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Vision

Overview of Company

Company Profile

Comparison Tools Overview

Q & A

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Help people in India make sound personal finance decisions with product comparison tools, advice and news.

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• Innovative comparison tools that help people compare key attributes of financial products and find the best options available.

• Tools available currently help people find the best fixed deposits, loans and credit cards in India with a few easy steps.

• Strong platform built for comparison of financial products

• Comprehensive, objective, up-to-date data that is updated daily with a proprietary change detection technology.

• Advice, tips and news to help understand complex financial topics and follow latest trends in personal finance products.

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• Started in late 2007, based in Hyderabad.• Strong experienced team dedicated to bringing the highest quality

personal finance information to the people.• Ram Vishnu: Founder and CEO. B. Tech from IIT Kharagpur and

PhD from University of Minnesota. Background in IT and Telecommunications and Banking.

• Continual Focus on:– Bringing compelling products to people– Improving user experiences on website– Strengthening platforms for additional products and growing

user traffic• Revenue Model: Based on advertisements and lead generation.• Open to strategic alliances / business partnerships.

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Home Loans

Car Loans

Two Wheeler Loans

Educational Loans

Personal Loans

Credit Cards

Travel Loans

Insurance Products

Fixed Deposits

Identify key attributes and support product comparison based on them

Reverse Mortgages

Property Loans

Loans against Rent

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• Compare key attributes of home loans

– Interest Rates– EMI– Loan Amounts– Margin Amounts– Total Loan Payments– Max Loan Amounts– Fees

• Comparators perform loan eligibility checks to narrow available loans

• 4 comparison options

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Loan Amount

Ratekhoj Home Loan Ratekhoj Home Loan ComparatorComparator

Interest Rate

Loan Period

Loan Type(Floating/Fixed)

Personal Information(Salary/Age etc.)

EMI

Margin

Fees

Total Payments(Interest + Fees)

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EMI

Ratekhoj Home Loan Ratekhoj Home Loan ComparatorComparator

Interest Rate

Loan Period

Loan Type(Floating/Fixed)

Personal Information(Salary/Age etc.)

Loan Amount

Margin

Fees

Total Payments(Interest + Fees)

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Ratekhoj Home Loan Ratekhoj Home Loan ComparatorComparator

Interest Rate

Loan Period

All/Selected Institutions

EMI (for loan of Rs. 1 lac)

Margin

Fees

Maximum Loan Amount

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Ratekhoj Home Loan Ratekhoj Home Loan ComparatorComparator

Interest Rate

Loan Period

All/Selected Institutions

EMI (for loan of Rs. 1 lac)

Margin

Fees

Maximum Loan Amount

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• Help compare key features of car loans

– Interest Rates– EMI– Loan Amounts– Margin Amounts– Total Loan Payments– Max Loan Amounts– Fees

• Loan eligibility checks done to narrow available loans

• 3 comparison options

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Loan Amount

Ratekhoj Car Loan Ratekhoj Car Loan ComparatorComparator

Interest Rate

Loan Period

Car Type:New/Pre-owned/Any

Personal Information(Salary etc.)

EMI

Margin

Fees

Total Payments(Interest + Fees)

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EMI

Ratekhoj Car Loan Ratekhoj Car Loan ComparatorComparator

Interest Rate

Loan Period

Personal Information(Salary etc.)

Loan Amount

Margin

Fees

Total Payments(Interest + Fees)

Car Type:New/Pre-owned/Any

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Ratekhoj Car Loan Ratekhoj Car Loan ComparatorComparator

Interest Rate

Loan Period

EMI (for loan of Rs. 1 lac)

Margin

Fees

Maximum Loan Amount

Car Type:New/Pre-owned/Any

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• Help compare key features of two-wheeler loans

– Interest Rates– EMI– Loan Amounts– Margin Amounts– Total Loan Payments– Max Loan Amounts– Fees

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Ratekhoj Two-Ratekhoj Two-Wheeler Loan Wheeler Loan ComparatorComparator

Interest Rate

Loan Period

EMI (for loan of Rs. 1 lac)

Margin

Fees

Maximum Loan Amount

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• Help compare key features of personal loans

– Interest Rates– EMI– Loan Amounts– Margin Amounts– Total Loan Payments– Max Loan Amounts– Fees

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Ratekhoj Personal Ratekhoj Personal Loan ComparatorLoan Comparator

Interest Rate

Loan Period

EMI (for loan of Rs. 1 lac)

Margin

Fees

Maximum Loan Amount

Loan Category:Unsecured/Shares

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• Compare key features of educational loans

– Interest Rates– EMI– Repayment Period after

completion of studies– Margin Amounts– Rates for studies in India and

abroad– Fees

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Ratekhoj Ratekhoj Educational Loan Educational Loan

ComparatorComparatorLoan Amount

EMI (for loan of Rs. 1 lac)

Repayment Period

Fees

Study Location:India or Abroad

Interest Rates

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• Helps people find the highest fixed deposit rates in India

• Rates from all Banks, NBFCs/companies and Post Office.

• Comparison of Fixed Deposits for non-senior citizens as well as seniors

• Comparison of Tax Savings Fixed Deposits

• FCNR/NRE/NRO rates for NRIs

• Top 20 lists for highest fixed deposit interest rates.

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• Helps people compare and find the credit cards that best match their requirements

• Comprehensive database with all credit cards in India included

• Quick links to find credit cards by features as well as card issuers.

• Credit Card Comparator to compare and find best credit cards based on:

– Annual fees

– Add-on card fees

– Fuel surcharge waiver

– Rewards

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