Asdrúbal Zamora National Executive of Expats azamora...
Transcript of Asdrúbal Zamora National Executive of Expats azamora...
Asdrúbal Zamora National Executive of Expats
Relevant figures
i. Total assets June 2016 : $1,229 million ii. More than 100,916 members, 659 employees iii. 4 more profitable private financial institution in Costa Rica iv. Largest credit union in Costa Rica and Central America (equity) v. 3 largest credit union in Latin America vi. Regulated by C.R. Government like any other C.R. Bank vii.Audited by KPMG Peat Marwick (Dec. 2016) a well-known
international auditing corp. viii.Rated by Fitch Ratings : AA- (long term) and F1+ (short term) ix. Target sector: personal loans to government employees (monthly
payments deducted directly from their paychecks) x. Credit default rate : 0.88% June 2016 (awesome) xi. Tax exempt in C. R. (Certificates of Deposit : CD´s) xii.Higher interest rates than public and private banks for CD´s
Members Base Growth
Certificates of Deposit Portfolio Millions of colones
times times times
times times times
Credit Default Rate June 2016
Banco B.C.R., Banco Nacional
Banco Popular, Banco Banhvi
Credit default rate
Asdrúbal Zamora National Executive of Expats