Banking Industry
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Transcript of Banking Industry
BANKING INDUSTRY
VERY IMPORTANT FOR THE FASTEST GROWING ECONOMY
SETHU MADHAV REDDY .P
INDEKKUSU• STRUCTURE OF BANKS IN INDIA• BUSSINESS DIVISION• SWOT ANALYSIS• CHALLENGES• BUSINESS INTELLIGENCE• CONCLUSION
STRUCTURE OF BANKS
RBISchedul
edUnschedu
ledCommerci
alCooperativ
e
Public Private Foreign RRB Rural Urban
BUSSINESS DIVISION
BUSSINESS
DIVISION
Retail banki
ngOther
Banking Busines
ses Treasur
y Operati
ons
Wholesale
banking
SWOT ANALYSISSTRENGT
HSValuable contributor to
GDP
Regulatory environment
Government Support
WEAKNESS
Increasing NPA
Low penetration
Lack of product differentiation
CONTND….OPPURTUNIT
IESModern
Technology
Untapped Rural Market
Globalization
THREATSUnorganized
money lending market
Customer dissatisfaction
Rise of monopolistic structures
CHALLENGESRURAL MARKET
TIMELY TECHNOLOGICAL UPGRADATION
INTENSE COMPETITION
CUSTOMER RETENTION
BUSINESS INTELLIGENCE{BI}• Banks had efficient transaction recording systems before
computerization also.• BI in banking evolved through Manual Systems to
management Information systems with Computerization.• “THE REFORMS TO THE OLD BANKING SYSTEM WITH THE
ADVENT OF TECHNOLOGY HAS BOUGHT IN A DRAMATIC CHANGE IN ITS FUNCTIONING ANd HAS INCREASED CUSTOMER RELATIONSHIP.”
SETHU MADHAV REDDY .P Society exits only as a mental concept,
In real world there are only individuals.