Blockchain 3.0 Distributed Business Application Underlying

Operation Protocol

w w w . t o m a i n f o . c o m

MARKET ANALYSIS

PROJECT INTRODUCTION

PLATFORM ADVANTAGE

MAINONLINE

CONTENTS

P A R T

O N E

MARKET ANALYSIS

Ma r ke t Pa i n

Blockchain data latency and throughput

Due to the construction mechanism of

the blockchain itself, data latency and

data throughput have become obvious

issues. For example, BTC requires data

to be conf i rmed af ter a t least 30

minutes. 7TPS / S, ETH also takes several

minutes.

Lack of leading blockchain underlying operating system

In order to solve the problem of fast

commercial landing of the blockchain, a

variety of smart contract applications can

be built, which can support millions of

customers, and be developer-friendly, and

p r o v i d e c o n v e n i e n c e a n d h i g h

performance for developers in various

industries. Blockchain ecosystem.

BLOCKCHAIN

The Tr a n s f o r m a t i on Of B l oc k Cha i n

Traditional insurance industry

The insurance company needs to process a large number of

claim documents, and the process of processing the

documents takes a long time, resulting in a huge time cost.

Traditional crowdfunding industry

Platform parties cheat, supervision is difficult, public

welfare funds and accounts are not transparent and other risks,

resulting in lack of public confidence and trust cannot be

passed

Traditional depository industry

There are risks of slow certificate issuance, long processes, fraud of bills, and higher cost of rights maintenance.

Traditional financial industry

Interbank clearing and settlement steps have a large number of circulations, resulting in slow completion of clearing and settlement, long payment time and high investment costs.

It can be seen that the full implementation of blockchain technology still

has a long way to go.

TomaInfo, the underlying protocol for the commercialization of

Blockchain 3.0, came into being in this environment!

PROJECT INTRODUCTION

Project Overview

TomaInfo supports developers to access and

build DAPPs suitable for the industry, and also

provides users with services such as blockchain-

based digital asset creation and distribution,

smart contract construction, and block browsers

to assist developers in efficiently deploying and

verifying exclusive areas Blockchain concept and

model.

TomaInfo is a professional-grade blockchain

infrastructure service platform based on the

underlying architecture of PBFT+DPOS public

chain technology. It is also called a commercial

distributed application design blockchain

operating system, which can achieve the

per fo rmance expans ion o f d i s t r ibu ted

applications. The project team has been deeply

involved in the field of blockchain for many

years, and aims to assist B / C users to facilitate

the blockchain t ransformat ion, thereby

accelerating the rapid implementation of

blockchain technology worldwide.

TomaInfo uses multiple parallel chains and

DPOS to solve the problems of latency and

data throughput. By creating a developer-

friendly blockchain underlying platform,

multiple applications can run simultaneously.

Commercial application

Highly inclusive blockchain underlying platformThe friendly blockchain underlying platform can provide developers with

multi-language support, saving a lot of time and energy.

Multi-chain information transferUsing Tomainfo system software, with the proof of equity and the 21 miners

with a block production time of seconds, this only takes about 45 seconds to

confirm. In multi-chain information transfer, time has been greatly reduced.

Open PlatformSupport developers and users to access, use, and create DAPPs on the

Tomainfo open platform.

Service Content

The creation of digital assets requires a large amount of blockchain technology reserves. TomaInfo provides users with a comprehensive

digital asset creation system. Users can rely on this system to create all types of digital assets covering traditional digital currencies,

stablecoins, ST and other markets. Solve the problems of blockchain technology development for users and save a lot of employment

costs.

Electronic money that relies on checksum

cryptography to create, issue, and circulate.

Its characteristics are the use of P2P peer-to-

peer network technology to issue, manage

and circulate currency, avoid the approval of

various institutions, and give everyone the

right to issue currency.

Digital assetsIt is a kind of stable cryptocurrency, and its

va lue l ies in the decentra l ized system

combined with the encrypted payment

network, while having a relatively stable price

level.

StablecoinA new way for users to legally issue coins, ST

(Security Token) can basically be linked and

anchored with any form of investment and

assets, including stocks or commodities.

ST

Service Content

Points systemIssuance of credit books, support for cross-

platform, cross-industry credit exchange.

Cloud walletAPI in te r face , ex i s t ing bus iness qu i ck l y

embedded in the blockchain cloud wallet.

Digital assetsIssuance of digital asset ledger, widely used in funds,

securities and other trading platforms.

Token issuanceI ssue genera l ledger and use b lockchain

economy to boost business development.

Service Content

Analysis of the overall operating

status of the system,

Statistics, monitoring, alarm, etc.

Digital asset trading into the

chain, transaction information,

blockchain height query display,

etc.

Member institutions, nodes,

ledger, etc.

Visual analysis, statistics,

management, etc.

Blockchain browser, visual display

Analyze and monitor the

operation of the blockchain

BlockchainBrowser

TomaInfo provides users with the API interface of the blockchain browser, which is mainly a query interface. The data provided by the interface is the

various token information, transaction data, address information, block information, node information, etc. that occur in the main network. You can

monitor the blockchain situation in real time through the provided address.

Service Architecture

Business LayerAt the business layer, users can realize the commercial

application of blockchain + by developing and building the

required DAPP applications on the TomaInfo mainnet.

Framework LayerAt the framework layer, the TomaInfo mainnet supports

the full capabilities of ledger, contract, authentication, and

consensus mechanisms, and provides a wealth of

pluggable and customizable blockchain scenar io

parameters;

Network layerAt the network layer, such as Ethereum, Fabric and other

typical networks hosting blockchains, users can build

corresponding network applications on the TomaInfo

mainnet as needed.

Basic resource layerIn the underlying basic resource layer, TomaInfo usually

relies on cloud computing capabilities and provides a

unified interface layer in combination with container

engines, image warehouses, etc., supports cloud hosting,

security supervision, account permissions, one-click

deployment, and other underlying cloud infrastructure

and services Transparent to users;

Team Introduction

The core team has an average of 10 years of experience in the Internet, blockchain, and big data security fields.

• Professional blockchain research and development team

• Years of Internet Blockchain Development Experience

• Team members have multiple national invention patents

• Support custom development based on various chains of Fabric, Ethereum, EOS,

Cosmos

• More than 70% of the research and development personnel with master's and

doctoral degrees

• Core employees come from well-known companies and institutions such as

Russian state-owned commercial banks, Novosibirsk State University, St.

Petersburg State University, Moscow State University, and Russian Federal

Savings Bank

Cooperative Partner

PLATFORM ADVANTAGE

Overview of advantages

Low-level protocol

for distributed

commercial

applications

Strong technical team

The TomaInfo team has many years

o f b l o c k c h a i n t e c h n o l o g y

accumulation and has successful

development experience of massive

user blockchain projects.

High throughput low latency

Tomainfo uses EOS's underlying

architecture technology. Through

multiple parallel chains, it can reach

up to millions of TPS, and parallel

loca l cha ins can even ach ieve

mil l isecond-level confirmation

speeds.

Platform Advantages

TomaInfo has such factors as stable

and predictable performance, good

versatility, multiple programming

language adaptation, and reasonable

consensus mechanism DPOS;

T o m a I n f o ' s l e a d i n g u n d e r l y i n g

blockchain applicat ion operating

system can support the industrial

users ' appl icat ion of b lockcha in

technology in commercial applications,

and provide the necessary functional

c losed loop and mul t i - s cena r io

adaptation capabilities;

TomaInfo forms a partner matrix in the

f i e l d s o f b l o c k c h a i n s e c u r i t y ,

blockchain tools , and blockchain

business adaptation to accelerate

commercialization;

TomaInfo has core capabilities such as

measu rab le va lue , un i ve r sa l i t y ,

templating, and f lexible industry

adaptation.

Mature Technology Research

High concurrencyHigh TPS, extremely high

business concurrent processing capabilities, can

support millions of users

System balanceThe bottom layer can be

selected to use the blockchain, and each node shares the

account bookEnjoy blockchain trusted services while retaining

business control

PluggablePluggable module design, high flexibility and scalability to meet your various business needs

Developer friendlyFriendly developer building platform, save a lot of time and personnel costs

Unique parallel performanceWorkload can be split across multiple CPUs and computers

Upgrade and handle bugsSupports software upgrades during functional iterations Developer friendly

Friendly developer building platform, save a lot of time and personnel costs

Systematic Safeguard of Safety

Data security encryption

Data validation

User non-repudiation

User and administrative

privileges

Parametric validation

Vulnerability scan

Prevent information loss

Account two-factor

authentication

Dynamic key

third-party certification

VPN technology

Confidentiality

Integrity

Usability

VPN virtual private network

Full backup

Automatic database backup

Hot standby

Offsite backup

Data transmission security

Anti-injection safety Cyber security

Database disaster recovery

Successful case

Ten thousand people

You can quickly create a group of 10,000 people,

chat and share files with multiple people in the

group, and expand

Fast and efficient multi-party communication and

dialogue,

Social applications

The InTalk community applicat ion is highly

encrypted and powerful. It helps you build and

manage your private traffic. When other merchants,

goods or communities call your traffic pool, they

pay you dividends for cash realization.

Community traffic

In InTalk, each entity is a traffic pool, and each

community is a value body, and InTalk will build a

communication bridge between communities.

InTalk Introduce

Privacy Encrypted Instant Messaging

New security model to protect privacy

Make communication secure

Comprehensive open application system

Shopping, games, live streaming,

education, transactions, etc.

Social channel privatization

End-to-end asymmetric encryption

Create a private domain channel circle

Industry information knowledge sharing

Expert scholar, industry leader, columnist

Digital Ecological Consensus Value

Value added, consumption is calculated

MAIN ONLINE

Mainnet：mainnet.tomainfo.com

Web：www.tomainfo.com

This is a conceptual white paper that explains TomaInfo's philosophy and core technology concepts in detail. This document is constantly modified, but we are under no

obligation to update this white paper or provide any additional information on a regular basis. Readers are requested to read the following:

Not open to everyone:

TomaInfo is not open to everyone. Anyone who wants to participate needs to complete a series of steps and provide specific information and documentation.

Regulated products are not available in jurisdictions:

This white paper does not constitute a prospectus or offer of any kind, nor is it intended to constitute an offer or offer of securities or any regulated product in any

jurisdiction. This white paper has not been reviewed by regulators in any jurisdiction.

Does not provide any suggestions:

This white paper does not constitute advice on whether you should participate in or purchase a TON, nor should it be used as a basis for your participation or purchase

decision.

Without any statement or guarantee:

We do not guarantee the accuracy and completeness of the information, statements, opinions, or other matters in the white paper. Without limitation, we make no

representations or warranties with respect to the achievements and reasonableness of any forward-looking or conceptual statements. Nothing in the white paper can be

used as a basis for future commitments or statements. We do not assume any legal responsibility for any loss caused by the content of the white paper.

The English version shall prevail:

This white paper is only available in official English. Any translation is for reference only and is not certified by anyone. If there is any inconsistency between the translation

of this white paper and the English version, the English version shall prevail.

You must listen to all necessary financial and legal advice: including communicating with tax, accounting and lawyers and handling related matters. At the same time,

these professionals remind you that digital assets and platforms involve risks. You must evaluate the degree of risk and your commitment. ability. As the relevant laws

related to blockchain and digital assets are constantly maturing, please pay attention to the relevant laws of your country and the location of your nationality.

Legal Statement

As a new investment model, digital asset investment has various risks. Potential investors need to carefully evaluate investment risk and their own risk tolerance:

Market sales risk

Because the TON sales market environment is inseparable from the overall digital currency market situation, such as the overall low market or other uncontrollable factors,

it may cause TON itself to remain undervalued even if it has a good prospect.

Competition risk

With the development of information technology and mobile Internet, digital assets represented by "Bitcoin" are gradually emerging, various decentralized applications

continue to emerge, and competition in the industry is becoming increasingly fierce. However, with the emergence and expansion of other application platforms, the

community will face continuous operating pressure and certain market competition risks.

Risk of lack of funding to prevent development

Due to the significant drop in the price of digital assets raised by the founding team or the development time exceeded expectations, it may lead to a lack of development

funds for the team, which may lead to the team ’s extreme lack of funds and the risk of failing to achieve the original development goals.

Risk of losing private key

After the buyer's TON has extracted his own digital wallet address, the only way to manipulate the content contained in the address is the buyer's related key (that is, the

private key or wallet password). The user is personally responsible for protecting the relevant keys used to sign transactions that prove ownership of the asset. The user

understands and accepts that if his private key file or password is lost or stolen respectively, the TON related to the user account (address) or password will be

unrecoverable and will be permanently lost. The best way to securely store login credentials is for the buyer to store the key securely in one or more places, and preferably

not on a public computer.

Risk of uninsured losses

Unlike bank accounts or other financial institution accounts, there is usually no insurance protection stored on the TON account or the related blockchain network. In any

case, there will be no open individual organizations to cover your losses.

Risk Warning

Risk Warning

Systemic risk

Risks caused by neglected fatal flaws in open source software or large-scale failures of global network infrastructure. Although some of these risks will be significantly reduced

over time, such as fixing vulnerabilities and breaking computing bottlenecks, other risks remain unpredictable, such as political factors or natural disasters that may cause some or

global Internet disruption.

Risk of loopholes or accelerated cryptography

The accelerated development of cryptography or the development of science and technology such as the development of quantum computers, or the risk of cracking to TON,

may lead to the loss of TON.

Application failure risk

TON may fail due to various reasons that can be known or unknowable (such as large-scale node downtime), unable to provide services properly, and in serious cases may lead to

the loss of the user's TON.

Risk that application or product does not meet expectations of itself or purchaser

TomaInfo related applications are currently in the development stage, and may undergo relatively large changes before the official version is released. Any TON buyer may not

expect or imagine the TomaInfo application or its function or form (including the behavior of participants) As expected, any incorrect analysis, a design change, etc. may cause

this to happen.

T H A N K S