TABLE OF CONTENT

• Banking & Bank• History of Banking• Revolution of Banking• Role of banking sector• Structure of Bank• Public-Sector Banks• Private-Sector Banks• Top player in Banks• GDP Growth rate in India• Growth of banking sector in India

In simple words, Banking can be defined as the business activity of accepting and safeguarding money owned by other individuals and entities, and then lending out this money in order to earn a profit.

BANKING & BANK

Bank is a financial institution that undertakes the banking activity i.e. it accepts deposits and then lends the same to earn certain profit.

Banking is the business conducted or services offered by a bank.

HISTORY OF BANKING Bank of Hindustan – 1770 - first bank at Calcutta under

European management.

In 1786 General Bank of India was set up.

The first bank purely managed by Indian was Punjab National Bank, established in Lahore in 1895.

However, the first Indian commercial bank which was wholly owned and managed by Indians was Central Bank of India which was established in 1911.

REVOLUTION OF BANKING

First phase of Indian banking started during the Swadeshi Movement which began in 1906, encouraged the formation of number of commercial banks.

Second Phase - starts from 1935 when Reserve bank of India was established. 

Third phase - started in the early 1990s when India started its economic liberalization.

BanksAccept deposit from individuals,

corporate etc.

Borrow money from Financial

institutions, RBI, Other Bank etc.

Raise Funds in equity, foreign

markets etc.

Loans to individuals,

corporate, RBI, other banks,

financial institutions etc.

RegulatoryRequirement

Cash reserve with RBI (CRR-6.5%) Statutory Liquid

Assets (SLR-21.25%)

Other Service Debit card, Credit card, Magic card, Current, Saving,

Demat A/c.

Other Investment in Bond, Equity,

MFs; Trading, Forex, etc.

ROLE OF BANKING SECTOR

Sturcture of Bank

Public-Sector BanksPublic-Sector Banks State Bank and its Associates1. State Bank of India 4. State Bank of Travancore 2. State Bank of Patiala 5. State Bank of Bikaner and Jaipur3. State Bank of Mysore 6. State Bank of Hyderabad

Nationalised Banks1. Allahabad Bank 9. Dena Bank 17.Union Bank of India2. Andhra Bank 10. Indian Bank 18.United Bank of India3. Bank of Baroda 11. Indian Overseas Bank 19. Vijaya Bank4. Bank of India 12. Oriental Bank of Commerce5. Bank of Maharashtra 13. Punjab & Sind Bank Other public sector6. Canara Bank 14. Punjab National Bank banks7. Central Bank of India 15. Syndicate Bank 1.IDBI Bank 8. Corporation Bank 16. UCO Bank 2.Bharatiya Mahila Bank

Private-Sector BanksPrivate-Sector Banks1. Axis Bank 17. Lakshmi Vilas Bank2. Bandhan Bank 18. Nainital Bank3. Catholic Syrian Bank 19. RBL Bank4. City Union Bank 20. Saraswat Bank5. Dhanlaxmi Bank 21. South India Bank6. DCB Bank 22. Tamilnad Mercantile Bank Limited7. Federal Bank 23. YES Bank8. HDFC Bank9. ICICI Bank10. IDFC Bank11. Karnataka Bank12. IndusInd Bank13. ING Vysya Bank14. Jammu and Kashmir Bank15. Karur Vysya Bank16. Kotak Mahindra Bank

TOP PLAYER IN BANK

PUBLIC SECTOR PRIVATE SECTOR

SBI Bank HDFC Bank

Bank of Baroda ICICI Bank

Punjab National Bank Axis bank

Canara Bank Kotak Mahindra

Bank of India Induslnd Bank

GDP Growth Rate of Bank in IndiaGDP Growth Rate of Bank in India

GROWTH OF GROWTH OF BANKING SECTOR SECTOR IN IN INDIA

Pradhan Mantri Jan Dhan Yojana. Banking law passed in 2012. Self-Help groups availing loans. New bank branches. ATM facility. Use of technology via,• Mobile banking• Internet banking India to become 5th largest banking industry in the

world by 2020 and 3rd largest by 2025 according to CII report.

There will be rise in the no. of banks and shift in the style of operation.  

WEBLOGRAPHY

www.rbi.org.inwww.list of banks.com.http://www.rbi.org.in/portal/documents/

41076/60023/1403247921331_RBI_ANNUAL_REPORT_ENGLISH_2013_14.pdf/8a2bc6bb-a7a4-405d-98ec-a3749731bf76