ANDREW S. HILLMAN550 Okeechobee Blvd., Suite 1219

West Palm Beach, FL 33401(561)-386-4307 (office and cell)

ahillman@specialtyassetadvisors.comwww.specialtyassetadvisors.com

LinkedIn: Andrew Hillman

CORE COMPETENCIES/PROFILE

*Product Development-Consumer Financial Services * Financial Services Regulatory Matters (Consumer/Commercial)* Capital Markets Financings* Corporate Governance *Mergers and

Acquisitions* Corporate/SEC * Litigation Management * HR/Employment Matters*

I am a nationally known attorney with many years of substantive legal, business and management experience, particularly in the financial services area. I have myriad experience as outside counsel as a partner in a large Philadelphia AV rated law firm and as general counsel for various financial institutions and consumer specialty finance companies, including a NYSE listed financial services company. I have a keen understanding of and experience with corporate and financing transactions and financial institution and consumer finance regulatory compliance matters including State Attorney General Investigations and Consumer Fraud Protection Bureau matters. I have managed staffs of lawyers and administered legal department budgets and managed all aspects of utilization of outside counsel.

EDUCATION/PROFESSIONAL

Bachelor of Arts, American University, Washington, D.C.Juris Doctor (cum laude), Temple University School of Law, Philadelphia, Pennsylvania

Member in Good Standing, Pennsylvania Bar Florida Authorized House Counsel

Former Co-Chair, Financial Institutions Committee, Philadelphia Bar AssociationAdjunct Professor of Business Law, Palm Beach State College, Palm Beach County, Florida

Member, National Association of Bankruptcy Trustees, Membership CommitteeMember, American Bankruptcy Institute

EMPLOYMENT

1976-1980 General Counsel/Secretary, Continental Bank (subsumed into PNC Bank)

1980-1995 Partner, Cohen Shapiro Polisher Shiekman and Cohen (merged into Drinker Biddle & Reath)

1995-2000 General Counsel/Secretary, JG Wentworth Companies (consumer specialty finance company)

2000-2007 President, Specialty Asset Advisors, Inc. (financial services consulting firm)

2007 – 2011 General Counsel/Secretary, Imperial Holdings, Inc. (NYSE listed consumer specialty finance company)

2011-Present President and CEO, Specialty Asset Advisors, Inc.

REPRESENTATIVE ACCOMPLISHMENTS

As General Counsel for specialty finance companies, in-house counsel for financial institutions, and a partner in a large law firm

• Developed the legal technology that spawned the secondary market in the purchase of “non-assignable” payment streams from personal injury structured settlements, encompassing a multi-disciplinary approach that included finance, consumer credit disclosure and contract documentation.

• Instrumental in structuring, documenting and closing the first rated securitization financing of “non-assignable” payment streams.

• Spearheaded and negotiated a federal and state legislative “solution” to conflicts between secondary market factoring companies and the insurance industry.

• Successfully lobbied legislation in the States which resulted in the passage of transfer act legislation regulating the secondary market in the financing of structured settlement payments.

• Developed documentation and procedures, including consumer protections, as a model for the secondary market factoring industry.

• Negotiated and consummated with various State Attorneys General consent agreements regarding consumer protections in the specialty finance area.

• Developed and maintained favorable relationships with regulatory agencies for financial institution and financial service provider clients.

Operations – As Head of Operations for specialty finance companies

• Managed the operations (including contract processing, underwriting, and collections) of a consumer specialty finance company. Responsible for the consummation and funding of transactions. Met projected revenue goals.

• Revised underwriting guidelines and revamped search criteria (UCC, judgment, and lien searches). Managed the broker sales division of a specialty finance company. Responsible for broker relations including

negotiating commissions and quality control of documentation. Managed advertising and transaction processing costs.

Outside Counsel Management and Legal Department Budgets – managed various outside counsel, their fees, and prepared and met budgetary goals.

PRESENTATIONS/PUBLICATIONS

Published “It’s My Money and I Want It Now”: Personal Injury Settlement Transfers and Chapter 7: Whose Jurisdiction Is It Anyway?” American Bankruptcy Institute Journal, April 2015.

Lecturer/Panelist, Structured Settlements, Asset-Backed Securitization Conference East and West (IMN)• Published “Managing Interest Rate Risk; The Finance Subsidiary Approach”, The Legal Intelligencer, March

1985, an article concerning the issuance of mortgage-backed securities by thrift institutions.• Published “Loan Participations”, Chapter 4, The Law of Syndications and Participations, published by the

Banking Law Institute.• Lectured nationally on accounts receivable financing for the Bank Lending Institute.• Lectured nationally on the legal aspects of loan participations for the Bank Lending Institute.

REFERENCES AVAILABLE UPON REQUEST