Banking evolution!!! BY SOUMYAJIT MUKHERJEE
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BANKING EVOLUTION!!!
SOUMYAJIT MUKHERJEE
Enrollment no-VU00073
BENGAL INSTITUTE OF BUSINESS STUDIES
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BANKING:-
A system of trading money which:- provides a safe place to save excess cash,
known as DEPOSITS. supplies liquidity to the economy by loaning
this money out to help businesses grow and to allow consumers to purchase consumer products, homes, cars etc.
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BANK:-
Institutions which deals in money & credit. which handles other people’s money both
for their advantage and to its own profit. links the flow of funds from savers to the
users. plays an important role in the economy of
any country as they hold the saving of the people.
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HISTORY @ GLANCE of INDIAN BANK:-• First bank-1786(General Bank of India)• 3 phases till today Early phase from 1786-1969 of Indian banks.Nationalization up to 1991 prior to Indian
Banking sector reforms.New phase of Indian Banking System with the
advent of Indian Financial & Banking Sector reforms after 1991.
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Central Bank• Reserve Bank• Owned By Govt.
Public & Private Banking • SBI• FOREIGN BANKS
Co-Operative & Development Banks• Co-operative Banks• IDBI,ICICI
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EARLIER ROLE:-
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TEND TO NEW :-
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