1. THE COST Of living:Atlanta, Georgia
Sherry Aziz & Patricia Ferido

2. Location
Atlanta, Georgia

3. Total Income: Initial and Post Tax
Patricia Ferido
Initial Income: $60,000
FICA: $3,874.73
State Income Tax: $3,039
Federal Tax: $8,850
Total(Post-Tax): $44,236.27
Sherry Aziz
Initial Income:$40,000
FICA: $2,344.72
State Income Tax: $1,839
Federal Tax: $4,175
Total (Post-Tax): $31,641.28

4. Savings
Patricia Ferido
$9,847.25
Savings Account at Citibank: $8,847.25
0.10% APY
Checking Account at Citibank: $1000
Sherry Aziz
$4,164.12
Savings Account at Citibank: $3,164.12
0.10% APY
Checking Account at Citibank: $1000

5. Remaining Income
Patricia Ferido
$44,236.27 - $9,847.25 = $34,389.02
Sherry Aziz
$31,641.28 - $4,164.12 = $27,477.16

6. Housing
Housing Costs:Lease Term - 1 Year
Living Cost: $799/mo -- about $400 each, per month
Deposit: $150-$799
Renter's Insurance: $227 annually, shared cost
Size: 967 sq. ft.
2 bed, 2 bath
6 floor apartment complex
AMENTIESOn-Site Management
On-Site Laundry
On-Site Maintenance
Parking Space(s)
Package Receiving
Fitness Center: Free
Elevator
Garage
Air conditioning
High Speed Internet Available
Dishwasher
Limited Access
Washer/Dryer
We live here!
133 Trinity Avenue
Atlanta, GA 30303

7. Remaining Income
Patricia Ferido
$34389.02
-$4800 (Annual Rent)
-$500 (Deposit)
-$113.50 (Insurance)
=$28,975.52
Sherry Aziz
$27477.16
-$4800 (Annual Rent)
-$500 (Deposit)
-$113.50 (Insurance)
=$22,063.66

8. HealthcareBlueCrossBlueShield of Georgia
Patricia Ferido$560.52 annually
$46.71 per month/per person
Blue Cross Blue Shield of Georgia - Smartsense Plus 20000
Deductible: $20,000
copay: $30
Sherry Aziz$560.52 annually
$46.71 per month/per person
Blue Cross Blue Shield of Georgia - Smartsense Plus 20000
Deductible: $20,000
copay: $30

9. Remaining Income
Patricia Ferido
$28,975.52 - $560.52 (Healthcare) = $28,415
Sherry Aziz
$22,063.66 - $560.52
(Healthcare) =$21,503.14

10. Transportation
MARTA- Buses and Trains
30-Day Pass: $68.00 per month

11. Remaining Income
Patricia Ferido
$28,415 - $816 (transportation) = $27,599
Sherry Aziz
$21,503.14 - $816 (transportation) = $20,687.14

12. Utilities
Gas: $132 per year, shared cost
Cable: $35.99 per month, $431.88 per year, shared cost
Internet Included with Apartment
Cell Phone service: Patricia - $600 per year/Sherry - $600 per year
Electricity: $2028 per year, shared cost
Water: $600 per year, shared cost

13. Remaining Income
Patricia Ferido
$27,599
-$66 (gas)
-$300 (water)
-$600 (phone)
-$215.94 (cable)
-$1014 (electricity)
=$25,469.06
Sherry Aziz
$20,687.14
-$66 (gas)
-$300 (water)
-$600 (phone)
-$215.94 (cable)
-$1014 (electricity)
=$18,491.20

14. Food/Furniture
Patricia Ferido
Food: $7,000
Household Furniture: $500.00
Television $300 (32, flat screen, plasma, shared cost)
Household Supplies: $200
Sherry Aziz
Food: $7,000
Household Furniture: $400.00
Television $300 (32, flat screen, plasma, shared cost)
Household Supplies: $200

15. Remaining Income
Patricia Ferido
$25,469.06
-$7000 (food)
-$500 (furniture)
-$150 (television)
-$200 (household)
=$17,619.06
Sherry Aziz
$18,491.20
-$7000 (food)
-$400 (furniture)
-$150 (television)
-$200 (household)
=$10,741.20

16. Extracurricular Activities
Patricia Ferido
Movies - $96 Netflix (shared cost) + $60 (theater)
Concerts/Music - $300
Trips - $6000
Clothes & Shopping - $3000
Donation $2000 (church & family in Philippines)
Sherry Aziz
Clothes & Shopping - $2400
Movies - $96 Netflix (shared cost)
Trips - $6000
Donation - $1000 (church & family in Egypt)

17. Remaining Income
Patricia Ferido
$17,619.06
-$48 (Netflix)
-$60 (Theater)
-$6000 (Trips)
-$4000 (Shopping)
-$2000 (Donations)
-$300 (Concerts & Music)
=$5265.06
Sherry Aziz
$10,741.20
-$48 (Netflix)
-$6,000 (Trips)
-$2400 (Shopping)
-$1000 (Donations)
=$1,293.20

18. End
Patricia Ferido
Savings:$9,847.25
Housing Costs: $5,413.50
Healthcare: $560.52
Transportation: $816
Utilities: $2195.94
Food/Furniture: $7,850
Extracurricular Activities: $12,408
Taxes: $15,763.73
Remaining Income:$5265.06
Sherry Aziz
Savings:$4,164.12
Housing Costs: $5,413.50
Healthcare: $560.52
Transportation: $816
Utilities: $2,195.94
Food/Furniture: $7,750
Extracurricular Activities: $9,448
Taxes: $8,358,72
Remaining Income:$1,293.20