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Arthur D. Cashin, Jr.

UBS Financial Services Inc.ubs.com/fs

Arthur D. Cashin, Jr. is a Managing Director of UBS Financial Services Inc. He is the Director of Floor Operations for UBS Financial Services at the New York Stock Exchange.

Art began his business career at Thomson McKinnon in 1959. In 1964, at age 23, he became a Member of the NYSE and a partner of P.R. Herzig & Co. In 1980, he joined PaineWebber and managed their floor operation.

At UBS Financial Services, in addition to his role as broker, he writes a morning outlook and provides live commentary throughout the day to the firms offices. He is also featured regularly on CNBC and MSNBC.

Art is involved in a variety of charitable activities at the NYSE. He chairs the NYSE Fallen Heroes Fund which assists the families of NYC Police and Firemen killed in the line of duty. After the tragedy of 9/11, the Fallen Heroes Fund provided over $6 million in assistance.

At the NYSE, Art has served as a Governor, Member of the Market Performance Committee and on virtually every committee at the NYSE. He is currently one of six Executive Floor Governors, the highest level at the NYSE. Art is a member of the Bond Club of New York as well as Mensa and the Knights of Malta.

About UBSWith more than 150 years of wealth management expertise at its core, and drawing upon an integrated mix of investment banking and asset management businesses, UBS focuses on providing relevant guidance, differentiated global perspectives and diverse strategies and solutions for private, corporate and institutional clients worldwide.

UBS Financial Advisors are dedicated and passionate professionals who recognize that financial goals and life goals are uniquely intertwined. Through a comprehensive, yet customized approach, they access the deep resources and wealth management expertise of this firm, to deliver the trusted financial advice clients seek today to confidently move forward.

Important information about Advisory & Brokerage Services It is important that you understand the ways in which UBS Financial Services Inc. (UBS) conducts business and the applicable laws and regulations that govern the firm. As a firm providing wealth management services to clients in the U.S., UBS is registered with the U.S. Securities and Exchange Commission (SEC) as an investment adviser and a broker-dealer, offering both investment advisory and brokerage services. Though there are similarities among these services, the investment advisory programs and brokerage accounts UBS offers are separate and distinct, differ in material ways and are governed by different laws and separate contracts. It is important that you carefully read the agreements and disclosures UBS provides to you about the products or services offered. While UBS strives to ensure that these materials clearly describe the nature of the services provided, please do not hesitate to contact your Financial Advisor, if you would like clarification on the nature of your accounts or services you receive from us. For more information, please visit our website at ubs.com/workingwithus. UBS 2012. The key symbol and UBS are among the registered and unregistered trademarks of UBS. All rights reserved. UBS Financial Services Inc. is a subsidiary of UBS AG. Member SIPC.. Bio_Cashin