BANK 2.0 Making Banks Successful in the Era of Engagement Banking.

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Customer Experience Solutions. Delivered. BANK 2.0 Making Banks Successful in the Era of Engagement Banking.

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BANK 2.0 Making Banks Successful in the Era of Engagement Banking. Forrester: Next Gen Digital Financial Services. - PowerPoint PPT Presentation

Transcript of BANK 2.0 Making Banks Successful in the Era of Engagement Banking.

Page 1: BANK 2.0 Making Banks Successful in the  Era of Engagement Banking.

Customer Experience Solutions. Delivered. 1

BANK 2.0Making Banks Successful in the

Era of Engagement Banking.

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Customer Experience Solutions. Delivered. 2

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Customer Experience Solutions. Delivered. 3

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Forrester: Next Gen Digital Financial Services

Rising customer expectations and the growing importance of the Web and mobile as sales and service channels mean that financial services e-Business executives need to fundamentally improve the way they serve customers via digital channels.

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Paradigm Shift: From “Inside-Out” to ‘Outside-in’

INTERNALSYSTEMS

AND PLATFORMS

Inside-Out

CUSTOMER

EXPERIENCE

LAYER

Outside-In

Customer Enable

Web / MobileEnable

Customer in Control

Ease of Use

Simplicity

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Paradigm Shift: Different Heartbeats

CHANGE Frequency

CHANGE Frequency

INTERNALSYSTEMS

AND PLATFORMS

CUSTOMER

EXPERIENCE

LAYER

LOOSELYCOUPLED

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Bank 2.0

Customer Success

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Backbase: Global Customer Success

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ABN AMRO

Demo

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Absa Barclays

Demo

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TCSBank

Demo

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How to do it successfully?

Empower All Stakeholders

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• Optimize online results

• Lower Cost per Contact

• Control: less IT dependency

• Leverage existing infrastructure

• Easy integration

• Secure & Performance

• Superior User Experience

• Personal & Relevant

• Anytime, Anyplace & Any Device

Customers

Business IT Teams

Bank 2.0: Empower All Stakeholders

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Backbase Portal Platform

Existing Core Banking & Other Back-end Systems

Bank 2.0: Empower all Stakeholders

Backbase Bank 2.0 Launchpad (Your Customers)

ITin Control

Backbase Portal Manager(Digital & Marketing Professionals)

Businessin Control

Customerin Control

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Customer Experience Solutions. Delivered. 15Demo

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How to do it successfully?

Bank 2.0 Challenges

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Challenge : Eliminate Silo’s

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BUs

Unify Content & Applications into Seamless Journey

Products Systems Processes Compliance

Backbase Portal

ContextualSmart

SeamlessJourney

CRMIntegration

Security &Compliance

ProcessIntegration

Personal &Relevant

ApplicationIntegration

CustomerIn Control

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Widgets (Mix & Match)

Re-Usable

Widgets CONTENT

Consistent Across Channels

FORMS

EnrollmentSelf-Service ...

PERSONALIZATION

1:1 Marketing(targeting, segmentation)

COMMUNICATION

Chat, Mail, SMS

INTERNET BANKING

Transactional

OTHER APPLICATIONS

CRM

3TH PARTY APPS

PFM

CUSTOMER ENGAGEMENT PORTAL

ONLINE MOBILE

CALL CENTER

BRANCH OFFICE

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Challenge: The Dialog moves to Tablets &

Smartphones

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Backbase

BANK 2.0

Portal

Mobile Optimized Widgets

+

(1) Direct To Browser

(2) Native App Wrapper

NATIVE

WRAPPER

Hybrid Model : Mobile Web + Native Wrapper

+ +

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Mobile Wrapping: Integrate with Native OS features

With App store

With Local Cache

With Geo Location

With Vibration

With Camera

With Sound

Native App Wrapper

Benefits Hybrid approach : Access to local OS and ability to publish in App Stores or Marketplaces.

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Challenge: Getting To Value / Fast Time To Market

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Portal Platform

Existing Core Banking & Other Back-end Systems

Backbase Portal Manager: Business in Control

Retail Banking Launchpad (Your Customers)

ITin Control

Portal Manager(Digital / Marketing Professionals)

Businessin Control

Customerin Control

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26Portal Manager: Power to your Digital and Marketing Teams

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27Portal Manager: ICE (In Context Editing)

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28Portal Manager: Mobile Editing

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29Compliance: Approval Workflow

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30Compliance: Logging, Audit Trail, Archiving

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Challenge: Efficient online Marketing & Sales

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3232Targeting: Sales Campaigns

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Targeting : Segmentation & 1:1 Marketing

TargetingRules

ContentServices

IntegrationServices

RenderingServices

Existing

CRM

Customer

Profile Data

TRACKINGBEHAVIOR

CUSTOMERPREFERENCES

ImplicitProfiling

ExplicitProfiling

Social

Google

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3434Targeting: Rules, Segments and Variants

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Backbase

Wrap-up

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Backbase Portal: One Integrated Bank 2.0 Solution

Backbase

Portal

BANK

2.0

Security

CMSApp Center

Launchpad

Enterprise

Application

Integration

Digital

Marketing

Superior

User

Experience

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Thank You!Jelmer de Jong

[email protected]

AMSTERDAM - NEW YORK - LONDON - MOSCOW - SINGAPORE