Beauty and the BEAT

Beauty and The BEAT

PUBLISHED BY GIANTS LEARNING TECHNOLOGIESFrom our Wealth Mastery Division

‘LIKE’ us at www.facebook.com/Theageofgiants

ONLY FOR THE LADIES !

Saturday, 23 February, 13

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DISCLAIMER

What we share, you may have heardThen why are you still within the herd?With common sense and massive action,Step out boldly with determination!


INTRODUCTION

When Justin Biebier (or was it Justine?) first released his smash hit, ‘Beauty and a Beat’, it got us thinking about the BeatWhat was this ‘beat’ that he was referring to?


INTRODUCTION

He may be referring to someone who has a sense of rhythm and time, and whom can attract the ladiesHow about you? What do you think the ‘beat’ refers to?


INTRODUCTIONIn this short presentation for the LADIES ONLY, we will share our take of the ‘BEAT’, with respect to Financial Literacy so that . . . You can Define What You Want From Your Money and Take Confident Steps to Achieve Success!


B - BALANCE


B-BALANCECase Study:Nanz-Chong Komo,Former Fashion Model & Entrepreneur


B-BALANCEIn the late 90s, Nanz-Chong Komo founded the ONE.99 shop in SingaporeThis “value-for-money” concept took off in a big wayONE.99Shop grew to 12 outlets in three years, with a tripling of sales over this same period, from S$3.5 million to more than S$12 million


B-BALANCEHowever the SARS (Severe Acute Respiratory Syndrome) outbreak occurred in 2003SARs eventually caused the rapid demise of the ONE.99shops!Because the fear of contractingSARS kept many people away from crowded areasThe retail industry was severely hit . . .


B-BALANCENanz grew her outlets too fast, and over-leveragedHer business model, which targeted thrift, meant that people needed to buy low-cost items in bulkHowever people were not going out to buy during those dreaded times!


B-BALANCEHer main income was on the business, which had an inherent sustainability problem, due to its low average transactional costNanz was declared a bankrupt in 2003 Fortunately she learned from her failures, bounced back, and was discharged from bankruptcy in 2010


B - BALANCE

Similarly,if your investment portfolio is spread only towards a particular asset class eg: Business Investment, it becomes overweighted to one sideLearn to balance the Portfolio at all timesThis is to protect your assets as well as to maintain growth


E - EXPOSURE


E-EXPOSURECase Study: Marion Jones, Former World Champion Track and Field Athlete


E-EXPOSUREMarion Jones won five medals at the 2000 Summer Olympics in Sydney Australia in Track and FieldJones was one of track's first female sports millionaires She could earn between $70,000 and $80,000 a race, plus at least another $1 million from race bonuses and endorsement deals.


E-EXPOSUREJones even made close to $7million per year!However she LOST everything, including all her gold medalsThanks to steroids, check counterfeiting, check forging, committing perjury to the IRS, money laundering and . . . more illegal drugs


E-EXPOSUREJones found herself in heavy financial debt due to her numerous legal troublesTo raise money, she had to sell two other properties, including her mother's houseJones is now considered one of the Top 10 BANKRUPT Athletes!


E - EXPOSURE

Limit your Exposure in risky assets to your portfolio The risky assets may make you BIG cash at some point in time, however if they are not managed properly, you can get severely burned


E - EXPOSURE

Develop optimal performance by being true to yourself Peer pressure is not an excuse to expose yourself to risky investmentsFind your individual risk profile through risk assessment tests Or talk to a trusted financial advisor with proper credentials


A - ACTION PLAN


A - ACTION PLANCase Study: Lynsi Torres,30 years old, Billionaire of the In-N-Out Burger Empire


A - ACTION PLAN

Lynsi Torres watched her family expand In-N-Out from a single drive-through hamburger stand (founded in 1948) in Baldwin Park into a fast-food empire


A - ACTION PLAN

Torres's family slowly transformed the couple's initial, tiny drive-thru shop into an estimated $1.1 billion empire!


A - ACTION PLANHowever little is known about her, her investment decisions and business acumen! Torres has no college degree and little business training, and simply inherited the West Coast-based company from her grandparents, Harry and Esther SnyderAccording to the Bloomberg Billionaires Index, In-N-Out is worth more than $1.1 billion


A - ACTION PLANBut . . . those were the consequences of her elders’ actions!What about her own?Can she lead this company beyond 3 Generations?Or will she continue to be a trust-fund baby?


A - ACTION PLAN

It is a must to possess an Action PlanThere must be a direction and plan to keep your investments goingDon’t let inflation, and a lack of prudent investment action erode away your wealth


T - TIME


T-TIMECase Study: Elim Chew, Founder of the street wear brand,77th Street, & Entrepreneur


T-TIMEElim Chew was a young punk and a rebellious teenager who consistently failed at school. She studied at Fairfield Methodist School before moving to London to learn hairdressingShe subsequently opened a six-seater hair salon with $1,000


T-TIME

Chew worked as long as 21 hours a day to gain experience as she was determined to be the most popular hairstylist in SingaporeShe noticed a market for affordable and trendy streetwear, and opened her first outlet in Far East Plaza, Singapore in 1988


T-TIMEMore than twenty years on, 77th Street now has more than 12 outlets island-wide In 2004, 77th Street also set up a cutting-edge underground shopping complex called 77th Street Plaza at Xidan Cultural Square, Beijing, China!


T-TIME

Chew has proven that ladies possess the innate business acumen to succeedPatience and Passion to the cause is important!


T - TIMEThere is NO way you can time the marketThere are no Get-Rich-Quick waysTherefore in order to build a portfolio, the best way is to keep invested at all times, slowly but surely


SUMMARYGiven your higher life expectancy, nearly 90% of women will have to be responsible for your own finances sooner or laterTherefore understanding the BEAT is the start to a steady rhythm in your financial healthOnce You Define What You Want From Your Money, You canTake Confident Steps to Achieve Success!


Nonetheless, we are not the financial gurus . . . Instead, we seek these financial strategists

and bring them along your way

For more details, ‘LIKE’ us at www.facebook.com/Theageofgiants and simply sign up for this Investment Workshop Exclusively for the LADIES

theindependentwoman.eventbrite.sg/ NOW!

ONLY FOR THE LADIES !




http://theindependentwoman.eventbrite.sg

http://theindependentwoman.eventbrite.sg

Beauty and the BEAT

Education

Transcript of Beauty and the BEAT