Avj- iierb-bd.org/wp-content/uploads/2012/10/interest-17-06-12.pdf · Thoughts on Economics Vol....
Transcript of Avj- iierb-bd.org/wp-content/uploads/2012/10/interest-17-06-12.pdf · Thoughts on Economics Vol....
Thoughts on Economics
Vol. 22, No. 02
Avj- i
Aa¨vcK gynv¤§` kixd ûmvBb
(mgvß)
i i Ges i
i i
(Avj-KziAvb: 2: 277|)
g~j e³e¨
- i `ywbqv- s
b wbqg-weavb eY©bv Ki q
KvR m¤úv`bKvix, i Bn-ciKvjxb mydj I wewbgq
i Rb¨ cvw_©e I ciKvjxb
e¨vL¨v
- Ë¡, `vwi`ª, Afve, ¯^v_©Ø , - nvwb I
hy×-w - ¨
hveZxq myL- ~Z hvq Ges
, wbivcËvnxb kvbx, vm, fqfxwZ, gvivgvwi,
KvUvKvwU wgwËK e¨vcvi n q `uvovq| Avi i ARvbv AvksKv
| Gme Kvi Y `ª i fq, ÿy -
s
a¨ nq| AZtci ciKvjxb i
wecix qgKvix, hvKvZ`vZv, b¨vqKg©kxj
i mgv - -`vwi`ª¨-eyfzÿv I
KvUvKvwU, m , hy i wefxwlKv I wbivcËv
bv| eis _ ~wZ, m¤cÖxwZ-
68 Interest – The Quranic View
fvjevmv, D`viZv, gnv a©Z
-
Avi ci- i
i
Avkv Kiv hvq|
Cgvb
-Bjvnv Bjøvjøvû gynv¤§v`yi ivm~jyjøvnÓ A_©vr ÒAvjøvn Qvov
b
kZv, wK , bki, wePvi
i U A½xKvibvgv|
Rvbv m¤¢e bq| ex- i
i
e¨e vj
w u ,
|1
b gvbyl hv Rb¨ ingvbyi
m
AZtci hy wZ I
weåvw i jøvn Zuvi bex-
i
aviv b gynv¤§` (mt)| gynv¤§` (mt) G
i mgMÖ gvb i wbKU _
vi Rb¨ gvbe
KzgÓ2
i
-GK, `yB- i
3
1 Avj-KziAvb: 2:151| 2
Avj-KziAvb: 3:193|
3 Avj-KziAvb: 3:193|
Thoughts on Economics 69
b Cgvb`vi, Avi hviv v
ZvInx`
Ò Ó;
ZvI i ÔBjvnÕ god, deity, godhead|4
GK - I
AwØZxq mªóv Ges me wKQzi I i AwaKvix cÖfz, gvwjK,
KQz
-Kvbyb, wewa-weavb I wbqg-c×wZi wbisKzk
-
c
K Ges kvw¯Í
AwacwZ; whwb cig `qvjy -
wbe×; whwb b BZ¨vw`| GK K_vq Avjøvni hZ
¸Y- -ÿgZvi K_v Avj- ÔBjvnÕ Gi
vÎ vn,
–
v-
i AwaKvix cÖfz I Dcv
kixix-Akixix v Avjøvn cÖ`Ë bxwZgvjv, AvBb-Kvbyb, wewa-
weavb I wbqg-c×wZ wbfz©j, , b¨vq wbô, Kj¨vYKi
I Abymibxq weavb -Kvbyb, wewa-
weavb I wbqg-c×wZB wbfz©j I MÖnY |
4 J. M. Cowan:
70 Interest – The Quranic View
vZ
b Avjøvni ivm~j|Ó
Prophet, Messenger, Emissary, Envoy, Delegate,
Apostle5
BZ¨vw`| t
Prophet : jøvni
Messenger :
Emissary :
Envoy : i
Delegate : i
Apostle : |
- v
mt)|
b, ciKvj, nvki, bki, wePvi, ¯Í hL BZ¨vw`
we cÖvß I mZ¨|
wZwb gvbe -
i
jøvni
K kj| wZwb hv wKQz MÖnY I cvjb
xb
ev¯Íe bg~bv| AvjøvnZvÕqvjv
(mt) hveZxq fzj-ÎæwU, cvc-cswKjZv myg
v i
_
Mhe I kvw¯Íi KviY|
5 J. M. Cowan:
Thoughts on Economics 71
i
g Avi GK i
vUv _
g©i
gvbyl fvj- Ö`vb
h_fv
6
`Iqv
i RxweZ Kiv
i
b v
i
;
ciKvjxb Rxe i wnmve-wbKvk Ges
i AvBb- i b DØy× I cwiPvwjZ
i me©`v `vwqZ¡
w¾Z nq Ges AbyZß
Revew`wn Kivi G Abyf~wZ
g I cvc Z_v Avjøvni bvdigvbx I A
i
, ivm~
-wbKvk, wePvi,
ev¯Íe KvR- i
Cgvb`vi|
6 Avj-KziAvb: 2: 281|
72 Interest – The Quranic View
GB A½ i D
i
-wg_¨v I fvj- i
-
K¨i i
mvdj¨ I Kj¨ bq|
Y i
-LqivZ, Zmwen&-Zvnwjj, whwKi-AvhKvi, Zvnv¾y`,
bdj BZ¨vw` KwZcq AvbyôvwbK B g
G -kv`x, jvjb-cvjb, wkÿv-`xÿv, e¨emv-evwYR¨, PvKix-evKix
kvmb, wePvi-AvPvi, hy×, Pzw³, mwÜ
-
Q|
good, right, proper, righteous, valid, true etc.7
Avj-KziAv i
‘righteousness’8
,
‘Righteousness’- “what is morally right’9
, True, Just, b¨vqm¤§Z,
b¨vh¨, b¨vq-wePvic~Y©, b
b¨vq- b
j
- Zvi
C
7 J. M. Cowan, ed., A Dictionary of Modern Written Arabic, Third Edition, 1976, Spoken Language
Services, Inc. p. 521. 8 Yousuf, A. Ali: The Holy Quran, Amana Corporation, 1983, p. 112; Translation of the Meaning of the
Noble Quran, King Fahd Complex, Madina, KSA, p. 63. 9 Advanced Learner’s Dictionary of Current English, Oxford University Press, Millennium Edition,
2000, p. 1012.
Thoughts on Economics 73
kZ©
i m¤úvw`Z
øvni weavb I ivm~jyjøvni -c×wZ
i v
I (mt)
Acwinvh© KvR -g~Î Z¨vM Kiv, Ny , LvIqv, cvb Kiv BZ¨vw` Avjøvn I
i (mt) i nq b¨vq KvR ev , Ab¨_vq Ab¨vq
q; GgbwK, bvix- vq KvR nq hw` Zv
KziAvb-my |
v v, n¾¡, hvKvZ
BZ¨vw`I hw` Avjøvni i (mt) -c×w nq
nxZ nIqvi KviY _v -evwYR¨,
ivRbxwZ, kvmb, i
ji nq;
ch©ewmZ nq|
Zv
Av ; Avi mvg
eªZx nq i -
-
i ivLv m¤ Zv Qvov
i b¨v
i i Ges
10
i R
we`AvZx cÖ_vi cÖPjb R
Ó
Avey mvC` b
i
10
Avj-KziAvb, m~iv n¾¡: 22:41|
74 Interest – The Quranic View
i q, hw`
11
wQj| Zuviv Zuvi
v b i i
v i i i Zv Kivi
i i gyKvwejv
Ki i
i mwilv
12
Avj- q i
i|
|
- C
mgv
G KvR i I
GLwZqvi e¨Z la -
mvgvwRK I
ivóªxq mZ¨ I b¨v
v wb
b
Z
wb Ges
AZtci g
evmx i ³i
t) Ici b¨v i ax i n¾¡,
11 12
Thoughts on Economics 75
hvKvZmn my`, weevn, ZvjvK, wgivm, e¨emv-evwYR¨, µq-weµq, Pzwi, WvKvwZ, Lyb-
ivnvRvwb, Nyl, Ryqv, whbv-e¨vwfPvi, al©Y, Ryjyg, wbh©vZb, nZ¨v, ¸g, Lv`¨, cvbxq,
-AvkvK, wkÿv-cÖwkÿY, mvÿ¨, wePvi, hy×,
³MZ, cvwievwiK, mvgvwRK, ivR
AvBb-
me AvBb Rvwi |
Avjøv ¯Í cvIqv i Rb¨ Zuviv Su
G I uvi
GZUv fxZ-
i i
Avi B
gª i (mt)
Vb kvw¯Í
i - -cwiRb nvwi -
msmvi, m¤ú`-m¤úwË Lywq
ivm~jyjøvni i
i AvBb
bvwhj K Qb i
Ges
i AvBb bvwhj K Qb
Avi i v
c~Y© D v
mvjvZ
AvqvZmn Avj-Kzi ivi K_v ejv
13
13 BDmyd Avj-
76 Interest – The Quranic View
14
Ki|Ó15
bvgv
-
i wË
16
i
i ;
i 17
I
vZ Õ (dvjvni
gyw³ I mvdj¨, thriving, welfare, prosperity,
salvation, success18
.
19
¯Í
nvZ-gyL
Ó20
gvi bvgvh-
& i Ó Avey ûivqiv
i
hw` GKwU SY©v w` i i
i
21
-
vi Ô`iæ`Õ
k
i m
wbqg- - i
14
Avj-KziAvb: 29:45| 15 Avj-KziAvb: 96:19| 16 Avj-KziAvb: 73:6| 17 Avj-KziAvb: 2:153| 18 J. M. Cowan, 19 -wZiwghx 20 -wZiwghx 21
Thoughts on Economics 77
qg Kiv|
- ³ -
i i , KLb
NUbv-`yN©Ubv Dc ¨, m~h©- e
i _ i, KLbI Ab¨
i Zv Av`vq Kivi
-civgk© diR, I
i
i Rb¨ wba©vwiZ GK cÖwkÿY Kg©m~Px|
-
-
22
Lwjdv
b23
, Avjøvn cÖ`Ë weavb Abymv i Ici
cÖwZwôZ _vKv q b Ki
24
GB weivU `vwqZ¡ cvjb Rb¨ KwZcq ¸Y AR©b
Y ivLv, fvjevmv I HK¨ BZ¨vw`| gvbyl,
i, v Y i
i
`ywbqv- i GKvwacwZ ev`kvn Avjøvni
i
kixi i
i i v
bx
22 Avj-KzivAvb: 2:30| 23 Avj-KziAvb: 51:56| 24 Avj-KziAvb: 57:25; 17:90; 49:9|
78 Interest – The Quranic View
i q| B g û AvKei-
weï× I Abvwej gb wb
iæ
Zuvi Ò
cÖfz cÖwZcvjK Avjøvni Rb¨Ó; ZLb
Ó ) kq `qvjy I KiæYvgqÓ,
AvjøvnZvÕqvjv -¸YM Ó
gvnvZ¥¨ )
Avgvi
Ó i -
m i i iv
i
25
gx
B gi m ni
i
i i
i, Zuvi
Kvjvg cv i i,
Avjøvni i,
i, Y i,
Rb¨ I i
I ivm~j| Zviv
bex (mt) I Zvi cwievi- ei
`iæ` I eiKZ nxg (Avt) I Zuvi cwievi-cwi Zviv
w i Avjøvni
© ji
i i
25 mnxn gymwjg
Thoughts on Economics 79
mvjvZ Cgvb` i mve©ÿwYK ZvKIqvi AwaKvix evbvq Ges
ZvB bq,
cÖfz- i
jø i Rxeb
mv - i -
q, GKB Kg©m~Px I GKB wbqg- B
i `ywbqvi mKj
q|
i ga¨
v I
i b, mvgR I ivóªxq
gwb wZwb i bvM i cwiPvwj b
b i
i - i mgvR I
i
I
Cgvb`viMY i
hvKvZ
Avjøvn i b hvKvZ cÖ`vb K k
b hvKvZ msMÖn Ges Avjø -
b Cgvb`viMY i miKvi
i i i
hvKvZ avh© I Av`vq Ges Zv e¨q-
hvKvZ-
mvgv i Ae¨_© nvwZqvi|
80 Interest – The Quranic View
- -
wbivcËv, m¤cÖxwZ, mnvbyf~wZ, mngwg©Z
i
B ivZ
KvUv
AvRi
reward, recompense, remuneration,
hire, rent, wages, pay, honorarium, price BZ¨vw` Ó|26
A_©vr
i
v
i, i Ges hvKvZ m i
cyi vi Zviv Aek vwßi
R
, v
wb|
C
i mgvR nq b¨v vR, cvi¯úwiK HK¨ msnwZ I
v
q ytL ¤ú~Y© gy³, wPi
i Rb¨ Avjøvn cÖwZkÖæwZ
i
i fq-
i 27
26
J.M. Cowam: 27
Thoughts on Economics 81
i my` eve
278)
g~j e³e¨
Q v
e¨vL¨v
Bw – _
nx i
me Kiv
me Pzw³ envj _vK `
i
G cvIbv my` i i
Avi i wZwb Zuvi PvPv Av
my` vl ¨v
Kijvg|28
cwinvi kZ©hy³ K b i v i bv
g
viv gywgb bq PvB Zv L
i ni KiæK|Ó29
i i
i m
i
28 19| 29
82 Interest – The Quranic View
g~j e³e¨
my` eR©b Kiv bv Zvi kvw Íi weavb
Avmj m¤úwK©
e¨vL¨v
v a
`vwqZ¡, ÿgZv I GLwZqvi
AvqvZw
Ac30
qvwRZ MfY©
31
i cÖPjb
MfY© ii i i Kvievi eÜ bv
i i i
¯^vqË¡kvmbvwaKvi `vb Kivi mgq Pzw³ , Òhw`
i i
32
, nvmvb
ixb I iæevC Be
i
i ivLvB i viviæ×
i 33
Avi
34
my` LvIqv
GB Avqv
Avmj
` i cÖwZg~j¨ (KvDÈvi f¨vjy) Aek¨B
30 gI ~`x, Zvdnxg~j KziAvb, m~iv Avj-evKvivn, UxKv 323| 31 32 gI ~`x; Zvdnxg~j KziAvb, m~iv evKvivn, UxKv 323| 33 34
Thoughts on Economics 83
i w`
wiev Ges nvivg| G DÈvi f¨vjy `ywUi cvi¯úwiK
-weµq hv AvjøvnZvÕqvjv
K i wewbg q cÖvc¨ K
` q ii Ici Ryjyg
Ryjyg
KvDÈvi f¨vjyi Ici
n A_ev Zvi evowZ Ask
cvIbv`v ii
w
j Zvi LvIqv
AwekóvskI nq I my Avjøvn
cvIbv`vi ev gvwjK AwaKvi
|
eyS| (AvqvZ 280|)
g~j e³e¨
o, nx i
mvg_© hw
i n i
i
84 Interest – The Quranic View
e¨vL¨v
nxZ
Avi i
Av`vjZ FY` i cvIbvi AvswkK ev m¤ú~Y© mv`vKv
i Iqvi Rb¨| G cÖm
K
i
ZLb bex
v `vI| Gi
i i bq|Ó35
dK¡xnMY G
i
covi Kvco- - i
i bv|36
GB v jøvn I Zuvi ivm~j (mt) cÖ`Ë AvBb| Avi
i i Avey ûivqiv
Ò i FY w`Z Avi Zvi
i w` jøvn
i
i w Ó37
Avi i w Zv i –
Ávb- cjw× Kivi Rb¨
Avcxj -
(AvqvZ 281)
35 - 324| 36 37 mnxn eyLvix, fwj-4, nv`xm bs 687|
Thoughts on Economics 85
g~j e³e¨
281 Q ®ú
e¨vL¨v
v Z_ A
cÖnix Ges GKwU M¨vivwÈ| Gi gZ wbLyuZ I Ae¨_© M¨vivwÈ gvb
n¨K cvnviv
LyeB mnR hw` bv Avjøvn I Zuvi my²vwZmy² wePvi I kvw¯Íi
i e×g~j nq| GKgvÎ Bmjvg i
i hvIqv Ges `yw i djvdj cvIqvi
B
Kg©dj-
- i,
we |
Dcmsnvi
Avj-
- i Pzw³ Kiv
nq| µq- B
f my`
GKwU Ryjyg Ges A_©bxwZ I mgv I ivm~j (mt)
my`x i
i cyuwRcwZiv-weËkvjxiv i cÖfvevax b
mgvR I ivóª cwiPvwjZ nq i
i Cgvb w i i
ZIwdK `vb Kiæb| Avgxb\