Autism NOW Webinar August 21, 2012

7/31/2019 Autism NOW Webinar August 21, 2012

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Presented By: Amy Goodman

Tuesday August 21st, 2012@ 2pm


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What is Community Living? Self-Determination

Conducting A Housing Search: 5 Step Process

Common Terminology

Public Housing Section 8: Tenant Based Voucher

Mainstream Vouchers

Certain Development Designated Housing

Vouchers Applying for Section 8: Tenant Based Voucher

Section 8: Project Based Voucher


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Supportive Apartments Low-Income Housing Tax Credit Apartments

(LIHTC)

USDA Rural Development Program

Homeownership Homebuyer Assistance Programs

Section 8: Homeownership

Habitat for Humanity

Rural Opportunity Mortgage Neighborhood Assistance Corporation of America

(NACA)


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Individual Development Accounts (IDAs) Group Living Options Alternative Family Living Boarding Homes Group Homes Intermediate Care Facilities (ICFs) Family Care Homes Adult Care Homes Assisted Living Residences Nursing Homes


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Residents Rights Fair Housing Act

Land Lords Can/Cannot

Examples of Housing Discrimination Reasonable Accommodations

Reasonable Modifications

Resources


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Community Living Includes many things.a) School Activitiesb) Community Activitiesc) Social Skills

d) Travele) Safetyf) Housing: Living Independently

This webinar will focus on Housing/LivingIndependently


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Self-determination is the right of individualswith disabilities to make choices about theirown lives, to have the same rights, andresponsibilities as everyone else, and to

advocate for themselves.

In terms of housing, self-determination refersto individuals with disabilities having controlover their housing choices.


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Think about your housing wants and needs Figure out how much you can afford

Conduct search

Secure an apartment or house Be a responsible tenant


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Start by answering some simple questions If you need help with your housing search,

ask for it. Locating a housing mentor is agood place to start.

Housing Mentor: A housing mentor is aperson that you choose to help you find andkeep a home of your own. It could be a family

member, friend or staff person.


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One should do a monthly housing budgetbefore you actually start looking for a houseor apartment

30% of your gross(pre-tax) income

Monthly income X .30 should give you an ideaof how much rent you can afford to pay

Moving costs: rent, electric/gas bill,

application fees, security deposits, utilitydeposits, pet deposits, etc


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Market Rate vs. Subsidized Housing Shared Housing

More affordable

Roommate

Classified Ads

On-line roommate matching services

Local chapter of The Arc

Case manager


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Market Rate Housing News paper ads

Internet

Subsidized Housing: Housing Choice Voucher

Program-Public Housing Public Housing Authorities (PHAs)

Section 8 Based Vouchers:

provide choice and flexibility

can select any apartment that meets the program criteria

Tenant based: free to choose any unit in any apartment

Project based: specific apartment complex

Homeownership Assistance


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Application Process Income verification Credit check Rental history check

Criminal background check Sign the Lease

1 year Read conditions before signing May have to purchase Renters Insurance, most just

recommend it. It covers a tenants belongings dueto theft or damage caused by natural disasters orother people. Average Cost$60 to $75 per year.


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Pay Rent on time Take care of your apartment or house

Follow the rules outlined in your lease ifrenting


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Area Median Income (AMI): Low Income, Very Low Income, Extremely Low

Income

Adjusted Household Income:

Total Tenant Payment (TTP): Utility Allowance:

Fair Market Rents (FMRs):

Public Housing Authority (PHA):

Payment Standard: Housing Assistance Payments (HAP):

Household/Disabled Household:


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Selection Preferences

Reasonable Accommodation

Predatory Lending:

Foreclosure:

*all definitions can be found:www.arcnc.org/file/HousingCloserLook.pdf

*Look in the Glossary at the end of thedocument
http://www.arcnc.org/file/HousingCloserLook.pdfhttp://www.arcnc.org/file/HousingCloserLook.pdf


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A federal subsidized housing program forlow-income families and individuals

Eligibility Requirements: Elderly

Disability

Family

U.S. Citizen

Common Preferences may occur, meaning you may

be able to get housing faster if you have adisability.


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A housing subsidy is paid to the propertyowner directly by the PHA on behalf of thetenant

Housing voucher is portable

No time limit on how long one can receivesection 8 assistance, as long as the individualremains eligible for the program


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Specifically for individuals with disabilities Responsibility of tenant to find a unit that

meets his/her needs

Same costs and guidelines apply as othervouchers

Similar contract with property owner

Same subsidy payments on behalf of tenants

Are portable and may be used anywhere


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Are additional types of Section 8 vouchers thatcan that assist individuals with disabilities toaccess housing

Contact a PHA or visit the HUD website

www.hud.gov for more information. PHAs need to apply for specific funding for these

specialty vouchers for individuals with disabilities

They do not have to participate, many PHAs havechosen not to participate in the Mainstream

Voucher Program and the other specialty voucherprograms. If not participating, encourage thePHAs to apply.
http://www.hud.gov/http://www.hud.gov/http://www.hud.gov/


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Initial Application Waiting List

Screening and Verification

Voucher Issued Housing Search

Renting A Housing Unit


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Rental Assistance is tied to a specific unit orbuilding

Live in designated housing

Rental subsidy stays with the unit

Available to the next eligible person whomoves into the residence


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Independent units targeted for individualswith disabilities

Supportive Services: Transportation

Budgeting

Shopping

Apartments not required to be licensed

Do not have full time staff


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Federal government funds the construction ofnew or renovated rental housing for low-income households

Housing must be affordable

Occupied by households with incomes equalto or less than 60% of the AMI


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Must accept qualified applicants who have asection 8 Voucher

10% of units have to be targeted forindividuals with disabilities

Need a disability source of income (SSI, SSDI)


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The U.S. Department of Agriculture RuralDevelopment Section 515 MultifamilyHousing Program: Affordable housing for very low and low-income

tenants in rural areas Interest subsidies

Rental assistance subsidies


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Housing Counselor: work one-on-one with apotential homebuyer to provide guidancethroughout the home buying process. Knowledgeable about affordable mortgage

products, down payment assistance, and otherprograms

Can link buyers with lenders, realtors, and others

Can help with budgeting, establishing savings

programs, evaluating a persons readiness forbuying a home, and addressing barriers tohomeownership such as poor credit history


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To find a housing counselor: Call 800-569-4287

http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/hcc/hcc_home
http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/hcc/hcc_homehttp://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/hcc/hcc_homehttp://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/hcc/hcc_homehttp://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/hcc/hcc_home


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Minimum income requirements Need to have a certain amount of savings

($1,000.00)

Require 12 months of clean credit history

Talk to your local HFA counselor to see if youqualify, you could be eligible for: A below market interest rate mortgage

Down payment assistance up to $7,000 or a secondmortgage up to $20,000

A mortgage credit certificate


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Tenant based vouchers can be used topurchase a home

Must be a current participant in the section 8tenant-based voucher program

Must have been a renter for several years anddemonstrated ability to pay rent regularly

Family must attend and satisfactorily

complete a housing counseling program


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Same voucher payment schedule as thetenant-based rental vouchers

This program has a term limit of 10-15yrs

No time limit for receiving assistance for anelderly household or for a household headedby a person with a disability


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Private non-profit organization, goal is toprovide homeownership to low-incomefamilies and individuals.

Individuals are eligible to purchase a home

by: Assisting (with families and friends) in building own

home and the homes of other Habitat families aspart of their sweat equity agreement

Depends on your need for housing Depends on you ability to pay

Depends on your willing to partner with Habitat


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Interview Income and credit screening

Criminal background check

Employment and Rental history check Application process can take between 3-6

months

Sweat Equity requirement takes between 3-9

months Entire Process: takes approximately 1year to

complete: Orientation to House Closing


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This program targets individuals with low-incomes living in rural areas

These loans target borrowers with low-incomes: Sometimes 50% of AMI

Offer repayment terms longer than 30 years


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A national non-profit, community advocacy andhomeownership organization. Primary goal: to build strong healthy neighborhoods in

urban and rural areas nationwide through affordablehomeownership

Affordable mortgage program for low and moderateincome individuals

Property renovation assistance Counseling and assistance for individuals facing

foreclosure

For more information: Call 888-302-NACA

www.naca.com
http://www.naca.com/http://www.naca.com/


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Matched savings accounts to help low-income individuals and families build assets. Similar to 401K plans

Can be used for:

Buying a house Paying for post secondary education

Start a small business

Required to enroll in a budget/credit counseling

program Funded by public and private source

Operated by community-based organizations


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Alternate Family Living Boarding Homes

Group Homes

Intermediate Care Facilities

Family Care Homes

Assisted Living Residences

Nursing Homes


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Type of supportive housing in which anindividual with a developmental disabilityresides with a family other than their own inorder to receive habilitative care.

Operated by provider agency

Licensed by the state, if more than one adultis living in the same home

Provider does not receive special assistance Paid from residents SSI plus Medicaid or

state funded service dollars


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Group living situations for people who needmore than periodic support, but do not need24-hour supervision. Four or five people share a home

Owned by an agency Agency staff provides routine visits and on-call

support

Residents pay a flat fee for room and board


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A group living option for adults withdevelopmental disabilities. Five or six residents in each home

24 hour personal care

Habilitation and other supportive services Owned/operated by private agencies

Room and board paid for by residents SSI andSpecial Assistance


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Intensive ,regulated, residential servicefunded by Medicaid to serve individuals withintensive behavioral and medical needs whoneeds more than a group home offers, but

less than a skilled care nursing home level ofcare. Six beds

Personal care

Habilitation Specialized therapies


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Active treatment Overnight supervision

Licensed by state

Owned and operated by private agencies


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Small assisted living facilities Two to six residents

Designed to provide residential care for theelderly

24 hour personal care

Room and board paid by SSI and specialassistance


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Facilities with seven or more beds designedprimarily to provide residential care for theelderly, whose principal need is a home withthe shelter or personal care their age

requires. 24 hour personal care services

Bathing

Dressing

Grooming Medication administration

room and board paid by SSI and special assistance


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Any group housing and services program fortwo or more unrelated adults One meal per day

House keeping services

Personal care services


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Health services facilities that provide nursingor convalescent care for three or morepersons. Chronic or convalescent patients

Medical and nursing care Not sick enough to require general hospital care or

special facilities


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Be treated with dignity Privacy

Humane care

Freedom from mental and physical abuse

Freedom from neglect and exploitation

Consult with an attorney or advocate

vote


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Receive treatment Send and receive unopened mail

Worship

Go outdoors

Use the telephone

Keep and spend a reasonable amount ofmoney


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Prohibits discrimination in the sale, rental,and financing of housing based on race,color, national origin, religion, sex, familialstatus, or disability

Prohibit discrimination against persons withdisabilities

Require housing providers to makereasonable accommodations for individualswith disabilities


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Require housing providers to allowindividuals with disabilities to makereasonable modifications to a house or rentalunit

Require that new multi-family housing bedesigned and constructed to be accessible toall individuals with disabilities


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Verify that you are qualified for thedesignated unit

Verify your income

Conduct a criminal background check

Check your references


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Saying a house/apartment has already beenrented/sold when it is still available

Offering different conditions to a individualwith a disability

Refusing to allow a individual with a disabilityto add a ramp, widen doorways, or add grabbars to make their housing more accessible

Showing an individual with a disability

housing only in certain neighborhoods orassigns an individual to a particular section ofa building


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Are changes to rules, policies, practices, orservices to allow individuals with disabilitiesequal opportunity to use and enjoy a housingunit, including common areas.

Reasonable: the action requested by theindividual with a disability:


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does not cause an undue financial hardship to thehousing provider

Does not cause a basic change in the nature ofhousing programs available

Will not cause harm or damage to others

Is technologically possible


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Changes in the physical arrangement of theinterior of a housing unit, common spaces, orparking spaces. Make tasks easier

Reduce accidents Support independent living

Allow individual with the disability to have fullenjoyment of the premises where they live


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Widening doorways Putting up a ramp/walkway to door

Hand held showers

Grab bars

Handrails

Adjusting location of furniture

Changing the lighting fixtures


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www.arcnc.org/file/HousingCloserLook.pdf www.hud.gov

www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm

www.naca.com
http://www.arcnc.org/file/HousingCloserLook.pdfhttp://www.hud.gov/http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfmhttp://www.naca.com/http://www.naca.com/http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfmhttp://www.hud.gov/http://www.arcnc.org/file/HousingCloserLook.pdf


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You will receive an email shortly with a link to our discussion board. ThePowerPoint and recording will also be provided in this email. Email Phuong

([email protected] ) if you experience any issues.

Website:

www.autismnow.org

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Tuesday, August 28, 2012, 2:00-3:00 PM, EDT

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Autism NOW Webinar August 21, 2012

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