Aussie Painting Contractor

32
Issue #3, December 2011

description

The Aussie Painting Contractor magazine is here to share industry and business knowledge with Painters and Decorators, small business owners as well as consumers.

Transcript of Aussie Painting Contractor

Page 1: Aussie Painting Contractor

Issue #3, December 2011

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Instant access to our TWO pricing and estimating guides

Quotation guide to assist you when quoting

Work Method Statement and Risk Assessment Guide

Personal service and phone advice

Web Listing for prospective customers to find you easily

Free targeted online marketing & advertising

Back-links to assist you in SEO rankings

Your own page on homepaintersinfo.com

Painters’ Help section if you are looking for work or looking staff

If now is not the right time to subscribe we can still offer you a complimentary 1 page listing in our 'Find a Painter' section.

Supply your details to obtain your complimentary page NOW!

Make sure you include your address, phone number and current web site if you have one, if you don’t, use ours!

$49.97 is all you pay for a 1 year subscription

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Contents

From the Editor 4

A Must for Movember 4

Members Consultant 5

Business Principles series Part 3: Always meet company obligations 6

PROSPECTING Vs NETWORKING – business networking for the future 8

How To Find Work 9

Systems for a Successful Business 10

Member Profile 12

James W Decorating 12

Home Painters Info – Online Painters Forum 14

Protect your greatest asset – your income 15

What does an RBA interest rate change mean for me? 16

Independent contracting – What does it mean to be your own boss? 18

How To Become A Really Successful Painter 20

Why invest in a good company image? 21

Overview of Occupational Stress 22

FACTS ABOUT SUICIDE and MATES in Construction 24

The Zero Harm at Work Leadership Program 25

Colour Matching 26

Whites and Neutrals 27

Wallpapering– What to look for when you buy. 28

The Industry Idiot 30

Important Contacts 31

Home Painters Info

0430399800

[email protected]

www.homepaintersinfo.com

The opinions expressed are those of the authors, and do not necessarily represent the opinion of Home Painter Info.

Editor

Nigel Gorman

Deputy Editor

Caroline Miall

Writers

Belinda Ross

Caroline Miall

Jennie Gorman

Jim Baker

Leanne Staff

Nigel Gorman

Shannon Michell

Sharon Vollmer

Stephanie Gadd

Tamara Simon

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From the Editor Welcome to the December

issue of Aussie Painting

Contractor, Well, with

Christmas just around the

corner, it’s time to reflect

on what has been an

amazing year. Beginning a new venture and

launching Home Painters Info.com has been an

incredible learning experience, and an opportunity

to work with the industry from a different point of

view. It’s been great to talk with so many people

across the industry and other businesses on the

periphery, to find out what we can do to make a

difference in people’s business success, and help

out a little with their relationship with the online

world.

I’ve really valued being able to support painters in

tough times. I have been getting mixed reports as

to the state of work in the industry; some

Members have enough to see them out the rest of

the year and work already booked for 2012, while

others are struggling to find enough work to keep

them going up to Christmas. While there will

always be those out there under-cutting the

professionals who adhere to regulations and have

the proper insurances to run a professional

business, as business owners you have to sell

quality work, maintain professionalism, and explain

to the client what they are really getting for their

money. If you have a proven record that

demonstrates you are here to, you can build a

good relationship with your client.

Should difficulties arise, and they always do, be

honest with your customer. Ensure that they know

whilst sometimes things do go wrong, you will be

here to fix an issue; the important thing is to act

quickly. You can turn a problem into a selling point

for your business if you get back to the client

within 48-72 hours to inspect the problem, then

have it remedied within a couple of weeks. Rather

than a complaint and bad word of mouth, this is

more likely to result in repeat custom and they

could become some of your best referrers.

In the current economic climate it is crucial to

maintain your good name in the minds of your

clients, and in turn your client will become an asset

to your business, sending leads your way. It is

amazing what a little bit of PR can achieve.

A Must for

Movember

During the month of

November each year, the

“Movember” movement

triggers the sprouting of the

‘mo’ on thousands of Australian men’s faces in the

name of Men’s health; particularly highlighting

prostate cancer and depression. It’s a fun way to

involve men in a difficult conversation about issues

that have long gone undiscussed, and to raise

awareness and money for the worthiest of causes.

Proceeds go towards crucial programs run by

organisations such as Beyond Blue and the

Prostate Cancer Foundation of Australia. Sadly,

there aren’t many of us these days who haven’t

been touched by some sort of cancer, or

depression, whether it be yourself, family or

friends. Do you know someone who is suffering? If

so, this is a simple way you can support them.

Home Painters Info has been supporting their very

own ‘Mo Bro’, Nigel, for Movember. Progress has

been tracked on our site, and for every person that

joins Home Painters Info in the month of

November we are going to forward $5 to the

Movember cause. So if it’s still November when

you read this, get on board; join Home Painters

Info or just donate to Nigel at

http://mobro.co/HomePaintersInfo or go to

http://au.movember.com/ to learn more. You can

continue to donate throughout December, too, so

give whatever you can!

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Members Consultant

What a great response we have had this past month! Home Painters Info is rocketing ahead and we are receiving terrific feedback from contractors, and manufacturers alike. As Christmas approaches we appreciate that people will be busier and budgets will be a bit tighter, however, by investing in Home Painters Info for just $49.95, you will receive invaluable information relating to our industry, a truly worthwhile investment, saving yourselves a lot of random web searching for answers to your questions.

Can we help you Mind Your Own Business!?

-MYOB-! We are really keen to hear from both members and non-members alike whether you feel that an affordable MYOB course run by Home Painters Info would benefit your business. MYOB has proven to be somewhat challenging for many bookkeepers in small business and we would like to hear from you via our forum if your own bookkeeper feels that they would benefit from a professional MYOB Trainer, and affordable MYOB course to make bookkeeping more manageable.

Here at Home Painters Info we are endeavouring to contact you individually to invite you to try us out and give us your feedback on our services. We recognise that there are a lot of contractors out there who are uncertain of where to ask their pending questions, and here is where our Home Painters Info Forum may help as well; Connecting you with other painters who may have had some experience with your current issues.

We also welcome suggestions from you as Painting Contractors on ways you feel we may improve our services to suit your business needs.

Let’s get painting contractors talking and working together to keep our industry and skills at a high standard by learning from each other.

Finally, to improve our service to you, we would

appreciate it if you could fill out our 5 tips section

on www.homepaintersinfo.com. This will give you

valuable tips for your business and give us your

details to enable us to personalise our service to

you.

Hope to talk with you soon,

Stephanie Gadd

0433 724 794

[email protected]

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Business Principles Series Part 3: Always meet company obligations

Number three in our Seven Part Series on Business Principles

Doesn’t it sound just so obvious? Your customer is paying for goods or a service that is your expertise or main

provision in business. But most of us, probably too often, will have been left bewildered by the number of

times a company has failed in providing the very basics in what is actually the core of their operation. I am

always left wondering how these businesses even stay afloat. In fact this may explain why many don’t.

How does this happen? Well, obviously some people are just better at what they do than others; which is

where things like trust and reliability come in (see previous articles in this series), and why reputation and

word of mouth is so important. Sometimes, however, it is as simple as returning a phone message, providing

professional quotes as promised, or turning up on time. Dozens of jobs are won or lost on the basis of meeting

some of these very, very basic obligations. These are sometimes expectations based purely on exercising

respect for your customer, and the professionalism of you and your staff.

Be clear with your clients before a problem can arise. As a Painter, you will have probably been in a position

where your customer, and yourself, had different views of what the job included. This can be avoided by

having a specific, written guide, signed by both parties, of what IS and what is NOT included in the job, and

why Home Painters Info has produced a Quotation Guide for their Members so as not to fall into this trap.

Also, if the job requires it, make sure you have a contract in place, which refers to this quote. You will be

covered for any misunderstandings, and be sure that you won’t lose money on the job trying to finalise it.

Communicate effectively with your client. Don’t leave your customer wondering when you are going to be

there for a quote; why you’re not on site getting on with the job; or when you’re going to fix up defects you’ve

already discussed. In this environment of Information and Communication Technologies (ICT’s) mobiles,

smart phones, emails etc., there are absolutely no excuses for not keeping someone informed. Ask your client

up front how they’d like to be kept up to date on the job – it may be that you both prefer to text or email, or

they might be happy for you to leave a voicemail as often as you need to, if they are hard to pin down. But do

not leave anybody wondering what you are doing if you are expecting them to part with their hard earned.

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If it all sounds so simple, that’s because it is. But so often these are the little things that make a huge

difference.

• Return calls/messages, always

• Provide professional quotes, signed off quotation guide, contracts

• Turn up when you say you will, or phone to explain why not

• Agree how you will communicate best with your client

• Never leave a customer wondering what’s going on

So, if you’re good at what you do and you and your staff remember these things as part of the core of your

business, you are well on your way to ensuring success in your relationships with your past present and future

clients, and subsequently, the stability of your business.

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PROSPECTING Vs NETWORKING –

business networking for the future

Frequently, when attending networking events, I

find that people are prospecting rather than

networking, even though they have gone to a

networking event. It appears that most people are

unaware that there is a difference between the

two.

So, do you prospect or network when you go to

events?

Prospecting is when people go out to claim as

many clients or contacts as they can so that they

build their own business without any thought of

what they have to offer the people they are

meeting. Usually there is no getting to know or

understand the person they are meeting, let alone

relationship building, to see if there is a synergy

between them and their businesses.

When networking it is important that you build

your relationship, firstly by listening and seeing

where you can help or support them with what

they are looking to achieve in their business. If you

are really listening properly, it is not important to

even talk about YOU and what YOU DO!

All relationships need to be win-win and if you help

others to achieve their outcomes yours will be

achieved in the long run without any effort on your

part. People tend to feel that they need to support

those who support them, so you will win in the end

anyway.

Of course this goes back to understanding why you

are business networking in the first place and what

you are wanting to achieve from attending events.

Networking is something we need to be doing all

the time … a seven day a week ‘thing’ that we

automatically do with everyone we meet. It is not

about pushing your product, service or company

onto another, it is about developing a relationship

so that the person gets to know you, who you are

and what you stand for as a person. People buy

people they like and trust firstly, so don’t expect

that they will automatically take what you are

offering anyway.

Good solid business relationships take time and

effort to attain just as personal relationships do. It

is a bit like dating … you don’t expect on a first date

to have a full blown relationship the first time you

are together, so think of your networking in a

similar way. Firstly, get to know the person, who

they are, what they stand for whilst understanding

what they do and how you can support them.

Not everyone you meet has a business that you

need their services or products. By developing the

relationship you will be able to learn about them

and maybe support them with friends and clients

that you know who may want or need what they

offer. This is true business networking.

If you want to learn more skills, do my 21 Days to

Become a Networker at

http://www.connexionsunlimited.com.au or

attend my next workshop on “Turning YOUR

Networking into PROFITS”.

*********************

Jennie Gorman

http://www.connexionsunlimited.com.au

[email protected]

0414 278 344

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How To Find Work

Are you managing to keep busy till Christmas and

into the New Year? If so, you obviously have some

good systems in place to keep the work flowing. If

not then now is the time to try something a bit

different. After all, as Einstein said, the definition

of insanity is doing the same thing over and over,

and expecting a different result!

As a business owner, you need to start looking

outside the box and think what you can do a little

different to stand out. What is it that your

business is really good at, and how can you

capitalise on it? Do you spend more on advertising

and vary your approach? Do you drop your prices

just to get some work in? Or can you offer

something as an incentive to get to quote on the

job? Consider collaborating with another service

like house washing. You can offer a free house

wash one year after you complete the job.

Some of these things will work effectively, even if

they can cost you in the short term, hopefully they

pay off in the long run.

You might like to consider a more targeted method

of marketing; by contacting the people that know

your work, to help you find work. Based on the

likelihood that your best chance of getting a job is

a referral, contact your data base of past, satisfied

clients and let them know where you’re at. It’s

quite simple to do up a flyer or personalised letter

to your past clients asking for assistance or a

referral to anyone that may be looking at getting

their home or business painted. For successful

referrals, you might be able to offer them a

discount or deal for future contracts. You might

also offer specials in the flyer like 10% discount off

your next paint job; paint a room for free for jobs

over a certain amount, or with the painting of the

exterior of the house.

Whatever you decide to try, remember to monitor

the progress of your methods – evaluate

expenditure and success and try different things to

see what is most effective.

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Systems for a Successful Business

Ten tips for a simpler and more profitable business

If I had a dollar for every time a business owner or staff member said to me, “I wish things were simpler”, I would be a multi-millionaire.

Unfortunately I’m not, but it amazes me how many businesses are so complicated these days with policies and procedures that are pages long, using very few flowcharts, and letters to clients with so many unnecessary and complicated words and phrases. And we wonder why clients and staff are so confused, interpret things differently, aren’t sure of their roles and responsibilities, and, in the end, may even choose to go with a competitor.

So why is this? When all we want is to do things simply and quickly. And by simple I don’t mean ‘dumbing it down’, because it actually takes a lot of time and effort to write instructions or information for clients and staff that can be quickly and easily understood.

Usually businesses don’t spend the time or effort developing a simple, yet profitable business. Why? The most common excuses are: “I don’t have time”, “We’re doing fine without all that stuff”, or “Why spend time training staff… they only leave.”

So do you really want a more profitable business? Because to get it, you have to invest time, money, effort and be willing to make some changes. If you don’t want to do this, stop reading now.

For the few people still reading, here are ten tips for an even better business.

1. Check your hourly rates – make sure they cover all business costs, professional indemnity (including run-off) and profit! If you’re not sure, go to www.feepro.com.au and look at the Feepro for Service Businesses information.

2. Track and compare jobs – you should track actual hours on every job and compare budget hours versus actual hours to ensure each job makes a profit.

3. Develop a ‘what if’ strategy – prepare a ‘what if’ strategy to determine who will do the work, answer the phones, respond to emails, process the staff pays, meet clients and prepare quotes if you get sick or go on holidays (yes, business owners also need four weeks holiday per year to recharge); or there’s no staff or no clients for x amount of weeks or no work.

During this process, you need to assess the sustainability of your business. For example, what if your best employee left, you got sick, your administration/payroll officer resigned or you lost your best client? Prepare for the worst!

4. Put your policies and procedures in writing – if you don’t already have your policies and procedures in writing, take the time to write them – if the knowledge is all in your head, then your business is at risk and will be very difficult to sell when and if the need arises. Write them simply using flowcharts, and develop forms and checklists to minimise rework and maintain quality standards. Once your policies and procedures are written down, you should review them regularly to ensure they are up-to-date and correct.

5. Communicate with your clients – develop a ‘what happens now’ letter or brochure so your clients know what to expect at each stage of the project and write it in clear, concise language with little or no building jargon or acronyms.

6. Improve your time management – block out time in your diary each week for meetings with clients, meetings with staff, marketing, finances, business improvement and innovation, and quotes and gaining new clients. If you make yourself available 24/7, then everyone except you is running your business!

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7. Improve your cash flow – invoice clients as soon as the work is completed, don’t work for clients with outstanding accounts, and develop and enforce an overdue account procedure.

8. Plan regular training for you and your staff – and support the training with written manuals/notes.

9. Review your physical files – review and shred old/unnecessary info, scan paperwork instead of keeping it (unless required by legislation) and archive old files in plastic containers and store securely.

10. Clean out your electronic files – delete old emails and documents, and archive previous client information and store back-ups off site.

So will you follow The Procrastinator’s Creed? Or will you implement the above tips, and clear your clutter and deadwood for a simpler and more profitable business?

For more information or help simplifying your business, call Tamara Simon from Take Another Look on 0438 262 727,

email [email protected] or go to www.takeanotherlook.com.au

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Member Profile

James W Decorating

I began my apprenticeship in 1969 in my fathers’ painting business in Perth,

Western Australia when ‘rollers’ and ‘no-more-gaps’ were inventions of the future. I

was one of three apprentices in W.A. nominated for a Bursary Award in 1974.

James W Decorating was registered as a painting business in Queensland in 1986. I

have trained six apprentices in that time and are all now, fully qualified tradesmen. I

have recently employed my first female apprentice, who is showing exceptional

skills in the art of painting and decorating. The company itself has built up an

excellent reputation for quality and efficiency and my clients are always

commenting on how pleased they are with my staff.

We believe a persons’ house is two things: their most valuable asset; and, their family’s home. Painting and

decorating plays an important role in this. It increases the value of the asset and creates a comfortable and

aesthetically pleasing environment in which to live. It is my objective to give a client this and by meeting all

their expectations and standards.

When we paint and when we conduct the business, we do so in active compliance with the following:

• We respect a schedule by working punctually and efficiently;

• We provide a complete written report detailing exactly the materials and products to be used;

• We thoroughly prepare a surface before applying any paint;

• We take effective measures to protect furnishing and personal belongings;

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• We use the premium range of Dulux paint;

• We give a 5 year written warranty to provide extra peace of mind;

• We train our staff in Occupational Health and Safety practices;

• We reassure our customers we have full public liability insurance coverage;

• We only request final payment upon completion.

Our business values are: Customer satisfaction; Quality workmanship; Reliability; Internal reliance;

Environmental awareness and Safety.

• A customer is seeking a tradesperson who they can trust to be on their property, in most cases without

supervision and someone they can rely on to start and finish the project without any hassles.

• Quality of workmanship is reliant on our work practices and the premium materials used.

• Reliability means, turning up on time.

• Internal reliance means that I only ever use my own workers. The advantage of this is that I can

personally and directly account for all the work produced.

• Our environmental awareness extends to the environmentally sensitive materials and the paints we use

and our innovative methods of waste disposal.

• Safety of course is a major concern, and James W Decorating holds a AAA rating with its Workers

Compensation Cover.

My long-term objective is to take a step back from the physical painting side of the business. I will concentrate

on the quoting, bookwork and helping other painters to start up a business of their own. Three of my ex-

employees are now working for themselves and I have always been available to give them advice. I do not see

them as competition but colleagues in business. If ‘good’ painters band together it will help the industry to rid

of the ‘shonky’ characters that sometimes give our trade a poor reputation.

Go and have a look at our site http://notjustapainter.com.au/

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Home Painters Info – Online Painters Forum

Painters talking to other painters and sharing ideas… What a strange concept!

We believe the time has come that painters need to start talking to each other. You see the sparkies, chippies,

plumbers and most other trades talking to each other and helping each other out, so why don’t painters? It’s

time to make a change.

Have you ever had a problem on a job that you just can’t work out? Who do you talk to? The guy in the paint

shop? Your paint rep?.. Or do you talk to other painters to find a solution? On the forum we have developed,

you have the opportunity to ask questions of fellow painters, share some opinions, as well as help others with

your knowledge.

Joining is simple; all you have to do is give yourself a username and choose a password. You can call yourself

anything you like, so you can remain anonymous if you wish. We just ask to please keep it clean!

We have had great feedback from the people who have already got involved and shared their experiences. The

Forum deals with all facets of the industry; surface preparation, lead paint issues, wall coverings, business

ideas, technology, and many other areas that have already had people asking questions, and others coming up

with answers.

We went live with the Forum on the 27th September 2011, and it is rapidly moving ahead, exceeding our initial

expectations. We have over 30 topics already being discussed with over 100 posts in less than 2 weeks.

So go and check out Home Painters Info’s Forum and see what it is all about.

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Protect your greatest asset – your income If you’re employed or self-employed, you should consider Income Protection insurance.

What are the benefits?

By using this strategy, you could:

• Receive up to 75% of your pre-tax income if you are unable to work due to illness or injury, and

• Meet your living expenses while you recover.

How does this strategy work?

Many people insure their home and contents, even their life. Yet, all too often, they don’t adequately protect

what is potentially their greatest asset – their ability to earn an income.

Think about it this way. If you are unable to work for an extended period due to illness or injury, how will you

meet your mortgage repayments and other bills and expenses? Without an income, you could run down on

your savings very quickly and face financial difficulty.

Rather than putting your family’s lifestyle at risk, by taking out Income Protection insurance, you could receive

a monthly benefit of up to 75% of your income to replace your lost earnings while you recover.

Most Income Protection policies offer a range of waiting periods before you start receiving your insurance

benefit (with options normally between 14 days and two years). You can also choose from a range of benefit

payments periods, with maximum cover generally available up to age 65.

A financial adviser can help you determine whether you need Income Protection insurance. They can also

review your insurance needs over time to make sure you remain suitably covered.

What is future earning capacity?

If you’re in any doubt about the importance of protecting your income, the table below shows how much you

could earn by the time you reach 65.

For example, if you are currently 35 and earn $80,000pa, you could earn around $3.8 million before you turn

65. Isn’t that worth protecting?

How much will you earn by age 65?

Current income (pa) Age now

25 35 45 55

$40,000 $3,020,000 $1,900,000 $1,070,000 $460,000

$60,000 $4,520,000 $2,850,000 $1,610,000 $690,000

$80,000 $6,030,000 $3,810,000 $2,150,000 $920,000

$100,000 $7,540,000 $4,760,000 $2,690,000 $1,150,000

Assumptions: Income increases by 3%pa. No employment breaks. Figures rounded to nearest $10,000.

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What does an RBA interest rate change mean for me?

The RBA meet every month except January (unless necessary) where they set the official interest rate. In

economic terms, this is called ‘monetary policy’. The RBA have in the past set a “goal” to have official interest

rates at 5.25%. The purpose of monetary policy is to:

• Increase rates – this slows the economy primarily by reducing the demand for loans. If we all borrow less, we

have less to spend.

• Decrease rates – conversely lower rates encourage more borrowings

Of course while the RBA does move to shift rates it remains to be seen if the Banks will pass on any drop. This

is dependent on the Banks net interest margin. The major banks net interest margin is currently 2.4%, which is

the same as it was in 2004 but still lower than the 3% they enjoyed in 2002. At RFS we certainly hope the

Banks pass any drop

Australian Companies that are dependent on consumer spending traditionally do better with lower interest

rates some examples of these are Billabong, Harvey Norman etc. This can impact on Super values. Of course

this is not a recommendation to buy any of these!

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The RBA official interest rates for the last decade are shown in the following chart:

Top 5 Tips for Mortgage Holders

1. When rates drop don’t take up the option of reducing your repayments. Based on a $300,000 mortgage at

8% over 25 years the repayments are $2315pm. If rates drop to 7.75% the new repayments will be $2,266pm a

saving of $49pm. However if there is no adjustment to repayments & rates don’t move again the loan will be

cleared 18 months early & save $27,600 in interest.

2. Consider a fixed rate for all or part of your mortgage. This is one way of “Hedging” against possible rate

increases in the future. E.g. Bill and Jill have a Mortgage of $500,000 and want the certainty of knowing that

their repayments won’t rise too much. They leave $250,000 on a variable rate @ 8% and fix the remaining

$250,000 for 3 years at 6.5%. Their overall average interest rate is 7.25%. If variable rates go up by 1% to 9%

then their average rate has only increased to 7.75%.

3. Consider converting any tax deductible lending to interest only and making extra repayments on your

mortgage.

4. Review your Mortgage with your RFS Broker every 2 years to ensure you have the right mortgage for your

current circumstances

5. Consider an offset account. Most lenders now offer offset accounts. This means that you deposit any surplus

cash you have in the offset account and this reduces the interest charges on your loan.

Shannon Michell

Finance Manager Australian Credit Licence: RFS Finance Pty Ltd No 388022

M 0408 759 030 | F (07) 3112 5058 | E [email protected] | W www.rfsfinance.com.au

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Independent contracting – What does it mean to be your own boss?

The building industry has the highest percentage of independent contractors of all Australian

industries. Many workers like the freedom of running their own business and being their own boss.

Others enjoy the security of working for a company.

Before you make a decision about how you perform your work it is important that you know what you

are entitled to.

What your employer pays for

Contractors are often paid a higher hourly rate of pay than employees. However, this does not take into

account the additional entitlements that employees are provided and the extra responsibilities that rest

with the contractor.

This comparison table lists what an employer must provide to each category of worker:

Full time employee Casual employee Contractor

Paid Annual Leave

Paid Sick Leave

Overtime

Guaranteed minimum hours of paid work

Superannuation *

Paid Public Holiday

Worker’s Compensation

*

Long Service Leave levy

Public liability insurance

Notice of termination

Income protection (in the form of sick leave)

Superannuation

If you are a contractor under a contract that is principally for labour, the person who hires you may

have to pay your superannuation. Even if you quote an ABN, you may still be considered an employee

for superannuation guarantee purposes.

The ATO website has information and tools to help you make this assessment: www.ato.gov.au

Worker’s compensation

Some people working as contractors are also treated as workers for worker’s compensation purposes,

depending on the individual circumstances. The laws covering worker’s compensation vary from state

to state. Information can be obtained from your state or territory’s OHS and worker’s compensation

agency.

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What about tax?

Contractors are required to complete their own Business Activity Statement and pay their own tax.

Contractors may be able to claim more expenses as tax deductions than an employee. However, the

onus is on the individual to ensure that their tax records and payments are correct, and that they

comply with all tax laws.

As an employee your employer will deduct tax from your pay and send these payments to the ATO on

your behalf.

More information on your tax requirements is available on the ATO website.

If I am offered a job as an employee, can I choose to be an Independent Contractor?

There are a number of factors that will determine if you are an employee or an independent contractor.

How you perform your job and how you are paid are two significant factors in this determination. The

ABCC fact sheet “Am I an Independent Contractor?” provides more information on the common law

test, which will assist you in assessing your status.

If an employer hires you as an independent contractor but it is later shown that you are actually an

employee, the employer may be breaching sham contracting laws. A sham contracting arrangement is

where an employer disguises a genuine employment arrangement as independent contracting. It is your

employer’s responsibility to ensure that you are correctly hired as either a contractor or an employee.

The ABCC will investigate any complaints about sham contracting in the industry, including

complaints from employers that have been approached by workers wanting to be engaged as

contractors. The ABCC may choose to refer workers’ details to the ATO if it believes they may be

claiming to be a contractor to avoid paying tax.

The information contained in this fact sheet is correct as at 15 September 2011.

This material is for general information only. You should seek legal advice in relation to your particular circumstances. The Australian Government,

its employees and agents do not accept any liability for action taken in reliance on this document and disclaim all liability arising from any error or

omission. ABN 68 003 725 098

V2.00

© Commonwealth of Australia 2011

Page 20: Aussie Painting Contractor

How To Become A Really Successful Painter

My name is Jim Baker. I have been a painter for 42 years and have run my own successful painting business in Brisbane for 27 years under the name of James W Decorating.

At the Dulux National Conference in 2004 and 2006, I won the title of Dulux Accredited Painter of the Year for Queensland. I have also been a finalist in the Action Coach My Business Awards for Best Small Business in 2008, the Dulux Accredited Business Professional finalist in 2011 and the Micro Business Queensland Telstra Business Awards finalist also in 2011.

When I was first in business, my main concern was to be cheaper than my competitors’ price. Experience has taught me that this is not what a client is looking for, which is the reason I wrote a book, “How To Become A Really Successful Painter”. If you are in business, or one day want to start up a business, then my book can help you. I can show you how, using a series of 8 easy steps, your business will be one jump ahead of your competitors and more profitable. It doesn’t matter if you want to be a one man operator or have 50 people working for you. The outcome is the same. Success for your business!

What I have learnt through trial and error, attending seminars, observing how others run their business and being in the trade myself for 42 years, will be of huge benefit to you.

I will show you how to:

Advertise efficiently without spending a fortune.

Get more exposure.

Increase the number of your potential clients.

Win the job even though you are the highest quote.

Improve quote acceptances.

Be more of a business person rather than ‘just a painter’.

Make your quotes more appealing.

Design graphs to help keep track of calls and clients.

Get and keep that competitive edge over other painters.

Just one small detail could mean either a Yes or a No on a job acceptance. By following even a few of my proven ideas, I assure you that you will have more success in winning a job over your competition. This is not done by lowering your prices. From feedback I receive from my clients, I am often the most expensive and I am usually booked 3 to 4 months in advance.

My book has been thoroughly approved by Dulux, Master Painters, Be Constructive Qld. and TAFE teachers from various colleges around Australia. 1200 books are being given out by Dulux to every final stage painting apprentice and Post Trade graduates in Australia each year. It is also being used as a reference book by Dulux in New Zealand and a TAFE College in Fiji.

If you are looking for improvements in your business, then “How To Become A Really Successful Painter” can really help you.

A copy of my book is available by emailing your name and address to [email protected]

http://www.housepainteradvice.com.au

Regular retail price:

$25.50 (inclusive of GST and postage).

Page 21: Aussie Painting Contractor

Why invest in a good company image?

Your first contact with a potential customer might be through your

letterhead, business card or website. We all know that a person’s first

impression is vital. Even your existing clients need to feel that your business is

a quality business providing quality service.

The look and feel of your corporate image, your logo, stationary and

promotional material can have a huge impact on the image your business

portrays. Having a smart and professionally designed company logo can

actually increase your business potential by retaining clients and generating

referrals. It’s a smart investment.

If a client has to choose between a business with no branding and a business

with a really smart logo, they will feel more secure about spending their

money with a more professional outfit. This is why companies invest in

creating a professional company logo that will impress their client base.

Professional designers can give you useful advice on how best to use your

logo and how it can best represent you. You may feel that this is a huge and

unnecessary expense, but surprisingly it’s not as expensive as you think.

Engaging the services of an online professional designer will help your

business to project a smarter more consistent image. It will build awareness

for your brand and for your services and start building a strong reputation for

your brand.

Your logo can spread across all areas of your business from stationery,

business cards and promotional material to website and car signage.

It’s a smart investment.

Page 22: Aussie Painting Contractor

Overview of Occupational Stress

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FACTS ABOUT SUICIDE and MATES in Construction

Suicide rates amongst Queensland Construction workers have been assessed as being 1.75 times higher than Australian men generally1. In 2008, more than 2,000 Australian’s died from suicide and more than 78% of them were men2.

The suicide rate for young workers in the Queensland construction industry is more than TWO times higher than the national average for men. This means a construction worker is up to six times more likely to die from suicide than from an accident at work.

More than 15,000 Queensland workers are now trained in suicide prevention and awareness Construction workers are 6 times more likely to suicide than to die from an industrial accident.

Up to 1 in 20 Queensland construction workers will contemplate suicide during one year.

More than 22% of BERT death claims could be attributed to suicide. BERT stands for: Building Employee Redundancy Trust.

It is rarely a single event or situation that causes a person to suicide, more likely a culmination of major life events where several things pile up finally causing them to reach a tipping point. There may be problems either at home or at work, but usually it is a combination of both.

Symptoms of suicidal behavior and thoughts include; drug and alcohol abuse, lack of concentration and sleep, risk taking behaviours and carelessness. Improving mental health and wellbeing on site therefore not only saves lives, but also improves workplace health and safety and production.

Suicidal persons often display warning signs.

People who suicide generally do not really want to die, but the pain of living simply becomes too great.

If you, your mate or a family member are having suicidal thoughts or doing it tough and want to be hooked up to counseling, please call MIC’s 24/7 helpline 1300 MIC 111 (1300 642 111).

1Australian Institute for Suicide Research and Prevention 2006 ‘Suicide in Queensland Commercial Building and

Construction Industry – An investigation of factors associated with suicide and recommendations for the prevention of suicide’ Griffith University, Brisbane (The AISRAP Report) 2 Australian Bureau of Statistics 2010 ‘3303.0 – Causes of Death, Australia 2008’ ABS Canberra

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The Zero Harm at Work Leadership Program

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Colour Matching

Some people put off painting repairs because they worry about matching an existing colour. Others go ahead and repaint a wall or panel and are then disappointed because it comes out a slightly different shade to the rest of the paint work.

The best way to ensure a perfect colour match is the most obvious and most easily overlooked. Simply write down the brand of paint used and the colour, and store the information in a safe place – some people have even been known to write the information, in small print, just below the cornice in one corner of the room. Colour matching is then easy because all good paint manufacturers maintain records of paint formulations going back for more years than the average home owner will need.

If you have to resort to visual colour matching then there are some tips:

Clean the surrounding areas before attempting a colour match. A fine layer of dust or grime will give you a false impression of the colour to be matched.

Match finish for finish, ie, match matt to matt and gloss to gloss. Gloss paint will generally look darker than the same colour in matt.

Compare the colour cards both in the shop and at home and make comparisons under both natural light and artificial light. This is important because the emission characteristics (eg, colour and intensity) of individual fluorescent sources may product different effects with different brands of paint.

Check the area to be painted for any base colour which might show through and distort the true colour.

Finally, bear in mind that colour can also be affected by the number of coats of paint applied. If you apply only one coat to a new surface, whereas the adjacent surface had an undercoat and two top coats, you will find that the newly painted area appears lighter because the base, usually a light colour, will

be showing through. Even different application techniques can affect colour. Brush applied paints may appear fractionally lighter than the same applied by roller or spray. This is because light reflected from a gloss surface is more concentrated than that from a matt or uneven surface. Generally, the safest thing to do is to paint sections or panels at a time so that fine variations will not be seen.

Thanks to the Australian Paint Manufactures’ Federation http://www.apmf.asn.au/documents/document_pages_16.html

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Whites and Neutrals

When looking at paint internally, most people will go for a neutral shade or a shade of white, same throughout the house. This is great, easy, and efficient for the painter, and can look very stylish, if done well and the right shade is chosen. There are a few options 1. Light walls and darker trim (trim= doors, architraves, skirting) 2. Darker walls and light trim 3. Same colour walls and trim

Really, this boils down to personal preference, however, there are a couple of notes I make when asking this question. Who lives here? –If there are children, I will often tend toward a darker trim, if not I will often paint trim the same as the walls. The gloss level will often make it look a little different anyway. These days a semi-gloss trim on doors, architraves and skirting is very popular. That super shiny “fridge door” finish of the super gloss seems to be a ‘thing of the past’, at least in modern homes. Finding the right white or neutral can be a real trick. It is always vital to see whatever else is going in the room before selecting the paint colour. Often there are about 6 options in flooring (tiles, carpet and timber) that the client likes and is within the budget. Kitchen bench and cupboard colours are also limited.

There are literally 1000’s of whites and neutrals in paint, so it makes sense that it is the last colour to be chosen. Use the paint to ‘blend’ the other items together, consider whether the colours fall into the cool, or warm whites and neutrals, then make a selection based on that. Have you ever walked into a home and your eyes have told you something just isn’t quite right! Chances are there is an imbalance of colour and therefore harmony in the room or throughout the home. Mixing cool and warm shades, will often cause this. There are some colour combinations that are just beautiful together in paint for example Dulux Hog Bristle and Dulux Antique White USA or Dulux Ecru and Dulux Fair Bianca, BUT BE WARNED using the right combination in the wrong place, spells disaster, and often a very expensive repaint. Some Painters offer colour advice, others prefer to leave it to the customer to choose, other Painters employ a Colour Consultant, and offer us as a ‘free’ service to their clients once they have signed up on the quote – food for thought there. p.s. I always suggest people get test pots of colours and apply minimum 2 coats to cardboard (not the walls). That way they can take them all over the house, morning, noon and night, and also in small rooms, larger rooms, and all aspects to see what it will look like in shade, bright sunlight and so on. Happy painting Belinda Ross Colour Transformations 07 3886 4488 0413 464 289

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Wallpapering– What to look for

when you buy.

While wallpaper is back in vogue, before you

buy, there are a few considerations to be

taken into account. For practical reasons, you

should give some thought to the type of room

the paper is going into; Bathrooms and

Kitchens are usually done with plastic coated

wallpapers. (Although these are still

vulnerable to moisture through the seam joins

and the top and bottom). There are ‘scrub-

able’ wallpapers that are good for children’s

spaces and high traffic areas and they will give

you years of service. The paper wallpapers

are generally a bit more fragile and the flocks

need to be gently vacuumed to keep the dust

off them so save these papers for where they

won’t be damaged.

It’s important to have enough of the

wallpaper print you are using, to complete the

job. When Wallpapers are printed, large

amounts of ink are made up and all the

wallpaper that is run through the press with

that batch of ink is labelled as a dye lot. When

the next batch of ink is prepared, it will likely

not be exactly the same as the previous batch.

Dye lots will be familiar to those who sew,

paint, work with colour or install wallpaper. It

is important that you get all of your wall

coverings in the same dye lot number. The

manufacturers try to be as consistent as

possible but there will still be variations

between the different dye lots. This

difference can be very slight, but will show up

when two strips of wallpaper from different

dye lots are installed side by side on the same

wall.

If you are in a situation where you have to use

a different dye lot there are still tricks of the

trade. Dye lots are close enough that you can

cover an individual space, like an isolated wall

with the odd dye lot. This works best if you

can get from one inside corner to the next.

Since the lighting changes from one wall to

the next wall, inside corners are natural

breaks that mask the difference in colours

very effectively. The important thing is to

avoid putting two different dye lots together

on the same visual plane.

1179 Sandgate Road Nundah

Ph: 07 3256 9388

Mon - Fri 9 - 5 / Sat 9 – 2

http://wallpaperaustralia.com.au

Page 29: Aussie Painting Contractor

LEAD TEST KITS

Even low levels of lead are harmful

Paint contractors, parents, renovators, child-care centre operators, teachers, landlords, agents, pet-owners:

Find out if paint, dust, soil, drinking water, toy paint, plastics, ceramics, jewellery, and other items are safe for humans and pets.

Buy a DIY-sampling / lab analysis lead kit

The LEAD Group’s lead test kits are the only ones available in Australia for testing a wide variety of samples at a lab (which charges us a charity rate so you pay less).

You take the samples, and send them to Sydney Analytical Labs.

The lab analyses the samples, and we explain the results.

See the factsheet for ideas about items and locations to test, and read why purchasers are so impressed with the kit and follow-up advice.

Order online at http://www.lead.org.au/clp/products/Do-It-Yourself-Lead-Safe-Test-Kits-Orders.html OR print form at http://www.lead.org.au/clp/products/Print_to_fax_or_post_DIY_lead_sampling_test_kits.html for mail order or

fax OR phone 1800 626 086 with your credit card details.

Comprehensive Kit $250 Water Kit $85*

Basic Kit $100

*The water test kit requires less lab work and a lot less interpretation that is why it costs less

Prices include postage within Australia, handling, lab charge, results, interpretation & GST.

Four videos showing how to use the sampling kits are available on You Tube:

Search www.youtube.com for Lead Poisoning DIY Lead (Heavy Metal) by global lead group

The LEAD Group is a charity (ABN 25819463114 ) which aims to create a lead-safe world. Check out The LEAD Group’s website www.lead.org.au or donate at http://www.givenow.com.au/lead

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The Industry Idiot

Welcome to our newest regular feature The Industry Idiot. For your bemusement we’ll be featuring extreme examples of workplace health and safety at its worst! If you have an example of bad practice you’d like to share, send it in! (hopefully not your own!!)

What was he thinking??? Well, we’d like to know what you think. If you can come up with an

amusing caption for either of these buffoons, email it to us and we’ll feature it on our website.

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Important Contacts

Home Painters Info http://www.homepaintersinfo.com Ph. 0430 399 800

Australian Tax Office http://www.ato.gov.au Business Ph. 13 72 26 / Personal Ph. 13 28 65

Award Rates http://www.fairwork.gov.au Ph. 13 13 94

The Office of the Australian Building and Construction Commissioner http://abcc.gov.au Ph. 1800 003 338

Mates In Construction http://www.matesinconstruction.com.au 1300 642 111

Workplace Health and Safety contacts

State Website Phone

ACT http://www.worksafe.act.gov.au/health_safety (02)62073000

NSW http://www.workcover.nsw.gov.au/Pages/default.aspx 13 10 50

NT http://www.worksafe.nt.gov.au/home.aspx 1800 019 115

QLD http://www.deir.qld.gov.au/workplace/ 1300 369 915

SA http://www.safework.sa.gov.au/ 1300 365 255

VIC http://www.worksafe.vic.gov.au/wps/wcm/connect/wsinternet/WorkSafe 1800 136 089

WA http://www.safetyline.wa.gov.au/index.html 1300 307 877

Cancer Council Australia State Website 13 11 20 ACT www.actcancer.org (02) 6257 9999 NSW www.cancercouncil.com.au (02) 9334 1900 NT www.cancercouncilnt.com.au (08) 8927 4888 QLD www.cancerqld.org.au (07) 3634 5100 SA www.cancersa.org.au/ (08) 8291 4111 VIC www.cancervic.org.au (03) 9635 5000 WA www.cancerwa.asn.au (08) 9212 4333

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Instant access to our TWO pricing and estimating guides

Quotation guide to assist you when quoting

Work Method Statement and Risk Assessment Guide

Personal service and phone advice

Web Listing for prospective customers to find you easily

Free targeted online marketing & advertising

Back-links to assist you in SEO rankings

Your own page on homepaintersinfo.com

Painter Help section if you are looking for work or looking for painters to help

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