When it comes to investing for your retirement it may feel like you are on a roller coaster. Markets are up and markets are down. It’s enough to make investors with nerves of steel feel a little motion

sick. All of us want our path to retirement to be stress-free, but that may not seem possible in the current economic climate. The best we can do is have a good plan for our retirement — one that takes into account the economic ups and downs that will inevitably occur over time. Here are five key steps that will help you develop a sound plan.

Step 1: Accept that All Investing is Risky

No one is going to deny that investing involves risk. Your investment choices and results will have a tremendous impact on the amount of money you will have available when you retire. That can make you feel unsteady, especially during times of market uncertainty. Is it possible you could lose money in the short-term, especially as the market takes wild rides? Yes.

TrustTalk Current news concerning your retirement plan

Fall 2011

While current events definitely drive short-term ups and downs (volatility), over the much longer-term the picture tends to be more stable. If we look at historical returns, for example, the S&P 500 posted a 9.9% average annual return from 1925 to 2010, which includes the period from 1929-1932 — the worst stock market decline in history — during the Great Depression. Of course, that annual average includes both the boom years and the busts — periods when the markets went down steeply and periods where they grew like gangbusters. Short-term investors could and did lose their shirts during the Depression. The point is, those who kept their money in the market for a long-enough time before, during and after the Depression were able to recoup many of the short-term losses and early reasonably good average returns, over time.

Time is the secret ingredient. Given enough time, the ups and downs tend to be smoothed out, and it is likely that a diversified portfolio can increase in value in the long-term, helping you reach your retirement goals. The more time you have before you will need your retirement

Avoid the Retirement Roller Coaster

nest egg, the more likely you’ll have time to ride out the market swings. As you get closer to retirement, you have a shorter time-horizon and typically will need to invest more conservatively. But consider this: you may live 20, 30 or even 40 years even after you retire, so at least some portion of your portfolio can be considered a longer-term investment.

Step 2: Keep Contributing

When you contribute to the Halliburton retirement plan you are making regular contributions with each paycheck, and since Halliburton is matching your contributions you’re actually making money. When you are consistently investing like this — some times when the market is down and others when the market is up — you are using an effective investment strategy called dollar cost averaging to your advantage. Since the market has trended upwards over time, so will the average annual return of your investments.

So, whatever you do, don’t stop contributing to the Halliburton retirement plan. You may see the value of your Halliburton retirement plan balance dip occasionally, but think of the phrase buy low and sell high. Right now you are buying low. As the market recovers, you should see gains in the stocks you are buying low now, increasing your balance. And your Halliburton retirement plan balance is a

cornerstone of your well-planned retirement.

Step 3: Have a Strategy

Worrying about the market’s ups and downs will give

you a headache and it isn’t useful on its

own. Remember that financial

crises make for great

headlines, but they are not

Trust Talk is published quarterly by the Halliburton Trust Investments Department. It is designed to provide members of the Halliburton Savings Plan and Halliburton Retirement and Savings Plan (referred to collectively as the retirement plan) with conventional wisdom on saving and investing. The information included in Trust Talk is not intended as financial advice. You may want to consult a financial advisor before making any investment decisions.

Suggestions or comments about Trust Talk can be sent to Sharon Parkes or Maria Bacaling, Trust Investments Department, 10200 Bellaire Blvd., Houston, Texas 77072.

the best trading indicators. The key to keeping your cool is to develop an investment strategy based on your time horizon, tolerance for risk and goals. Adjust your portfolio when one of those factors changes, but it’s best to make changes based on a solid, strategic reason.

While you can expect there to be bumps on the path to your retirement, if you’re finding yourself staying awake at night with anxieties about your retirement balance, you may want to reach out to your financial advisor. He or she can give you advice about strategies that will enable you to meet your retirement goals, and address any anxieties you may have.

Step 4: Use Your Tools

Your next step to a well-planned retirement is to use your tools. As a participant in the Halliburton retirement plan, you have access to a host of tools and resources through Fidelity, the plan administrator. They include:

• Online Account Statements – These cover any time period you specify (statements only use your data from 1/1/11 and on).

• Portfolio Review – Helps you decide how to invest your money.

• Retirement Income Planner – You can create an income plan to ensure you don’t outlive your savings.

Fidelity also provides access to workshops and tutorials that permit you to learn at your own pace and help you become a more educated investor. Go to www.halliburton.com/totalrewards to access all of your tools.

Step 5: Stay on the Path

Finally, stay on the path. By following these steps, you will be on a direct path to a well-planned retirement. You will probably go through a few hills and valleys over the years, but you should end up closer to reaching your retirement dreams if you maintain focus on your long-term goals.

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have only $92.31 less in her bi-weekly paycheck but will have a balance of $1,063,210 at age 65, assuming an 8% return — which is $283,523 more than her balance if she contributes 6%.

Keep in mind that the total balances in the charts below do not take into account the Halliburton Basic Contribution or her prior accumulated Halliburton retirement plan balance, if any. Also, the chart assumes Sarah does not receive any future pay increases (which is unlikely). Due to the power of compounding interest, the more Sarah contributes over time to her Halliburton retirement plan, the more money she will have at retirement.

So what does this mean for you? Consider contributing as much as you possibly can, now. A small 1% or 2% increase in your contribution won’t take a big bite out of your budget, and could result in significantly higher retirement savings down the road.

When it comes to saving, a little goes a long way. The percentage of your income that you contribute to the Halliburton retirement plan doesn’t necessarily make a big dent in your paychecks, but your

contributions from your paycheck over time can make a big impact on your balance when you’re ready to retire. Let’s take a look at Sarah — a Halliburton employee — and see how her decision to increase her contribution today impacts her Halliburton retirement plan balance in the future.

Sarah is 35 and makes $60,000 a year. Her target retirement age is 65, so she has 30 years left to save. She is paid bi-weekly and contributes 6% of her income to the Halliburton retirement plan, for a total of $3,600 a year or $138.48 per paycheck. This leaves her with $2,169.23 per paycheck, before deductions (such as taxes and medical benefit contributions) are taken out. She also maximizes the Halliburton match opportunity (up to 5% maximum) at this 6% employee contribution level, which adds another $3,000 dollars to her account this year ($115.38 per pay period). This means Sarah will have $779,687** in her Halliburton retirement plan at age 65.

But what if Sarah contributes more than 6%? How will this impact her bi-weekly paychecks and her Halliburton retirement plan balance at age 65? Let’s take a look. This table assumes Sarah continues to make $60,000 a year and receives an 8% return, and includes the contributions that Halliburton makes to her retirement plan ($3,000 a year).

As you can see, just by contributing 1% more of her income — about $23 more a paycheck — Sarah will have over $70,000 more in 30 years time. If Sarah contributes 10% of her salary to the Halliburton retirement plan, she will

A Little Goes a Long Way

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$200,000

$400,000

$600,000

$800,000

$1,000,000

$1,200,000

6% 7% 8%

% Salary Contibuted

Additional EarningsOver 30 Years**

9% 10%

Percent of Salary Contributed to the Halliburton Retirement Plan6% 7% 8% 9% 10%

Sarah’s Per Paycheck Contribution $138 $162 $185 $208 $231

Sarah’s Bi-weekly Paycheck* $2,169 $2,146 $2,123 $2,100 $2,077Balance at Age 65** $779,687 $850,568 $921,449 $992,329 $1,063,210

* Doesnotincludeotherdeductions,suchastaxesormedicalbenefitcontributions.

**Assumesanannualreturnof8%andincludesHalliburtonmatch;doesnotincludetheHalliburtonBasicContribution.

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Prepare for Tax Season

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but remember, the more you prepare now, the fewer headaches and gray hairs you’ll accumulate come April 15. Whether you do it alone, use a tax program or consult a tax professional, here are some tips to help you prepare for tax season:

Gather your receipts. Large or small, potential deductions like charitable contributions or business expenses can add up. Even if you’ve never itemized deductions in the past, knowing the amount of your potential deductions could determine whether you should begin itemizing this year.

Make a charitable gift. By making a gift to a charitable organization, you’ll help a group whose work you support — and you’ll also help yourself. You’ll get an immediate tax break for your contribution.

Make a list of income sources. Rather than relying on the sporadic arrival of tax forms, make a list of what you should be expecting by identifying all your income sources — Halliburton, banks, brokerage accounts, etc. There is nothing worse than thinking you have everything you need, only to get a last-minute form in the mail.

Another year is flying by; it seems like just a few months ago the year was starting off, and now it’s coming to a close. As 2011 ends, your thoughts may start drifting towards the holidays, family gatherings and cooler weather. Start the New

Year by giving your finances a once-over and making any adjustments now, before you have to prepare for tax season in early 2012.

Evaluate your investment strategies. Your life can change significantly over the course of a year. You may have gotten married, had a child or grandchild, bought a house or experienced another life change. For every major change in your life, you might need to change your investment strategies. Consider what’s changed — your short-term goals or your long-term goals — and then evaluate your investment strategy and adjust it accordingly.

Update your beneficiaries. One of the most important things to remember on your to-do list is to periodically review your beneficiaries for your investment accounts. The end of the year can be a good time for such a review, especially if you have any new additions to your family.

Give Your Finances a Check-Up

Review your contributions. Make sure you are contributing at least enough to receive the maximum Halliburton company match. The company matches dollar-for-dollar on the first 4% that you contribute and $0.50 on the next 2% that you contribute, for a total of a 5% company match. You need to contribute at least 6% of your income to receive the full match. Are you turning 50 or older in 2012? Then you may be able to increase your Halliburton retirement plan contribution by $5,500 through “catch-up” contributions. Can you afford to contribute more? If you can, you should. It adds up. See A Little Goes a Long Way on page 3.

Evaluate your investments. It’s a good idea to review your investment portfolio at least once a year and the end of the year is a great time to do it. As you look over your year-end statements, ask yourself if your investment strategy (asset allocation) is still right for you, figure out any questions you may have, look at how your investments performed compared to benchmarks and use the tools and resources available through Fidelity. You can also enlist the help of your financial advisor, if you need assistance.

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Rebalance your portfolio. Even if you had previously established an asset allocation that is right for you, your asset mix will inevitably change as a result of returns. Therefore, the percentage that you’ve allocated to different asset classes will change. For example, let’s say you had 60% in stocks and 40% in bonds last year. But over the course of the year, the stock portion of your portfolio grew faster than the bond portion, so at the end of the year, your current mix is 65% stocks and 35% bonds. Rebalancing your portfolio to your preferred asset allocation mix (60% stocks and 40% bonds, in this example) will help you return to your original investment strategy. Fidelity, the Halliburton retirement plan record keeper, can help you keep your asset allocation in balance by alerting you when it is time to rebalance — once

you have chosen a target allocation, you can sign up to be alerted if your allocation slips from those target percentages. You can also elect to have your investments automatically rebalanced quarterly, semi-annually or annually. You simply identify an initial investment combination, adjust your account to that mix and let the service do the rest. To set up these features or rebalance your portfolio, go to www.halliburton.com/totalrewards if you are an active employee (former employees should go to www.netbenefits.com).

Start the New Year by giving

your finances a once-over.

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Think about what is important to you: your family, your friends, your career ... and your financial future. Because of this, you are building your nest egg by contributing to the Halliburton retirement plan and living within your means. However, if you

are trading instead of investing, you may be putting your future in peril.

Trading and investing are two terms that are often used interchangeably. Typically an investor is focused on the long-term appreciation of assets. They are generally not

Invest — Don’t Trade — in Your Future

concerned about short-term fluctuations in prices, because they will ride them out over the long-term. They choose investments based on their goals, risk tolerance and time horizon.

Traders, on the other hand, focus on chasing significant short-term gains. They are very concerned about short-term price movements, and will buy and sell investments based on where they think the market is heading. They choose investments based on their predicted potential for short-term high returns.

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Unfortunately, the chase is not always the most successful strategy. While the potential of big short-term gains makes trading sound like an easy way to build up your nest egg quickly, in fact, research has shown that this short-term focus can actually lead to lower returns over time, compared to a steadier, long-term investment allocation strategy.

Is Timing Everything?

Traders believe that timing the market is the best way to make significant gains. They attempt to predict the future direction of the market and then buy or sell based on their predictions. Basically, their strategy is the opposite of “buy-and-hold.” While traders are trying to buy low and sell high, they often end up doing the opposite — buying high and selling low — which can quickly lead to losing money.

The truth is that no one can consistently and accurately time the market. No one knows exactly what the market

will do in the short-term. In the long-term, though, the trend is clear: the market tends to rise. Market timing is best left to the professionals who have access to technical data to determine the value of an investment. This is why many savvy investors follow the buy-and-hold strategy.

When you follow a buy-and-hold strategy, you choose an investment based on your retirement goals and then you hold — you don’t sell or trade. You are focused on the long-term gains your investment brings, rather than the inevitable short-terms highs and lows. Just remember that buy-and-hold doesn’t mean buy-and-forget. You should periodically review your investments and give your financial house a thorough cleaning (See Give Your Finances a Check Up on page 4). All investments require monitoring and even adjusting, especially as you age or your life changes, but be aware of the Excessive Trading Policy (see the sidebar on this page).

Focus on the Big Picture

Over the short-term — a day, a week, a month or even a year — stocks fluctuate. With a buy-and-hold strategy you may not get that big home run return, but you can sleep at night knowing you’re not going to strike out, either. Do you know someone who made a lot of money investing in dot-com stocks and then lost it when the crash came? You don’t want to make the same mistake.

So what should you do? Focus on the big picture — your retirement nest egg. Choose a strategy that incorporates funds that will perform for you in the long-term, remembering that retirement is a marathon, not a sprint. Diversify your portfolio to spread out your risk. Halliburton offers the Premixed Portfolios, which are lifestyle funds that base their asset allocation on targeted risk and return profiles: aggressive, moderate, conservative and stable value. You select the Premixed Portfolio that best fits your investment objectives and risk tolerance, and they are diversified for you.

Why put your financial future at risk for some short-term gains? When you are investing you are investing in your future — and the future of your family. Remember that you can’t time the market and stay focused on your ultimate goal ... of growing your nest egg.

The Excessive Trading Policy

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of the Halliburton Excessive Trading Policy. The Policy focuses on what is known as a “round-trip” transaction. A round-trip is an exchange into and out of the same investment option, in excess of $1,000, within 30 days. Under the Policy, you are limited to one round-trip transaction in any investment option within any rolling 90-day period, subject to an overall limit of four round-trip transactions across all investment options over a rolling 12-month period. This means you can only move money in and out of the same investment option four times a year, 90-days apart.

If you are invested in the Stable Value Premixed Portfolio (SVPP), the Policy works differently. If money is transferred or reallocated into the SVPP, the number of units acquired in the transaction cannot be transferred out of the SVPP for 30 calendar days. However, any units already in the SVPP prior to the transaction are not subject to the 30-day waiting period.

For more details about the Excessive Trading Policy, please refer to the Summary Plan Description.

Over the short-term — a day, a week, a month or even a year — stocks fluctuate. With a buy-and-hold strategy you may not get that big home run

return, but you can sleep at night knowing you’re not going to strike out, either.

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Downgrade of U.S. Credit Rating Renews Fears Amid Slowing RecoveryIn the third quarter of 2011, investment markets were driven by the downgrade of U.S. Treasury debt, the slow and reactive efforts to solve the debt crisis in Europe and numerous indications that economic growth was slowing rather than accelerating. All of this combined to drive equities sharply downward for the quarter while more secure assets, like government bonds, produced positive returns. The U.S. 10 Year Treasury yield fell from 3.2% to 1.9% at the third quarter’s end, touching its lowest levels in more than 50 years. In the U.S., the unemployment rate declined from 9.2% in June to 9.1% in September.

During the third quarter, U.S. equity markets were down sharply, with a significant portion of the decline coming in the month of September alone. Volatility significantly spiked during the quarter causing investor’s fears to heighten even more. A catalyst for U.S. market weakness appeared to be the release of poor Q2 GDP figures. They were accompanied by significant revisions to prior years’ data which revealed that the recovery to date had been much weaker than originally thought. Larger cap stocks fared better than their smaller cap counterparts during the quarter. Growth oriented stocks outperformed value in most areas for the quarter and the year, as investors tried to avoid stocks that cannot grow in a slow economy. Nine of the ten sectors of the Russell 1000 indices reported negative returns for the quarter, highlighted by the consumer discretionary, energy and financials sectors. The utilities sector posted the only gain with a 0.3% return during the third quarter.

Market Update

Newsstand

In non-U.S. markets, weakness from the U.S. combined with the continuing sovereign debt and banking crisis caused investors to fear the onset of a global recession. The developed country MSCI EAFE Index returned -19.0% in the third quarter, including a 3.3% decline due to currency as the U.S. dollar strengthened. In local currency terms, the non-U.S. markets had a -15.7% return. Greece, Austria and Italy were the worst performing countries, with Japan and New Zealand turning in the best performances. On a sector basis, all ten sectors posted negative results highlighted

by the materials, industrials and financials sectors. The emerging markets suffered as the result of risk aversion which was compounded by currency weakness, particularly in China.

The downgrade of the U.S. credit rating by Standard and Poor’s did little to suppress demand for Treasuries, as investors continued to worry over

slowing U.S. growth and the European sovereign debt crisis. The S&P downgrade of U.S. AAA debt at the beginning of August served as a catalyst for a sharp rally in government bonds of safe haven countries including the U.S., which further boosted performance of U.S. Treasuries. The European sovereign debt and banking crisis continued to negatively impact global markets because a credible solution has yet to be agreed upon. Treasuries performed better than corporate bonds, as investors were focused on safety. The Barclays Capital U.S. Aggregate Index gained 3.8% for the quarter. Higher credit quality and more defensive issues outperformed lower quality and higher volatility securities during a pull back in August and September, as the Barclays Capital High Yield Index returned -6.3% for the quarter. On September 22, the 10-Yr Treasury Yield fell to 1.70%, which was below the yield of 2.03% reached on December 18, 2008, in the wake of the Lehman bankruptcy.

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1. Envision the lifestyle you want to live during retirement, and whether you’d like to pass on an inheritance to relatives. Then make detailed estimates of what it will cost to support those goals for the rest of your life. Be realistic. With ever improving medical technologies, retirees in good health shouldn’t underestimate their own longevity. It’s also safe to assume that the costs for health care will increase as you age.

2. Closely examine how much you have saved for retirement, and what portion of those savings should be used on a monthly basis. Be sure to factor in other forms of income such as Social Security or personal savings.

3. Ensure that your retirement savings have adequate protection from risk. This means adjusting the asset allocation of your investment portfolio as you age, leaning toward more conservative, income generating investments.

It’s wise to seek advice from a financial professional who can help you develop a comprehensive retirement

spending strategy. Once a plan is in place, review it

periodically to be sure your estimates are

keeping pace with reality.

Gearing Up for ‘Spend Down’If you’re near retirement, chances are you’ve been socking away money for decades in preparation for life without a full-time paycheck. Now it’s finally time to start thinking about spending it. But how do you know how much to use if you don’t know how long you’ll live?

Sadly, some retirees live the high life for a while but are forced to return to work when they run out of money. And some overly conservative retirees deny themselves all but the bare necessities, then pass away with a small fortune left. Avoiding either of these situations is why “spend-down” planning is important.

Planning for an effective spend down is the process of matching your retirement dollars to your estimated income needs through retirement. Here are a few of the critical steps:

Newsstand

Retiree Corner

Read Up on Retirement Strategies

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financial advisor, you may also want to read a book or two that’s focused on financial issues and low-risk retirement strategies. They can help you plan and organize your short- and long-term financial goals, and also give you ideas to discuss with your family and financial advisor. Here are some recommendations:

• Live It Up Without Outliving Your Money! by Paul Merriman• Live Long & Prosper! by Steven G. Vernon• Social Security, Medicare & Government Pensions, by Joseph

L. Matthews and Dorothy Matthews Berman• Living Well In Retirement, by Cynthia Yates• Money to Last a Lifetime, by Lois Fishman

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Halliburton Company Employee Benefit Master Trust for the period ended September 30, 2011

Performance 10 Years* 5 Years* 3 Years* 1 Year 3rd Quarter

PREMIXED PORTFOLIOS Stable Value Premixed Portfolio 4.8% 4.5% 3.9% 3.7% 0.9%Hueler Stable Value Pooled Fund Index 4.3% 3.8% 3.1% 2.8% 0.7%Conservative Premixed Portfolio (CPP) *** n/a 3.9% 5.6% 0.8% (6.3)%CPP Index Composite n/a 3.1% 4.4% 1.2% (5.8)%Moderate Premixed Portfolio (MPP) 6.3% 3.2% 6.1% (0.3)% (10.7)%MPP Index Composite 5.7% 2.3% 4.7% 0.1% (9.7)%Aggressive Premixed Portfolio (APP) 5.3% 0.2% 2.1% (3.4)% (17.2)%APP Index Composite 4.9% (0.9)% 1.3% (3.1)% (16.7)%SINGLE FOCUS FUNDS Bond Index Fund 5.6% 6.5% 7.9% 5.1% 3.8%BC Aggregate Bond Index 5.7% 6.5% 8.0% 5.3% 3.8%Balanced Fund 6.0% 2.9% 5.1% 1.4% (8.7)%Balanced Fund Index Composite 4.1% 1.9% 4.1% 2.8% (7.9)%Large Cap Value Equity Fund 3.4% (2.8)% (1.0)% (3.6)% (18.6)%Russell 1000 Value Index 3.4% (3.5)% (1.5)% (1.9)% (16.2)%S&P 500 Index Fund 2.7% (1.3)% 1.2% 1.0% (13.9)%S&P 500 Index 2.8% (1.2)% 1.2% 1.1% (13.9)%Large Cap Growth Equity Fund 1.6% (0.3)% 1.3% 2.0% (12.7)%Russell 1000 Growth Index 3.0% 1.6% 4.7% 3.8% (13.1)%Non-U.S. Equity Fund 7.4% 0.3% 1.5% (9.1)% (20.2)%MSCI ACWI ex U.S. ** 6.3% (1.6)% 0.5% (10.8)% (19.9)%Mid Cap Equity Index Fund *** n/a 2.1% 3.9% (1.5)% (19.9)%S&P MidCap 400 Index n/a 2.2% 4.1% (1.3)% (19.9)%Small Cap Equity Fund 4.9% (0.1)% 4.0% (3.9)% (22.2)%Russell 2000 Index 6.1% (1.0)% (0.4)% (3.5)% (21.9)%* Annualized.** Returns prior to January 1, 2005, include MSCI EAFE Index, the previous fund benchmark. *** Mid Cap Equity Index Fund was not in existence until January 1, 2005. The Conservative Premixed Portfolio was not in existence until January 1, 2006.

General Investment Policy Index (Benchmark) Composite Balanced Aggressive Moderate ConservativeU.S. stocks Russell 3000 Index 70.0% 43.0% 26.0%S&P 500 Index 65.0%

Non-U.S. stocks MSCI ACWI ex. U.S. — 30.0% 19.0% 12.0%U.S. broad market bonds Barclays Capital U.S. Aggregate Bond Index 35.0% — 33.0% 20.0%U.S. high yield bonds Bank of America Merrill Lynch High Yield Bond Index — — 5.0% 4.0%Hueler Stable Value Pooled Fund Index — — — 38.0%

Fund Performance Update

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Performance NotesTo help you better understand how your funds are performing, the funds are compared with appropriate indices or with composite index returns. The composites are created by blending together index returns in proportion to the investment policy of each fund (see the chart “General Investment Policy Index (Benchmark) Composite” on the bottom of page 10).

Performance data represents past performance; no assurance can be made regarding future results.

Index Definitions*

Bank of America Merrill Lynch High Yield Bond Index is an index of U.S. corporate bonds that are rated less than investment grade but are not in default.

Barclays Capital U.S. Aggregate Bond Index is an index of U.S. bonds, including government, corporate, mortgage-backed and asset-backed securities.

Hueler Stable Value Pooled Fund Index is an index of stable value pooled funds available to investors through employer-sponsored retirement plans.

MSCI (Morgan Stanley Capital International) All Country World Index (ACWI) ex. U.S. is an index of non-U.S. stock securities listed on the stock exchanges of developed and emerging markets.

Russell 1000 Growth Index focuses on the 1,000 largest companies in the Russell 3000 Index that have lower dividend yields and above-average growth rates.

Russell 1000 Value Index focuses on the 1,000 largest companies in the Russell 3000 Index that have higher dividend yields and below-average growth rates.

Russell 2000 Index measures the performance of the 2,000 smallest companies in the Russell 3000 Index.

Russell 3000 Index measures the performance of the 3,000 largest U.S. companies based on total market capitalization. It is used as a general measure of U.S. stock market performance.

Standard & Poor’s 500 Index is a popular standard for measuring large-cap U.S. stock market performance. The index includes a representative sample of 500 leading companies in prominent industries.

Standard & Poor’s MidCap 400 Index is a popular standard for measuring mid-cap U.S. stock market performance. The index includes a representative sample of 400 leading companies in prominent industries with a market capitalization of approximately $1 – $4 billion.

* You cannot invest in any of these indices. Fund holdings will differ from index holdings.

For account information, go to www.halliburton.com/totalrewards if you are an active employee (if you are a former employee, go to www.netbenefits.com) or call the Halliburton Benefits Center automated telephone system at (866) 321-0964.

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We encourage you to call the Trust Investments Department at (281) 575-3316 with any suggestions or comments regarding Trust Talk. You can expect the next issue in May 2012.

What's Inside

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Avoid the Retirement Roller Coaster

A Little Goes a Long Way

Give Your Finances a Check Up

Invest - Don’t Trade - In Your Future

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