Bluepoppy Client Portfolio Report
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Transcript of Bluepoppy Client Portfolio Report
Authorised and regulated by the Financial Services Authority
Portfolio Report09/12/2009
James Bond50 Park Lane, Wallington, Surrey, SM6 0TN, United Kingdom
Intelliflo Ltd (DM)IntelliFlo Ltd, Surrey, KT1 1LF, United KingdomTel: 08452 303 700 Email: [email protected]
Portfolio Summary Total
Total Invested £422,710.00Current Value £449,573.57Total Withdrawals £17,500.00Profit £93,573.56
James BondPlan Reference Current Value Profit/(Loss) Gain /
(Loss) %
Individual Savings Accounts
Selestia ISA Maxi 100030935 £6,334.77 (£665.23) (9.50)%
Investment Bonds
Standard Life Insurance /Investment Bond
X71589532A £9,967.42 £67.42 0.67%
Mortgage Protection
Legal & General TermProtection Mortgage Protection
FGD12D2F2D2S - - -
Mortgages
Birmingham MidshiresMortgage
DFG4552DF12 - - -
Personal Pensions
Skandia Personal Pension Plan PP5019405771 £83,271.37 £24,171.37 31.60%
Standard Life Personal PensionPlan
K711257000 - - -
Property
Main Residence - MaritalHome
- £350,000.00 £70,000.00 25.00%
TOTALS £449,573.57 £93,573.56
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Portfolio Returns Chart
Portfolio ReportJames Bond
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Category and Sector Analysis ChartsCategory AnalysisProduct Category Valuation Product Category Valuation
Property £350,000.00 Investment Bonds £9,967.42
Personal Pensions £83,271.37 Individual Savings Accounts £6,334.77
TOTALS £449,573.57
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E&OE 09/12/2009 Page 4 of 20
Sector AnalysisSector Valuation Sector Valuation
Property £350,000.00 IMA North American SmallerCompanies
£591.05
ABI Europe Excluding UK £37,403.81 IMA Europe Excluding UK £484.62
ABI UK All Companies £29,414.27 IMA Specialist £363.36
ABI North America £23,747.71 IMA Global Emerging Markets £362.62
ABI UK Direct Property £2,673.00 IMA Global Bonds £345.00
IMA Sterling Strategic Bond £2,141.21 IMA Asia Pacific Excluding Japan £325.51
IMA UK Equity Income & Growth £727.80 IMA Japan £284.67
IMA UK All Companies £708.93
TOTALS £449,573.57
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E&OE 09/12/2009 Page 5 of 20
Fund/Equity HoldingsFund AnalysisHolding Name Valuation Holding Name Valuation
Marital Home £350,000.00 Invesco Perp High Income Acc £727.80
Skandia Henderson Euro Sm Cos Pn £20,254.24 Artemis UK Special Situations £708.93
Skandia Gartmore Europe Sel OppsPn
£17,149.58 Schroder US Smaller Companies Acc £591.05
Skandia Threadneedle Am Sel Pn £12,667.89 Fidelity European £484.62
Skandia Schroder UK Equity Pn £11,741.83 Jupiter Financial Opportunities Inc £363.36
Skandia Fidelity American Pn £11,079.82 Aberdeen Emerging Markets A £362.62
Skandia Artemis Capital Pn £10,378.02 Invesco Perp Global Bond Acc £345.00
Stan Life UK Equity S1 £7,294.42 Aberdeen Asia Pacific A Acc £325.51
FNW Property Investment S1 £2,673.00 Schroder Tokyo Inc £284.67
Invesco Perp Mthly Inc Plus Acc £2,141.21
TOTALS £449,573.57
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E&OE 09/12/2009 Page 6 of 20
Stock Overlap Analysis ChartStock AnalysisHolding Valuation Holding Valuation
BP £1,731.12 GERRESHEIMER GROUP £672.44
HSBC HLDGS £1,270.22 APPLE INC £658.73
GLAXOSMITHKLINE £1,029.65 BETER BED £650.16
ROYAL DUTCH SHELL B ORD £991.03 JOHNSON & JOHNSON £622.20
VODAFONE GROUP £990.03 EVS BROADCAST EQUIPMENT £621.81
XSTRATA PLC £759.62 TELEFONICA SA £617.38
JPMORGAN CHASE & CO £722.02 ANDRITZ AG £601.55
NESTLE SA £711.67 ASTALDI £599.53
PFIZER INC £693.45 CA INC £595.39
GROUPE NORBERT DENTRESSANGLESA
£688.64 SCHOELLER BLECKMANN OILFIELD £591.42
TOTALS £15,818.07
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E&OE 09/12/2009 Page 7 of 20
BenefitsJames BondPlan Cover Type Life Cover Critical
IllnessPHI Family
Benefit
Legal & General - Term Protection -FGD12D2F2D2S
1st Death £100,000.00 £100,000.00 £0.00 £0.00
TOTAL £100,000.00 £100,000.00 £0.00 £0.00
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E&OE 09/12/2009 Page 8 of 20
Investments
Individual Savings AccountsJames BondSelestia ISA Maxi
Policy Reference: 100030935 Invested: £7,000.00
Commenced Date: 07/12/2005 Current Value: £6,334.77
Product Name: - Valuation Date: 08/12/2009
Maturity Date: - Profit: (£665.23)
Surrender Value: - Growth %age: (9.50)%
Plan Purpose: - Growth %age perannum:
(2.46)%
In Trust: -
Fund/Equity Holdings Table
Name Units Units Date Price Price Date % ageHolding
Value
Aberdeen Asia Pacific A Acc 229.60 03/10/2009 £1.42 08/12/2009 5.14% £325.51
Aberdeen EmergingMarkets A
89.69 03/10/2009 £4.04 08/12/2009 5.72% £362.62
Artemis UK SpecialSituations
239.98 03/10/2009 £2.95 08/12/2009 11.19% £708.93
Fidelity European 44.26 03/10/2009 £10.95 08/12/2009 7.65% £484.62
Invesco Perp Global BondAcc
340.10 03/10/2009 £1.01 08/12/2009 5.45% £345.00
Invesco Perp High IncomeAcc
174.29 03/10/2009 £4.18 08/12/2009 11.49% £727.80
Invesco Perp Mthly Inc PlusAcc
1,106.40 03/10/2009 £1.94 08/12/2009 33.80% £2,141.21
Jupiter FinancialOpportunities Inc
92.36 03/10/2009 £3.93 08/12/2009 5.74% £363.36
Schroder Tokyo Inc 186.42 03/10/2009 £1.53 08/12/2009 4.49% £284.67
Schroder US SmallerCompanies Acc
63.57 03/10/2009 £9.30 08/12/2009 9.33% £591.05
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E&OE 09/12/2009 Page 9 of 20
Transaction Table
Date Name Action Type Units Price Value
07/12/2005 Aberdeen Asia Pacific A Acc Buy Purchase 229.60 £1.38 £316.42
07/12/2005 Aberdeen Emerging MarketsA
Buy Purchase 89.69 £3.89 £348.52
07/12/2005 Artemis UK SpecialSituations
Buy Purchase 239.98 £3.00 £720.28
07/12/2005 Fidelity European Buy Purchase 44.26 £11.08 £490.38
07/12/2005 Invesco Perp Global BondAcc
Buy Purchase 340.10 £1.01 £345.00
07/12/2005 Invesco Perp High IncomeAcc
Buy Purchase 174.29 £4.05 £706.64
07/12/2005 Invesco Perp Mthly Inc PlusAcc
Buy Purchase 1,106.40 £1.87 £2,063.98
07/12/2005 Jupiter FinancialOpportunities Inc
Buy Purchase 92.36 £4.17 £385.25
07/12/2005 Schroder Tokyo Inc Buy Purchase 186.42 £1.56 £290.26
07/12/2005 Schroder US SmallerCompanies Acc
Buy Purchase 63.57 £9.37 £595.69
Contributions and Withdrawals Table
Commenced Ceased Date Amount Frequency Type Details To Date
07/12/2005 - £0.00 Monthly Regular Self -
07/12/2005 - £7,000.00 Single Lump Sum Self £7,000.00
Valuation History Chart
Portfolio ReportJames Bond
E&OE 09/12/2009 Page 10 of 20
Investment BondsJames BondStandard Life Insurance / Investment Bond
Policy Reference: X71589532A Invested: £10,000.00
Commenced Date: 01/01/2008 Current Value: £9,967.42
Product Name: - Valuation Date: 08/12/2009
Maturity Date: - Profit: £67.42
Surrender Value: - Growth %age: 0.67%
Plan Purpose: Growth and Income,Savings
Growth %age perannum:
0.35%
In Trust: -
Fund/Equity Holdings Table
Name Units Units Date Price Price Date % ageHolding
Value
FNW Property InvestmentS1
4,500.00 15/06/2009 £0.59 08/12/2009 26.82% £2,673.00
Stan Life UK Equity S1 290.36 01/01/2008 £25.12 08/12/2009 73.18% £7,294.42
Contributions and Withdrawals Table
Commenced Ceased Date Amount Frequency Type Details To Date
01/01/2008 - £10,000.00 Single Lump Sum Self £10,000.00
28/02/2008 - £100.00 Single Lump Sum Withdrawal £100.00
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E&OE 09/12/2009 Page 11 of 20
Valuation History Chart
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E&OE 09/12/2009 Page 12 of 20
Pensions
Personal PensionsJames BondSkandia Personal Pension Plan
Policy Reference: PP5019405771 Invested: £76,500.00
Commenced Date: 10/10/2000 Current Value: £83,271.37
Product Name: Personal Pension Series 3 Valuation Date: 09/12/2009
Maturity Date: - Profit: £24,171.37
Transfer Value: - Growth %age: 31.60%
Plan Purpose: Retirement Planning Growth %age perannum:
3.62%
In Trust: - Annual Income: £1,200.00
Fund/Equity Holdings Table
Name Units Units Date Price Price Date % ageHolding
Value
Skandia Artemis Capital Pn 11,366.94 09/12/2009 £0.91 09/12/2009 12.46% £10,378.02
Skandia Fidelity AmericanPn
840.72 09/12/2009 £13.18 09/12/2009 13.31% £11,079.82
Skandia Gartmore EuropeSel Opps Pn
1,410.33 09/12/2009 £12.16 09/12/2009 20.59% £17,149.58
Skandia Henderson EuroSm Cos Pn
1,381.79 09/12/2009 £14.66 09/12/2009 24.32% £20,254.24
Skandia Schroder UK EquityPn
3,211.66 09/12/2009 £3.66 09/12/2009 14.10% £11,741.83
Skandia Threadneedle AmSel Pn
16,602.74 09/12/2009 £0.76 09/12/2009 15.21% £12,667.89
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E&OE 09/12/2009 Page 13 of 20
Transaction Table
Date Name Action Type Units Price Value
10/10/2000 Skandia Artemis Capital Pn Buy Purchase 11,366.94 £0.91 £10,378.02
10/10/2000 Skandia Fidelity AmericanPn
Buy Purchase 840.72 £13.18 £11,079.82
10/10/2000 Skandia Gartmore EuropeSel Opps Pn
Buy Purchase 1,410.33 £12.16 £17,149.58
10/10/2000 Skandia Henderson EuroSm Cos Pn
Buy Purchase 1,381.79 £14.66 £20,254.24
10/10/2000 Skandia Schroder UK EquityPn
Buy Purchase 3,211.66 £3.66 £11,741.83
10/10/2000 Skandia Threadneedle AmSel Pn
Buy Purchase 16,602.74 £0.76 £12,667.89
Contributions and Withdrawals Table
Commenced Ceased Date Amount Frequency Type Details To Date
10/10/2000 - £150.00 Monthly Regular Self £16,500.00
10/10/2000 - £10,000.00 Single Lump Sum Self £10,000.00
10/10/2000 - £50,000.00 Single Transfer Self £50,000.00
10/11/2002 - £5,000.00 Single Lump Sum Withdrawal £5,000.00
30/06/2008 - £10,000.00 Single Lump Sum Withdrawal £10,000.00
01/07/2008 - - Monthly % OfInvestment
Withdrawal -
01/01/2008 - £100.00 Monthly Regular Withdrawal £2,400.00
Valuation History Chart
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E&OE 09/12/2009 Page 14 of 20
Standard Life Personal Pension Plan
Policy Reference: K711257000 Invested: £24,300.00
Commenced Date: 07/07/1996 Current Value: -
Product Name: - Valuation Date: -
Maturity Date: - Profit: -
Transfer Value: - Growth %age: -
Plan Purpose: - Growth %age perannum:
-
In Trust: - Annual Income: -
Contributions and Withdrawals Table
Commenced Ceased Date Amount Frequency Type Details To Date
07/07/1996 - £150.00 Monthly Regular Self £24,300.00
07/07/1996 - £0.00 Single Lump Sum Self -
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E&OE 09/12/2009 Page 15 of 20
Protection
Mortgage ProtectionJames BondLegal & General Term Protection Mortgage Protection
Policy Reference: FGD12D2F2D2S Life Cover: £100,000.00
Commenced Date: 18/10/2000 Critical Illness: £100,000.00
Product Name: IPP PHI: £0.00
Term: 18 Family Benefit: -
Benefit Payable: £0.00 / Monthly
In Trust: Yes Total Invested: £3,850.00
Contributions and Withdrawals Table
Commenced Ceased Date Amount Frequency Type Details To Date
18/10/2000 - £35.00 Monthly Regular Self £3,850.00
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E&OE 09/12/2009 Page 16 of 20
Mortgages
MortgagesJames BondBirmingham Midshires Mortgage
Policy Reference: DFG4552DF12 Loan Amount: £100,000.00
Commenced Date: 01/10/2007 Property Value: £350,000.00
Product Name: Offset Mortgage Interest Rate: 5.00
Method of Repayment: Capital and Interest Monthly Repayment: £780.00
Mortgage Type: Standard Mortgage Term: 18 years
Redemption Penalty: Yes Redemption End Date: 01/10/2010
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Other Assets
PropertyJames BondMain Residence - Marital Home
Purchase Date: 11/02/2007 Current Value: £350,000.00
Original Value: £280,000.00 Profit: £70,000.00
Valuation Date: 03/10/2009 Growth %age: 25.00%
Growth %age perannum:
8.81%
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E&OE 09/12/2009 Page 18 of 20
Important NotesWhere shown, current values are based on the published bid price of units at the most recentvaluation date.
Where funds are shown, units allocated within a fund are based on the last available unitallocation statement provided by the provider. Should any encashment of units or income havebeen drawn from the fund, or in the case of policies with regular contributions, any additionalinvestments made, then the number of units may not be correct.
Where investments are in currencies other than sterling, all values displayed are in sterling at thecurrency conversion rate when last updated.
For policies with more than one contribution that have only been recently commenced, thecurrent values shown are only accrued, they may not represent the actual encashment value ofthe units.
Depending on your tax position, and the policies and investments you own, Income or CapitalGains Tax may be payable on encashment of some or all of your policies or investments. Forfurther advice on Taxation please contact us.
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E&OE 09/12/2009 Page 19 of 20
GlossaryAlphaThis measures the value added by the manager. Alpha is less difficult to achieve in bull markets.With bond funds alpha readings are less reliable because capital appreciation is not the mainobjective.
Annual IncomeThe Annual Income is the total of all income paid out from each investment. This can bedividends from equities, fixed regular income from an investment bond or natural income paidout from unit trusts or OEICs.
BetaThis measures the sensitivity to market movements. A beta of 1 means parity with the relevantindex and beta rating usually lie between 0.5 and 1.5. A fund would be perceived to be less risk ifit had a beta of <1.0 (being less volatile than the market) and more risky if the rating were >1.0(accentuating market movements. A fund with a very low beta would be a very specialist fundwhose constituents bore no relation to the market benchmark or one whose manager paid noregard to benchmarks.
Current ValueWhere fund holdings exist the current value is based on the last available price data for the unitsspecified at the units date. Where fund holdings are not available the current value is based onthe latest sourced valuation.
Efficient FrontierA line created from the risk-reward graph, comprised of optimal portfolios.
Information RatioThis measures the extent to which the fund has beaten its benchmark, without incurring greatervolatility than the benchmark.
PerformancePerformance should be noted over discrete periods of not less than 3 years. Then, this can beanalysed relative to the performance of the market and after stripping out the effect of marketmovements.
Portfolio SummaryThe portfolio summary provides an overview of your portfolio. You will see that the total invested,which is taken as the total of all initial investment. The withdrawals figure and annual incomerepresent the sum across all investments included within your portfolio. The main sectionprovides a summary of each investment by product category, including profit/loss amount andpercentage.
SortinoThis measures the extent to which the return from investing in equities has exceeded what couldhave been achieved from a risk-free cash investment without exposing the fund to undesirabledownside volatility. In bear markets equity funds are likely to have negative Sortino.
Stochastic ModelA model that recognises that there could be a range of possible outcomes for a given set ofinputs, and expresses the likelihood of each one.
VolatilityFluctuations in value measured as standard deviation. Bonds will typically be between 1 and 2and equities between 4 and 8 though emerging markets funds could be as high as 30. Of all therisk measures, it is volatility which changes most quickly, reflecting changes in market conditions.
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