Banking regulatory reformBanking conference3rd edition 11th December 2017

Agenda

9:00–10:30 Plenary session 09:00 - 09:10Inauguration of the conference, welcome speechDominik Januszewski | Partner, EY, Leader of Financial Services Industry Poland, FSO Advisory Poland Leader

09:10 – 10:00EU Banking Regulatory Reform - What is the Final Direction and Major Industry Players’ Response? Dr David Doyle | Senior European Financial Services Regulatory Advisor, EY

10:00 – 10:30Transformation of the Risk Function – Key Trends and ChallengesPaweł Preuss | Partner, EY, Head of Financial Risk Management, FSO Advisory Poland

10:30 – 11:00 Coffee break

11:00–12:30 Panel sessions Panel sessions11:00–11:45IRRBB Changes – is it Evolution or Revolution? • New regulatory requirements in the area of interest

rates risk in a banking portfolio • Are European banks ready? – presentation

of conclusions of the EY IRRBB European survey

Janusz Miszczak | Associate Partner, EYPaweł Olsza | Manager, EY

11:00–11:45Business Efficient Internal Audit System according to the KNF’s H Recommendation • Control function matrix – requirements vs market

practice • Developing the matrix - key issues • Three lines of defence model in practice

– how to engage business units

Agnieszka Bryl | Associate Partner, EYMonika Jezierska | Senior Manager, EY

11:45–12:30Robots Are Coming • Possible areas of implementation of the Robotic

Process Automation (RPA, Robotics) • Is it worth the effort – benefits of the robotics

processes • Key robotisation risks and how to manage them

Artur Kozłowski | Associate Partner, EY

11:45–12:30GDPR and Country-Specific Regulations in the Area of Personal Data Protection • Impact of GDPR and the Personal Data Protection Act

on the banking sector • New rights and obligations of the financial sector

personnel vs security and digitalisation • Profits and automatic decision-making

Jakub Walarus | Manager, EYMichał Balicki | Manager, EY

12:30–13:30 Lunch

13:30 – 15:00 Panel sessions Panel sessions13:30 – 14:15IFRS 9 Impairment: Expected Impact on the Banking Sector and Further Challenges • Banking sector after 1 January 2018 – the new

requirements and their impact on provisions • Impact on capital adequacy and the transitional

approach • Further challenges following the implementation

of IFRS 9 : monitoring and validation of models

Michał Karaś | Senior Manager, EYRafał Trojanowski | Senior Consultant, EY

13:30 – 14:15Evolution of Interest Rates Indices • Current regulatory requirements in financial indices • Global changes in interest rates indices • Evolution of the WIBID/WIBOR in the short and long

term

Dominik Łogin | Senior Manager, EY Marcin Bartczak | Partner, Dentons Eliza Kosieradzka | Consultant, EY

Panel sessions Panel sessions14:15 – 15:00Credit Process in Corporate Banking • Best practice and trends • Challenges and clients’ expectations

Michał Kowalewski | Senior Manager, EYDobiesław Gadomski | Manager, EY

14:15 – 15:00FRTB as a New Approach to Market Risk Capital Requirements • Current legislation and key deadlines • When a bank is required to apply the new methods? • General framework of the new methods • Implications for Polish banks

Zbigniew Matosek | Senior Manager, EYMichał Kowalski | Manager, EY

15:00 – 15:15 Coffee break

15:15 – 16:45 Panel sessions Panel sessions15:15 – 16:00CRD V/CRR II, Basel IV – a New Banking Business Framework • Completion of the Basel III reform, launching

the Basel IV implementation • Strengthening of liquidity requirements • Will capital requirements raise? – application

of the principle of proportionality

Paweł Flak | Associate Partner, EYKrzysztof Szewczyk | Manager, EY

15:15 – 16:00Big Data in the Banking Sector • Approach to the use of Big Data in terms of business

and risks • Cooperation with Fintechs • Regulatory requirements

Robert Małysz | Associate Partner, EY

16:00 – 16:45BRRD as a Tool to Increase Stability and Resilience of Financial Institutions • Is the resolution process obligatory for all banks? • Possible resolution strategies • MREL algorithm and how it impacts the financing

structure

Paweł Flak | Associate Partner, EYKrzysztof Szewczyk | Manager, EY

16:00 – 16:45Conduct Risk as a Component of the Risk Management System • What is conduct risk? • Banks’ approaches to improve the quality of client

relationship risk management • Balancing the Bank – Customer relationship

– is it feasible?Monika Jezierska | Senior Manager, EY Małgorzata Chruściak | of Counsel, EY Katarzyna Truszkowska | Consultant, EY

16:45 – 17:00 Coffee break

17:00 - 18:00 Plenary session 17:00 – 18:00 Discussion panel“The Current Priorities of the Polish CROs” and the conference wrap-up Participation in the panel has been confirmed by representatives of the banking sector, including the Board members in charge of the risk function and EY Partners.

Please note that only Dr David Doyle’s opening speech will be in English and all other sessions in Polish with no translation provided.

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EY | Assurance | Tax | Transactions | Advisory

Dominik JanuszewskiPartner, EYLeader of Financial Services Industry PolandFSO Advisory Poland Leader

T: +48 22 557 74 93E: dominik.januszewski@pl.ey.com

Paweł PreussPartner, EYHead of Financial Risk ManagementFSO Advisory Poland

T: +48 22 557 75 30E: pawel.preuss@pl.ey.com

Paweł FlakAssociate Partner, EYFSO Advisory Poland

T: +48 22 557 62 24E: pawel.flak@pl.ey.com

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