BENEFITSGUIDE

WELCOME TO WORLD MASTERCARD®

THE DAD-CAN-WE-STAY-ANOTHER-DAY CARD

Starwood Hotels & Resorts Complimentary Hotel Nights*Ensure your stay is truly rewarding with your World MasterCard®. Book two nights at participating Starwood Hotels & Resorts properties and get the third night free.

Book three nights and get the fourth night free. Alternatively, book four nights and get the fifth andsixth nights free. The offer is applicable at more than 175 properties across Europe, the Middle East and Africa, including:

* St. Regis

* Le Méridien

* Luxury Collection

* W Hotels

* Westin

* Sheraton

Luxury Serviced Apartment DiscountsNow when you travel for extended periods of time, you can feel at home with discounts of up to 15% on your stay at prime luxury serviced apartments, which includes:

• Over1,500onefinestaypropertiesacrossLondon, New York, Los Angeles, and Paris

• GrosvenorHouseDubai

• Over25OakwoodpropertiesacrosseightcountriesinAsiaPacific,includingChina,Japan,Thailand and India

*Terms and Conditions apply. Please refer to worldcard.mastercard.com for more details.

Hertz Gold Plus Rewards® Five Star MembershipRenting a car is now hassle-free. With World MasterCard®, you are automatically eligible for Hertz Gold Plus Rewards® Five Star, which is otherwiseobtainable through 7 qualifying Hertz Gold Plus Rewards® rentalsina12-monthperiod.

Enjoy special privileges and benefits, such as:

* Bypass the rental queue at many of the world’s busiest airports

* Onecarclassupgradeatparticipatinglocations (subject to availability)

* Faster returns with Hertz Instant Return®

* Up to 15% off best publicly available rates at participating Hertz locations worldwide.

* Free additional driver (spouse/domestic partner for Gold Plus Rewards Members)

Discounted Chauffeur Rides with CareemBook a ride with Careem and have your own personal driver take you where you need to go. Choose the car type that suits your taste, book on the spot or schedule for a later pickup, and enjoy the comfort of your ride.

Now when you travel across countries in the Middle East with World MasterCard®, you can enjoy:

* Your first ride free (for new Careem customers only)* Twice-monthly 20% discounts on rides with Careem

DownloadtheCareemappfromtheiOSorGooglePlay store, enter the promo code MASTERCARD when booking your ride, and enjoy your trip.

*Terms and Conditions apply. Please refer to worldcard.mastercard.com for more details.

Airport Lounge AccessTravel should always feel like a privilege. And, with LoungeKey, it does. As a World MasterCard® cardholder, you receive:

• Complimentary LoungeKey airport lounge membership

• Unlimited, complimentary access for you to over 550 VIP loungesinmorethan400citiesinover120countries, worldwide

• Access to business facilities—email, internet, phones, fax machines, and conference space in some lounges

• Complimentary refreshments and snacks

Discounted Fast Track Travel Visa ServiceApplying for travel visas has become much easier with World MasterCard® ! UAE residents applying for UK, Schengen, Australia, New Zealand, and KSA travel visas as well as KSA residents applying for Australia, Netherlands, UK, Italy, Denmark, Bulgaria, Malta, Spain, Portugal, Austria, Singapore, Canada, France, Switzerland, Germany and Sweden travel visas get a 40% discount on exclusives privileges, which includes:

• Priority appointment scheduling

• Document collection from your premises

• Formfilling• Typing services

*Terms and Conditions apply. Please refer to worldcard.mastercard.com for more details.

THE BE-PAMPERED CARD

Exclusive Spa offers across Fairmont,Raffles and SwissôtelBook a 90 minute massage treatment and enjoy 30 of these minutes complimentaryatover50spectacular spas worldwide, at Fairmont Hotels & Resorts, Swissôtel Hotels & Resorts, and Raffles Hotels & Resorts.

MasterCard® Buy 1 Get 1 Offers, Powered by The EntertainerChoose from hundreds of complimentary offers throughout Middle East & Africa across hotels, finediningestablishments,premiumspas,andmorewhen paying with your World MasterCard®. These may include:

• Complimentary60minutesSPAtreatmentwhen60minutes treatments is purchased

• Complimentary entrée when one entrée is purchased

• Complimentary hotel night when one hotel night is purchased

*Terms and Conditions apply. Please refer to worldcard.mastercard.com for more details.

Cleartrip Travel DiscountGoing on a holiday or booking that business trip? Book your ticket on Cleartrip using your World MasterCard® and enjoy:

• 10% discount on any international roundtrip airfare.

• No minimum amount restrictions Discounts on airfares are applicable on all airlines Simply go to the Cleartrip website and book your flight

*Terms and Conditions apply. Please refer to worldcard.mastercard.com for more details.

MyUS Premium Shipping DiscountsShopover100,000USretailersincludingApple,Amazon and Ralph Lauren and get fast, reliable, affordable international shipping! As a MasterCard® cardholder, you will receive Premium Membership benefits,plus:

• 25% off shipping for 1 year• A MyUS address to use at checkout with your favorite

online stores

• FreePremiumMembershipfor1year($60value)• Freeaccountsetup($20value)• Freeinsuranceforthefirst$100inmerchandisevalue

Reebonz Online Shopping PrivilegesAs a new Reebonz member, receive USD 90* worth of shopping credits. Plus, get an extra 6% discount all year long when you use your World MasterCard®!

Have you already been shopping at Reebonz? JustmakesuretousethepromocodeandyourWorld MasterCard® to enjoy:

• Extra 6% off each day

• Free international shipping (no duties or taxes)

*Terms and Conditions apply. Please refer to worldcard.mastercard.com for more details.

THE TRAVEL-HASSLE-FREE CARD

Travel Inconvenience & Cancellation InsuranceInconvenience is sometimes a part of travel, but you shouldn’t have to deal with it alone. When your luggage goes amiss or flight delays interrupt your plans, World MasterCard® can compensate you for

• Lossofbaggage-uptoUSD3,000withnodeductible

• Delayofbaggage-uptoUSD300• Tripcancellation-uptoUSD7,500• Tripcurtailment-uptoUSD7,500• Tripdelays-USD300• Missedconnection-USD300

Travel Accident & Medical InsuranceYou and your loved ones deserve peace of mind every time you travel. Rest assured that you will receive compensation for medical care or emergency help if you need it. For the greatest peace of mind, enhanced protection options are available to ensure that while you›re traveling, your health and safety needs are met promptly and efficiently. As a World MasterCard® cardholder, you get:

• Personalaccidentinsurance-uptoUSD500,000• Emergency medical evacuation and repatriation - up toUSD500,000

• Medicalemergencyexpenses-uptoUSD500,000• Dailyin-hospitalcashbenefit–uptoUSD100perday

*Terms and Conditions apply. Please refer to worldcard.mastercard.com for more details.

Card Fraud ProtectionCredit card fraud is inconvenient, invasive, and damaging. As a World MasterCard® cardholder youbenefitfromexceptionalprotectionagainstfraudulent account activity.

Get reimbursed up to USD 2,000 per claim and a maximum of USD 4,000 over a 12-month period. In the event of fraud, you’re covered for unauthorized charges:

• OnyourlostorstolenMasterCard®,upto24hourspriortotheeventfirstbeingreportedtothe card issuer.

• Made on your bank account and/or credit account through in-store, telephone, ATM withdrawals, and/or online purchases, using your payment card information,uptotwomonthspriortoyoufirstreporting the event to your card issuer

*Terms and Conditions apply. Please refer to worldcard.mastercard.com for more details.

MAKING EVERY JOURNEY AN EXPERIENCE

Building 26, Sulayman Al-Nabulsi Street, Al-Abdali, AmmanPhone: (962-6)4604000 Fax: (962-6)4680015