you have missed a payment, our banking details for manual payments are below:

•

If you need to change your account details, you can contact customer service to update your account.

Please contact BOQ Credit Pty Limited immediately if there is any discrepancy in the information above or the ConsumerLoan Agreement (Contract) that has already been provided to you.

For any enquiries, our customer service team is open from 8.30am-5pm EST Monday-Friday. All changes to be made toyour account must be given with at least five (5) business days notice and the request must be made in writing.

Congratulations on your purchase.

Yours Sincerely

Greg Stonier General Manager KTM Sportmotorcycle Finance

Electronic Funds Transfer (Internet Banking)If you have Internet Banking Access you can use the following bank account details:(Note: This method is a funds transfer and not BPAY)

Our banking details are:

Bank of Queensland LtdName of Account:BSB:ACC:Reference number:

BOQ Credit Pty Limited122-71021597828014 - __________


GPO Box 4268, Sydney NSW 2001Telephone 1300 783 335

Fax 1300 737 859

KTM MemoCLKMEMO April 16 __________ Page 1 of 1

MEMO

To:

From:

Date:

Re:

BOQ CREDIT PTY LIMITED

__________

__/__/____

LOAN AGREEMENT #__________

WE ATTACH THE FOLLOWING COMPLETED DOCUMENTS FOR SETTLEMENT:

FOR ALL LOAN AGREEMENTS

By signing below I agree that I have completed the required paperwork in full and as per the criteria set out by BOQ Credit Pty Limited t/as KTM Sportmotorcycle Finance. If it is not completedcorrectly I am aware that payment will be withheld until I provide the appropriate documentationand signatures and understand that it is my responsibility to adhere to the requirements.

Sent By: (DEALER TO SIGN HERE)

Copy of current Australian Driver's Licence with current address evident for all applicantsProof of Income - including Guarantor (if applicable)Confirmation of Insurance Nomination and all corresponding insurance policiesA copy of the Dealer tax invoice including DOFDealer Wholesale Settlement Worksheet completed in FullPrivacy Declaration form signedDirect Debit Request form signed and completed in fullApplicants Bank Statement confirming BSB and account number (no older than 180 days)Consumer Loan AgreementGuarantee and Indemnity (if applicable)Application Confirmation by Borrower/Guarantor (if applicable)Proof of shared housing expense with non borrower (if applicable)

CLKDWSWS Dec 15

DEALER WHOLESALE SETTLEMENT WORKSHEETPlease complete this worksheet to assist us with the prompt settlement for your LOAN transaction:

NO (FULL INVOICE AMOUNT WILL BE REMITTED TO DEALER)

YES

A

IF YES, PLEASE COMPLETE THE FOLLOWING:

TRUST RECEIPT NO:

TOTAL WHOLESALE AMOUNT (INC GST)

PLEASE CALCULATE THE SURPLUS / SHORTFALL ON THIS LOAN/LEASE TRANSACTION BY

COMPLETING THE SECTION BELOW:

DEALER LOAN INVOICE AMOUNT INC GST (DOF IF APPLICABLE)

DEDUCT: TOTAL WHOLESALE AMOUNT:

SURPLUS / (SHORTFALL) AMOUNT:

NOTE: IF THERE IS A SHORTFALL YOU ARE REQUIRED TO PAY THE SHORTFALL AMOUNT TO

REPAY THE WHOLESALE AMOUNT IN FULL.

DEALER SETTLEMENT PAYMENT OPTIONS (tick one of the following two options):

A

B

AB

A

Contract No. __________

IS SOLD UNIT ON BOQ WHOLESALE FLOORPLAN (tick one box):

SURPLUS AMOUNT: PLEASE DEDUCT THE TOTAL WHOLESALE AMOUNT FROM THEINVOICE AMOUNT AND REMIT THE SURPLUS AMOUNT TO US (SHOWN ABOVE AS ).

WE HAVE DIRECT DEPOSITED THE TOTAL WHOLESALE AMOUNT (SHOWN ABOVE AS )INTO THE BOQ BANK ACCOUNT NO. 21597832 (Bank of Queensland 122-710).(A COPY OF THE DEPOSIT FORM IS ATTACHED).

SIGNED: X DATE

KTM Dealer Wholesale Settlement Worksheet

__________

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