Financial Statement Analysis Chapter 19 HORNGREN ♦ HARRISON ♦ BAMBER ♦ BEST ♦ FRASER ♦ WILLETT.
Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant...
Transcript of Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant...
![Page 1: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/1.jpg)
Benton Co.
Septic System Grant
2009-2013
Assisting families and protecting public health
A partnership between County and State Governments
![Page 2: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/2.jpg)
Why We Needed Help
There are more septic system permits issued in Benton Co than anywhere else in the state.
When they malfunction, public sewer is not usually available.
Many families cannot afford the expense….
Typical septic system cost:
$3000 to $5000
![Page 3: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/3.jpg)
It’s Not Cheap….
Average price for Septic System:
The Design Work: $600
Health Department Fees: $30 to $150
Installation: $2,500 to $5,000
This is for a Basic System. Advanced
systems can cost up to $25,000.
![Page 4: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/4.jpg)
HUD Community Development Block Grant
(CDBG Funds)
www.hud.gov
“The CDBG program is a flexible program that provides
communities with resources to address a wide range of unique
community development needs….”
Project size: $50,000 to $200,000
![Page 5: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/5.jpg)
HUD Community Development Block Grant
(CDBG Funds)
• In Arkansas, mostly used for large public sewer and
water projects.
• Grant Administrator suggested invoking the
“Innovative Use Clause”.
• The state approved our request to apply.
• Had to modify existing forms for septic system use.
• This has never been done in Arkansas.
• Other states are watching this project closely!
![Page 6: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/6.jpg)
Next Step: Finding Applicants
• Unresolved complaint files
• Referrals from various sources
Hint: That’s not mud!
![Page 7: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/7.jpg)
Who qualified for assistance: • Must live in unincorporated area or small city that does not
already receive CDBG funding.
• Qualify as low-to-moderate income household. (Ex. A family of 4 must make less than $42,500)
• Owner of the property OR the renter
• Septic System in need of repair (or non-existent)
![Page 8: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/8.jpg)
The Application Process
• Step 1: Contact the potential applicants. [only 16 of the 31 contacted replied by the deadline]
• Step 2: The Paperwork !
♦ Proof of Income
♦ Proof of property ownership
♦ If renting, need permission from landlord & a rent control agreement
♦ Permission to enter property
♦ Owner agrees not to sell property for 3 years (unless gets permission)
♦ Scheduled a day for all applicants to come to health unit for help in filling out
the paperwork.
♦ If the applicants couldn’t come to us, the EHS staff went to them
![Page 9: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/9.jpg)
The Application Process • Step 3: Health Department Role:
♦ Budget
♦ Pictures of property
♦ Description of repairs needed for each site
♦ Synopsis (impact on public health, diagrams, definitions,)
how septic systems work, etc.)
Toilet
![Page 10: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/10.jpg)
The Application Process
• Step 3: Health Department Role (cont.)
♦ Technical advisor
♦ Point of contact for the applicants, the county,
the grant administrators, designers & installers.
♦ Defined designer/installer responsibilities.
♦ Determined who needed installer, well driller, master
plumber, pumper licensed services.
![Page 11: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/11.jpg)
The Application Process
• Step 4: Benton County Grants Coordinator
♦ Held Public Hearing
♦ Assisted applicants with paperwork
♦ Reviewed application packets
♦ Wrote narrative & completed grant application
♦ Ensured that the deadline was met!
![Page 12: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/12.jpg)
Great News!
In June 2009, Benton County was awarded the grant:
$ 128,700.00
![Page 13: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/13.jpg)
Who We Are Helping
A grandmother raising her 3 year
old granddaughter.
A disabled mother with no
transportation.
Sewage exits directly from back
of house.
![Page 14: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/14.jpg)
Who We Are Helping
A mom not working due to illness
A chicken farmer with an income of less
than $20,000 and a family of eight.
Area of surfacing sewage
![Page 15: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/15.jpg)
Who We Are Helping Lost their jobs due to recession….
![Page 16: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/16.jpg)
Who We Are Helping 2 elderly sisters….
Sharing a failing septic system.
![Page 17: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/17.jpg)
Who We Are Helping
A homeschooled family of 8
Disabled elderly couple
![Page 18: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/18.jpg)
Who We Are Helping
Two more Elderly Sisters.
There is no plumbing in either home.
![Page 19: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/19.jpg)
But they have an
overflowing outhouse and
washing machine …..
![Page 20: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/20.jpg)
Who We Are Helping
Mentally
Disabled Adult
that lives
alone
![Page 21: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/21.jpg)
Now What? • Accepted bids for the design work.
• Designed and approved septic
permits for each property.
• Determined which properties would
require a Master Plumber and
licensed Septic Tank Cleaner.
• Bid out the installation work.
• Installed systems for 14 homes.
![Page 22: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/22.jpg)
The Money
• The Design Work: $400
• Health Department Fees: $30
• Installation: $2200 to $9000
• Administration Fees
![Page 23: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/23.jpg)
$58,889 Spent • We had money left over!
• We were allowed to apply the money
to more families!
![Page 24: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/24.jpg)
Round 2!
• Completed the
application process for
25 homes.
• Designed the systems.
• Ready to bid out the
installation work.
![Page 25: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/25.jpg)
What We’ve Learned
• People won’t respond to just letters.
• Get multiple phone numbers.
• Be there to help fill out application.
• Patience is crucial!
• Start early!
• Have Pre-Bid Meetings with Contractors
• It is a “hands-on” process!
![Page 26: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/26.jpg)
Future goals:
• Apply for and receive maximum award amount.
• Continue to work with Benton County to pursue additional funding.
• Explore the available low-interest loan programs.
• Have funding dedicated to septic system repairs.
• State Health Dept. to create a section dedicated to funding for septic system repairs.
• Work with local non-profits.
![Page 27: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/27.jpg)
Financial Aid for your Area: • USDA Rural Development
Home Repair Loans
• 1% Interest paid back over 20 years
• Qualify based on income.
• Limited to $20,000.
Home Repair Grants
• For Seniors 62 and older
• Limited to $7,500
• Can be combined with the low interest loan
www.rurdev.usda.gov
![Page 28: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/28.jpg)
Other Funding Sources
• Watershed Protection Organizations
• Rebuilding Together Non-Profit: www.rebuildingtogether.org
• Cities
• EPA 319 grant
• Other local non-profits
![Page 29: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/29.jpg)
Connecting two houses together.
Water and sewer pipe in the
same trench. 15923
Surfacing sewage
![Page 30: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/30.jpg)
Owner was trying to keep
people and pets safe using
what was available.
A doghouse covering the top of a tank
![Page 31: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/31.jpg)
Some strategically placed leaves….
![Page 32: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/32.jpg)
This is a “Turken”
A Chicken crossed with a Turkey….
![Page 33: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/33.jpg)
Found this after they purchased the
property….
![Page 34: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/34.jpg)
Beaver Lake. Drinking water source of 420,000 people….
![Page 35: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/35.jpg)
Piper Satterfield Environmental Health Specialist Arkansas Department of Health 1200 W. Walnut Suite 2200 Rogers, AR 72756 (479) 986-1365 [email protected]
![Page 36: Benton Co. Septic System Grant 2009-2013 · 2015. 6. 19. · Benton Co. Septic System Grant 2009-2013 ... Step 2: The Paperwork ! ♦ Proof of Income ♦ Proof of property ownership](https://reader035.fdocuments.in/reader035/viewer/2022071114/5fee6085957f6a51884b9250/html5/thumbnails/36.jpg)
Questions?