Bergquist Johan Seminar Lcdintl00 a6.1
-
Upload
akshay-sharma -
Category
Documents
-
view
216 -
download
0
Transcript of Bergquist Johan Seminar Lcdintl00 a6.1
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
1/24
1 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
End user
Home
Corporate
Operator
Authorities
Industry
Creating Value through
Innovation- Mobile e-BusinessJohan Bergquist, Ph.D.
Senior Research EngineerNokia Research Centre, Tokyo
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
2/24
2 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
What is Mobile E-business?
MobileCommerce
Mobile E-business
Facilitatingtransactions
on the move
MobileProductivity
Enabling mobilebusiness processes
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
3/24
3 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
Mobile phone centric future
Millions
1996 1997 1998 1999 2000 2001 2002 2003 2004 2005
1,400
1,200
1,000
800
600
400
200
0
More handsets than PCs connected to
the Internet by the end of 2003 !
More handsets than PCs connected to
the Internet by the end of 2003 !
Projected
cellularsubscribers(Nokia 2000)
Projected PCsconnected tothe Internet(Dataquest 02/2000)
Projected Webhandsets(Nokia 2000)
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
4/24
4 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
End user
Home
Corporate
Operator
Authorities
Industry
0
20,000
40,000
60,000
80,000
100,000
120,000
1996 1997 1998 1999 2000 2001 2002
Internet User (Land line)
Browser Phone user 82% of Total Internet User
50% penetration
60% penetration
40% penetration
80%of Cellular User66%of Total Internet User
7% of Cellular User70% of Total Internet User
90% of Cellular User
40% of Cellular User58% of Total Internet User
Internet User Forecast
In Japan market, sometime in 2001, browser phone userwill be larger than standard (PC base) internet user.
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
5/24
5 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
Evolution
Mobile phone is the core device withinthe evolving Mobile Information Society
Mobile commerce will be a key areawithin the expanding functionality of themobile phone
Common transaction framework and
shared solutions roadmap is a prerequisitefor rapid mass market take-off of mobilecommerce
Mobile phone is rapidly evolving intodrastically more than a wireless phone - itis transforming into a Personal TrustedDevice
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
6/24
6 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
Mobile phone as the ultimate digital wallet
Mobile phones can handle all transaction related functions Utilization in both virtual and physical worlds Banking and trading
Payment alternatives Loyalty and bonus programs Security and ID functionality
Cartoons! Banking! Travel!
Fun!
Institutions!
Restaurants! Ticketing!
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
7/24
7 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
The Mobile E-business development path
MobileExtension
MobileExtension
MobileExtension
SecureIdentity
SecuredIdentity
GuaranteedPayments
SecuredIdentity
GuaranteedPayments
Context
-sensitivity
MobileExtension
ConsumerValue-add
Time
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
8/24
8 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
Secure Identity is My Identity
PersonalizationMy servicesMy interests
Guaranteed paymentsMy moneyMy assets
Context-sensitivityMy location
My timeConsumer convenience Ease-of-Use for me!
Security My privacy
SECURE IDENTITY
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
9/24
9 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
10/24
10 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
Digital signature Application level procedure needed to fulfill the criterion
of non-repudiation
WMLScript Crypto Library, WML SignText and WIM Separate key only for signing and Persona Identification
Number asked every time
Replaces the need for visual check of ID cards, hand-written signatures and paper receipts Legislation developing favorably in many leading markets
e.g. Europe via European Union Directive
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
11/24
11 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
MobileInformation
Society
WAP
Connectivity
Multimedia GPRS, 3G
Internet
Bluetooth
Applications Symbian
Synchronization SyncML
Enablers of Mobile Information Society
MeT Transactions
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
12/24
12 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
13/24
13 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
What is MeT?
To Create a Frameworkfor how secureMobile electronic Transactions can behandled by a mobile device
Ensuring a consistent user experienceindependent of device, service andnetwork.
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
14/24
14 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
The Mobile Electronic Transactions Initiative(MeT)
An initiative by Nokia, Ericsson, Motorola, andSiemens
Core MeT technologies WAPspecifies the global Mobile Internet WIMspecifies the security element utilised
Bluetooth for local communication Mobile Public Key Infrastructureas the security framework
All open, globally accepted industry standards
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
15/24
15 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
PKI infrastructure
Based on asymmetric cryptography (public and privatekeys)
PKI is a system to manage the keys, certificates on theInternet
Created for the Internet but has not been widelysuccessful because of easy substitutes
WAP PKI Document draft in the WAP Forum Addresses certificate enrollment etc.
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
16/24
16 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
WAP + PKI = Total Security Architecturefor Mobile E-business
WAP
Server Origin ServerWIM
CertificationAuthority
Directory
WTLS Encryption
WMLScript DigitalSignature
CertificateAccess
Publishing
WAPTerminal
Now
WAP 1.2
SSL
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
17/24
17 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
GSM - SIM
For payments,access to net bank etc
Chip card semipermanently inside the phone
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
18/24
18 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
Mobey Forum
Customer value by aggregating the requirements of the financial industry on the mobile financial servicesdevelopment path
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
19/24
19 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
Categories of mobile payments
Payments via financial service system Credit/Debit card, electronic fund transfers Strong potential through wide consumer adoption,
global reach and strong back-end infrastructure Intermediated payments
Operator billing, loyalty points
Suitable especially for small payments Direct payments
E-cash and electronic purses yet to show popularity Peer-to-peer payments e.g. over Bluetooth possible
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
20/24
20 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
The impact of virtual presence
A fundamental change in the relationshipbetween buyer, seller and a 3rd partyhandling the payments
Anon-face-to-face transaction that fulfills theauthentication and non-repudiation criteria of a face-to-face transaction
Re-engineering the shopping experienceby combining local area connectivity andglobal network resources
Bluetooth-based instant connection with localdevices such as vending machines but stillaccess to network resources such as paymentmethods
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
21/24
21 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
Secure Access Device
Consumer
Transaction
Applications,Data
Thin Client
Identification
Security Module?
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
22/24
22 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
Secure Signing Device
Consumer
Digitally Signed Transaction
Applications,Data
Thin Client
Identification
WIM
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
23/24
23 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
Secure Payment Device
Identification
Payment Transaction
Payment Application
(SW or HW)
Merchant
AcquirerIssuer
Consumer
or Server-assistedPayment Application
-
8/4/2019 Bergquist Johan Seminar Lcdintl00 a6.1
24/24
24 NOKIA Nokia Mobile E-business.PPT/ 27.10.2000 / Johan Bergquist
End user
Home
Corporate
Operator
Authorities
Industry
Thank You!