Bay County Chamber - 2011 Bay County Relocation Guide

44
www.panamacity.org bay county chamber of commerce Bay County Relocation Guide Live work play

description

The 2011 Bay County Relocation Guide is for individuals or businesses looking to relocate or visit Bay County, Florida!

Transcript of Bay County Chamber - 2011 Bay County Relocation Guide

Page 1: Bay County Chamber - 2011 Bay County Relocation Guide

www.panamacity.orgbay county chamber of commerce

B a y C o u n t y

Relocation GuideL i v e w o r k p l a y

Page 2: Bay County Chamber - 2011 Bay County Relocation Guide

You’d do anything for your children.So why not make the right choice in health care?

When it comes to caring for children, we know kids aren’t little adults and that they need specialized care when it comes to treating injuries.

That’s why we’re here with the area’s only Pediatric ER.

449 W. 23RD STREET • PANAMA CITY, FLORIDA 32405 • (850) 769-8341 • WWW.GCMC-PC.COM

Her fi rst word. Her fi rst word.

Her fi rst step. Her fi rst step.

Are you ready for Are you ready for her fi rst emergency?her fi rst emergency?

EMERGENCY PEDIATRICS AGES 0 UP TO 18

449 W. 23RD STREET • PANAMA CITY, FLORIDA 32405 • (850) 769-8341 • WWW.GCMC-PC.COM

AGES 0 UP TO 18

• Pediatric triage

• Pediatric-friendly rooms

• Pediatric specifi c beds

• Labor & Delivery

• Area’s only Level 2 NICU

• Area’s largest Pediatric

Specialty Unit

• Area’s only Pediatric ER

• More Pediatric specialists

and subspecialists on staff

than any other area hospital

• More Pediatric specialists

• Pediatric triage

• Pediatric specifi c beds

• Area’s only Level 2 NICU

• Area’s only Pediatric ER• Area’s only Pediatric ER

The Area’s Shortest Average ER Wait Times

316-043_GCMC_Peds_8.5x11_ChmbrReloGuide.indd 1 12/8/10 2:23 PM

Page 3: Bay County Chamber - 2011 Bay County Relocation Guide

PUBLIC RELATIONS | ADVERTISING | MEDIA | BRANDING | ISSUES-CRISIS MANAGEMENT

Get seen. Be heard. Break through. | ronsachs.com | 850.222.1996

BearFishBayCounty.indd 1 12/2/10 4:50 PM

Page 4: Bay County Chamber - 2011 Bay County Relocation Guide

Bay Credit Union Welcomes you to Bay County and to join our Credit UnionCertain retirement accounts could be insured up to $250,000.00

We offer everything a big bank does, but we’re small enough to know our members. MAIN OFFICE • 601 Hwy 231 785-6103 CALLAWAY BRANCH • 103 S. Tyndall Parkway 872-3630 BEACH BRANCH • 8128 Front Beach Rd 872-3629

V i s i t o u r W e b s i t e a t w w w . b a y c u . c o m

LIVE

OR WORK

IN BAY COUNTY -

YOU CAN JOIN TODAY!

pc.fsu.edu toll free 866.693.7872 850.770.2160

Choose a Top 50 PublicUniversity for your degreeState-of-the-art Academic Center Personalized academic plans Financial aid Scholarships Veterans & Military benefits On-campus, hybrid & online classes

Offering more than 25 nationally recognized undergraduate and graduate programs in:

AccountingApplied Behavior AnalysisBusiness AdministrationCivil & Environmental EngineeringCommunicationComputer Engineering

Computer ScienceCriminology & Criminal JusticeElectrical EngineeringElementary EducationPsychology

Reading Education & Language ArtsRecreation & Leisure Services AdministrationSocial ScienceSocial Work

4 • Bay County Relocation Guide

Page 5: Bay County Chamber - 2011 Bay County Relocation Guide

Welcome to our beautiful community!

Whether you are looking to relocate a business, your family or both we think that Bay County can meet your needs.

Bay County is located in Northwest Florida between Pensacola and Tallahassee, one hundred miles from either destination. Our community is home to the new Northwest Florida Beaches International Airport that opened in May, 2010. The new airport has now connected us to the world with service provided by Southwest as well as Delta airlines. The airport also allows for multiple development opportunities for your business.

Bay County is comprised of seven municipalities with their own mayor/commissioner form of government – Panama City, Panama City Beach, Lynn Haven, Springfield, Mexico Beach, Callaway and Parker. The Bay County Commission governs the unincorporated areas of the community. You can find more details on each of these inside this guide.

Our economic anchors are tourism, military and a diverse group of local industries ranging from call centers of nationally known companies to major manufacturers.

We are home to Tyndall Air Force Base and the Naval Support Activity which employ over 7,600 military and civilian personnel. In addition, there is a large presence of supporting defense contrac-tors in the area and region.

Our community is especially proud of our number one industry, tourism. Home to the World’s Most Beautiful Beaches, you will find over 27 miles of sugar white sandy beaches to enjoy along with lots of things to see and do.

Whether you want to visit, call us home or do business here, we invite you to enjoy our little piece of paradise!

Carol A. Roberts, President/CEOBay County Chamber of Commerce

Wel

co

me

www.melodybarton.com

5www.panamacity.org / (850) 785-5206 •

Page 6: Bay County Chamber - 2011 Bay County Relocation Guide

*Coming in May 2010

YOU NEVER KNOW WHERELIFE TAKES YOU, SO WE FLY

ALL OVER THE COUNTRY.

Southwest Airlines®

has flights to over 65 destinations including new service to Panama City Beach, Florida.

©2010 Southwest Airlines Co.

Page 7: Bay County Chamber - 2011 Bay County Relocation Guide

WELCOME ..............................................................5

LET’S MOVE ...........................................................8 - A checklist for getting from there to here.

GETTING TO KNOW BAY COUNTY .............10

BAY COUNTY MAP ...................................... 12-13 - Geographically speaking & climate

THE COMMUNITIES ................................... 14-21

LIVING ............................................................. 22-27 - Events - Shopping - Culture - Libraries - Transportation - State taxes & requirements - Services - Utilities - Media (newspapers, TV, radio, billboard, online)

EDUCATION .................................................. 28-33

MEDICAL ....................................................... 34-36

TOURSIM & BUSINESS ................................ 37-40

Tabl

e o

f C

on

ten

ts

Official Publication of the

Bay County Chamber of Commerce.

235 West 5th Street, P.O. Box 1850,

Panama City, FL 32402

Phone: 850.785.5206

www.panamacity.org

Thank you to the photographers

that contributed photos for the

Relocation Guide: Tim Allen,

Melody Barton, Lana Williams,

Jill McKinzie, Crystal Shuller, and

any others we may have

overlooked. Your photos have

enabled the reader an opportunity

to view our beautiful community.

Reproduction in whole or part is

prohibited without permission of

the Bay County Chamber.

Copyright 2010.

www.lanawilliams.com

7www.panamacity.org / (850) 785-5206 •

Page 8: Bay County Chamber - 2011 Bay County Relocation Guide

Let

’s M

ov

e A checklist for getting from there to here.

Plan, plan and more planning is the key to a successful move! When you begin your planning process, begin by setting three important dates:

• Packing • Loading • Delivery

A good checklist is also essential. By planning early, moving will go more smoothly. Use the following checklist as a guideline to help plan your move!

4-6 Weeks Before Your Move: • Haveaninventorysession.Decidewhat you want to take and what you would like to get rid of. • Schedule a garage sale for items you’re not taking. Donate other items to charity and get a receipt for tax purposes. • Getestimatesfrommovingcompanies. • Makeanytravelarrangementsneededfor the trip (i.e. hotel/airline reservations). • Arrangeforpacking.Ifyoudoityourself, label box contents according to room location. • If moving out of town, gather personal records: medical, dental, veterinarian, schools, birth, baptismal, marriage, etc. NOTE: Send school transcripts in advance to the new school. • Keep track of moving expenses for tax purposes. • Close localdepartmentstoreandcharge accounts you won’t be using once you move. • Arrange with employers to forward tax withholding forms. • Makearrangementstodiscontinue: – Newspaper delivery – Water Softener Service – Electricity (check for deposit refund) – Water Service (check for deposit refund) – Gas Service (check for deposit refund) – Telephone Service (check for deposit refund) – Cable (check for deposit refund) – Garbage Collection – Lawn/pool service – Other:

• Makearrangementstohavetheaboveser vices completed at your new home. • Notifyyourchangeofaddressto: – Post Office – Social Security Office – Insurance Companies – Bank – Credit Cards – Magazines – Friends and relatives – Other:

2-3 Weeks Before Your Move: • Filland transferprescriptions for family and pets: Pack them so they can travel with you. • Ifpackingyourself, beginpacking items that are seldom used. • Safelydisposeoforgiveawayhousehold flammables or goods movers cannot transport. • Make arrangements to have your new home cleaned or clean it yourself.

1 Week Before Your Move: • Defrostrefrigeratorandfreezer.Disposeof frozen foods. • If needed, transfer bank accounts and remove items from safe deposit boxes. • Packitemstobecarriedinthecar. • Havecarservicedforthetrip. • Verifythemovershavethecorrectmoving information. • Other:

Moving Day: • Pack a box of basics that youwill need immediately when you move in and mark it “Open me First.” • Packyoursuitcases. • Conduct a last-minute walk-through. Make sure everything is locked and closed. • Other:

Delivery Day: • Beatyournewaddressbeforethemovers arrive. • Checkoffyourinventorylist. • Other:

8 • Bay County Relocation Guide

Page 9: Bay County Chamber - 2011 Bay County Relocation Guide

Equal Housing Lender. All loans subject to credit approval. Member FDIC. Ranked 14th among America’s Best Banks, Forbes, 2009.

HAN

146

61-1

Wel

com

e Ad

-Bay

Cou

nty

Cha

mbe

r G (

7.5”

x 9

.75”

) _

____

____

_Spe

ll C

heck

__

____

__Pr

od. A

rtist

__

____

__Ar

t Dir.

__

____

__C

opyw

riter

__

____

__C

opy

Edito

r___

____

_Cre

ativ

e D

ir.

____

____

Des

ign

Dir.

__

____

__Pr

od. M

gr.

___

____

_Acc

t. Ex

ec.

___

____

_Acc

t. Su

pv.

___

____

____

____

____

____

____

____

____

____

____

__C

lient

__

____

____

____

__D

ate

A warm Bay County welcome from one of America’s Best Banks.

When you visit Hancock Bank, you visit a family of financial professionals who care about your financial security and

your future. As one of America’s safest banks, we’re here to help you realize your goals and dreams. And we’re proud to serve

neighbors like you, with personal attention and convenient solutions—right here in Bay County and across the Gulf South.

Stop by any of our seven convenient Bay County locations today, call 1-800-726-0920 or visit HancockBankFL.com.

Checking • e-Banking • Insurance • Mortgages • Investments

Page 10: Bay County Chamber - 2011 Bay County Relocation Guide

Big city life with small town appeal makes Bay County a wonderful place to visit, but an even better place to live!

Thereisplentytodoonandoffthebeachforalltastesandlifestyles.

With 27 miles of white sandy beaches to explore along with snorkeling, fishing, boating and diving, you are sure to get your feet wet. Adventurers can hunt for treasure aboard a pirate cruise, encounter dolphins on one of the beach’s sightseeing boats or explore beautiful Shell Island. Thrill seekers hold on tight to ride the world’s largest speedboat, jet ski along the coast or take a plunge at the 6-acre Shipwreck Island Water Park.

Beyond the beach, Bay County enriches the lives of visitors and residents with a strong cultural presence through the Bay Arts Alliance and other organizations. Ballet, art and photography exhibits, as well as theatrical productions are brought to the community through the Visual Arts Center of Northwest Florida, The Martin Theater, Kaleidoscope Theater and The Junior Museum. Bay County also enjoys many events such as concerts, air shows, triathlons, festivals, motorcycle rallies and more throughout the year.

Those looking to relax can enjoy a round of golf or take a sunset stroll along the many marinas. Families can see tropical animals and beautiful botanical gardens at Zoo World or catch a sea lion show or swim with the dolphins at Gulf World. If shopping is on your agenda, visit one of the many boutiques in the historic downtown district or check out the shopping plazas in town and on the beach.

Anglers from all parts of the world visit Bay County to fish and take part in our tournaments. Whether you are in pursuit of the “big one” or just dinner, it can be found in the warm Gulf waters or freshwater Deer Point Lake. Fish from our brand new piers or charter a boat to take you deep sea fishing.

After a day in the sun, a taste of local flavor may be just what you’re craving. Bay County has many award-winning restaurants that boast the “seafood you’re eating today was asleep in the Gulf last night.” From downtown cafes and eateries to gulf front fine dining, the possibilities are endless. Enjoy a delicious meal at some of the best restaurants on the Gulf Coast.

Our growing community lures people in with the beauty of the area, business and educational opportunities, cultural activities and southern charm. A seemingly leisurely lifestyle rests on the surface of a booming economy that provides an excellent quality of life to our citizens.

Whether a native or visitor, every day can be a vacation in Bay County!

Get

tin

g t

o K

no

w B

ay C

ou

nt

y www.lanawilliams.com

10 • Bay County Relocation Guide

Page 11: Bay County Chamber - 2011 Bay County Relocation Guide

 

 

 

 

 

 

 

 

 

CCCHHHIIILLLDDD CCCAAA

SSSCCCHHHOOOOOO

TTTeeellleee

 

AARRREEE RRREEESSSOOOUUURRRCCC

OOLLL RRREEEAAADDDIIINNNEEESSS

OOOffffffiiiccc

eeeppphhhooonnneee NNNuuummmbbbeee

CCCEEE &&& RRREEEFFFEEERRRRRR

SSSSSS PPPRRROOOGGGRRRAAAMMM

PPPAAARRREEENNNTTT///SSST

ccceee HHHooouuurrrsss::: MMM

777000333 WWW... 111555

eeerrr::: 888555000---777444777

www

RRRAAALLL (((SSSEEERRRVVVIIICCCEEE

MMM VVVOOOLLLUUUNNN

STTTAAAFFFFFF EEEDDDUUUCCCAAA

MMMooonnndddaaayyy--- FFFrrriiidddaaa

555ttthhh SSStttrrreeeeeettt,,, SSS

777---555444000000 TTTooollll

w.elcnwf.org

 

EEESSS PPPRRROOOVVVIIIDDDEEED

NNNTTTAAARRRYYY PPPRRREEE---KKK

AAATTTIIIOOONNN

aaayyy 888:::000000---555:::000000

SSuuuiiittteee AAA

lll FFFrrreeeeee::: 111---8886666

EEDDD AAATTT NNNOOO CCCHHH

KKKIIINNNDDDEEERRRGGGAAARRRTTT

000

66666---222777777---999000777777

HHHAAARRRGGGEEE)))

TTTEEENNN

7

11www.panamacity.org / (850) 785-5206 •

Page 12: Bay County Chamber - 2011 Bay County Relocation Guide

Bay

Co

un

ty

Map

''

'

'

'

''

'

'

'

'

'

NavalSupportActivity Port

PanamaCity

Chamber ofCommerce

MarinaCivic Ctr

Bay MedicalCenter

Bay CountyGov. Center

FSUPanamaCityGulf Coast

CollegePortPanamaCity

Bay County EOC

NW Florida BeachesInternational Airport

Panama City Beach

Panama City

Parker

CallawaySpringfield

Lynn Haven

St. Andrew

TyndallAir Force

Base

To Mexico Beach

W e s t B a y

N o r t hB a y

S t . A n d r e w

B a y

E a s t B a y

GH388

GH2300

OP77

OP22

OP390

OP79

Gulf CoastMedical Center

_̀98

_̀98

_̀98A

_̀231

Bay County GISwww.baycountyfl.gov

State Park

Bay County

12 • Bay County Relocation Guide

Page 13: Bay County Chamber - 2011 Bay County Relocation Guide

''

'

'

'

''

'

'

'

'

'

NavalSupportActivity Port

PanamaCity

Chamber ofCommerce

MarinaCivic Ctr

Bay MedicalCenter

Bay CountyGov. Center

FSUPanamaCityGulf Coast

CollegePortPanamaCity

Bay County EOC

NW Florida BeachesInternational Airport

Panama City Beach

Panama City

Parker

CallawaySpringfield

Lynn Haven

St. Andrew

TyndallAir Force

Base

To Mexico Beach

W e s t B a y

N o r t hB a y

S t . A n d r e w

B a y

E a s t B a y

GH388

GH2300

OP77

OP22

OP390

OP79

Gulf CoastMedical Center

_̀98

_̀98

_̀98A

_̀231

Bay County GISwww.baycountyfl.gov

State Park

Bay County

Geographically Speaking… Bay County is located on the Gulf of Mexico in the panhandle region of Northwest Florida. Average eleva-tion is 13 ft. above sea level. Panama City, the county seat, is located approximately 100 miles southwest of Tallahassee, Florida’s capitol; 80 miles south of Dothan, Ala.; 105 miles east of Pensacola, Fla.; approximately 300 miles from Atlanta, Ga.; 270 miles west of Jacksonville, Fla., and 315 miles east of New Orleans, La.

St. Andrew Bay surrounds much of Panama City providing a protected harbor for Port Panama City. Deer Point Lake, located in the central part of the county, provides an abundant source of freshwater for county residents and industries.

The sand on Bay County’s 27 miles of beaches is startlingly white, a perfect foreground for the emerald waters of the Gulf of Mexico. The sand is actually quartz crystals which have been broken down, bleached, polished and deposited on the shore.

Climate… The average annual temperature in Bay County is 67 degrees. The average summer temperature is 89 degrees and 39 degrees in winter. Bay County receives approximately 67 inches of annual precipitation. Snowfall is rare. Winds are southerly in the summer and northerly in winter.

13www.panamacity.org / (850) 785-5206 •

Page 14: Bay County Chamber - 2011 Bay County Relocation Guide

TH

E C

OM

MU

NIT

IES UNINCORPORATED BAY COUNTY

Unincorporated Bay County is governed by the Board of County Commissioners, is a five-member governing board elected at-large to represent the citizens of Bay County. The Board defines the role and guides the actions of the organization in ensuring the future of Bay County. The Commission establishes policies and appoints a County Manager to implement the policies and manage the operations of the County. The Commission annually adopts the millage rate and approves the budget which determines the revenue and expenditures necessary to operate all County departments. In 2009, the majority of county government offices relocated to the new Bay County Government Center located at 840 W. 11th St. in Panama City, FL. The three-story building provides a singular convenient location for all county residents to conduct their business and includes the following departments: Planning and Zoning, Information and Technology and Geographical Information Systems, Code Enforcement, Builders’ Services, Development Services, Public Works, Traffic Engineering, the Intelligent Transportation System Traffic Management Cen-ter, Veterans Services, Human Resources, Budget, Risk Management, Purchasing and the County Manager’s Office. All the County Commission-governed offices as well as the commission chambers are located at the 11th Street site, with the excep-tion of Emergency Services, Parks and Recreation, Utility Services, the Solid Waste Division, Mosquito Control and Fleet Maintenance. The Center is also home to the offices of the Property Appraiser, Supervisor of Elections and the Tax Collector.

www.baycountyfl.govPopulation: 72,558Square miles: 689 (including Navy Base and Tyndall AFB)Bay County CommissionP.O. Box 2269Panama City, FL 32402850.248.8140Bay County Sherriff’s Dept. – 850.747.4700

PANAMA CITY Panama City is located in the Florida Panhandle on St. Andrews Bay by the Gulf of Mexico. Port Panama City, in the protected harbor of St. Andrews Bay, and the Panama City and St. Andrew’s Marinas, both located on Florida’s Intercoastal Waterway, are contributors to Panama City’s continued growth and success. New or relocating industries and businesses are welcomed and encouraged to consider the Panama City area where there are many opportunities for growth and development. The waters surrounding Panama City invite boating and fishing. Numerous city parks are venues for festivals, musical and theatrical performances, markets, and countless other events year round. Named one of the 100 Best Small Art Towns in America, the city is home to the Marina Civic Center, the Martin Theatre, and the Visual Arts Center. Panama City is alive with activity, from quaint specialty shops to familiar stores of all kinds and from superb local diningestablishmentstofamiliarrestaurants,thereissomethingforeveryone.Now,throughtheeffortsanddedicationofmany, the opportunity to expand development northward is becoming a reality. The almost-perfect weather, friendly atmosphere, numerous activities and exciting possibilities combine to make Panama City a great place to visit and an even better place to call home.

www.pcgov.org (County seat)Population: 37,408Chartered: 1926Square miles: approx. 35.21City of Panama City9 Harrison Ave. – P.O. Box 1880Panama City, FL 32402850.872.3000Panama City Police Dept. – 850.872.3100

14 • Bay County Relocation Guide

Page 15: Bay County Chamber - 2011 Bay County Relocation Guide

TH

E C

OM

MU

NIT

IESCALLAWAY

We would love for you to visit our city, enjoy our “small town”atmosphere,seeallthatwehavetoofferandthenstayfora lifetime! We are close to the shopping district, beaches and scenic bays as well as being in very close proximity to Tyndall Air Force Base. Our city’s pristine waterways, various types of residential areas and Arts and Conference Center help to make our com-munity one of diversity. We have many parks for our citizens to enjoy.Someoftheamenitiesofferedattheparksare:VeteransPark which has a walking path, picnic area and playground; John B. Gore Park which provides a boat ramp, Community Center including a small kitchen and meeting room as well as sports practice fields; Brittany Woods has a walking park; and Patterson Park and Collinfurst Park have beautiful water views! Our Arts and Conference Center, located at the Recreational Complex, features an auditorium, small meeting room and a caterer’s kitchen available for special events. Also located at the Recreational Complex are five multi-use ball fields, three soccer fields, a fully stocked fish pond, a walking trail, exercise equipment and two playgrounds. We have a large amount of youth involvement at the Complex from T-Ball to Baseball! Ourcityhasmanyservicesandamenitiestoofferitscitizenswhichincludeseveralnewbanks,restaurants,andhotelsas well as other new commercial entities. We have Callaway Elementary School within our city limits and Everitt Middle School and Rutherford High School are some of the other schools that are in close proximity to Callaway. Callaway’s city Commission has strived to protect the delicate balance between property rights and property values. They have approved legislative requirements which ensure quality growth within our city. A new Public Safety Building was completed in July 2009 which houses the city’s Fire Department and our law enforcement provided by the Bay County Sheriff ’sOffice.Anew5milliongallongroundstoragewatertank,newutilityservicestotheAllantonPeninsula,andnewcommercial and retail projects located on Tyndall Parkway are currently under construction. Public transportation is avail-able through the Bay Town Trolley which traverses our city and county. Callaway has a Historical Society which houses the city’s artifacts in a museum located next to the “Old School House” near John B. Gore Park. Asyoucansee,ourhasalottooffernewcitizensaswellasourcurrentcitizens.

www.cityofcallway.com Population: 15,000Chartered: 1963Square miles: approx. 12City of Callaway 6601 State Road Hwy. 22Callaway, FL 32404850.871.6000Callaway Police Dept. – 850.874.8660

PARkER Welcome to the beautiful and serene City of Parker; known for its gorgeous sunrises, sunsets, moon rises and moon sets overlooking the inter-coastal waterway. Parker is an incorporated municipality utilizing a five-member city council consisting of four council members and an elected Mayor who is the acting Chief Executive Officer. A small community of approximately 5000 citizens, Parker is nestled amid St. Andrews Bay and Martin Lake. Its 6 mile southern boundary is coastal and borders Tyndall Air Force Base. A quiet neighborhood community, Parker has a large sports complex, a unique educational park, a very active volunteer fire department and its own police department. Our motto is “a community of friendly neighbors”. Founded as a community in the early 1800’s, the first known description of Parker area appeared in, A View of West Florida. This journal contained the first American survey of the St. Andrews Bay area and the survey identified a place called “Loftin” on the east bank of St. Andrews Bay. So if you are looking for a place to fish, water ski or do some boating, this is the place; if you love to shop, there are many area stores for your con-venience within driving distance.

www.cityofparker.com Population: 4,573Chartered: 1967Square miles: 6City of Parker1001 West Park St. – P.O. Box 10619Panama City, FL 32404850.871.4104Parker Police Dept. – 850.871.4100

15www.panamacity.org / (850) 785-5206 •

Page 16: Bay County Chamber - 2011 Bay County Relocation Guide

TH

E C

OM

MU

NIT

IES LYNN HAvEN

The City of Lynn Haven is a thriving community centrally located in Bay County along the southern edge of North Bay. “Our goal is to become an even better family-oriented, walkable community with a vibrant small-business friendly downtown area that preserves our local small town heritage”, says Lynn Haven’s Mayor Walter T. Kelley. The city is the second largest in Bay County with over 16,000 residents. Lynn Haven citizens are involved, caring and active. They coach youth and adult sports in the Lynn Haven Recreation Complex and they support the law enforcement work of the Lynn Haven Police Department. They serve on a wide range of volunteer boards and committees that report to the City Commission. They participate in civic and fraternal organizations such as the American Legion, Lions Club, Garden Club, Odd Fellows, Rebekahs, Toastmasters, Masonic Lodge, Order of the Eastern Star, Rotary and Emerald Coast Avian Society. Lynn Haven residents enjoy the city’s many amenities and events. All ages can enjoy activities at the 60-acre Sports Com-plex located on Hilltop Lane. The Sports Complex includes a one mile walking/biking track, tennis courts, football fields, soccerfields,baseball/softballfields,shuffleboardcourts,weightroomandmuchmore.TheLynnHavenLibraryoffersasum-mer youth program including stories, arts, crafts, music, poetry and guest speakers. The city is working to attract many new businesses to its Community Redevelopment Area. Most recently, the city has been accepted to participate in the Florida Main StreetProgram.TheprogramwillprovidetrainingandtechnicalassistanceinsupportofoureffortstorevitalizeLynnHaven’straditional downtown area. Other economic development activities include the promotion of the Lynn Haven Commerce Park and Hugh Nelson Industrial Park. The city’s indus-trial and commerce parks are home to national companies such as Trane, Merrick, and Jensen USA.

www.cityoflynnhaven.com Population: 16,731Chartered: 1913Square miles: 8.15City of Lynn Haven825 Ohio Ave.Lynn Haven, Fl 32444850.265.2121Lynn Haven Police Dept. – 850.265.4111

MExICO BEACH A small coastal community located on the western end of the Florida Panhandle’s Forgotten Coast. The community, ap-proximately 3.5 miles long and 1.4 miles deep, is currently home to just over 1,300 permanent residents, comprised primarily of retirees, base personnel from neighboring Tyndall Air Force Base and a number of business owners and their employees. Because of its proximity to the beautiful emerald green waters of the Gulf of Mexico, its sugar white sands and a quiet, non-commercialized setting, the community is a natural pick as a vacation destination for families looking for a getaway to a less traditional, less busy destination. Due to its unique natural and social assets, Mexico Beach’s economy is almost entirely depen-dent on tourism. In addition to the beautiful public beaches, the City of Mexico Beach features an 823 foot long wooden pier and a new, state-of-the-art, three-ramp boat ramp on the canal which allows boaters direct access to some of the best fishing spots in the Gulf. Important to note, however, is that due to a currently limited number of motel and rental units, Mexico Beach remains relatively uncrowded, even during the busy summer season. The 3.5-mile U.S. Hwy 98, which runs parallel to the Gulf of Mexico, boasts zero traffic lights and the eastern one-third of the community maintains a scenic, unobstructed view of the Gulf from U.S. Hwy. 98. While much of Mexico Beach continues to convey a predominant spirit echoing a setting from the fifties and sixties, some change has begun in the community. A number of townhome developments, adhering to the three-story city ordinance set height limitations are emerging where 1960s block style construction once stood. The results are more retirement/relocation living and investment opportunities, as well as additions to the community’s vacation rental inventory. On the near hori-zon, Mexico Beach anticipates potential expansion to the west end of the city limit with communications ongoing between city officials and the landowner regarding various development ideas. The proposed area for annexation lies between Mexico Beach to the east and Tyndall AFB to the west, with the St. Joe Company proposing their River Camp concepts to the portion of the property inland of U.S. Hwy 98 and an upper-end, single-family beach home community on the Gulf side of the same highway.Mexico Beach, with its intrinsic natural beauty, friendly people and dedicated con-viction toward managed growth and preservation of natural resources, is a superb community in which to relocate or retire.

www.mexicobeachgov.com or www.mexicobeach.comPopulation: 1,326Chartered: 1967Square miles: 3City of Mexico Beach P.O. Box 13425Mexico Beach, FL 32410850.648.5700Mexico Beach Police Dept. – 850.648.5984

16 • Bay County Relocation Guide

Page 17: Bay County Chamber - 2011 Bay County Relocation Guide

TH

E C

OM

MU

NIT

IESPANAMA CITY BEACH

The City of Panama City Beach is approximately 18 square miles located in Florida’s Great Northwest. The city is populated by over 13,777 permanent residents and an average of 25,000 people visit the area daily. The city, which is experiencing a 5.5% growth rate each year, is considered the fastest growing of Bay County’s seven cities in both population and area. With a diverse population of young families, seniors and early retirees, Panama City Beach is considered an ideal place for relocation and vaca-tion. Stretching nine miles along the beautiful waters of the Gulf of Mexico, Panama City Beach’s economy depends heavily on tourism. Approximately 20 percent of the shore line is classified recreational and public use. The remainder of the beachfront has hotels, condominiums, restaurants, entertainment venues and personal homes. While the city is seeing a period of redevel-opment on the beachfront, it is also experiencing development and growth in other locations in housing, light industry, and service and retail establishments. A new industrial park and a commercial office park opened in 2002 and have acquired occupants; Pier Park, a public/private partnership, opened in 2003 and consists of a city park with amphitheater, swimming area, and walking paths and a large commercial/entertainment area. Community life is supported with three elementary schools, a middle school and a high school; various recreational and social areas including parks, senior and youth centers, golf courses and two fishing piers; a branch of the Bay County library; and numerous medical, vision and dental offices. The city is home to worship/gathering groups of various denomi-nations and an abundance of financial institutions.

www.pcbgov.com or www.visitpanamacitybeach.com Population: 13,777Chartered: 1970Square miles: 18City of Panama City Beach110 South Arnold RoadPanama City Beach, FL 32413850.233.5100Panama City Beach Police Dept. – 850.233.5000

SPRINGFIELD On February 26, 1935 thirty-eight qualified voters met at W.B. Gray’s Hardware and Lumber Company to select officers and organize a new municipal government. After the town officials had been elected, it was necessary to designate the offi-cial name of the municipality. There was only one name proposed and that was Springfield. This was accepted unanimously by the voters and the City of Springfield was born. Springfield has changed from those days in 1935 when everyone had livestock in the backyard and dirt roads, into a thriving city with no unpaved streets, an up-to-date water and sewer system, a modern City Hall, innovative police and fire departments, a lovely community center, two beautiful walking parks, boat ramp facilities, sports field, playground and a brand new sports complex with two baseball fields and a soccer field. Springfield owns and operates its own cable system, and is one of less than 100 municipally-owned cable systems in the United States and one of only three in the State of Florida. Additionally, the City of Springfield has its very own library complete with internet access, post office, five medical fa-cilities, a state veterans home, four schools- Springfield Elementary School, Everitt Middle School, Rutherford High School (Home of the Rams) and Shaw Adult Center. The city has continued to be progressive in supporting the educational needs of its youth as well as the recreational needs of its residents. Over the years, Springfield has maintained its small town appeal and is a great place to live. We are proud of Spring-field's friendly atmosphere and quality of life and we feel confident that as you get to know us better, you will share the same opinion. Welcome to Springfield...."Moving ahead, together."

www.springfieldfl.org Population: 8,695Chartered: 1935Square miles: 4,418City of Springfield3529 East 3rd St. Panama City, FL 32401850.872.7570Springfield Police Dept. – 850.769.7545

www.timallenphotography.com

17www.panamacity.org / (850) 785-5206 •

Page 18: Bay County Chamber - 2011 Bay County Relocation Guide

LIV

ING EvENTS

Residents and visitors of Bay County enjoy many fun-filled events such as beachfront concerts, national touring plays and musicals, air shows, triathlons, festivals, motorcycle rallies and more throughout the year. Whatever your style of entertainment needs, you’ll find it here! For a detailed calendar of events held in Bay County visit The Bay County Chamber at www.panamacity.org or the Panama City Beach Convention & Visitors Bureau at www.visitpanamacitybeach.com.

SHOPPING Historic Downtown – www.panamacitydowntown.com/850.785.2554 Panama City takes pride in its Historic Downtown shopping district. The beautifullyrestoredbuildingsofferauniqueshoppingexperience.Antique,novelty, jewelry, clothing, photography and one-of-a-kind shops are inter-spersed with quaint restaurants. The Historic Downtown district is within strolling distance of St. Andrews Bay. Panama City Mall – www.panamacity-mall.com/850.913.8680Panama City Mall has great shopping for everyone whether in Dillard’s, JCPenney, Sears, World Market or one of the 100 specialty stores including American Eagle, Buckle, Charlotte Russe, Rue 21, Journey, Merle Norman, Bath & Body Works, and Victoria’s Secret. Visit Starbucks, Vitamin Shoppe and The Shoppes at Panama City which include Best Buy and more! Pier Park – www.simon.com/850.236.9974

Located in the heart of Panama City Beach, Pier Park is destined to be-come the region's premier shopping address. Developed by Simon Property Group and comprising nearly 1.1 million square feet, the open-air regional lifestylecenterisanchoredbyBorders,Dillard's,JCPenney,JimmyBuffett’sMargaritaville, Old Navy, Ron Jon Surf Shop, Target and The Grand 16 The-atres. Pier Park is also comprised of fashion and spe-

cialty retailers, including exciting new-to-market choices such as Ann Taylor Loft, Ca-ché, Chico’s, Coldwater Creek, Hollister Co., Jos. A. Bank, Lane Bryant and Ulta Beauty. In addition, the center embraces many unique dining options such as Margarita-ville, Hofbrau Beer Garden, Back Porch Sea-foodHouse,BuffaloWildWings,FiveGuysBurgers and Fries, Longhorn Steakhouse, Panera Bread, Reggae J's Island Grill, Toot-sies Orchid Lounge and many more. Shop-pers can also enjoy movies at The Grand 16 Theatres, which features stadium seating, digital sound, advance ticketing over the Internet, three concession areas, a specialty café and game room.

www.melodybarton.com

1818 • Bay County Relocation Guide

Page 19: Bay County Chamber - 2011 Bay County Relocation Guide

LIV

INGCULTURE

The Martin Theatre – www.martintheatre.com/850.763.8080 Originally built in 1936, the Martin Theatre first opened its door as the "Ritz" and this Cinema was one of a chain of movie houses. Early memories boast visits by such nota-bles as Clark Gable, Constance Bennett, Michael O'Shea, William Boyd, and cowboy great Bill Elliot.In the early 50's the Ritz chain was bought and renovated by the Martin family. The original marquee was replaced with the one now gracing the facade of the building and the cinema operated as the Martin Theatre until 1978.In 1987 the Panama City Downtown Improvement Board - H. Mack Lewis, Chairman, bought the vacant building. The DIB, with funding from the State, completely renovated the facility, turning it into the state-of-art facility that we have today.Since that time we have added the Greenroom, a 1500 square foot reception and meeting room, two fulltimestaffmembersandahostofvolunteers.Youcanfindafullcalendarofshowsandeventsonthe website. kaleidoscope Theatre – www.kt-online.org /850.265.3226In 1976, Kaleidoscope Theatre incorporated as a non-profit corporation. In 1978 they were able to purchase a small church building on an acre of land just south of Lynn Haven. The church was trans-formed into a theatre with a seating capacity of 200 (on metal folding chairs!). By 1989 they had grown to the point of needing a larger performance facility with enhanced ca-pability for the technical aspects of our productions and the comfort of our patrons. In 1990 the cur-rent facility opened with the production of Best Little Whorehouse In Texas, inaugurating the stage with a cast and crew of 35. Sell-out crowds filled the new 262 refurbished theatre seats that originally graced the Ritz/Martin movie theatre in downtown Panama City. Over these years they have developed an amazingly large and diverse “family” of volunteers who work together to produce live performances of dramas, comedies and musicals for the people of Bay County. They are proud to serve our community and to provide a means through which the talents of local artists can find expression. Marina Civic Center – www.marinaciviccenter.com/850.763.4696The Marina Civic Center is located in beautiful downtown Panama City, Florida and managed by the Bay Arts Alliance. After a $6 million renovation in 1994, the center now houses a 2,508 seat theatre, three 980 square foot meeting rooms, a fully equipped stage, and industry standard sound and lighting systems. It now serves as a front door for Bay County, attracting national touring acts, competitions and individual en-tertainers, providing a center for performing arts and cultural events, as well as serving as a meeting place for businesses and corporations throughout the region and beyond. In addition to its performing arts capabilities, the Marina Civic Center is also fully equipped for confer-ences, seminars and receptions by offering the latestin audio and visual technology, catering and box office ticketing.

19www.panamacity.org / (850) 785-5206 •

Page 20: Bay County Chamber - 2011 Bay County Relocation Guide

LIV

ING visual Arts Center – www.vac.org.cn / 850.769.4551

Education is a priority of the Visual Arts Center, the only muse-umofitskindwithin100miles.Thestaffandvolunteersunder-stand the importance of daily educational programs. The VAC offerseducationalprogramsandservicessuchas: • The hands-on Impressions Gallery for children. • Drawing, painting, photography, pottery and sculpture classes for adults. • Year-round intensive studio workshops for mature artists. • Summer youth art programs for elementary and middle school students. Through weekend and evening hours, the VAC offers opportunities for people of all incomes and schedules to visit and participate in our programs.

TRANSPORTATION Northwest Florida Beaches International Airport (ECP) – www.iflybeaches.com

The first international airport to be built in the U.S. in more than a decade. Our new airport, opened on May 23, 2010, is located in West Bay near Panama City and Panama City Beach and serves as a gateway to North-west Florida and its beautiful world-famous beaches. The airport features a 10,000 foot runway, expandable to 12,000 feet, and a LEED-Certified state-of-the-art pas-senger terminal that proudly serves Southwest Airlines and Delta Airlines, which together provide daily flights to key U.S. destinations, including cities serving as in-ternational gateways. Built to strict environmental stan-

dards, ECP is perhaps the “greenest” airport in the nation. The airport project included nearly 40,000 acres of pristine coastline along the ecologically diverse St. Andrews Bay placed into permanent conservation. ECP, which also includes several thousand acres of land for commercial and industrial users, is truly a catalyst for economic development in the region.

Bay Town Trolley – www.baytowntrolley.org / 850.769.0557 Bay Town Trolley serves Bay County, including Panama City and Panama City Beach. The trolley operates Monday through Saturday, 6 a.m. to 8 p.m. Cost for riding the trolley is $1.50 one way, $3.00 for a day pass, and $25.00 for a month pass. For a trolley schedule call 850.769.0557 or visit the website.

Bay County Public Library898 W. 11th St. Panama City, FL 32401850.522.2100www.nwrls.lib.fl.us

Panama City Beach Public Library12500 Hutchison Blvd.Panama City Beach, FL 32413850.233.5055www.nwrls.lib.fl.us/Locations/PCB.htm

Springfield Public Library408 School Ave. Springfield, FL 32401850.872.7510

Lynn Haven Public Library901 Ohio Ave.Lynn Haven, FL 32444850.265.2781www2.youseemore.com/lynnhaven

Parker Public Library4710 2nd St.Parker, FL 32404850.872.3092

LIBRARIES

2020 • Bay County Relocation Guide

Page 21: Bay County Chamber - 2011 Bay County Relocation Guide

LIV

INGState Requirements

Establishing Residency - to become a legal resident of Florida.Please refer to www.StateofFlorida.com/residency or one of the following websites for relocation requirements and resources: •ElderAffairs(RetiringinFlorida):http://elderaffairs.state.fl.us/english/retire.php. •Department of Revenue: www.myflorida.com/dor •See these sections of the Florida Statutes - www.leg.state.fl.us •Section 222.17 (homestead exemption) •Section 1009.21 (residency requirements for tuition and state financial aid for education) •Section 196.015 •Section 372.57

State Taxes • Floridahasnopersonalincometaxorinheritancetax. • There is a state corporate income tax of 5.5 percent on net income with an exemption on the first $5,000 of corporate profit. • Thereisaretailsalestaxofsixpercent.Localoption sales taxes can add up to an additional 1 percent. • Advalorem (real estate) taxes combine city, county and school district levies, plus special assessments. • Florida's Homestead Exemption Act saves home owners taxes on the first $50,000 of assessed value. • Propertyisassessedatapproximately100percentof true market value. • BayCountyranksamongthelowestmillageratesin the state. • PersonalIncomeTax:None • StateRetailSalesTax:6.0percent • License Tax: 1 percent (City of Panama City & Panama City Beach only) • Gasoline Tax: 6 cents per gallon (local), 23.8 cents per gallon (state)

903 East 4th Street • 850-763-6537 • www.fumc.pc.org

Building Together for a Brighter Tomorrow

Sunday:Traditional Worship: 10:00 amContemporary Worship: 10:00 amSunday School: 8:15 am

Wednesday:Fellowship Supper: 5:30 pmBible Study: 6:30 pm

Nursery, Children’s & Youth activities during all services.

Parker Public Library4710 2nd St.Parker, FL 32404850.872.3092

21www.panamacity.org / (850) 785-5206 •

Page 22: Bay County Chamber - 2011 Bay County Relocation Guide

LIV

ING Name Change for United States Citizens

If you have legally changed your name by marriage or court order, you must submit the original or a certified copy of your marriage certificate or court order. No photocopies will be accepted unless certified by the issuing authority. New residents who have a current driver’s license from another state are required to pass only the vision portion of the examination. First-time applicants must take vision, written and road tests. Applicants should make an appointment to take the drivers examination.

Driver’s LicensesFlorida law requires identification, proof of date of birth, proof of residential address, and proof of social security number (if issued, Chapter 322, Florida Statutes, requires the Department see proof of social security number for the issuance of driver license and identification cards) from all customers. The name assigned to the social security number must match the name that will appear on the Flori-da driver license or identification card. If you have recently changed your name, update your records with the Social Security Administration before you apply for your license or identification card. The cost of a first time Florida license is $48. The license is valid for eight years. License renewal is $48 and a replacement license is $25. Visit www.dmvflorida.org/bay.shtml for more DMV information.

Driver’s License Offices237 W. 15th Street, Panama City850.747.5751

104 S. Arnold Road, Panama City Beach (No road tests)850.233.5035

Automobile Tags and RegistrationNew residents must register their vehicles and obtain a Florida license tag within 10 days of establish-ing legal residency or prior to beginning work or registering children in the public school system. Military personnel and students are exempt. Proof of Florida insurance, your out-of-state title or registration, and a completed Florida State Form 82042 which verifies the vehicle’s identity number and odometer readings is required. Please visit the Florida Department of Highway Safety and Motor Vehicle’s web site at www.flhsmc.gov for more information or the Bay County Tax Collector web site at www.tc.co.bay.fl.us.

Bay County Tax Collector’s Offices850 W. 11th Street, Panama City850.784.4090

104 S. Arnold Road, Panama City Beach850.233.5035

801 Florida Ave., Lynn Haven850.271.8850

5416 N. Lakewood Drive, Parker850.872.4654

2222 • Bay County Relocation Guide

Page 23: Bay County Chamber - 2011 Bay County Relocation Guide

LIV

INGSERvICES

voter RegistrationVoter registration may be done at the Bay County Supervisor of Elections office, local libraries, driver’s license offices, by mail and online. You may register to vote if you are a U.S. Citizen and a legal resident of Bay County, 18 years of age or older, in possession of your civil rights and not currently adjudicated mentally incompetent. You are eligible to vote if the election falls on or after your 18th birthday. You can pre-register on or after your 17th birthday or receipt of a valid Florida driver's license, whichever occurs earlier, and a voter information card will be sent to you when you turn 18. Voter registration must be completed 29 days prior to the election.

Supervisor of Elections office 830 W. 11th St. Panama City, FL 32401. 850.784.6100www.bayvotes.org

Recycling Bay County residents may use drop centers, or take materials to a buy-back or other recycling center. For information on the recycling centers or programs contact the Recycling Hotline at 850.236.2212.Fishing Whether you are fishing for dinner or for a prized trophy, we promise you’ll find it swimming in the waters surrounding Bay County. Charter a boat to take you deep-sea fishing in the Gulf of Mexico, fish from one of our piers or bridges, or if you prefer freshwater fishing, cast your line into Deer Point Lake. A deep-sea catch might include snapper, grouper, tuna or marlin while a freshwater catch could be a large-mouth bass or bluegill. All freshwater and saltwater fishing requires a license. Some ages are exempt from licensing. Call the Florida Fish and Wildlife Conservation Commission at 850.265.3676 for information or visit www.floridaconservation.org. Licenses are available from the Bay County Tax Collectors offices or substations; call 850.248.8501. Licenses are renewable annually and the cost varies.

23www.panamacity.org / (850) 785-5206 •

Page 24: Bay County Chamber - 2011 Bay County Relocation Guide

LIV

ING

ElectricityGulf Power Company800.225.5797

Gulf Coast Electric Cooperative850.265.3631

Natural GasTECO Peoples Gas1.877.832.6747

TelephoneBellSouthResidential: 850.757.6500Business: 850.620-6000

knology (phone, cable and internet)850.215.1000

Comcast (phone, cable and internet)850.769.0392

UtilitiesElectric, gas, telephone and water companies require deposits for first time service in the area. Deposits vary in each municipality.

NewspapersThe News Herald (Daily)501 W.11th St. – P.O. Box 1940Panama City, FL 32401850.747.5000www.newsherald.com

Bay County Bullet (Weekly)P.O. Box 20127Panama City Beach, FL 32417850.624.6169www.baybullet.com

BillboardLamar Advertising1416 N. Center Ave.Panama City, FL 32401850.763.6617www.lamar.com

OnlinePCBDaily.com (Panama City Beach Online News)

TelevisionWJHG (NBC)-Channel 7WMBB (ABC)-Channel 13WPGX (FOX)-Channel 28WTVY (CBS)-Channel 4WFSU-WFSG (PBS)-Channel 12

MEDIA

WFSW 89.1 FM Florida State University Public RadioWKGC 90.7 FM Gulf Coast Community College National Public RadioWPAP 92.5 FM Today’s Best Country & Your All Time Favorites Country RadioWPBH 93.5 FM 93.5 Rocks! Classic Rock RadioWFLA 94.5 FM FOX News Radio News / Talk RadioWRBA 95.9 FM Arrow 95.9 FM–Classic Rock In Panama City Classic Rock RadioWYYX 97.7 FM New Rock 97X New Rock RadioWFSY 98.5 FM Sunny 98.5–The Best Variety of Adult Contemporary Yesterday and Today RadioWEBZ 99.3 FM 99.3 FM The Beat Hip Hop Urban ContemporaryWVVE 100.1 FM V-100 – A whole new world of radio for women Adult ContemporaryWYOO 101.1 FM Talk Radio 101– The FM Talk Station News / Talk RadioWAKT 103.5 FM Hank FM – Plays Everything Country Country RadioWASJ 105.1 FM 105.1 BOB FM 80’s, 90’s & WhateverWILN 105.9 FM Island 106 – Today’s Best Music Top 40 RadioWPFM 107.9 FM 107.9 PFM Top 40 RadioWBPC 95.1 FM Beach 95.1 – The Gulf Coast’s Greatest Hits Adult ContemporaryWDIZ 590 AM 590 AM ESPN Sports RadioWPCF 1290 AM Trop Rock Tropical MusicWKGC 1480 AM Gulf Coast Community College National Public Radio

Radio

2424 • Bay County Relocation Guide

Page 25: Bay County Chamber - 2011 Bay County Relocation Guide

LIV

ING

knology (phone, cable and internet)850.215.1000

Comcast (phone, cable and internet)850.769.0392

www.melodybarton.com

25www.panamacity.org / (850) 785-5206 •

Page 26: Bay County Chamber - 2011 Bay County Relocation Guide

EDU

CA

TIO

N Among many other reasons to relocate to Bay County, our education system is of the highest caliber and allows you the ability to stay right here for all your learning needs – from K-12 right up through higher education. The partnership between Bay County Superintendent, Mr. Bill Husfelt, the President of Gulf Coast Community College, Dr. Jim Kerley and FSU Panama City Dean, Dr. Ken Shaw, has never been stronger. They each strive for individual excellence; however, they are strongly committed to working together to explore new ways to provide businesses, families and students the best educational opportunities so they can be successful in the future.

Bay District Schools Bay District has great schools, great teachers and great students. Students consistently score above state and national averages on as-sessment tests, ACT, SAT and in the various advanced programs offeredinareahighschools.Highschool students also complete college dual-enrollment courses at one of the highest rates in the state. Graduating seniors in 2010 earned more than $23 million in college scholarships. All schools

are accredited by the Florida Department of Education and the Southern Association of Colleges and Schools. There are 40 schools located throughout the county. They include 19 elementary schools, six middle schools, one K-12 school, five high schools, three special purpose schools, one adult/techni-cal school and five charter schools. More than 26,000 students attend local public schools in pre-kindergarten through high school. Approximately 2,000 more students are served in district adult/career education programs, and also at various locations outside the public school system. By racial/ethnic category the student body is 73.67 percent White, 15.2 percent Black, 4.27 Hispanic, 4.21 percent Multi-Racial, 2.16 percent Asian-Pacific Islander and less than one percent American Indian. TheBayCountySchoolBoardemploys2,978full-timestaffmembers,whichincludesabout1,800certified teachers and 1,200 support employees and administrators. All classroom teachers hold col-legedegrees.Nearly40percentoftheinstructionalstaffhasatleastoneadvanceddegree.Theaveragelength of classroom experience for Bay teachers is 14.56 years. Curriculum The Next Generation Sunshine State Standards and Benchmarks, a listing of what Florida’s studentsshouldknowandbeabletodo,arethefoundationofthecurriculumofferedinBayDistrictschools. Standards focus on seven traditional academic areas: Language Arts (including reading and writing), Mathematics, Sciences, Social Studies, The Arts, Health and Physical Education and Foreign Languages. Students in pre-kindergarten through adult education experience a curriculum designed to fit a broad variety of needs and interests.

Deerpoint Elementary

2626 • Bay County Relocation Guide

Page 27: Bay County Chamber - 2011 Bay County Relocation Guide

ConneCt to a new job or career

the Workforce Center offers FRee comprehensive

services to job seekers including:

850-872-4340www.workforcecenter.org

A service of Sponsored by

Call today!

Access to Job Banks

Career Management and Planning

Education and Training Programs

Labor Market Information and much more.

An equal opportunity employer/program. Auxiliary aids and services are available upon request to individuals with disabilities. TTY 1-800-955-8771 or 711

Meeting the Workforce Needs of Northwest Florida

The Gulf Coast Workforce Board is working hard to meet the employment needs of region. Whether you are a business looking for qualified candidates, or an individual seeking employment or training, we have services and resources to help...free of charge.

We help build stronger communities every day!

For more information contact:

5230 W. US 98 Panama City, FL 32401

(850) 913-3285 www.workforcecenter.org

Gulf Coast Workforce Board

An equal opportunity employer/program. Auxiliary aids and services are available upon request to individuals with disabilities. TTY 1-800-955-8771 or 711.

27www.panamacity.org / (850) 785-5206 •

Page 28: Bay County Chamber - 2011 Bay County Relocation Guide

EDU

CA

TIO

N Achievement Tests The Florida Comprehensive Assessment Test (FCAT) is administered to all students in grades 3 through 11 and is specifically designed to measure how well students are meeting the Next Generation Sunshine State Standards in reading, writing, mathematics and science. The test results form the basis for the school accountability grading program. Beginning in the 2010-2011 school year, the high school level state assessment program will begin the transition from FCAT to end-of-course exams for math and science. Bay students typically score above the overall state test score levels on the key indicators for achievement. Registering for School The school year begins in August and ends in late May or early June. Student registration information is available at all schools. Registration typically takes place at the student’s home-zoned school. A child must be five years-old by September 1 of the current year to begin kindergarten or six years-old by September 1 to enter first grade. Students registering in Bay County Public Schools for the first time must present the following: - One document showing proof of residency within the school district - Birth certificate of the registering student - Social Security Card of the registering student - A Certificate of Immunization (Form DH 680) which is available from private physicians or the Bay County Health Department Every seventh grade student, whether currently attending a Bay County school or entering for the first time, must have proof of a series of immunizations (Form DH 680) that includes a second dose of Measles vaccine, Hepatitis-B (at least the first in series of three) and Tetanus-Diphtheria vaccine. - Proof of a medical examination (Form DH 3040) within 1 year prior to enrolling in school if entering a Florida school for the first time, (If the medical exam form (Form DH 3040) is not provided at the time of registration, the student is allowed 30 days to show documentation of a medical exam.)

Bay District SchoolsDistrict Office: 850.872.41001311 Balboa Ave.Panama City, FL 32401www.bay.k12.fl.us

2828 • Bay County Relocation Guide

Page 29: Bay County Chamber - 2011 Bay County Relocation Guide

EDU

CA

TIO

NElementary Schools Breakfast Point .....................................................................850.236.0074Callaway ................................................................................850.871.2645Cedar Grove .........................................................................850.872.4550Deer Point .............................................................................850.747.5462Hiland Park ..........................................................................850.872.4685Hutchison Beach ..................................................................850.233.5195Lucille Moore .......................................................................850.872.4770Lynn Haven ..........................................................................850.265.2131Merriam Cherry Street .......................................................850.872.4780Northside ..............................................................................850.872.4760Oakland Terrace (Visual & Performing Arts) .................850.872.4565Oscar Patterson (Magnet) ..................................................850.872.4675Parker ....................................................................................850.872.4570Patronis .................................................................................850.233.5075Southport ..............................................................................850.265.2810Springfield ............................................................................850.872.4575Tommy Smith.......................................................................850.872.7540Tyndall ..................................................................................850.286.6481Waller ....................................................................................850.722.4341

Middle Schools C.C. Washington Academy ................................................850.914.6430Everitt ....................................................................................850.872.4790Jinks .......................................................................................850.872.4695Merritt Brown ......................................................................850.872.4740Mowat ...................................................................................850.271.6140Surfside .................................................................................850.233.5180 k-12 SchoolDeane Bozeman School ......................................................850.265.9887 High SchoolsA. Crawford Mosley ............................................................850.872.4400Bay .........................................................................................850.872.4600J.R. Arnold ............................................................................850.236.3070Rosenwald (Alternative) .....................................................850.872.4590Rutherford ............................................................................850.872.4500

Special Purpose SchoolsMargaret K. Lewis ...............................................................850.872.4775New Horizons ......................................................................850.873.7170St. Andrew ............................................................................850.872.4595 Adult/Technical SchoolTom P. Haney (Career & Adult Education) .....................850.747.5500 Charter Schools Bay Haven (K-8) ..................................................................850.248.3500North Bay Haven (K-9) ......................................................850.248.0205Chautauqua Learn and Serve (Disabled Adults Ages 18-22) .......................................850.785.5056Newpoint Bay (High School) .............................................850.215.0770

Private SchoolsCovenant Christian School ................................................850.769.7448Holy Nativity Episcopal School .........................................850.747.4774Panama City Marine Institute, Inc. ...................................850.872.4715Panama City Renaissance School ......................................850.215.8712Panama City Advanced School ..........................................850.784.2520St. John Catholic School .....................................................850.763.1775

29www.panamacity.org / (850) 785-5206 •

Page 30: Bay County Chamber - 2011 Bay County Relocation Guide

EDU

CA

TIO

N Gulf Coast Community College – www.gulfcoast.edu/850.769.1551 Since 1957, Gulf Coast Community College has pro-vided a first class education to the citizens of Bay, Gulf, and Franklin counties. With its strong emphasis on success, regardless of students’ academic background, age or educational goals, the college is proud of the suc-cess of its graduates who transfer to state universities and of its occupational students who have extremely high placement rates in the careers they have chosen. GulfCoastfacultyandstaffdedicatethemselvestoserving students who plan to transfer to a state univer-sity, want a new career or better job skills, seek basic skills, or want to enrich their lives. Gulf Coast serves more than 8,000 students each semester, and an addi-tional 23,000 students annually in continuing education and professional training courses. BecausealargepercentageofGCCCstudentswork,classesareofferedatconvenienttimesandinconvenient locations - morning, afternoon, evening, and Friday block schedules, as well as online and distance education courses, which give students complete flexibility with their scheduling. In addition to the main campus in Panama City, the college holds classes at Tyndall Air Force Base, at the North Bay Center in Southport and at the Gulf/Franklin Center in Gulf County.Because paying for college is always a concern, there are hundreds of GCCC Foundation scholarships available for both students just graduating from high school and those returning to school, in addition to student assistantships, work study grants and student loans for those that qualify through scholastic achievement or need.

3030 • Bay County Relocation Guide

Page 31: Bay County Chamber - 2011 Bay County Relocation Guide

EDU

CA

TIO

NFlorida State University – Panama City Campus – www.pc.fsu.edu / 850.872.4750 Florida State University is one of the top 50 public uni-versities in the country according to U.S. News and World Report’s “America’s Best Colleges 2010”. More than 30 na-tionally recognized undergraduate and graduate degree pro-grams are available at FSU Panama City including electrical, computer, civil and environmental engineering, computer science, criminology, business, education, psychology, so-cial work, accounting and much more. A Bachelor’s of Science degree in Computer Science (ABET accredited program) and a Bachelor’s of Arts degree in Computer Science are available online. Tuition discounts are available for online computer science students who do not meet Florida residency requirements. The high quality personalized educational experience of FSU Panama City students is enhanced by the Holley Academic Center’s state-of-the-art academic laboratories, “smart technology” class-rooms and high-tech online library and learning center. The campus is located on a beautiful water-front setting along North Bay. FSUPanamaCityoffersupperdivisioncoursesandprograms(junior/seniorandgraduatelevel),while community and state colleges provide the first two years of coursework.

31www.panamacity.org / (850) 785-5206 •

Page 32: Bay County Chamber - 2011 Bay County Relocation Guide

EDU

CA

TIO

N Troy University – www.panamacity.troy.edu / 850.747.0634 With two locations to serve the residents of Bay County, Troy Uni-versityoffersavarietyofeducationalprogramsattheundergraduateandgraduate levels in traditional in-class settings or online through our dis-tance learning eCampus programs. Adult students of diverse education-al backgrounds and varied work schedules will find the convenient five 9-week terms provides the opportunity to pursue higher education while continuing to maintain full-time employment. With over 120 years of ex-perience in education, TROY is regionally accredited and is focused on providing quality education one student at a time.

Embry-Riddle Aeronautical University (ERAU) – www.erau.edu/tyndall / 850.283.4557 The ERAU-Tyndall campus located on Tyndall AirForceBaseoffersdegreeprograms inAssociateof Science and Bachelor of Science in Professional Aeronatics, Associate of Science and Bachelor of Sci-ence in Technical Management, Associate and Bach-elor of Science in Aviation Maintenance, Master of

AeronauticalScience,andMasterofScienceinManagement.Classesareconvenientlyofferedintheevenings and via distance learning; VA Approved.

• Active-duty military

• Father and husband

• Social Science major

• TROY student

Redef ine Yourse lfLife has a way of pulling you along for the ride. And by the time you discover your dreams lie in a different direction, the pressures of work and family can make changing course seem impossible. That’s where Troy University can help. Our on-site and online learning options make continuing your education easy, flexible and close.

Learn more by emailing [email protected] today.

850-747-0634troy.edu

8420.1 Redefine Yourself Tyndall AFB Guide 3.625x4.75 4C

8420.1-TYN-Redefine-3.625x4.75-4C.indd 1 4/27/10 12:49:20 PM

www.lanawilliams.com

3232 • Bay County Relocation Guide

Page 33: Bay County Chamber - 2011 Bay County Relocation Guide

IFlyBeaches.com

Northwest Florida’s New, Easier Way to Get ConnectedNorthwest Florida’s New, Easier Way to Get Connected

Proudly Serving Delta Air Lines and Southwest Airlines with direct, non-stop service to Atlanta, Memphis, Orlando, Nashville, Houston and Baltimore-Washington

Page 34: Bay County Chamber - 2011 Bay County Relocation Guide

Emergency Services Bay County is part of the enhanced 911 emergency system. A 911 call will bring fire, police and Emergency Medical Service. For those who are hearing impaired and do not have a voice announcer, tap the space bar to identify yourself as a TDD caller. For more information call 1.800.282.3171. Bay Medical Center provides ambulance and Emergency Medical Services for all of Bay County. Up to nine ambulances are on call with stand-by units available. In addition to emergency response, the Bay Medical Center Emergency Medical Service provides critical care and on-emergency trans-port. There are over 9 trained EMS professionals staffing the main station at the Medical Center in Panama City, with branch locations in Panama City Beach, Lynn Haven, Callaway and a quick response unit in northern Bay County.

Bay Medical Center – www.baymedical.org/850.769.1511 Bay Medical is the area’s leader for overall clinical quality and has been ranked among the best in the nation for three years in a row. With the opening of a new expansion in September 2010, Bay Medical is also Bay County’s newest facility with expanded capacity, more private rooms and five star amenities. A previous expansion opened in 2002, which included new emergency facilities, surgical suites, cardiac catheterization labs and a comprehensive cardiovascular nursing unit. Now more than 80 percent of Bay Medical’s rooms are less than 10 years old. With critical care services that rank among the best in Florida and the Panhandle’s number one heart center, Bay Medical is the place to go in life threatening emergencies. Bay Medical is nationally certified as a Center of Excellence in treatment of heart attack, stroke and heart failure and provides the only heart center in our area with 24-hour emergency angioplasty (the recommended treat-ment for heart attack) and open heart surgery. Bay Medical continually invests in state of the art technology to provide area residents with the bestthathealthcarehastooffer.Anearlyadopterofrobotictechnology,BayMedicalhasrecently added another new DaVinci Si Robot after completing more than 600 robotic procedures for gynecologic,prostateandkidneysurgeriesoverthepastfiveyears.Inaddition,BayMedicaloffersseveral of the latest technologies used for brain and spine surgery to make these procedures less invasive and more precise. For general surgery and orthopedics, the surgeons at Bay Medical are using High Definition visualization for improved precision during surgery. To make healthcare more convenient to residents through out our community, Bay Medical alsooffersdiagnostic facilities inPanamaCityBeach andLynnHaven aswell as aFitness and Rehabilitation facility with the very latest in cardio and strength training equipment. Bay Medical has more than 225 physicians on staff representing virtually every medical specialty.

MED

ICA

L

34 • Bay County Relocation Guide

Page 35: Bay County Chamber - 2011 Bay County Relocation Guide

Participating in our community

Page 36: Bay County Chamber - 2011 Bay County Relocation Guide

MED

ICA

L Gulf Coast Medical Center – www.gcmc-pc.com/850.747.7906 Living in Bay County, Florida means having access to two unique resources -- world class beaches and nationally recognized healthcare. For more than 30 years, Gulf Coast Medical

Centerhasservedthehealthcareneedsofitscommunity.Physiciansandstaffatthe176-bedacute care hospital provide quality care that is measurable and among the best in the country. In addition to quality healthcare, the hospital is recognized for the efficiency of its Emer-gency Department. Gulf Coast Medical Center has the area’s shortest average ER wait times. Times are available online at www.gcmc-pc.com or via text messaging by texting ER to 23000. The hospital also has the area’s only Pediatric ER. Gulf Coast Medical Center is accredited by the Joint Commission and recognized espe-

cially for its spine, stroke and wound care. It’s also the only hospital in the region to have earned the American College of Surgeons Commission on Cancer Outstanding Achieve-ment Award. Thehospital’sstaffofmorethan250physiciansrepresentsmore than 30 specialties and subspecialties. Primary servic-es include: diagnostics, emergency, gastrointestinal, general surgery, orthopedics, NICU, outpatient, pediatric surgery, pulmonary, spine, vascular and women's services.

36 • Bay County Relocation Guide

Page 37: Bay County Chamber - 2011 Bay County Relocation Guide

Boyd Brothers has been in the printing business since 1931 – we strive to resposibly manage the resources utilized during the printing process to help preserve and sustain the environment.

Along with recycling our paper waste for the last 20 years, we also use Soy based inks and our standard house sheet is a FSC environmentaly certified paper from responsibly managed forests.

A digital workflow to eliminate film and chemistry, energy efficient presses and a solvent recovery system to eliminate the amount of solvent used by up to 60 percent makes BOYD your environmentaly friendly printing partner.

For more information on how Boyd Brothers is staying green, please visit our website at www.boyd-printing.com, or call for a free brochure.

Boyd

425 East 15th Street • Post Office Box 18 • Panama City, FL 32402-0018

1-800-677-BOYD(2693) • 850-763-1741 • Fax: 850-769-6526

www.boyd-printing.com

S I N C E 1 9 3 1

ExcellencePrinting

m a n a g e m e n t p r a c t i c e sEnvironmental

Boyd airport Ad 8.375x10.875.indd 1 5/8/10 5:37 PM

Page 38: Bay County Chamber - 2011 Bay County Relocation Guide

Tourism Development Council / Convention & visitors Bureau – www.visitpanamacitybeach.com / 850.233.5070 Tourism is Bay County’s number one industry which generates $1 billion in annual economic impact and supports over 20,000 local jobs. Every resident of Bay County benefits directly from the tourists who visit our community each year. The Bay County Tourist Development Council and Panama City Beach Convention & Visitors Bureau (TDC/CVB) is primarily responsible for marketing Panama City Beach as a tourist destination and is funded through a 5% tourist development tax applied to overnight lodging stays on Panama City Beach. Bay County enjoys an estimated 6.1 million visitor night stays each year. The tourist development tax is used by the TDC/CVB for advertising and promotion of Panama City Beach as a tourist destination, beach cleaning and maintenance and to support initiatives supporting Northwest Florida Beaches International Airport. The TDC/CVB has adopted a strategic focus to enhance the visitor experience, developing Panama City Beachintoayearrounddestination,effectivelymarketingPanamaCityBeachanddiligentlyprotecting our most important natural resources –our coastlands and our beach.

Bay County Economic Development Alliance (EDA) – www.BayEDA.com / 850.215.9965 The EDA is a public/private partnership working to establish a globally competitive business environment for Bay County which encourages economic growth, enhances the community’s quality of life and nurtures the creation and expansion of businesses.

The EDA’s team of professionals is available to confidentially assist those interested in doing business in BayCounty.Thestaffcanprovideathoroughevaluationoftheregion,includingthefollowing: • SiteSelectionAssistance • CustomizedResearch • DemographicandLaborMarketAnalysis • StateandLocalIncentivesAssistance • WorkforceDevelopment

Bay County’s Community Assets • NewestU.S.InternationalAirport • ExpandingDeep-waterPort • Rail&InterstateConnectivity • Tier-OneResearchUniversityBranchCampus • StrongHealthcareNetwork • AffordableDevelopmentSites • NoStateIncomeTax-RighttoWorkState • TheWorld’sMostBeautifulBeaches

To

ur

ism

& B

usi

nes

s

Above information current as of October 2010

1. Bay District Schools ................................ 29782. Bay Medical Center ................................. 23003. Eastern Shipbuilding..................................8504. Gulf Coast Medical Center .......................8215. Gulf Coast Community College ...............8006. Wal-Mart .....................................................8007. BayCountySheriff ’sOffice .......................5508. Bay County Government ..........................543

9. Sprint Communications ............................55010. Trane ............................................................55011. Smurfit-Stone Container Corp. ................50012. Eagle-SWS ...................................................50013. Resort Collection ........................................31714. Oceaneering Multiflex ...............................30015. Life Management Center of NWFL .........30016. Boardwalk Beach Resort ...........................300

Major EmployersEmployer / Total Employees

3838 • Bay County Relocation Guide

Page 39: Bay County Chamber - 2011 Bay County Relocation Guide

Bu

sin

ess West Bay is a new 71,000 acre regional economic center and master planned community

by The St. Joe Company. 30,000 acres is planned to be developed, while 41,000 acres will forever be preserved. At build-out, West Bay can accom-modate 4.4 million square feet of commercial, industrial and retail uses, 900 marina slips and 27,000 residential units. In its first phase, 1,000+ acres is planned with “through the fence” access to the new airport runway. West Bay defines a new economic area linking counties within a 60 mile radius into a common market area with a population of more than 573,000 and a work-force of 282,000.

Port Panama City is a growing deep-water port located directly on St. Andrew Bay in Panama City with Free Trade Zone status. It has facilities for handling break bulk cargo, container-ized cargo, and bulk cargo. In recent years the Port has invested over $50 million in new facilities and equipment, and has committed to another $35 million in improvements over the next five years. The Port Authority provides complete terminal services at attractive rates. Panama City’s location provides a Gulf coast gateway to shippers and consignees in Georgia, Alabama, Florida, Tennessee, and the Carolinas. Key commodities handled include forest products, copper, steel, and containerized cargo. Bulk cargos include wood pellets, aggregates, molasses, and d-Limonene. The Port also has industrial land available at its 200-acre Intermodal Distribution Center located on Hwy 231 (15 miles north of Panama City).

The Bay Line Railroad connects freight service throughout the continental U.S. linking to CSX’s 21,000-mile network while serving major population centers in 23 states east of the Mississippi and parts of Canada. It also connects to Norfolk Southern linking 22 states and every major container port in the eastern U.S.

Transportation Highway Network Bay County highways are complemented by U.S. Highways 98 and 231, and Florida Routes 20, 22, 77 and 79. Interstate Highway 10 is located 13 miles from the northern portion of Bay County and 38 miles from the center of Panama City, linking Florida to California and intersecting with nine of the 10 north-south Interstate highways.

U.S. Military Installations surround the region, and pro-vide a stabilizing economic influence on the area. Naval Support Activity Panama City and Tyndall Air Force Base in Bay County, along with nearby Eglin Air Force Base, serve as a catalyst for at-tracting a strong cluster of research activity, defense contractors and aviation and aerospace related companies and suppliers.

39www.panamacity.org / (850) 785-5206 •

Page 40: Bay County Chamber - 2011 Bay County Relocation Guide

Bu

sin

ess Coast Guard

Coast Guard Station Panama City is located adjacent to Naval Support Activity Panama City in the resort community of Panama City Beach, Florida. It was originally established in 1933 at St. Andrew's Marina and was later moved to Alligator Bayou located on the western shore of St. Andrew Bay, in October 1971. The present Coast Guard

Station was dedicated in November 1990. The main building is 14,000 square feet and is situated on 11 acres of land. The Station has two 45-foot RBM boats and 25-foot RBS SAFE boats to carry out our Search and Rescue, Homeland Security, Maritime Law Enforcement, and Environmental Protectionmissions.TheStation'sareaofresponsibilityextends50milesoffshoreandstretchesalong168 miles of coastline from Lake Powell in the west, to Rock Island in the east. This large area also incorporates the vigilant watch over 40 bayous, 18 rivers, 16 bays, 3 sounds, 2 lakes and 107.5 statute miles of Intra-coastal Waterway. The Station is billeted for 30 active duty Coast Guard personnel and 21 reservists. The Station is the call-out authority for three Coast Guard Auxiliary Flotillas. Coast Guard Station Panama City is the host command for four tenant commands which include: Coast Guard Cutter COHO, Aids to Navigation Team, Sector Field Office, and the Electronic Support Detachment.

The Station has served the public with excellence for 75 years and will continue to provide the public with the best "Professional, Quality Maritime Service To All."

Naval Support Activity Panama City The Naval Support Activity Panama City is located on 656 acres along St. Andrew Bay. NSA PC is the Navy's pre-mier installation for a broad spectrum of research, development, testing and training missions in mine countermeasures, expeditionary warfare, special warfare,

and diving. NSA PC employs more than 2,600 Department of Defense civilians and contractor personnel, with 317 permanent-part-time military personnel. Over 1,800 students representing all services, other federal and state agencies, and several allied nations are trained here annually. NSA PC and its 18 tenant commands have a combined economic impact of more than $760 million.

4040 • Bay County Relocation Guide

Page 41: Bay County Chamber - 2011 Bay County Relocation Guide

Bu

sin

ess

Enhance Your Life

See hundreds of award-winning floor plans, take a virtual tour, and much more at…

For more information, call

800-378-8006

Prices, plans, dimensions, features, specifications, materials, and availability of homes or communities are subject to change without notice or obligation. Copyright © 2009 David Weekley Homes – All Rights Reserved. CBC1257289 Weekley Homes, L.P. (PANA39010)

Tyndall Air Force Base Tyndall Air Force Base encompasses more than 29,000 acres in southeastern Bay County. Their host command, 325th Fighter Wing, is dedicated to their primary mission: Provide world-class training to GUARANTEE AIR DOMINANCE for America and support Team Tyndall. As one of Air Education and Training Command's largest installation, the wing trains F-22 pilots and maintainers; Air Battle Managers; Intelligence Specialists and Airfield Operations Officers. The installations are also home to more than 30 associate organizations including Headquarters 1st Air Force, 601st Air and Space Operations Center, 53rd Weapons Evaluation Group and the U.S. Air Force Civil Engineer Support Agency. Approximately 7,300 military civilian and contract personnel are employed at Tyndall making it the largest employer in Bay County. The base provides support facilities for more than 9,000 military retirees and had a local economic impact that exceeded $642 million in fiscal year 2009.

41www.panamacity.org / (850) 785-5206 •

Page 42: Bay County Chamber - 2011 Bay County Relocation Guide

Bu

sin

ess

Bay County Employment

DemographicsBay County Population (2009): 169,562Source: Bureau of Economic and Business Research

Median Age: 40Average Household Income: $62,427Median Household Income: $47,505Per Capita Income: $29,357

Age Distribution 0-14 years ............................19.9% 15-34 years ..........................26.1% 35-54 years ..........................30.6% 55-74 years ..........................17.9% 75+ years ...............................5.5%Source: Demographics Now

4242 • Bay County Relocation Guide

Page 43: Bay County Chamber - 2011 Bay County Relocation Guide
Page 44: Bay County Chamber - 2011 Bay County Relocation Guide

Unlike a big, regional bank, we have been providing the same trademark, hometown customer service for over 75 years. Come visit one of our seven convenient locations to see how local decisions from your friends and neighbors can really make a difference.

Experience how Refreshing Local Banking Can be.

Panama City’s Personal Bank Since 1935Bay Bank & Trust Co.

PRESORTEDSTANDARD

U.S. POSTAGEPAID

PANAmA CiTy, FLPERmiT NO. 51

P.O. Box 1850Panama City, FL 32402www.panamacity.org