Benefit Comparison Charts

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    Benefit Comparison Charts

    Breakdown of Monetary Benefits under the various GI Bills

    Post-9/11 GI BillMontgomery

    GI Bill Active

    Duty(MGIB)

    Montgomery

    GI Bill -

    Reserves

    REAP

    Codification Chapter 33, 38 USC Chapter 30, 38 USCChapter 1606, 10 USC

    Chapter 1607, Title

    10 USC

    Effective date

    New benefit becomes

    effective Aug 1, 2009

    payments not

    retroactive

    Eligibility may be

    established using activeduty service performed

    on or after 9/11/01

    Remains in effect Remains in effect Remains in effect

    What

    determinesbenefit

    amount

    The benefit level is

    determined based upon

    an individuals

    aggregate qualifying

    active duty service.

    Amount is fixed

    regardless of education

    program adjusted

    annually based on the

    average undergraduate

    Amount is fixed

    regardless of

    education program

    adjusted annually

    based on the average

    Amount is fixed

    regardless of

    education program

    adjusted annually

    based on the

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    Three part benefit

    Tuition and fees atthe school of the

    veteran's choice limited to the

    in-state tuitionfor the highest

    pricedundergraduate

    public Institutionof HigherLearning (IHL).

    Monthly housingallowance equalto the BAH

    payable for an E-5 with

    dependentslocated in the zip

    code of the

    educationalinstitution where

    the individual isenrolled. Forthose

    attendingforeign schools

    (schools

    tuition as determined by

    the National Center for

    Education Statistics

    undergraduate tuition

    as determined by the

    National Center forEducation Statistics

    average

    undergraduate

    tuition asdetermined by theNational Center forEducation Statistics

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    without a main

    campus in the

    U.S.) the BAHrate is fixed at$1,333.00 for2009.

    Up to a $1,000annual stipend

    for books andsupplies

    Note: Active duty

    members receive 100%tuition and fees of

    whatever school they

    attend, but do not

    receive the housing

    allowance or books and

    supplies stipend.

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    EligiblePrograms

    Type of TrainingPost-9/11

    GI Bill

    Montgomery

    GI Bill ActiveDuty(MGIB)

    Montgomery

    GI Bill -Reserves

    REAP

    IHL in residence 1Yes Yes Yes Yes

    IHL online only &

    Distance/Internet

    Training

    Yes2 Yes Yes Yes

    NCD 5See note 5 Yes Yes Yes

    OJT & Apprenticeship

    Training

    No Yes Yes Yes

    Flight TrainingNo 3 Yes Yes Yes

    Correspondence

    No 3 Yes Yes Yes

    Licensing &

    Certification

    Yes 4 Yes Yes Yes

    National Testing

    Programs

    No 3 Yes Yes Yes

    EntrepreneurshipTraining

    No 3 Yes Yes Yes

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    Accelerated PaymentNo Yes Yes Yes

    Co-op TrainingNo 3 Yes Yes Yes

    Work-Study ProgramYes 3 Yes Yes Yes

    Tuition Assistance Top

    Up

    Yes Yes No No

    Tutorial AssistanceYes Yes Yes No

    * Individuals electing the Post-9/11 GI Bill by relinquishing eligibility under the MGIB, MGIB-SR,

    or REAP can be paid benefits for these types of training. Entitlement is charged under Post-9/11,paid at the relinquished benefit rate.

    1 Degree programs and certificate programs offered by an IHL are approved training under the

    Post-9/11 GI Bill. An IHL is defined as an Institution of Higher Learning - or a degree grantinginstitution. Certificate and diploma programs offered by institutions that do not grant degrees arenot covered.

    2 If you are enrolled entirely in an online or distance learning program your payment is limited to

    the tuition & fees not to exceed the tuition & fees at the most expensive in-state Institution ofHigher Learning (IHL). You will not receive the housing allowance.

    3 If your training is offered at an IHL you may be eligible for Post-9/11 GI Bill benefits.

    4 Limited to one test.

    5 Non College Degree (NCD) program. An NCD program offered at an IHL is approved. If offeredat other than an IHL it is not approved.

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    Post-9/11 GI Bill MontgomeryGI Bill ActiveDuty(MGIB)

    MontgomeryGI Bill -Reserves

    REAP

    Education Benefit Tuition and fees paiddirectly to school --

    actual cost may varyby state and veteransperiod of service

    Since August 1, 2008,the full-time monthly

    rate is $1321.00 forindividuals who served3+ years of service.

    Since August 1, 2008,

    the full-time monthlyrate is $1073.00 for

    individuals who servedless than 3 years ofservice.

    Since October 1,2008, the full-time

    monthly rate is$329.00

    Since August 1,2008, the full-time

    monthly rate is

    $1,056.80 forindividuals with atleast 2 years of

    consecutive active-duty service;

    $792.60 forindividuals with atleast 1 year but lessthan 2 years of

    consecutive active-duty service;

    $528.40 forindividuals with at

    least 90 days butless than 1 year ofconsecutive active-

    duty service

    Housing Allowance Monthly housing None, however benefit None, however None, however

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    allowance equal to the

    BAH payable for an E-

    5 with dependents(located in the zipcode of theeducational institution

    where the individual isenrolled).

    For those attendingforeign schools

    (schools without a

    main campus in theU.S.) the BAH rate isfixed at $1,333.00

    for 2009.

    Individuals who are

    pursuing training whileon active duty, solely

    via distance learning,or are training at half

    time or less are NOT

    eligible to receive themonthly housing

    allowance.

    can be used for room

    and board at the

    veteran's discretion.

    benefit can be used

    for room and board at

    the veteran'sdiscretion.

    benefit can be used

    for room and board

    at the veteran'sdiscretion.

    Book Stipend Up to a $1,000 peryear for books andsupplies. Individualseligible at the 100%

    None, however the

    benefit can be used forbooks and supplies atthe veteran's

    None, however the

    benefit can be usedfor books andsupplies at the

    None, however the

    benefit can be usedfor books andsupplies at the

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    benefit level may

    receive $41.67 for

    each credit hourcertified up to 24credit hours eachacademic year. The

    books and suppliesstipend will be paid in

    a lump sum amountfor each term, quarter,

    or semester certified.

    discretion. veteran's discretion. veteran's discretion.

    Eligibility Members who served

    on active duty for atleast 90 aggregate

    days after 9/10/01.

    Active duty exclusionsinclude:

    Service Academygraduatecommitment

    ROTC scholarshipgraduatecommitment

    Active duty servedas arequirement forstudent loan

    repayment

    Members who first

    entered active duty onor after 7/1/85 and

    who had at least a two-year enlistment.

    Generally, individualscommissioned as a

    result of completion ofan ROTC program who

    received more than$3,400 while under an

    ROTC scholarship eachschool year and ServiceAcademy graduates are

    not eligible for chapter30.

    Members who have a

    6-year obligation toserve in the Selected

    Reserve signed after6/30/85. If you arean officer, you musthave agreed to serve

    6 years in addition toyour originalobligation. For some

    types of training, it isnecessary to have a 6year commitment thatbegins after 9/30/90

    Complete your initialactive duty for

    training (IADT)

    Generally, a member

    of a Reservecomponent whoserves on active duty

    on or after 9/11/01under title 10, U.S.Code, for at least 90

    consecutive daysunder a contingency

    operation, is eligiblefor REAP.

    National Guardmembers are eligible

    if their active serviceextends for 90consecutive days or

    more and their

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    under chapter

    109, 10 USC

    * Members who serveat least 30 continuousdays on active duty

    and were released dueto a service-connected

    disability are alsoeligible.

    service is:

    Authorized undersection 502(f),

    title 32, U.S.

    Code, Authorized by the

    President or

    Secretary ofDefense for anational

    emergency, and

    Supported byfederal funds.

    Administration ofpayment

    Tuition payment will

    be made directly tothe school after proofof enrollment

    Housing stipend paidmonthly to veteran

    Books and suppliesstipend paid to veteranproportionately in firstmonth of eachacademic term

    Monthly check sent to

    veteran after proof ofenrollment

    Monthly check sent to

    veteran after proof ofenrollment

    Monthly check sent

    to veteran after proofof enrollment

    Kicker" or Allows kickers up to$950 per month for

    Allows kickers up to

    $950 per month for

    Allows kickers up to Allows kickers up

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    College Fund recruitment for criticalskills up to $350 per

    month for retention

    Allows individuals with

    kicker earned underChapter 30 and 1606to continue to receive

    appropriate increaseunder Chapter 33

    recruitment for critical

    skills up to $350 per

    month for retention

    $350 per month. to $350 per month.

    Transferability Members with at least

    6 years of service whoreenlist for at least 4

    more years, cantransfer up to 36

    months of benefits totheir dependents.

    Sponsor maytransfer

    entitlement onlywhile serving as

    a member of theArmed Forces.

    Sponsor may modifyor revokeentitlement at

    any time.

    Members with at least

    6 years of service, whoreenlists for at least 4more years, cantransfer up to 36

    months of benefits totheir dependents.

    Sponsor may transfer,modify, or revoke

    entitlement at any

    time.

    Spouse may usetransferred benefits

    immediately; child mayuse transferred benefits

    after sponsor hascompleted 10 years of

    None None

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    Spouse may use

    transferred benefits

    immediately; childmay use transferredbenefits after sponsorhas completed 10

    years of service

    service

    Service memberpay reduction

    New enrollees pay

    nothing

    For those who transfer

    from Chapter 30 toChapter 33, a

    proportional amount ofthe basic $1200.00

    contribution will beincluded with the lastmonthly housing

    allowance paymentwhen Chapter 33entitlement exhausts.

    $100 per month for

    first 12 months

    None None

    Student LoanRepayment

    Not addressedNot addressed

    Not addressedNot addressed

    Servicerequirement

    From 90 days to 3+years ofcumulative

    active duty service

    3+ years ofcontinuousactive duty for fullbenefit

    Reduced benefit for

    Remain in goodstanding while servingin an active Selected

    Reserve unit

    Your eligibilitygenerally ends whenyou leave the

    Selected Reserves.

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    after 9/10/01

    * Members who servedat least 30 continuous

    days on active duty

    and were released dueto a service-connecteddisability are also

    eligible.

    original active duty

    obligation of at least

    two, but less than threeyears of active2 years continuousactive duty + 4 years in

    Selected Reserve

    Benefit termUp to 36 months Up to 36 months Up to 36 months Up to 36 months

    Public-PrivatePartnership

    Yellow Ribbon G.I.Education

    EnhancementProgram IHLschools may enter intoan agreement to fund

    up to 50 percent of theestablished chargesnot covered under

    Chapter 33.

    VA will match eachadditional dollar

    funded by the schoolhowever, thecombined amounts

    may not exceed thefull cost of the schools

    Not addressed Not addressed Not addressed

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    established charges.

    This program is onlyavailable to individuals

    who served an

    aggregate of 36months of active dutyservice or who were

    released for a serviceconnected disability.

    Time Limit to use

    benefits

    15 years from last

    discharge orseparation

    10 years from last

    discharge or separation

    If your eligibility to

    this program beganon or after 10/1/92,

    your period ofeligibility ends 14

    years from yourbeginning date of

    eligibility, or on the

    day you leave theSelected Reserve.

    If your eligibility to

    this program beganprior to 10/1/92, your

    period of eligibilityends 10 years fromyour beginning date

    of eligibility, or on theday you leave the

    Members who were

    called up from theSelected Reserve,

    completed their REAPqualifying period of

    active duty service,and then returned tothe Selected Reserve

    for the remainder oftheir service contractare now eligible for

    REAP benefits for 10

    years uponseparation. In

    addition, members

    who were called upfrom the Individual

    Ready Reserve (IRR)

    or the Inactive

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    Selected Reserve. National Guard

    (ING), completed

    their REAP qualifyingperiod of active duty

    service, and thenentered the Selected

    Reserve to completetheir service contract

    are now eligible forREAP benefits for 10

    years uponseparation.

    Members who werecalled up from the

    Individual ReadyReserve (IRR) or the

    Inactive National

    Guard (ING),

    completed their REAPqualifying period ofactive duty service,

    and then returned to

    the IRR/ING are noteligible for the 10-

    year post serviceeligibility period.

    Members who were

    called up from theSelected Reserve,

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    completed their REAP

    qualifying period of

    active duty service,returned to the

    Selected Reserve,and later transferred

    to the IRR/ING arenot eligible for the

    10-year post serviceeligibility period.

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