BENEFIT HIGHLIGHTS

FOR PROSPECTIVE EMPLOYEES BENEFIT HIGHLIGHTS

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Click on bold green text for more information or to access links to helpful resources.

As you consider Cigna for your next

professional opportunity, we know that

benefits are a BIG part of the decision. We

want you to get to know the benefits offered

to eligible employees, with coverage starting

on day one. Whether you need predictable

co-pays, support for saving for your future,

flexible time away — including 4 weeks paid

caregiver leave for new parents or to take

care of an aging parent — at Cigna, we’ve got

your back.

Review the below highlights in this guide to

learn more.

WE’VE GOT YOU COVERED!1

Day ONE coverage

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Review benefits highlights

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Enroll within 31 days

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WE’VE GOT YOU COVERED!

WE’VE GOT YOU COVERED!

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ELIGIBILITYOnce you are offered and officially accept a position, great things start to happen. After a position is accepted, you are eligible for benefits on day

one* if you are a regular full-time or regular part time employee scheduled to work at least 30 hours per week as determined by Cigna. Employees

who are scheduled to work less than 30 hours per week, casual and per diem employees, are also eligible for the benefits checked below.

Per diem/casual employees are also eligible for this benefit

Need Coverage for More Than Just You?You can enroll your spouse/domestic partner, your or your domestic partner’s children under age 26, as well as children of any age if they have a physical or mental disability that makes them dependent on your support.

Coverage Tiers• Employee Only

• Employee + Spouse/Domestic Partner

• Employee + Child(ren)

• Employee + Family

Medical• HSA $3,200/$6,400

• HSA $1,700/$3,400

• HRA $2,500/$5,000

• Co-pay Plan $1,000/$2,000

Dental • Dental PPO

• Dental HMO

VisionVision coverage

Flexible Spending Accounts (FSAs)• Health Care FSA

• Limited Purpose Health Care FSA

• Dependent Care FSA

Life Insurance and Accidental Death & Dismemberment (AD&D)

Employer-paid Basic Life

• Optional life insurance and AD&D for yourself, your spouse/domestic partner and/or your children (Evidence of Insurability may apply)

Disability • Company-provided Short- and

Long-Term Disability coverage

• Buy-Up Long-Term Disability

Financial Benefits Cigna 401(k) Plan

* Eligibility for Caregiver Leave is 1,250 hours worked in previous 12 months and one year of service.

Accident Insurance

• Bought Time Off

• Caregiver Leave*

Critical Illness

Discount Programs

Employee Assistance Program

• Holidays

• Home and Auto Insurance

Hospital Care

Identity Theft Protection

InsideRx Pets

Legal Services

Paid Time Off

Pet Insurance

And More

Additional Benefits and Life Programs

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Enroll!Your Benefits Get an OverviewYour Benefits

YOUR MEDICAL PLAN OPTIONSAs an eligible employee, you have four medical plan choices. The plan names reflect the deductible amounts for individual and other coverage levels. Two of the plans are associated with a Health Savings Account (HSA) and two are associated with a Health Reimbursement Account (HRA). One of the HRA plan options, the Co-pay Plan, is built around offering you more peace of mind and predictability; and, as its name implies, has co-pays for office visits and a lower deductible.

All plans keep you and your family healthy by covering in-network preventive care — such as well-child care visits, pre-natal care, physicals, immunizations and cancer screenings — at 100%. There are some important distinctions between HSA plans, the HRA and Co-pay plan.

Coverage considerations

HSA$3,200/$6,400

HSA $1,700/$3,400

HRA$2,500/$5,000

Co‑pay Plan$1,000/$2,000

About the health accounts

Automatic contributions from Cigna

Earn well‑being incentives

Make pre‑tax contributions

About coverage and what you pay

The lowest payroll premiums

You first meet a deductible, then pay coinsurance for in‑network primary care visits (as well as other services)

You only pay coinsurance or co‑payments for in‑network primary care visits (deductible does not apply)*

(coinsurance)

(co‑payment)

Deductible applies for prescriptions**

An out‑of‑pocket maximum limits your total spending

* For services other than in-network primary care office visits, you first meet a deductible and then pay coinsurance. ** Except for certain preventive drugs.

See the medical coverage summary for additional details, including

payroll premium amounts.

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Enroll!Your Benefits Get an OverviewGet an Overview

Use the Cigna Easy Choice Tool to see if LocalPlus or SureFit is available where you live, and learn more about in-network doctors and facilities at Cigna.com > Find a Doctor.

CIGNA’S NETWORKS One way Cigna drives better affordability is by offering a smaller network of quality

providers in some locations. Once you’ve selected your medical plan option, you may

also have the option to choose a smaller, local network option with less provider choice

and lower payroll contributions. Note that all locations include Open Access Plus, Cigna

Medical Plan’s broad national network, made up of high-quality, cost-effective providers.

Simply look for Tier 1 providers to get the lowest coinsurance or co-pay.

› LocalPlus is Cigna’s

most widely available

local network option;

includes in- and out-

of-network coverage.

› Open Access Plus is

our largest network.

› SureFit is a local network

available to employees in

St. Louis, MO, Orlando, FL,

and Mid‑Atlantic; it does

not include out-of-network

coverage.

SureFitLocalPlusOpen Access Plus

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PRESCRIPTION DRUG COVERAGE How Coverage Works

All four medical plan options include integrated pharmacy benefits specifically designed to save you

time and money.

How to Access In‑Network Coverage Level

Retail Pharmacies — up to 30 day supply (Maintenance medications must

be filled through Express Scripts

Home Delivery after two retail fills)

No charge, no deductible for the following:• Most generic and preferred brand birth control

Charge for other drugs (after deductible for HSA, before deductible for HRA):

• $10 co-pay per generic

• $35 co-pay per preferred brand

• 50% ($60 min) per non-preferred brand

Express Scripts Home Delivery — up to a 90 day supply

No charge, no deductible for the following:• Generic preventive drugs• Most generic and preferred brand birth control• Preferred brand test strips

No charge, no deductible for the following:• Asthma and Diabetic preventive medications with no generic alternative

Charge for other drugs (after deductible for HSA, before deductible for HRA):

• $25 co-pay per generic

• $88 co-pay per preferred brand

• 50% ($150 min) per non-preferred brand

Accredo Specialty Pharmacy (Specialty medications may only

be filled through Accredo)

$75 maximum for 30 day supply

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Coverage details DENTAL PPO DENTAL HMO

Your premium $$ $

In‑network annual deductible

$25 individual$75 family

N/A

Out‑of‑network annual deductible

$100 individual$300 family

Except for emergency care, there is no out of network coverage.

Your out‑of‑pocket costsYou pay a portion of costs after you reach the deductible.

More predictable costs — you pay co-pays according to a patient charge schedule.

Maximum annual benefit (excludes orthodontia)

$2,000 N/A

Orthodontia for Adults & Children

You pay 50%. No deductible. $2,000 orthodontia lifetime maximum per person.

Scheduled allowance for 24 months of treatment. No deductible. No orthodontia lifetime maximum.

DENTAL AND VISIONVISION

Coverage details

Eye examCovered at 100%, $0 co-pay

Frames — once every 12 months

Up to $150 allowance

Standard plastic lenses (single vision, bifocal, trifocal, lined trifocal or lenticular)

Covered 100% after $10 co-pay

Contact lenses — once every 12 months (in lieu of glasses)*

Up to $150 allowance (covered in full in certain situations)

DENTAL

* The Plan will not cover both contact lenses and frames in the same benefit year.

See overview for more information on the dental plans, including payroll premium

amounts.

See overview for more information on the vision plan,

including payroll premium amounts.

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LIFE AND ACCIDENTAL DEATH & DISMEMBERMENT (AD&D)To assist with financial protection in the event of an untimely accident or death, you are able to elect Optional Life and/or Accidental

Death & Dismemberment (AD&D) coverage insured by Cigna.

Employer‑Paid Basic Life InsuranceBasic Life Insurance — one times your life insurance eligible earnings up to an unlimited amount for regular full-time employees.

Casual and per diem employees will have a flat $15,000 in basic

life coverage.

Supplemental Employee and Spouse/Domestic Partner Life Insurance CoverageIn addition to basic life insurance, you may also elect optional life

insurance for yourself, your spouse/domestic partner and your

children. You pay for any optional coverage on an after-tax basis.

Evidence of Insurability (EOI) may be required. If EOI is required,

your new coverage elections will not take effect until your EOI

is approved.

Optional Employee and Dependent AD&DAD&D benefits are paid in addition to any life insurance for

death, loss of limbs, sight or hearing, or paralysis that results

from a covered accident.

Deciding How Much Coverage You’ll NeedThere are certain tools available that you might find useful in deciding your insurance coverages:

› Think about other sources of income you may already have in case the unexpected occurs.

Take advantage of Cigna’s Life Insurance Needs Calculator.

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DISABILITYEmployer‑Paid Disability CoverageCigna provides Short-Term Disability (STD) coverage and Long-Term Disability (LTD)

coverage at no cost to help protect you and your family if you become disabled and are

unable to work because of a non-work-related illness or accident. You are automatically

enrolled on your first day as a benefits-eligible employee.

Short‑Term Disability Long‑Term Disability

Pays a portion of your base salary for up to 26 weeks:

› 0 - 2 years of service – 75% for the duration

› 2 + years of service – 100% for first six weeks and then 75% thereafter

Benefits begin after an unpaid seven calendar day waiting period – PTO/PST may be used to receive pay during the waiting period, but is not required.

Pays 50% of your LTD eligible earnings (after you are away from work for more than 26 weeks).

Optional Employee‑Paid LTD CoverageEligible Employees can purchase additional LTD coverage as a buy-up option, paid on an

after-tax basis. This buy-up will increase your benefit to 66.67% of your eligible earnings.

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Well‑Being ProgramOur well-being program offers resources

and habit-changing activities year-round

with:

› Health coaching

› Pregnancy and adoption programs

› 24/7 Nurse Access

› And much more!

Emotional Well‑BeingThe mind/body connection is a critical part

of Cigna’s whole person health strategy.

In addition to Cigna’s Employee Assistance

Program, employees and their families have

access to the following digital behavioral

resources at no additional cost: iPrevail

and Happify.

HEALTH AND WELL‑BEING Your overall well-being remains a top priority. That’s why we offer a number of programs,

tools and resources that can help you get — and stay — as healthy as you can be.

Telehealth ConnectionOur telehealth program is offered as a

convenient way for you to receive care,

with no waiting at an urgent care

center or sitting in your doctor’s office

waiting room. Read more.

Fertility Support The Fertility Support program is

available to you to help you manage

your fertility treatment needs and may

be helpful in maximizing outcomes.

Learn more about the 3-cycle fertility

benefit, including personalized guidance

and support.

Gender Affirming Coverage Charges for services related to gender

transition, including gender affirming

surgery, are covered according to the

applicable plan rules/design. Read more.10


401(k) Plan › You are eligible to enroll in the 401(k) Plan as soon as you start

working. You will be automatically enrolled in the Plan at a four

percent contribution rate after 30 days of hire if you do not make

your own election.

› 5% employer matching contribution, up to the first 6%

of eligible pay. In other words:

If you contribute Cigna matches

1% 1%

2% 2%

3% 3%

4% 4%

5% 4.5%

6% or more 5%

› Annually, the employer matching contribution may also

be supplemented with an additional employer matching

contribution tied to Cigna performance goals.

› No waiting period for matching contributions — you are

immediately eligible.

› Matching contributions vest over a two-year period — zero

vesting for less than two years of service and 100% vesting

for two or more years of service.

Accidental InjuryCigna Accidental Injury insurance pays you (or whoever you

designate) for treatments or injuries resulting from a covered

accident. Read more.

Adoption Assistance The program covers up to $5,000 per year in eligible expenses

for the successful adoption and placement of a child to help offset

the financial demands of a domestic or international adoption.

Auto and Home InsuranceMercer offers eligible employees access to auto and home

insurance at discounted rates. For more information, visit

lifestylebenefits‑cigna.com or call 877.418.4559.

Cigna Moms and Moms on The GoCigna Moms offers offers breastfeeding support while working,

education on milk collection, storage and more. Read more.

FINANCIAL BENEFITS AND LIFE PROGRAMS

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Critical Illness Can help provide you and your family with

additional financial protection for expenses

associated with an unexpected covered

critical illness. Read more.

Debt and Credit CounselingExplore debt management options available

to eligible employees through GreenPath.

For more information call 877.444.5606

and use code: 323 to speak with a

GreenPath Counselor.

Discount ProgramsEligible employees get exclusive perks and

savings on everything from pizza and the

zoo, to child care, movie tickets, oil changes,

hotels, and care rentals!

Educational Reimbursement ProgramCigna supports employees’ career

development through the Educational

Reimbursement Program (ERP). The ERP

Program is designed to help employees

grow in their role, increase productivity

and engagement and add to job

satisfaction. Eligible employees can

apply for reimbursement for educational

expenses incurred towards completing a

degree at regionally accredited colleges

and universities.

Enterprise Resource Groups Cigna’s Enterprise Resource Groups (ERGs)

are a vital component of our Diversity &

Inclusion strategy. ERGs provide forums

for camaraderie, shared interests, cross-

cultural understanding, and personal and

professional development. They are open

to all employees, and are a great way to

network and build relationships with other

active, engaged employees.

FINANCIAL BENEFITS AND LIFE PROGRAMS (CONTINUED)

Financial Coaching SessionsIf you are a Cigna employee schedule a free

30-minute virtual coaching session with a

Prudential Retirement Counselor.

Hospital Care With Cigna Hospital Care, eligible

employees receive a check after a qualified

hospitalization resulting from a covered

injury or illness. Read more.

Identity Theft ProtectionAs an eligible employee, you can purchase

identity theft and fraud protection.

Read more.

Legal ServicesThis program provides assistance for

a range of legal needs, such as wills, real

estate, etc., to eligible employees, for a

single annual fee. Read more.

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Low‑Cost Loans Cigna offers benefit-eligible employees,

in the United States, with at least six months

of consecutive service, a reliable way to

borrow money to pay down expensive debt,

preserve retirement savings, and cover

unexpected expenses with affordable loans

through Kashable. For more information visit

www.kashable.com or call 1.646.663.4353.

Pet Insurance Eligible employees can save on veterinary costs

when your pet gets sick or injured. Read more.

Student Loan AssistanceTackle student loan debt by taking a short

self-assessment and discover how eligible

employees may be able to lower monthly

payments, pay off student loans faster or

refinance existing loans at prudential.com.

FINANCIAL BENEFITS AND LIFE PROGRAMS (CONTINUED)

[Cigna to provide 2021

pdf].

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We want you to pursue your passions, make special memories with your family and the

ones you love, rest and re-charge. That’s why Cigna has several absence and time off

options to support you in taking the time away when you need it.

Absence and time away programs and policies include the following:

ABSENCE AND TIME OFF

Time Off › Holidays — designated dates with pay

› Paid Time Off (PTO) — for vacation, sick

and personal time

› Bought Time Off (BTO) — if you need

time beyond PTO

› Paid Sick Time (PST) — use of PTO for

specific health and caregiving needs

Additional Leave Options › Caregiver Leave — wage replacement

for up to four weeks to bond with

a child, care for a covered family

member with a serious health

condition, care for a covered military

service member with a serious injury,

health condition and more.

› Additional Leaves of Absence — like

Family Medical Leave, bereavement,

civic duty, military, personal, United

Way Day, Use Your 8 and Community

Ambassadorship Fellowship

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WHAT’S NEXTWe’re here to support you in making the best decision for your needs. Here is some information to help you take next steps.

Need help figuring out your medical and dental coverage options? Call a Cigna One Guide representative and identify yourself as a new or prospective Cigna employee to get personalized, useful guidance. Representatives are available 24/7 to address your questions at 888.992.4462.

› Do you have questions on this

guide? If you do, reach out to

your recruiter.

› During onboarding, access

Benefits Central, your one stop

shop for benefits information, on

Iris (Cigna’s Intranet) to review

plan details and resources.

› Once you have accepted your

job offer, prepare to enroll within

31 days of your start date for

coverage effective on day 1.

Be sure to print your elections

page once you have made your

enrollment decisions.

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ACCEPT YOUR OFFER REVIEW BENEFITS HIGHLIGHTS ENROLL WITHIN 31 DAYS1 2 3

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Enroll!Your Benefits Get an Overview Enroll!

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PAGE 4Deductible: A fixed-dollar amount you pay out-of-pocket for your health care services before the plan begins paying benefits.

Health Savings Account: An account that you and Cigna can put money into to help pay for eligible expenses (e.g., to help you meet your deductible or pay for other out-of-pocket costs), or save for future medical expenses for you and your tax dependents. You can also earn HSA dollars by participating in certain well-being activities.

Health Reimbursement Account: An account funded by Cigna and your well-being incentive dollars that you can use to cover your eligible out-of-pocket costs. You do not contribute to the account, but any money remaining at the end of the year rolls over and is yours to use in the future — provided you stay enrolled in HRA-eligible coverage the following year through Cigna.

APPENDIXWant to Print This eMag? Simply use the print icon at the top of the page, and the following pop-up content will also print.

Important distinctions: With the HSA Plans, you pay 100% of non-preventive in-network care up to your annual deductible. And, you pay the full cost of non-preventive prescription drugs until you reach your annual deductible. Then, the Plan begins to share costs.

Under the HRA Plan, you pay coinsurance (with no deductible required) for in-network primary care office visits. For non-preventive in-network medical services, you pay 100% of the cost up to the annual deductible; HRA funds are used to cover those expenses when available. Then, the Plan begins to share costs for these services. For prescription drug coverage, you pay a co-pay (varies based on the type of drugs you receive) with no deductible required.

With the Co-pay Plan, you pay a co-pay (with no deductible required) for in-network primary care office visits. For other non-preventive in-network medical services, you pay 100% of the cost up to the annual deductible. Then, the Plan begins to share costs for these services. For prescription drug coverage, you pay a co-pay (varies based on the type of drugs you receive) with no deductible required.

Premium: The amount that is deducted from your paycheck, pre-tax payments on a bi-weekly basis, to pay for coverage.

Coinsurance: The percentage you pay (up to an annual out-of-pocket maximum) for covered expenses after you meet your deductible. The plan pays the rest.

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Co‑payment: A fixed amount you pay for a covered health care service.

Out‑of‑pocket maximum: The most you will pay toward the cost of eligible health care expenses for the year, including your deductible, co-payment and coinsurance amounts.

Consider what level of coverage you actually need: The HSA $3,200/$6,400 Plan has the lowest payroll costs, but the highest deductible. You can set aside money you’re saving on premiums in your HSA for future health care expenses or put it toward adding a voluntary plan for added peace of mind.

You may want to consider the HSA $3,200/$6,400 Plan if you’re healthy with few medical expenses or if you’ve accumulated money in your HSA to help cover the higher deductible.

Conversely, the Co-pay Plan has the lowest deductible with higher payroll costs. Consider this plan if you have higher medical costs due to expensive medication, a chronic condition, pregnancy or other planned medical procedures.

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Tier 1: Every year Cigna evaluates provider performance in certain primary care and medical specialties. Providers with top results in delivering quality, cost-efficient care become Tier 1. If you live in a market where Tier 1 providers are not available, you’ll still get the lower coinsurance or co-pay. Tier 1 providers are designated in the provider search with a badge for easy identification.

LocalPlus: This local network has a lower payroll cost compared to the broader, Open Access Plus network. You are also able to receive out-of-network care. Plus, you can receive this out-of-network care at in-network rates if you are away from home or in an area where a LocalPlus network provider is not available.

SureFit: This local network offers only in-network care (except in cases of true emergencies). You’ll need referrals from your primary care provider (PCP) before you see a specialist. Eligible employees who select this network will pay a lower premium. This network is not recommended if you have dependents living away from home for extended periods of time.

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Two dental options: Both options cover a wide range of services (including orthodontia for adults and covered dependents) and encourage regular exams and cleanings by covering preventive care at 100% in-network.

One vision plan choice: Cigna Vision helps you pay for eye exams, lenses and frames. The large network of retailers allows you the flexibility to see providers at convenient locations and times — including evenings and weekends. You also have the flexibility to use out-of-network providers. But when you do, you pay a larger share of the cost.

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Life Insurance/LTD Eligible Earnings: Used to calculate your life insurance and long-term disability benefit and will not increase or decrease throughout the plan year.

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Well‑being program: It pays to participate in the well-being program! If you enroll in a Cigna medical plan option, you can earn incentive dollars and your enrolled spouse/domestic partner can earn even more (to be deposited into your HSA or credited to your HRA) when you complete certain well-being activities. No matter what your goal, you can get started today.

Telehealth Connection: With Telehealth Connection, you will be able to video chat with a doctor through your mobile device or your own computer with a webcam, no matter where you are. Doctors are available 24/7, 365 days a year for non-emergency health care needs. To access the telehealth program for your medical plan, visit myCigna.com or call 888.992.4462.

Gender Affirming Coverage: Charges for services related to gender transition, including gender affirming surgery are covered according to the applicable plan rules/design.

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Accidental Injury: Accidental Injury can help you pay for expenses such as rehabilitation, transportation, child care, travel or other out-of-pocket expenses. What you do with the money is all up to you. Coverage continues after your first covered accident and can help provide protection for future covered accidents.

Cigna Moms and Moms on The Go: Cigna Moms offers a complete package of benefits:

› Advice and ongoing support from a professional lactation consultant.

› Access to Nursing Mothers Rooms at most offices.

› A complimentary top-of-the-line Medela electric breast pump.

› A milk storage system, carrying case, a personal set of bottles, breast shields and tubing to ensure proper hygiene when expressing milk.

If you are breastfeeding and required to travel for your role, you will be eligible to take advantage of our breast-milk shipping service through Moms on the Go, powered by Express Scripts. Email [email protected] or call 800.711.0923 to request this service. You do not need to be enrolled in a medical option.

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Critical Illness: Cigna Critical Illness insurance pays you (or whoever you designate) a lump sum benefit for diagnosis of a covered critical illness or specified event like a heart attack or stroke. What you do with the money is up to you. Your plan may also include protection for future covered critical illnesses.

Hospital Care: Hospital Care provides you with money to use however you’d like. For example, it can help you pay for expenses related to child care, travel or other out-of-pocket expenses. There are no co-pays, deductibles, coinsurance or network requirements. And benefits aren’t reduced because you receive a payment from any other coverage you have, such as medical, accidental injury or critical insurance.

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Holidays: Cigna has the following paid holidays:

› New Year’s Day

› Martin Luther King Day

› Memorial Day

› Independence Day

Paid Time Off (PTO): Paid Time Off (PTO) refers to time off with pay, which is different from company holidays. PTO includes vacation, sick and personal days.

Bought Time Off (BTO): You can buy additional days off throughout the year. However, you must exhaust your PTO balance first.

Paid Sick Time (PST): You may use up to 56* hours of your PTO balance for the following:

› A physical or mental illness, injury, or medical condition;

› Obtaining a diagnosis, care, or preventive care from a health care provider;

› Caring for a child, parent, spouse, domestic partner, or any other individual related by blood or affinity whose close association with the employee is the equivalent of a family relationship, who has any of the conditions or needs for diagnosis, care, or preventive care;

› Domestic violence, sexual assault, or stalking, for the purposes described in (1) or (2) or to obtain additional counseling, seek relocation, seek assistance from a victim services organization, take related legal action, or assist an individual related to the employee as described in (3) in engaging in any of these activities.

* Some states and localities require that employees are able to take more than 56 hours of PST each year. If you work in one of these locations, you will be entitled to the minimum amount of PST required by law.

Caregiver Leave: Caregiver Leave provides wage replacement for up to four weeks within a rolling 12-month period to employees who need time off to:

› Bond with a child during the first 12 months following the birth, adoption or fostering,

› Care for a family member, including grandchildren and grandparents, with a serious health condition, or

› Care for a covered military service member with a serious injury, illness or military exigency

› Labor Day

› Thanksgiving Day

› Day after Thanksgiving

› Christmas Day

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We comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, or sex.

Usted tiene derecho a recibir esta información, así como ayuda, en su idioma de maneragratuita. Para obtener ayuda, llame al número de Servicios al Miembro que figura en su tarjeta de identificación.

繁體中文：您有權免費以您的語言獲得本資訊和協助。請致電您會員卡上的會員服務部電話號碼尋求協助。

Please also keep in mind that this booklet is designed to provide a general summary of Cigna’s current benefit plans, policy and program offerings, and Cigna has the right to modify or terminate its benefit plans, policies and program offerings from time-to-time. While effort is made to ensure that the information presented in this guide is current and accurate, in the event of a discrepancy between the terms of this document and the official plan, or, in the case of a non-ERISA covered benefit plan, the terms of the applicable program or policy documents or processes, the provisions of official plan, program, policy or processes, as applicable, govern. Participation in any Cigna benefit plan, programs or policy does not constitute a guarantee or contract, and the policies, programs, and plan benefits described do not generally apply to employees covered under a collective bargaining agreement unless provided for pursuant to the terms of the collective bargaining agreement. Please contact your Talent Acquisition Representative for further information.

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Additional Leaves of Absence: As a Cigna employee you are also eligible for additional Leaves of Absences like Family Medical Leave, bereavement, civic duty, military, personal, United Way Day, Use Your 8 and Community Ambassadorship Fellowship.

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BENEFIT HIGHLIGHTS

Documents

Transcript of BENEFIT HIGHLIGHTS