Ask an Expert Investing › 2020 › … · Meet Your Expert Bachelor of Commerce, Advanced Diploma...
Transcript of Ask an Expert Investing › 2020 › … · Meet Your Expert Bachelor of Commerce, Advanced Diploma...
©2020 Gallagher Benefit Services Pty Ltd
Ask an Expert – Investing
Benn Furlong, Senior Financial Adviser
©2020 Gallagher Benefit Services Pty Ltd
Benn Furlong
Senior Wealth Adviser
Meet Your Expert
Bachelor of Commerce,
Advanced Diploma in Financial Services
Memberships:
Financial Planning Association of Australia
Over 20 years experience
©2020 Gallagher Benefit Services Pty Ltd
Your Questions
1. What is actually going on with the share market right
now?
2. Will things get worse before they get better?
3. What should I be doing in this current climate?
Holding? Selling? Moving to cash?
4. Are there any alternative investments?
5. Do you have any client situations your can share with
us, and what you’ve advised them to do?
6. What other general tips do you have on managing
finances?
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What is actually going on with the
share market right now?
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ASX Historical Events
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US Market
Recovery
Will things get worse before
they get better??
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Bull vs Bear Market
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Things to consider
Do you have money
spare or are you
dependent on money
from your investments?
What is your risk
appetite?
How old are you? And
what is your expected
timeframe to see a
change
What sort of
performance/outcome
are you wanting?
Cashflow Risk Profile
PerformanceAge/Timeframe
What should I be doing in this
current climate? Holding? Selling? Or moving to cash?
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Are there any alternative investments?
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Do you have any client situations your can share with us,
and what you’ve advised them to do?
Matt, 35
Accumulator
Emma, 55
Pre-retiree
Pete, 68
Retiree
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What other general tips do you have on managing finances
in this current climate?
Cash flow
Re-do your budget
Review your goals
70 / 30 rule
Rainy day fund
Super
Additional contributions
Spouse contributions
Consolidation
Review insurances
Insurance
Cancel/hold/new
Review plans
Considerations
Estate Planning
Review
Beneficiaries
Considerations
The information and any advice in this presentation does not take into account your personal objectives, financial situation or needs
and so you should consider its appropriateness having regard to these factors before acting on it. When considering whether to
acquire a financial product, before making any decision, you should obtain the relevant product disclosure statement.
Any outlooks or projections in this presentation rely on assumptions as stated, however actual results may differ materially from
these projections. Past performance is not a reliable indicator of future performance. This presentation may contain material
provided by third parties and is given in good faith and has been derived from sources believed to be reliable but has not been
independently verified. To the maximum extent permitted by law: no guarantee, representation or warranty is given that the
information or advice in this presentation is complete, accurate, up-to-date or fit for any purpose.
©2020 Gallagher Benefit Services Pty Ltd
Thank you!
Contact: [email protected]