{Banking Advisory Group

Asia Pacific

Baker Tilly Corporate Advisory ServicesLevel 21/1, Sathorn City Tower175 South Sathorn Road, SathornBangkok 10120Tel: +66 2 679 5400Fax: +66 2 679 5401www.bakertillythailand.com

Asia Pacific Banking Advisory Group

• Baker Tilly is the 8th largest accounting/audit group in the world

• The Baker Tilly international network syndicates the benefits of thorough local knowledge together with the scale of resources available from a global organisation

• Worldwide, there are in excess of 500 Baker Tilly offices in 110 countries employing over 24,000 staff

• In Asia Pacific there are offices in 22 countries giving access to over 5,000 people

Baker Tilly International

• Australia• Bangladesh• China• Hong Kong• India• Indonesia• Japan• Macau• Malaysia• Maldives• Mauritius

Asia Pacific Office Locations

• Mongolia• Nepal• New Zealand• Pakistan• Philippines• Singapore• Sri Lanka• South Korea• Taiwan• Thailand• Vietnam

Asia Pacific Banking Advisory Group

• Highly experienced with a tremendous track record in banking advisory, compliance, funds management, loan servicing, asset management, M & A, NPL loan and portfolio diligence, valuation and sale

• Practiced in dealing with local and international financial institutions, governments and regulators

• Proficient on both Buy and Sell sides• Strong connections with regional and global

investor bases and buyer networks

Banking Advisory Group Consulting Services

• Bank strategy and performance management• Bank compliance, regulatory and capital

guidance• Individual loan recovery advice• Loan restructuring and refinancing• Identifying best achievable loan book value

propositions• Bad bank advisory• NPL servicing advisory• NPL training courses for executives and loan

officers

Diligence, valuation, deal structuring and transaction closing on both Buy and Sell side for: • Sale of performing loans• Sale of individual NPLs• Sale of loan portfolios• Sale of NPL portfolios• Bank equity investment• Sale of non-core divisions • Regulatory capital trades• M & A

Banking Advisory Group Transactional Services

Banking Advisory Group Loan Management Services

• Asset Management• Asset Manager Performance Assessment• Loan servicing:• Master Servicer• Special Servicer• Sub-servicer• AMC structuring and set-up• Electronic loan trading exchange services

Banking Advisory Group Team

B.Eng., MBA (Southern Illinois)

Formerly an investment banker

With Thailand’s then leading investment bank, TISCO Securities, specialising in

privatization, M & A , IPOs and fund raising.

Prior to co-establishing Baker Tilly Thailand worked with an

Australian insolvency firm based in Sydney specializing

in debt restructuring.Has worked on numerous

local and overseas assignments with Asian

Development Bank, the World Bank and other international

institutions

PETER HERINGTON

Consulting Director

Formerly Chief Financial Officer at Westpac Banking

Corporation and COO at Ord Minnet Group.

Also engaged as economist at the World Bank, & investment

banker at the State Bank of New South Wales & the

Colonial Group.Highly experienced in the

financial services industry at Board & Executive level. A greatly respected industry

expert in all elements of retail banking, equities, fund management, financial

management & strategy, M & A, corporate governance &

compliance issues

JOHN GINNANEDirector

Formerly Regional Manager with the State Bank of New South Wales and the bank’s

Chief Negotiator. Also steered the Primary Industry Bank of

Australia’s promotion to a fully licensed bank

Has mediated on behalf of the World Bank and the Bank of

Thailand. An acclaimed innovative thinker, also

engaged by the World Bank to lecture on cultural issues in

SE Asia.Has completed over 110

mediations and 300 corporate restructurings or work-outs

MBA., Accredited Mediator ,ACD B.Ag.Ec, MBA,

AMP (Harvard)

YUNDYONG THANTIVIRAMANO

NSenior Partner

Banking Advisory Group Team

BBAA, MBA (Georgia, USA)

Formerly worked with Thailand’s leading cement

company and a major travel company overseeing

accounting and reporting systems, budgeting, financial statements and management

reporting.Joined Baker Tilly in 1999

specialising in debt restructuring, M & A,

financial forecasting, business valuation, industry analysis

and due diligence.Has extensive regional experience as financial

advisor for financial institutions, banks and AMCs.

Has completed over 10 diligence assignments for

NPL investors

JOHN SHEEHANBanking

Consultant

Formerly Executive DirectorLehman Brothers (Europe &

Asia)An acknowledged

international expert on bank loan book investment

acquisition and monetization, real estate lending and

structured finance.Has worked on four

continents working through the recovery phase after

market crashes in over 20 different global jurisdictions.Has created a unique series

of specialised training courses that minimize loss and maximise recovery in

distressed loan servicing and work-out situations

WARWICK KNEALESenior Partner

Formerly held senior executive positions within the

State Bank of NSW and Commonwealth Bank of Australia, specializing in

distressed asset management and corporate recovery.

Has extensive experience in insolvency work, both in

administration and receivership capacities.

A seasoned finance professional combining a high degree of commercial acumen

and experience with formal qualifications in finance, real

estate valuation & management

MBA, AAPI, DMS (UK) B.Sc., FRICS

AMNAJ MUNGKORNPUN

Partner

Banking Advisory Group TeamHas executed

over USD 25 billion in

transactionssince the 1997 Asian Financial

Crisis

Track Record Banking Advisory Group Team

THAILAND

2010

USD 420M

NPL Portfolio

Diligence & Advisory

THAILAND

2012

USD 177M

NPL Portfolio

Sales Advisory

THAILAND

NPL Portfolio

THAILAND

NPL Portfolio

THAILAND

NPL Portfolio

THAILAND

NPL Portfolio

TURKEY

Power Station

Financing

THAILAND

NPL Portfolio

Sales AdvisorySales Advisory

Sales AdvisorySales AdvisorySales Advisory

2011

USD 152M

2011

USD 176M

2010

USD 244M

2010

USD 248M

2009

USD 410M

2008

USD 600M

Track Record Banking Advisory Group Team

POLAND

2007

USD 193M

NPL Portfolio

Acquisition

TURKEY

2008

USD 692M

NPL Portfolio

THAILAND

NPL Portfolio

THAILAND

NPL Portfolio

TURKEY

NPL Portfolio

BRAZIL

NPL Portfolio

TURKEYTURKEY

Sales AdvisorySales Advisory

2008

USD 317M

2008

USD 610M

2008

USD 1,000M

2007

USD 410M

2007

USD 5M

2007

USD 65M

Single Loan

Acquisition

Restructuring

Advisory & Debt Sale

Acquisition

Acquisition

Acquisition

Track Record Banking Advisory Group Team

THAILAND

2007

USD 291M

NPL Portfolio

THAILAND

NPL Portfolio

THAILAND

NPL Portfolio

PHILIPPINESINDONESIA

Sales Advisory

2007

USD 214M

2007

USD 262M

2006

USD 30M

2006

Hotel Properties

Financing

Sales Advisory Sales Advisory

USD 220M

NPL Portfolio

Diligence & Advisory

POLAND

NPL Portfolio

Acquisition

2006

USD 245M

GREECE

NPL Portfolio

Diligence

2007

USD 350M

MALAYSIA

NPL Portfolio

Diligence

2007

USD 134M

Track Record Banking Advisory Group Team

THAILAND

2006

USD 15M

PHILIPPINES

2006

USD 200M

NPL Portfolio

THAILAND

NPL Portfolio

PHILIPPINES

NPL Portfolio

THAILAND

Bank Equity

THAILAND

Residential Property

Diligence & AdvisoryDiligence & Advisory

2006

USD 567M

2006

USD 160M

2006

USD 390M

2006

USD 30M

Diligence & Advisory

Financing

Diligence & Advisory

Hotel Property

Mezz Financing

PHILIPPINES

2006

USD 40M

POLAND

NPL Portfolio

2006

USD 181MAcquisition

400 Properties

Acquisition

Track Record Banking Advisory Group Team

PHILIPPINES

2005

USD 2M

NPL Portfolio

PHILIPPINES

NPL Portfolio

2005

USD 237MAcquisition Acquisition

PHILIPPINESTURKEY

2005

USD 8,000M

2005

NPL Portfolios

AcquisitionUSD 40M

NPL Portfolio

Acquisition

GERMANY CZECH REPUBLICGERMANYISRAEL

2006

NPL Portfolio NPL PortfolioNPL Portfolio

2006 2006 2006

NPL Portfolio

DiligenceUSD 200m

DiligenceUSD 769m

DiligenceUSD 147m

DiligenceUSD 1,100m

Track Record Banking Advisory Group Team

PHILIPPINES

2004

USD 108M

NPL Portfolio

THAILAND

Bank Equity

2003

USD 767MAcquisition Diligence & Advisory

PHILIPPINESTHAILAND

2005

USD 120M

2005

NPL Portfolio

Diligence & AdvisoryUSD 24M

NPL Portfolio

Diligence & Advisory

PHILIPPINES

2005

USD 167M

THAILAND

NPL Portfolio

2005

USD 250MDiligence & Advisory

NPL Portfolio

Diligence & Advisory

PHILIPPINES

NPL Portfolio

PHILIPPINES

NPL Portfolio

AcquisitionAcquisition

2005

USD 60M

2005

USD 50M

Track Record Banking Advisory Group Team

TAIWAN

2002

USD 2,000M

2003

CHINA

NPL Portfolio

SINGAPORE

SOUTH KOREA THAILANDTHAILAND

Acquisition

2002 2002 2002

USD 1,300M

2002

USD 1,000M

2002 2001

AcquisitionUSD 10M

Single loan

AcquisitionAcquisition

USD 50m

Restructuring

Advisory

THAKRAL

NPL Portfolio NPL Portfolio

USD239M

RMBS Securities

Origination & Sale

GERMANY INDIA

NPL PortfolioNPL Portfolio

Diligence DiligenceUSD 1,200m USD 500m

Track Record Banking Advisory Group Team

THAILAND

2000

USD 53M

THAILAND

2001

USD 35M

Single Loan

THAILAND

Hotel Property

THAILANDTHAILAND

Single Loan

THAILAND THAILANDTHAILAND

Financing

2001

USD 20M

2001 2001

USD 30M

2000

USD 279M

1999 1998

Acquisition

Acquisition

Acquisition

USD 821M

NPL Portfolios

AcquisitionFinancing

USD 40m

Hotel Property

Financing

NPL Portfolio Hotel Property

USD133M

RMBS Securities

Origination & Sale

GlobalThai

GlobalThai

Banking Advisory Team: New Publication

A new book published in the

U.K. by Harriman HouseSeptember 2011

{This document is provided for information purposes only. It is of a general

nature only and is not intended to address the circumstances of any particular individual or entity. This information has been obtained from various sources; we do not represent that it is complete or accurate and it should not be relied upon

as such. Any opinions expressed herein are subject to change without notice