Atic slide 2007
17
Rev 22:1-21 Gloraaaa …Halaluya! whoooooooooo ! whooooooooo ! Help me somebody! Thank ya! I tell ya! I done seen the Light! Free at last! Free at Last! 2 Corinthians 8:9-15 9 For ye know the grace of our Lord Jesus Christ, that, though he was rich, yet for your sakes he became poor, that ye through his poverty might be rich. 10 And herein I give my advice: for this is expedient for you, who have begun before, not only to do, but also to be forward a year ago. 11 Now therefore perform the doing of it; that as there was a readiness to will, so there may be a performance also out of that which ye have. 12 For if there be first a willing mind, it is accepted according to that a man hath, and not according to that he hath not. 13 For I mean not that other men be eased, and ye burdened: 14 But by an equality, that now at this time your abundance may be a supply for their want, that their abundance also may be a supply for your want: that there may be equality: 15 As it is written, He that had gathered much had nothing over; and he that had gathered little had no lack.
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Transcript of Atic slide 2007
Rev 22:1-21
Gloraaaa …Halaluya! whoooooooooo ! whooooooooo ! Help me somebody! Thank ya! I tell ya! I done seen the Light!
Free at last! Free at Last!
2 Corinthians 8:9-15 9For ye know the grace of our Lord Jesus Christ, that, though he was rich, yet for your sakes he became poor, that ye through his poverty might be rich. 10And herein I give my advice: for this is expedient for you, who have begun before, not only to do, but also to be forward a year ago. 11Now therefore perform the doing of it; that as there was a readiness to will, so there may be a performance also out of that which ye have. 12For if there be first a willing mind, it is accepted according to that a man hath, and not according to that he hath not. 13For I mean not that other men be eased, and ye burdened: 14But by an equality, that now at this time your abundance may be a supply for their want, that their abundance also may be a supply for your want: that there may be equality: 15As it is written, He that had gathered much had nothing over; and he that had gathered little had no lack.
300 PeopleCommon Donation
$3300.00 x 300= $990,000.00• An Annual Donation of $1000.00• 2ndYear $1,290,000.00• 3rd Year $1,590,000.00• 4th Year $1,890,000.00• 5th Year $2,190,000.00
All Things In Common To Borrow From Without Usury%
Ten Times Cash Flow Debt Reduction Investing Aggregate Savings: Single and Monthly Sum Investments
Debt Reductionand
Redemption
• 24.9%• 32.5%•
“I just don’t know what I’m gonna dooo !”
Convince Yourself
Tax Bracket 27%Inflation Rate 4%
Bought the Money 88% Div 30 3% Total 34%
30 Year Investment Return 12% - 22%
As a Single Deposit $30.00 x 3.5 years $1,290.00
in a [email protected]% Future Value: $1359.48 Interest Earned: $69.48
As a Monthly Deposit Future Value: $1326.06
Interest Earned: $ 36.06 $33.42 Lost
Loan: $2,750.00 @ 19% / $60.00 per month = (83m) 6.9 years to pay off: Principal @ $2750.00 $2190.54 Interest $5940.54Add $30.00 to monthly payment as an Investment in Debt Reduction Loan: $2,750.00 @ 19% and $90.00 per month = (43m) 3.6 years To pay off Principal @ $2750.00 $1038.44 in Interest $3788.44Savings: Out of debt 43 months earlier and save $1152.09 in interest. The 43 Month X $30.00 = $1290.00. The $1152.90 in interest savings, divided by the $1290.00 dollar investment, equals an 89.3% return on my investment, tax free. Up against a 1.5% (69.48) taxable saving.
Though Shalt Not BorrowDNA 57 People
• $ 6,712,220.56 in Principal Debt• $ 5,638,928.00 in Interest or .84 cents on the dollar $ 12,352,148.00 Aggregate
Average Debt Years= 21
• $5,638,928.00 57= $98,928.56• 12,000 Member $98,928.56= $1,187,142,720.00 Average $56,530,605.00 per year
Original Debt List
# Debt Name Principal Interest
RatePmtAmt
PmtType
TotalInterest
TotalPmts
1 Fleet 622.00 25.99 311.00 Falling 1,978.04 2262 Peoples 7,804.00 24.99 256.00 Falling 37,399.67 7973 A E 17,026.00 23.99 490.00 Falling 66,777.94 8294 Sears 1,658.00 21.90 50.00 Falling 3,725.25 2835 First U 7,187.00 20.99 200.00 Falling 16,104.90 4536 Sun Trust 6,054.00 19.99 227.00 Falling 11,555.42 3917 HSBC 1,644.00 19.99 50.00 Falling 2,748.64 2368 MBNA 2,599.00 18.99 113.00 Falling 4,031.26 2679 Master 41,200.00 16.50 677.00 Falling 68,949.98 506
10 Bankers 4,322.00 14.15 108.00 Falling 3,645.67 23411 Nations 136,799.00 11.19 1,363.00 Fixed 266,666.42 29712 Wachovia 7,234.00 8.65 256.00 Falling 2,842.39 20913 Sallie 8,164.00 6.79 95.00 Fixed 3,049.97 11914 Sallie # 2 10,571.00 6.79 124.00 Fixed 3,900.62 117
Totals 252,884.00 4,320.00 493,376.15 69 yrs
….31And if a man will at all redeem ought of his tithes, he shall add
thereto the fifth part thereof.
Original Cash Flow: $ 900.00Debt # Loan Amt. Cash Flow Int. Savings Agg. Int. Savings New Cash Flow Repayment
Terms
1. 6,7,11,14 $ 6,523.00 $524.00 $12, 483.19 $ $1,424.00 4 ½ Months
2. 9,10 $10,376.00 $335.00 $15, 201.09 $27, 684.28 $1,759.00 5½ Months
3. 5,8 $14,421.00 $456.00 $18, 947.29 $46, 631.57 $2,215.00 6½ Months
4. 4,12,13 $26,539.00 $475.00 $44, 350.26 $90, 981.83 $2,690.00 9.8 Months
5. 3 $17,026.00 $490.00 $66, 777.94 $157,759.77 $3,180.00 5.35 Months
6. 2 $41,200.00 $677.00 $68,949.98 $226,709.75 $3857.00 10. Months
7. $ $ $ $ $
Total $3,857.00 3 Yrs 4 Months
31And if a man will at all redeem ought of his tithes, he shall add thereto the fifth part thereof.
$300.00 x 12= $3600.00$300.00 x 12= $3600.00$300.00 x 12= $3600.00$300.00 x 4= $1200.00 (Cash Flow)$12,0000 @ 20% ÷ 80% = $15,000.00 ÷ $3857.00 = 3.88 M
Year YourAge
AnnualInvestment
InterestEarnings
InvestmentValue
Accum.Investment
Accum.Earnings
1 2016 10 51,840.00 1,223.50 53,063.50 51,840.00 1,223.50
2 2017 11 51,840.00 3,919.48 108,822.98 103,680.00 5,142.98
3 2018 12 51,840.00 6,772.25 167,435.23 155,520.00 11,915.23
4 2019 13 51,840.00 9,770.96 229,046.19 207,360.00 21,686.19
5 2020 14 51,840.00 12,923.09 293,809.28 259,200.00 34,609.28
6 2021 15 51,840.00 16,236.50 361,885.78 311,040.00 50,845.78
7 2022 16 51,840.00 19,719.42 433,445.20 362,880.00 70,565.20
8 2023 17 51,840.00 23,380.53 508,665.73 414,720.00 93,945.73
9 2024 18 51,840.00 27,228.96 587,734.69 466,560.00 121,174.69
10 2025 19 51,840.00 31,274.28 670,848.97 518,400.00 152,448.97
11 2026 20 51,840.00 35,526.56 758,215.53 570,240.00 187,975.53
12 2027 21 51,840.00 39,996.40 850,051.93 622,080.00 227,971.93
13 2028 22 51,840.00 44,694.93 946,586.86 673,920.00 272,666.86
14 2029 23 51,840.00 49,633.84 1,048,060.70 725,760.00 322,300.70
15 2030 24 51,840.00 54,825.43 1,154,726.13 777,600.00 377,126.13
16 2031 25 51,840.00 60,282.64 1,266,848.76 829,440.00 437,408.76
17 2032 26 51,840.00 66,019.04 1,384,707.80 881,280.00 503,427.80
18 2033 27 51,840.00 72,048.94 1,508,596.74 933,120.00 575,476.74
19 2034 28 51,840.00 78,387.33 1,638,824.07 984,960.00 653,864.07
20 2035 29 51,840.00 85,050.01 1,775,714.07 1,036,800.00 738,914.07
21 2036 30 51,840.00 92,053.56 1,919,607.63 1,088,640.00 830,967.63
22 2037 31 51,840.00 99,415.43 2,070,863.06 1,140,480.00 930,383.06
23 2038 32 51,840.00 107,153.94 2,229,857.00 1,192,320.00 1,037,537.00
24 2039 33 51,840.00 115,288.37 2,396,985.37 1,244,160.00 1,152,825.37
25 2040 34 51,840.00 123,838.98 2,572,664.34 1,296,000.00 1,276,664.34
Year YourAge
AnnualInvestment
InterestEarnings
InvestmentValue
Accum.Investment
Accum.Earnings
26 2041 35 51,840.00 132,827.05 2,757,331.39 1,347,840.00 1,409,491.39
27 2042 36 51,840.00 142,274.96 2,951,446.35 1,399,680.00 1,551,766.35
28 2043 37 51,840.00 152,206.25 3,155,492.61 1,451,520.00 1,703,972.61
29 2044 38 51,840.00 162,645.65 3,369,978.25 1,503,360.00 1,866,618.25
30 2045 39 51,840.00 173,619.14 3,595,437.39 1,555,200.00 2,040,237.39
Year YourAge
AnnualInvestment
InterestEarnings
InvestmentValue
Accum.Investment
Accum.Earnings
Time Value
Constant• Single Sum @ 4% • $221,493.71 x 0.308319 = $71,868.23• $581,974.72 x 0.308319 = $188,833.67• Rule of 72 = 18 years• $442,967.46 x 0.493628 = $218,660.91
The LLC and Group Investments
• Car Wash• Storage Facility• Driving Range• Foreclosures• Create Buy and Sell Notes• Real Estate Rentals• Franchise• Strip Mall• Laundromats• Negotiate with Banks (Group % Deposits)
