#ASDAnet @ASDAnet ADA Membership and You Dr. Mike Durbin, ADA Council on Membership Jaclyn Agy,...
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Transcript of #ASDAnet @ASDAnet ADA Membership and You Dr. Mike Durbin, ADA Council on Membership Jaclyn Agy,...
#ASDAnet
@ASDAnet
ADA Membership and You
Dr. Mike Durbin, ADA Council on MembershipJaclyn Agy, Great-West Financial
#ASDAnet
@ASDAnet
What is the ADA?
• More than 158,000 total dentist members, with over 20,000 dental student members
• More general practitioners and specialists than any dental organization in the U.S.
• Most diverse dental association in the country, with the largest segments of women,
ethnic/diverse and non-U.S.-trained dentists
#ASDAnet
@ASDAnet
ADA Student Membership• Dental students join ASDA and ADA • ADA Student membership dues are
$5, collected at the same time as ASDA dues
• Access to all ADA Member benefits
#ASDAnet
@ASDAnet
ADA Center for Professional Success
Help with the business side of your career:• World class practice
management resources • Executive business
certificate programs• Health and wellness
information, help balancing your work and life
• Risk Management Resources
Success.ADA.org
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ADA Center for Professional Success
Calculators to help you manage your finances:• Estimate monthly
payments• Identify how extra
payments could help you become debt-free faster
• Determine how much you can reasonably afford to borrow
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@ASDAnet
The ADA LibraryLibrary Services• Reference Assistance
with PubMed searches• Online access to ADA
Archives and over 280 online journals
• Personalized research assistance and recommendations
ADA.org/library
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@ASDAnet
ADA Center for Evidence Based Dentistry™
• Evidence-Based Dentistry (EBD) is the point where scientific evidence, the dentist’s expertise, and the patient’s treatment needs and preferences all intersect
EBD.ADA.org
Patients needs &
preferences
Evidence
Clinical Expertise
EBD
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ADA CE Online• ADA student
members can access ADA CE for free!
• Courses feature embedded video, live-patient dental procedures, and case study examples
ADACEonline.org
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Student resources at your fingertips!• Financial planning
guidance• Licensure information• Career path
information• Success Dental
Student Programs• Student Loan Contract
Analysis • Insurance Protection ADA.org/student
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Dentists working together• The ADA Supports the Student Loan
Interest Deduction Act (H.R. 1527)
• Stay on top of important legislative issues
by subscribing to ADA Action AlertsADA.org/engage
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ADA-sponsored Student Members Insurance
• One of the most valuable benefits of your ADA student membership.
• Insurance protection offered at no cost to ADA student members.
ADA Members Insurance Plans are underwritten and administered by Great-West Life & Annuity Insurance Company
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@ASDAnet
ADA Members Life Insurance
•No cost to student members during dental school and residency
•$50,000 of Term Life insurance
•$50,000 of Accidental Death insurance
ADA Members Insurance Plans are underwritten and administered by Great-West Life & Annuity Insurance Company
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@ASDAnet
•No cost to student members during dental school and residency
•$2,000/month disability income protection insurance for up to 7 years
•Up to $150,000 to help repay student loans
ADA Student Members Disability Insurance Plan
ADA Members Insurance Plans are underwritten and administered by Great-West Life & Annuity Insurance Company
#ASDAnet
@ASDAnet
Coverage After GraduationADA Members Life Insurance
No Cost During Dental School
After Graduation
$50,000 Term Life insurance
$100,000 Term Life insurance
$50,000 Accidental Death Coverage
$100,000 Accidental Death Coverage
ADA Members Insurance Plans are underwritten and administered by Great-West Life & Annuity Insurance Company
#ASDAnet
@ASDAnet
ADA Student Members Disability Insurance No Cost During Dental School
After Graduation
$2,000/month disability income insurance
$2,000/month of Disability Income Protection
Up to $150,000 to help repay student loans
$2,000/month of Office Overhead Expense (coverage includes student loan repayments)
Coverage After Graduation
ADA Members Insurance Plans are underwritten and administered by Great-West Life & Annuity Insurance Company
#ASDAnet
@ASDAnet
What Happens to Your Coverage After Graduation
• In January following your graduation: convert the no-cost coverage you enjoy as a student to ADA Members Insurance Plans for practicing ADA member dentists.
•More than 100,000 ADA member dentists, student members and their family members choose ADA Members Insurance Plans.
ADA Members Insurance Plans are underwritten and administered by Great-West Life & Annuity Insurance Company
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@ASDAnet
Insurance: the Cornerstone of a Solid Financial Plan
Insurance Protection
Investment Strategy
Tax & Estate Planning
Income Growth
Debt Management
Savings & Investments
Retirement/Wealth Transfer
Annual Review
Discretionary
Purchases
Children’s College
Succession Planning
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3 most common uses of ADA Members Insurance among ADA member dentists1. Debt protection Insurance helps pay off your student loans and other financial obligations in the event of disability or death.
ADA Members Insurance Plans are underwritten and administered by Great-West Life & Annuity Insurance Company
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“I recognized the incredible amount of debt I had going to dental school, and if I died, I wanted my parents to have the insurance money to pay off my student loan. If I was disabled, I wanted a source of income to keep me in my apartment.”Joseph Matrullo,
DDSCranston, RI
The testimonials reproduced in this presentation were obtained in response to questions posed by Great-West Life and Annuity Insurance Company concerning the value of insurance.
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2. Dental practice start-up and/or acquisition financingInsurance serves as collateral to finance a loan to build or buy your dental practice.
3 most common uses of ADA Members Insurance among ADA member dentists
ADA Members Insurance Plans are underwritten and administered by Great-West Life & Annuity Insurance Company
#ASDAnet
@ASDAnet
“When the owner of the practice I entered as
an associate wanted to sell, I jumped at the
chance. I was referred to a lender to finance
the loan, and the only collateral they would
accept was life and disability insurance.”
Kathy Pawlusiewicz, DDS
Glenview, IL
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@ASDAnet
3. Protecting your insurability Insurance enables you to be protected and stay protected while your career advances, regardless of your health as
you get older.
3 most common uses of ADA Members Insurance among ADA member dentists
ADA Members Insurance Plans are underwritten and administered by Great-West Life & Annuity Insurance Company
#ASDAnet
@ASDAnet
“Less than two years out of dental school, a car crash landed me in intensive care for nearly three months. When I recovered, I bought as much disability insurance as I could. If a disability ever happened again, I wanted something to fall back on.”
Randolph Hatten, DDS
Cornelius, NC
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@ASDAnet
Request Activation of Coverage• All eligible ADA student members can request activation of the no-cost term life and disability insurance benefits of membership by creating a login at:
• If you’re not already insured, you’ll be prompted to request activation of your coverage.
insurance.ada.org/RegisterNow
ADA Members Insurance Plans are underwritten and administered by Great-West Life & Annuity Insurance Company
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@ASDAnet
insurance.ada.org/RegisterNow
Click icon to add picture
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Reward for you
•ADA student members who create a login by May 31, 2015 will receive a complimentary $5 Starbucks eCard!
ADA Members Insurance Plans are underwritten and administered by Great-West Life & Annuity Insurance Company
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Reward for your ASDA chapter•ASDA chapters that have at least 80 percent of its ADA student members insured by May 31, 2015 will earn $500!
Insured ADA student members
ADA student members
≥ 80%
ADA Members Insurance Plans are underwritten and administered by Great-West Life & Annuity Insurance Company
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@ASDAnet
Insurance Plan Specialists•Discuss features and options under ADA Members Insurance Plans.
•ADA Member Value – compare plans and ADA member-only premiums!
•Answer questions about converting your coverage after graduation – or applying for additional limits of coverage under ADA Members Insurance Plans.
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Insurance Plan Specialists
Cathryn Hopson303.737.5169
Michelle Robison303.737.3787
Nancy Fix303.737.5072
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Visit our table!
• Have your passport stamped – we’re giving away a Nokia Bluetooth Speaker
• We’ll help you create your login or answer any questions you have
• Grab a gift – everybody who stops by gets a goodie!
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• Proof of good health is required for ADA student members 45 or older.
• Benefits are not payable for death or disability resulting from a sickness, disorder, physical condition or symptom that existed or was treated prior to enrollment.
• Certificates of Insurance will be mailed to eligible students confirming the effective dates and terms of coverage.
Important Information
ADA Members Insurance Plans are underwritten and administered by Great-West Life & Annuity Insurance Company
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Important InformationThis material is not a contract. Benefits are provided under respective Group Policy Nos. (104TLP Term Life, 1108GDH-SDP Student Disability, 1105GDH-IPP Disability Income Protection, and 1106GDH-OEP Office Overhead Expense Disability) filed in the state of Illinois in accordance with and governed by Illinois law, issued to the American Dental Association, and underwritten by Great-West Life & Annuity Insurance Company. Coverage renews automatically each academic year. Each insured receives a Certificate of Insurance explaining the terms and conditions of the respective policy. Individuals may convert coverage to the plans for practicing dentists after graduation by paying ADA member premiums and maintaining ADA membership. Term Life Premiums increase annually based on age. Disability Income Protection premiums increase every 5 years and Office Overhead Expense every 10 years based on age. Premium credit for Term Life is not guaranteed but reevaluated annually. Premium credit for Disability Income Protection and Office Overhead Expense is not guaranteed but reevaluated semi-annually. The ADA is entitled to receive royalties from the ADA Members Insurance Plans.
ADA is a registered trademark of the American Dental Association.