Blackfoot ConfederacyCCP & Housing

Employee Benefits/PensionsYouth Anti Suicide

Housing

Coast Plaza Hotel, Calgary, Sept 18, 2012

Chris Hylton, MADarryl Copeland, Linden Anderson403 264-5288 chris@hylton.ca

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Chris Hylton

Volunteer with Calgary Friendship Centre

Worked with First Nations across Canada, including Siksika, Kainai, Piikani, Treaty 7

Salary Grids, HR Policies, Benefit Reviews, Training, Proposal Writing

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CCP & Housing

You work hard to come up with your best estimate of what your community housing needs

You get conflicting reports from community

You have difficulty negotiating from a position of strength

You receive an unworkable level of funding

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Results

Inadequate staffing and housing levels

Inadequate service to communityBlame gameLowered moraleLowered servicesLead to …..

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What is comprehensive community planning?

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Samson Cree 1994

Draft Community Plan 1994Community Planning Dept formed in 1997fragmenting of SCN land; impact on

limited agricultural resources; concerns with the environment, health and safety

around individual wells and septic systems; servicing costs; protection of resource extraction areas; and land availability.

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Samson Cree Nation Community Expansion Plan, depicting the townsite area

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What will the results look like?Will the CPP include decision and

management tools such as ranking tools, action plans, budget templates, implementation and funding strategies and a monitoring and evaluation plan as well?

This level of detail needs to be decided, including expectations for the final planning products that summarize the results of the CCP process (eg, final plan, budget).

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Create Economic Opportunities

Examining and identifying sustainable economic opportunities is an essential part of creating a Comprehensive Community Plan. Having a plan in place will also help to attract investment.

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Negotiating Strategy – You will be able to sayall our projections based on data we

get from Governmentour projected staffing and housing

levels are based on meeting this demand to meet your requirements

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Negotiating Strategy (ctd)

All our programs and services are based on terms and conditions for service as spelled out in our agreements with government agencies

Our CCP has indicated our needs in great detail

Our CCP tells us the community buys in

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To recap

Agencies have defined the services required,

Agencies have provided us with our own demographic data,

We have surveyed our community and determined the needs

Here is our plan to meet the needsHere is the funding levels required

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How does this tie in to Ethics

You are governed by Boards and Chief and Council

All subject to continuous community requests and constant scrutiny

How do you make it easy for Boards and Elected Officials to govern?

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How do you make it easy for Boards and Elected Officials to govern?

CCP gives your leadership the information they need about community needs

CCP gives your leaders information about how your departments are planning on meeting community needs

Data is king

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What type of Data?

Your population DemographicsCurrent service offerings (supply)Community service requirements

(demand)The gapWhat you are planning on doing about itThe money shortfall Results in greater community

understanding

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How does CCP support 5 year Agreements?

• Shows what services exist now, what services will be needed in the future

Gap analysis:1. Encourages each departments to

develop business plans to meet the needs

2. Data sources are everywhere3. Commitment and Evidence service

demand builds communityCG Hylton 16

Funding sources

Check with your fundersCCP has a good reputation with

agencies and will support the processAlso look at new programs like First

Nations Market Housing Fund next slideWe have proposal writers available for

you

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13/202 5/47

6/75

4/63

30/134

2/40

5/35

5/14

0/29

0/0

LB

# of First Nation Applications Received by the First Nations Market Housing Fund / Total # of FNs in each Prov./Territories(June 8, 2012 70 First Nations have applied - 47 approved for Capacity Development)

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• Employer pays all costs of Life and Disability• Drug Coverage with a card• Health Care Spending Account

• E.g.) 80% Managed Drug Card – Dispensing Fee Deductible

• Health Spending Account for other Medical and Dental expenses

(e.g.. $500 single - $1000 family)

Inflation Proof Employee Benefits PlanInflation Proof Employee Benefits Plan

Types of ContractsTypes of Contracts

• Fully Insured• Refund• ASO (Administrative

Services Only) • aka – “Self Insurance”

Fully Insured vs. Self Insured (ASO)Fully Insured vs. Self Insured (ASO)

• Health and Dental Premiums over 3 years for Company XYZ = $300,000

• COST =$300,000

• Health and Dental Claims over 3 years for Company XYZ = $225,000 (75% of premiums)

The MathThe Math

SavingsSavings

• Premiums = $ 300,000• less (Claims + ASO Expenses) =

$(257,500)

Savings to Company XYZ = $42,500

Eliminating the RisksEliminating the Risks

1. Stop Loss Protection “Ceiling”

2. Out of Country Protection

Amount can be set at any level

e.g. $10,000, $7,500, $5,000 per year.

Designed to eliminate the risk of a very expensive drug claim

Insurance premium charged for stop loss protection

Protects the plan against an expensive out of country claim

Insurance premium charged for out of country protection

Typically 100% insured

Pros and Cons of ASOPros and Cons of ASO

Pros

Pay only for what is claimed

Administrative charges are lower

Admin charges on claims not premiums

No reserves

Cons

• Without Stop Loss provision exposure on large drug claims

• Without travel coverage exposure of out of country claims

What to do with a SurplusWhat to do with a Surplus

• Reduce health and dental rates

• Enhance benefits• Leave in account to reduce

possible future deficit• Give employees a “premium

vacation”

PensionsPensions

•Types – DB, DC, RSP•Why important?•How to set up?•Investment choice•CAP Guidelines

EAP – Employee Assistance PlanEAP – Employee Assistance Plan

• What is it?• What is the purpose?• What do they cost?• You need one!

Youth Anti Suicide

Simple solutions work bestHorse programCulture campSamson program

Let us develop your program and find sources of funding for you!

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Housing

Darryl CopelandLinden Anderson

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Darryl Copeland

Real estate appraiser for over 15 years

Landlord with all the challenges of property management and maintenance.

Home builder (Provectus Homes)“provectus” – advanced or ahead of

it’s timeCG Hylton 31

Secondary Suite

Granny flat, nanny suite, rental suite, or garden suite

May qualify for significant CMHC subsidy if built for seniors, disabled or for low income rental

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Duplex Infills

Increased Density Energy Efficient

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High Density Systems Built Development

Built indoors, reduced construction time, less reliant on trades, and built for rigidity of transport. 18 modular sections.

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Systems Built Duplex

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Systems Built Bungalow

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Systems Built Two storey

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Many more designs available

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Interior Finishing

Kitchen

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Interior Finishing

Bathroom

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Durability Options

Metal CabinetryPlywood behind drywallLaminate flooringGranite countersSolid core doorsHRV – heat recoveryConcrete board siding

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Energy Efficiency

Roxol insulationExterior insulation3 pane windowsHigh efficiency furnace Additional attic insulationHRV Homes with an energuide rating over

86, may qualify for subsidy

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Partnership Opportunities

Factory construction eliminates 80% of on site trades. Opportunities include those interested in excavation, cribbing, site servicing (wells, septic tank and field, road work), decks, garages, house movers, etc. We are happy to create partnership opportunities.

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Linden Anderson Intro

Introduce Linden AndersonDesigned the iBUILD construction

management system His software has made him an award

finalist with The Canadian Alliance of Residential Builders

Provectus Homes uses iBUILD software

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Thank you! Questions?

Chris@hylton.ca

Tel 403 264-5288

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