as on 28 Market Outlook Income Advantage Fund · BM Enhancer BM Creator BM 2.03% 1.62% 6.06% 4.62%...

Index

Market Outlook

Investment Performance

Assure Fund

Income Advantage Fund

Protector Fund

Builder Fund

Balancer Fund

Enhancer Fund

Creator Fund

Magnifier Fund

Maximiser Fund

Super 20 Fund

Multiplier Fund

Platinum Plus I Fund

Platinum Plus II Fund

Platinum Plus III Fund

Platinum Plus IV Fund

Platinum Premier Fund

Platinum Advantage Fund

Foresight Single Pay

Foresight 5 Pay

Titanium I Fund

Titanium II Fund

Titanium III Fund

Pure Equity

Liquid Plus

Value & Momentum

Pg 1

Pg 3

Pg 5

Pg 6

Pg 7

Pg 8

Pg 9

Pg 10

Pg 11

Pg 12

Pg 13

Pg 14

Pg 15

Pg 16

Pg 17

Pg 18

Pg 19

Pg 20

Pg 21

Pg 22

Pg 23

Pg 24

Pg 25

Pg 26

Pg 27

Pg 28

Pg 29

Pension Growth Fund

Pension Nourish Fund

Pension Enrich Fund

Pg 30

Pg 31

Pg 32

as on 28th November 2014

Market Update

1

Economy Review

In the fifth bi-monthly credit policy review, RBI continued to keep all the key rates unchanged. However, the

RBI policy stance was much more dovish which came as a relief to the market. The policy mentioned that if

the current inflation momentum and fiscal developments are encouraging, a change in the monetary policy

stance is likely early next year. It reflects high probability of rate cuts beginning early next year. The central

bank kept the estimate for GDP growth at 5.5% while revising its inflation projection down to 6% by March-

15. Earlier they had kept a target of getting inflation to 6% by January -16.

The month long winter session of the Parliament started in November 2014. The key bills including GST

bill, Insurance bill, Coal Regulatory Authority bill, two bills on Labour reforms and amendments to the Land

Acquisition and Lokpal Act will be tabled for approval in the winter session. Reforms in the parliament's

winter session ranging from GST to Insurance bill could be a source of potential market trigger ahead.

The first of five phases of polling in the states of Jammu & Kashmir and Jharkhand saw an impressive

turnout of 70% in J&K and 60% in Jharkhand where results are due in Dec and BJP is once again a strong

contender in both the states.

Positive cheer on inflation front continued as both Consumer Price Index (CPI) and Wholesale Price Index

(WPI) continued to surprise positively. CPI was down to 5.5% for the month of October-14 from 6.5% last

month. The drop was driven by food inflation, which slowed to 5.8% from 7.6% due to lower prices and a

favorable base. Fuel inflation moderated to 3.3% from 3.5% even before full transmission of the lower

crude oil prices.

India's HSBC manufacturing PMI showed improvement compared to the previous month. The data was

recorded at 53.3 in November 2014 from 51.6 in October 2014. On the other hand, the services PMI also

improved to 52.6 in November 2014 compared to 50.0 in October 2014. A PMI reading above 50 indicates

expansion while one below it implies contraction.

Market Update

2

Outlook for Equities

Outlook for Debt

Key Indian stock indices extended their gains on the back of robust FII inflows. The BSE market cap

crossed the INR 100 tn milestone. Markets gained around 3% on a month on month basis. FII

invested another $2.2bn in the month of November- 14 taking the cumulative figure to $15.9bn YTD.

DIIs were net sellers of $1.2bn during the month taking their net sell tally to $6bn YTD.

From a long term perspective, Sensex still appears attractive at 16xFY16e earnings.

Currently, liquidity is in a deficit mode in the economy and will continue to be in deficit mode for some

time. RBI will continue to monitor the liquidity situation closely to counter the inflation expectation in

the economy.

G-sec market will remain range bound before they start getting fresh triggers on the inflation front. We

expect 10 year G-sec markets to touch 7.75% by April 2014. The corporate bond market will trail the

G-sec market with a spread of 35bps.

28-Nov-14 31-Oct-14 % ChangeINDEX

Nifty

Sensex

BSE 100

Dow Jones

Hang Seng

Nikkei

Nasdaq

8588.25 8322.20 3.20%

28693.99 27865.83 2.97%

8644.37 8383.91 3.11%

17828.24 17390.52 2.52%

17459.85 16413.76 6.37%

23987.45 23998.06 -0.04%

4791.63 4630.74 3.47%

BSE NSE

3000

4000

5000

6000

7000

8000

9000

10000

11000

16000

18000

20000

22000

24000

26000

28000

30000

No

v- 1

3

De

c- 1

3

Jan-

14

Fe

b- 1

4

Ma

r -14

Ap

r-1

4

Ma

y-1

4

Oct

-13

Jun

-14

Jul-

14

Au

g-1

4

Sep

-14

Oct

Nov

- -14

14

Key Indices

10 year G-Sec

5 Year G-Sec

91 Day T Bill

364 day T-Bill

MIBOR

Call Rates

5 year AAA Corporate Bond Spread10 Yr G-Sec Yield

bps

28-Nov-14 31-Oct-14 % Change

8.09% 8.28% -2.35%

8.14% 8.28% -1.72%

8.23% 8.36% -1.58%

8.24% 8.39% -1.82%

8.48% 8.54% -0.71%

7.91% 8.00% -1.14%

No

v-13

De

c-13

Jan-

14

Fe

b-14

Ma

r-14

Ap

r-14

Ma

y-14

Oct

-13

Jun-

14

Jul-1

4

Au

g-14

Oct

-14

Sep

-14

Nov

-14

15

40

65

90

115

140

5.0

4.0

6.0

7.0

8.0

9.0

10.0

Individual Funds

Returns

Absolute Return

CAGR

BM BMCreatorBMEnhancer

2.03% 1.62%

6.06% 4.62%

10.10% 7.79%

19.70% 15.99%

12.01% 10.11%

12.56% 10.59%

9.24% 8.14%

8.98% 7.77%

10.62% 7.48%

2.51% 2.06%

7.88% 5.53%

14.15% 10.66%

28.94% 22.72%

15.56% 13.03%

16.03% 13.50%

9.31% 8.18%

9.85% 8.28%

13.41% 10.59%

4.18% 4.11%

14.61% 10.13%

25.84% 19.44%

71.03% 52.98%

28.33% 20.27%

27.47% 20.00%

12.01% 7.18%

13.75% 9.79%

10.82% 6.16%

2.24% 2.62%

8.58% 6.76%

17.05% 16.15%

38.70% 32.89%

21.71% 18.85%

22.02% 18.28%

11.34% 8.51%

12.22% 9.35%

15.08% 11.98%

3.13% 2.74%

9.25% 6.87%

20.77% 15.45%

45.64% 34.56%

20.50% 18.10%

21.37% 18.47%

8.46% 8.17%

9.70% 9.07%

10.82% 8.63%

2.68% 2.52%

7.43% 6.36%

17.68% 14.24%

38.45% 31.67%

19.93% 17.11%

20.58% 17.45%

8.99% 8.22%

10.53% 8.95%

14.84% 7.97%

2.03% 1.67%

6.13% 4.72%

10.18% 8.14%

20.98% 16.82%

12.39% 10.34%

13.00% 10.83%

9.40% 7.92%

9.15% 7.63%

10.60% 7.57%

1.65% 1.46%

5.57% 4.29%

8.24% 6.78%

16.10% 13.69%

9.99% 9.01%

10.54% 9.50%

8.52% 7.99%

8.07% 7.45%

8.63% 6.40%

0.60% 0.81%

2.41% 2.55%

4.48% 4.44%

9.68% 9.22%

9.13% 8.23%

9.46% 8.42%

9.14% 8.07%

8.50% 7.27%

9.33% 7.48%

1.51% 1.31%

5.25% 3.96%

6.82% 5.78%

12.54% 11.40%

8.71% 7.91%

9.75% 8.39%

8.85% 7.81%

8.59% 7.12%

10.93% 7.64%

1.72% 1.75%

5.54% 4.88%

9.79% 8.64%

19.79% 17.98%

11.90% 10.88%

12.53% 11.37%

8.48% 7.99%

8.44% 7.77%

11.97% 8.59%

BuilderPeriod

1 month

6 months

1 Year

2 Years

3 Years

4 Years

5 Years

Since Inception

3 months

Performance at a Glance as on 28th November 2014

Returns

Absolute Return

CAGR

Returns

Absolute Return

CAGR

Multiplier BMPeriod

1 month

6 months

1 Year

2 Years

3 Years

4 Years

5 Years

Since Inception

3 months

Magnifier BM Maximiser BM Super 20 BM

Disclaimer:This document is issued by BSLI. While all reasonable care has been taken in preparing this document, no responsibility or liability is accepted for errors of fact or for anyopinion expressed herein. This document is for information purposes only. It does not constitute any offer, recommendation or solicitation to any person to enter into anytransaction or adopt any investment strategy, nor does it constitute any prediction of likely future movements in NAVs. Past performance is not necessarily indicative of futureperformance. We have reviewed the report, and in so far as it includes current or historical information, it is believed to be reliable though its accuracy or completeness cannotbe guaranteed. Neither Birla Sun Life Insurance Company Limited, nor any person connected with it, accepts any liability arising from the use of this document. You are advisedto make your own independent judgment with respect to any matter contained herein. The investment risk in investment portfolio is borne by the policyholder. The name of thefunds do not in any way indicate their quality, future prospects or returns. The premium paid in unit linked life insurance policies are subject to investment risk associated withcapital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder isresponsible for his/her decisions Insurance is the subject matter of solicitation.BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS: IRDA clarifies to public that IRDA or its officials do not involve inactivities like sale ofany kind of insurance or financial products nor invest premiums. IRDA does not announce any bonus. Public receiving such phone calls are requested to lodge a policecomplaint along with details of phone call, number.

Fund Name Benchmark CompositionAssureIncome AdvantageProtectorBuilderBalancerEnhancerCreatorMagnifierMaximiserMultiplierSuper 20Liquid PlusPure EquityValue & Momentum

--

BSE 100BSE 100BSE 100BSE 100BSE 100BSE 100BSE 100CNX MidcapBSE Sensex

-BSE 100

Crisil Short Term Bond IndexCrisil Composite Bond IndexCrisil Composite Bond IndexCrisil Composite Bond IndexCrisil Composite Bond IndexCrisil Composite Bond IndexCrisil Composite Bond Index

-------

-Crisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund Index

--

ULIF01008/07/05BSLIASSURE109ULIF01507/08/08BSLIINCADV109ULIF00313/03/01BSLPROTECT109ULIF00113/03/01BSLBUILDER109ULIF00931/05/05BSLBALANCE109ULIF00213/03/01BSLENHANCE109ULIF00704/02/04BSLCREATOR109ULIF00826/06/04BSLIIMAGNI109ULIF01101/06/07BSLIINMAXI109ULIF01217/10/07BSLINMULTI109ULIF01723/06/09BSLSUPER20109ULIF02807/10/11BSLLIQPLUS109ULIF02707/10/11BSLIPUREEQ109ULIF02907/10/11BSLIVALUEM109

SFIN

3

BMAssure BMProtector BMBalancerPeriod

1 month

6 months

1 Year

2 Years

3 Years

4 Years

5 Years

Since Inception

3 months

BMIncome Advantage

Pure Equity

2.05%

8.78%

30.20%

54.45%

28.32%

-

-

-

26.25%

BM

0.61% 0.55%

2.01% 1.83%

4.12% 3.74%

8.72% 8.05%

8.46% 8.03%

- -

- -

- -

8.10% 8.00%

Liquid Plus

Value Momentum BM

1.66% 2.74%

10.34% 6.86%

17.38% 15.45%

63.11% 34.56%

21.40% 18.10%

- -

- -

- -

20.61% 17.99%

Guaranteed Nav Funds

Pension Funds

Returns

Absolute Return

CAGR

Platinum Plus

2.09%

5.93%

13.85%

30.84%

16.13%

16.23%

7.11%

9.02%

7.59%

Platinum Plus II

2.35%

6.67%

15.24%

33.80%

17.23%

16.67%

7.76%

9.76%

14.86%

Platinum Plus III

2.54%

6.89%

16.37%

34.75%

18.02%

17.34%

8.44%

9.93%

11.63%

Platinum Plus IV

2.60%

7.04%

16.99%

36.11%

18.35%

17.39%

8.38%

10.21%

10.10%

Platinum Premier

2.58%

7.57%

17.62%

37.70%

19.32%

18.22%

8.91%

-

11.12%

Period

1 month

6 months

1 Year

2 Years

3 Years

4 Years

5 Years

Since Inception

3 months

Platinum Advantage

2.65%

8.27%

19.13%

41.18%

21.33%

21.13%

11.33%

-

9.78%

Returns

Absolute Return

CAGR

Disclaimer:This document is issued by BSLI. While all reasonable care has been taken in preparing this document, no responsibility or liability is accepted for errors of fact or for anyopinion expressed herein. This document is for information purposes only. It does not constitute any offer, recommendation or solicitation to any person to enter into anytransaction or adopt any investment strategy, nor does it constitute any prediction of likely future movements in NAVs. Past performance is not necessarily indicative of futureperformance. We have reviewed the report, and in so far as it includes current or historical information, it is believed to be reliable though its accuracy or completeness cannotbe guaranteed. Neither Birla Sun Life Insurance Company Limited, nor any person connected with it, accepts any liability arising from the use of this document. You are advisedto make your own independent judgment with respect to any matter contained herein. The investment risk in investment portfolio is borne by the policyholder. The name of thefunds do not in any way indicate their quality, future prospects or returns. The premium paid in unit linked life insurance policies are subject to investment risk associated withcapital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder isresponsible for his/her decisions Insurance is the subject matter of solicitation.BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS: IRDA clarifies to public that IRDA or its officials do not involve inactivities like sale ofany kind of insurance or financial products nor invest premiums. IRDA does not announce any bonus. Public receiving such phone calls are requested to lodge a policecomplaint along with details of phone call, number.

Platinum Plus IPlatinum Plus IIPlatinum Plus IIIPlatinum PlusPlatinum PremierPlatinum AdvantageTitanium I

IV

Titanium IITitanium IIIPension NourishPension GrowthPension EnrichForesight - Single PayForesight - 5 Pay

--------

-BSE 100BSE 100BSE 100

--

--------

-Crisil Composite Bond IndexCrisil Composite Bond IndexCrisil Composite Bond Index

--

--------

-Crisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund Index

--

ULIF01325/02/08BSLIIPLAT1109ULIF01425/02/08BSLIIPLAT2109ULIF01628/04/09BSLIIPLAT3109ULIF01816/09/09BSLIIPLAT4109ULIF02203/02/10BSLPLATPR1109ULIF02408/09/10BSLPLATADV109ULIF01911/12/09BSLITITAN1109ULIF02011/12/09BSLITITAN2109ULIF02111/12/09BSLITITAN3109ULIF00604/03/03BSLNOURISH109ULIF00504/03/03BSLIGROWTH109ULIF00404/03/03BSLIENRICH109ULIF02610/02/11BSLFSITSP1109ULIF02510/02/11BSLFSIT5P1109

Fund Name Benchmark Composition SFIN

4

Returns

Absolute Return

CAGR

Period

1 month

6 months

1 Year

2 Years

3 Years

4 Years

5 Years

Since Inception

3 months

1.94% 1.62%

6.06% 4.62%

9.82% 7.79%

19.19% 15.99%

11.89% 10.11%

12.18% 10.59%

9.02% 8.14%

8.77% 7.77%

10.63% 7.48%

2.36% 1.83%

6.96% 5.04%

12.40% 9.15%

24.34% 19.16%

13.19% 11.42%

13.79% 11.91%

8.97% 8.04%

9.13% 7.91%

12.30% 8.91%

1.79% 1.46%

5.77% 4.29%

8.51% 6.78%

16.45% 13.69%

9.81% 9.01%

10.30% 9.50%

8.34% 7.99%

7.87% 7.45%

8.44% 6.40%

Pension Growth Pension - Enrich Pension - NourishBM BM BM

Period

1 month

6 months

1 Year

2 Years

3 Years

4 Years

5 Years

Since Inception

3 months

Titanium II

2.58%

7.22%

16.56%

35.27%

18.59%

18.02%

9.64%

-

10.70%

Titanium I

2.56%

7.13%

16.50%

35.72%

18.66%

18.00%

9.61%

-

10.63%

Titanium III

2.59%

7.18%

15.17%

30.48%

16.86%

16.15%

9.26%

-

8.51%

Foresight - 5 Pay

2.31%

6.26%

13.99%

29.02%

15.07%

15.78%

-

-

9.35%

Foresight - Single Pay

2.75%

7.61%

17.96%

38.03%

20.64%

20.37%

-

-

12.81%

Performance at a Glance as on 28th November 2014

9.81% Power Finance Corpn. Ltd. 2018 5.52%

9.62% LIC Housing Finance Ltd. 2015 4.49%

8.6% Bharat Aluminium Company Limited 2016 4.26%



8.49% NHPC Ltd. 2017 2.87%

8.97% EID-Parry (India) Ltd. 2016 2.86%

8.58% Housing Development Finance Corpn. Ltd. 2018 2.85%


9.9% Cholamandalam Investment And Finance Co. Ltd. 2016 2.31%

Other Corporate Debt 8.45%

OBJECTIVE:

STRATEGY:

To provide Capital Protection, at a high level of safety and liquidity through judicious investments in high quality short-term debt.

Generate better return with low level of risk through investment into fixed interest securities having short-term maturity profile.

About The Fund

CORPORATE DEBT

Asset Allocation Rating Profile

43.41%

56.59%

NAV as on 28th November 2014: BENCHMARK:22.75 CRISIL Short Term Bond Index`

Assure FundSFIN No.ULIF01008/07/05BSLIASSURE109

SECURITIES Holding

5

MMI, Deposits, CBLO & Others

Asset held as on FUND MANAGER:` 174.35 Cr Mr. Ajit Kumar PPB28th November 2014:

Date of Inception: 12-Sep-05

1.34

Fund Update:

The average maturity of the fund has slightlyincreased to 1.34 years from years in theprevious month. Assure fund continues to bepredominantly invested in highest rated fixedincome instruments.

1.24

Maturity Profile

Maturity (in years)

BMAssure

NCD43.41%

56.59%

MMI, Deposits,CBLO & Others

79.19%

20.81%

Less than 2 years 2 to 7 years

AA-AA11.30%

A1+31.10%

5.03%

52.57%AAA

Feb-1

0

May-1

0

Aug-1

0

Nov-1

0

Feb-1

1

May-1

1

Aug-1

1

Nov-1

1

Feb-1

2

May-1

2

Aug-1

2

Nov-1

2

Feb-1

3

May-1

3

Aug-1

3

Nov-1

3

Feb-1

4

May-1

4

Aug-1

4

Nov-1

4

OBJECTIVE:

STRATEGY:

To provide capital preservation and regular income, at a high level of safety over a medium term horizon by investing in highquality debt instruments.

To actively manage the fund by building a portfolio of fixed income instruments with medium term duration. The fund will invest ingovernment securities, high rated corporate bonds, high quality money market instruments and other fixed income securities. The quality of theassets purchased would aim to minimize the credit risk and liquidity risk of the portfolio. The fund will maintain reasonable level of liquidity.

About The Fund

Income Advantage FundSFIN No.ULIF01507/08/08BSLIINCADV109

BMIncome Advantage

8.6% Government Of India 2028 22.89%










Other Government Securities 2.68%

9.04% Rural Electrification Corpn. Ltd. 2019 5.11%

9.05% Petronet LNG Ltd. 2019 3.04%



9.75% Tata Motors Ltd. 2020 1.74%

9.55% Hindalco Industries Ltd. 2022 1.52%

8.83% Export Import Bank Of India 2023 1.43%

2% Tata Steel Ltd. 2022 1.36%

9.95% Food Corporation Of India 2022 1.09%



GOVERNMENT SECURITIES

CORPORATE DEBT


SECURITIES


49.88%

Holding

39.74%

10.23

10.38%

NAV as on BENCHMARK:19.1628th November 2014: ` Crisil Composite Bond index & Crisil Liquid Fund Index

Asset held as on FUND MANAGER:` 498.11 Cr Mr. Ajit Kumar PPB28th November 2014:

Fund Update:Exposure to Corporate Debt has decreased to39.74% from while that to MMI hasdecreased to 10.38% from on a MOM basis.Income Advantage fund continues to bepredominantly invested in highest rated fixed incomeinstruments.

44.15%14.18%

Maturity Profile

Maturity (in years)

6

Date of Inception: 22-Aug-08

Income Advantage BM

55.66%

8.79%

23.33%

67.88%

Less than 2 years 2 to 7 years 7 years & above

39.74%NCD

10.38%


G-Secs49.88%

AA+AAA AA4.08%

4.91%35.35%

Sovereign

Jul-09

Oct-

09

Jan-1

0

Apr-

10

Jul-10

Oct-

10

Jan-1

1

Apr-

11

Jul-11

Oct-

11

Jan-1

2

Apr-

12

Jul-12

Oct-

12

Jan-1

3

Apr-

13

Jul-13

Oct-

13

Jan-1

4

Apr-

14

Jul-14

Oct-

14













9.57% Indian Railway Finance Corpn. Ltd. 2021 2.49%

2% Tata Steel Ltd. 2022 2.48%


8.9% Steel Authority Of India Ltd. 2019 1.90%



9.25% Power Grid Corpn. Of India Ltd. 2021 1.21%

8.88% Export Import Bank Of India 2022 1.20%

8.8% ICICI Home Finance Co. Ltd. 2017 1.17%


HDFC Bank Ltd. 0.75%

Infosys Ltd. 0.67%

ICICI Bank Ltd. 0.51%

Reliance Industries Ltd. 0.49%

ITC Ltd. 0.45%

Tata Consultancy Services Ltd. 0.43%

Housing Development Finance Corpn. Ltd. 0.42%

Tata Motors Ltd. 0.36%

Larsen And Toubro Ltd. 0.34%

State Bank Of India 0.32%

Other Equity 5.15%

OBJECTIVE:

STRATEGY:

To generate persistent return through active management of fixed income portfolio and focus on creating long-term equityportfolio, which will enhance yield of composite portfolio with minimum risk appetite.

To invest in fixed income securities with marginal exposure to equity up to 10% at low level of risk. This fund is suitable for thosewho want to protect their capital and earn steady return on investment through higher exposure to debt securities

About The Fund

Protector FundSFIN No.ULIF00313/03/01BSLPROTECT109


CORPORATE DEBT

EQUITY


SECURITIES


46.58%

Holding

35.72%

8.84

9.91%

7.79%

NAV as on BENCHMARK:31.0828th November 2014: ` BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index

Asset held as on FUND MANAGER:` 426.16 Cr Mr.28th November 2014: Sunil Kumar (Equity), Mr. Ajit Kumar PPB (Debt)

Fund Update:Exposure to G-secs has increased to 46.58% to

% and to MMI has decreased 7.79% fromon a MOM basis.

Protector fund continues to be predominantlyinvested in highest rated fixed income instruments.

45.409.59%

Maturity Profile

Maturity (in years)

Top 10 Sectoral Allocation

7

Maturity Profile

Protector BM

Date of Inception: 22-Mar-01

2.77%

3.44%

6.17%

7.79%

8.05%

8.43%

8.52%

8.80%

14.80%

23.22%

METAL

OTHERS

CAPITAL GOODS

PHARMACEUTICALS

FINANCIAL SERVICES

FMCG

OIL AND GAS

AUTOMOBILE

SOFTWARE / IT

BANKING

11.70%

30.37%

57.94%


MMI, Deposits,CBLO & OthersEquities

7.79%9.91%

46.58%G-Secs

35.72%NCD

AA+AAA3.21%

A1+2.59%

1.39%AA-

35.51%

AA2.17%

55.13%Sovereign

Ju

l-0

6

De

c-0

6

Ma

y-0

7

Oct-

07

Ma

r-0

8

Au

g-0

8

Ja

n-0

9

Ju

n-0

9

No

v-0

9

Ap

r-1

0

Se

p-1

0

Fe

b-1

1

Ju

l-11

De

c-1

1

Ma

y-1

2

Oct-

12

Ma

r-1

3

Au

g-1

3

Ja

n-1

4

Ju

n-1

4

No

v-1

4



















2% Indian Hotels Co. Ltd. 2014 1.24%






Infosys Ltd. 1.04%

Kotak Mahindra Bank Ltd. 0.96%

ITC Ltd. 0.90%

Maruti Suzuki India Ltd. 0.88%




HCL Technologies Ltd. 0.55%

Other Equity 10.99%

OBJECTIVE:

STRATEGY:

To build your capital and generate better returns at moderate level of risk, over a medium or long-term period through a balance ofinvestment in equity and debt.

To generate better return with moderate level of risk through active management of fixed income portfolio and focus on creatinglong term equity portfolio which will enhance yield of composite portfolio with low level of risk appetite.

About The Fund

Builder FundSFIN No.ULIF00113/03/01BSLBUILDER109


CORPORATE DEBT

EQUITY


SECURITIES


43.96%

Holding

29.45%

7.96

19.48%

7.10%


Asset held as on FUND MANAGER:` 289.75 Cr Mr.28th November 2014: Dhrumil Shah (Equity), Mr. Ajit Kumar PPB (Debt)

Fund Update:Exposure to NCD has increased to 29.45% from

while that to MMI has decreased to 7.10%from on a MOM basis.

Builder fund continues to be predominantly investedin highest rated fixed income instruments.

27.94%8.24%

Maturity Profile

Maturity (in years)


8

BMBuilder


2.41%

2.77%

6.90%

7.01%

7.31%

9.30%

9.91%

11.17%

16.01%

18.49%

METAL

OTHERS

FINANCIAL SERVICES

OIL AND GAS

CAPITAL GOODS

FMCG

PHARMACEUTICALS

AUTOMOBILE

SOFTWARE / IT

BANKING

11.71%

36.27%

52.02%



19.48% 7.10%

29.45%NCD

43.96%

G-Secs

AAA AA34.62% 5.49%

59.88%Sovereign

Jul-05

Nov-0

5M

ar-

06

Jul-06

Nov-0

6M

ar-

07

Jul-07

Nov-0

7M

ar-

08

Jul-08

Nov-0

8M

ar-

09

Jul-09

Nov-0

9M

ar-

10

Jul-10

Nov-1

0M

ar-

11Jul-11

Nov-1

1M

ar-

12

Jul-12

Nov-1

2M

ar-

13

Jul-13

Nov-1

3M

ar-

14

Jul-14

Nov-1

4

OBJECTIVE:

STRATEGY:

To achieve value creation of the policyholder at an average risk level over medium to long-term period.

To invest predominantly in debt securities with an additional exposure to equity, maintaining medium term duration profile of theportfolio.

About The Fund

Balancer FundSFIN No.ULIF00931/05/05BSLBALANCE109

9.23% Government Of India 2043 10.50%8.33% Government Of India 2026 6.11%8.2% Government Of India 2022 5.15%8.32% Government Of India 2032 3.07%7.8% Government Of India 2021 2.80%7.95% Government Of India 2032 2.67%5.64% Government Of India 2019 2.63%7.46% Government Of India 2017 2.24%8.79% Government Of India 2021 1.56%8.3% Government Of India 2042 1.54%Other Government Securities 7.09%

9.39% Power Finance Corpn. Ltd. 2019 6.23%9.6% L&T Finance Ltd. 2016 4.57%9% Export Import Bank Of India 2019 4.03%9.4% National Bank For Agri. And Rural Development 2016 3.09%9.47% Power Grid Corpn. Of India Ltd. 2022 2.38%9.35% Power Grid Corpn. Of India Ltd. 2021 1.57%8.9% Steel Authority Of India Ltd. 2019 1.53%10.85% Rural Electrification Corpn. Ltd. 2018 0.97%11% Power Finance Corpn. Ltd. 2018 0.65%9.36% Power Finance Corpn. Ltd. 2021 0.63%Other Corporate Debt 0.32%

HDFC Bank Ltd. 2.05%Reliance Industries Ltd. 1.34%ICICI Bank Ltd. 1.30%Infosys Ltd. 1.29%State Bank Of India 1.01%Housing Development Finance Corpn. Ltd. 0.98%ITC Ltd. 0.91%Tata Motors Ltd. 0.90%Tata Consultancy Services Ltd. 0.83%Larsen And Toubro Ltd. 0.76%Other Equity 13.41%


CORPORATE DEBT

Equity


SECURITIES

45.36%

Holding

25.99%

24.80%

3.85%

NAV as on 25.6928th November 2014: ` BENCHMARK: BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index

Asset held as on FUND MANAGER:` 33.00 Cr Mr.28th November 2014: Sumit Poddar (Equity), Mr. Deven Sangoi (Debt)

Fund Update:

Exposure to Equities has slightly decreased to24.80% from while that to MMI hasdecreased to 3.85% from on a MOM basis.

24.98% slightly3.63%



9

10.76Maturity (in years)

BMBalancer

Maturity Profile

Date of Inception: 18-Jul-05

Equities

24.80%


3.85%

25.99%NCD

45.36%G-sec

2.05%

4.11%

5.55%

6.75%

6.94%

8.47%

9.30%

10.19%

14.30%

22.95%

OTHERS

TELECOMMUNICATION

CAPITAL GOODS

FINANCIAL SERVICES

PHARMACEUTICALS

FMCG

AUTOMOBILE

OIL AND GAS

SOFTWARE / IT

BANKING

12.85%

36.42%

50.73%


AAA AA+30.02% 6.40%

63.58%

Sovereign

Ju

l-1

0

No

v-1

0

Ma

r-11

Ju

l-11

No

v-1

1

Ma

r-1

2

Ju

l-1

2

No

v-1

2

Ma

r-1

3

Ju

l-1

3

No

v-1

3

Ma

r-1

4

Ju

l-1

4

No

v-1

4


10.75% Reliance Industries Ltd. 2018 0.82%2% Tata Steel Ltd. 2022 0.77%10.2% Tata Steel Ltd. 2015 0.71%9.05% State Bank Of India 2020 0.68%2% Indian Hotels Co. Ltd. 2014 0.54%9.8% LIC Housing Finance Ltd. 2017 0.46%9.48% Rural Electrification Corpn. Ltd. 2021 0.45%9.1% State Bank Of Mysore 2019 0.43%9.61% Power Finance Corpn. Ltd. 2021 0.43%8.55% Indian Railway Finance Corpn. Ltd. 2019 0.42%Other Corporate Debt 28.84%

Indian Railway Finance Corpn. Ltd. 2015 0.45%

HDFC Bank Ltd. 2.50%Infosys Ltd. 1.80%Reliance Industries Ltd. 1.65%ICICI Bank Ltd. 1.61%State Bank Of India 1.33%ITC Ltd. 1.32%Larsen And Toubro Ltd. 1.28%Tata Consultancy Services Ltd. 1.26%Tata Motors Ltd. 1.22%Housing Development Finance Corpn. Ltd. 1.22%Other Equity 13.58%

OBJECTIVE:

STRATEGY:

To grow your capital through enhanced returns over a medium to long term period through investments in equity and debtinstruments, thereby providing a good balance between risk and return.

To earn capital appreciation by maintaining diversified equity portfolio and seek to earn regular return on fixed income portfolio byactive management resulting in wealth creation for policyholders.

About The Fund

Enhancer FundSFIN No.ULIF00213/03/01BSLENHANCE109


CORPORATE DEBT

Securitised Debt

Equity


SECURITIES

29.66%

Holding

34.56%

7.29

0.45%

28.77%

6.56%


Asset held as on FUND MANAGER:` 7071.99 Cr Mr.28th November 2014: Deven Sangoi (Equity), Mr. Ajit Kumar PPB (Debt)

Fund Update:Exposure to Equities has decreased to 28.77% from

while that to MMI has decreased to 6.56%from on a MOM basis.

Enhancer fund continues to be predominantlyinvested in highest rated fixed income instruments.

29.20%8.73%

Maturity Profile

Maturity (in years)


10

Asset Allocation Rating ProfileBMEnhancer


2.22%

2.94%

4.45%

6.99%

8.56%

9.00%

9.93%

11.47%

14.71%

22.74%

CEMENT

TELECOMMUNICATION

CAPITAL GOODS

FINANCIAL SERVICES

PHARMACEUTICALS

FMCG

AUTOMOBILE

OIL AND GAS

SOFTWARE / IT

BANKING

17.52%

39.50%42.98%



6.56%

0.45%

SecuritisedDebt

G-Sec29.66% 34.56%

NCD

Equities28.77%

AAAA+

45.60% A+

0.16%

0.52%

AA-

0.65%A1+2.63%

4.74%

AAA

Sovereign45.70%

Jul-06

Dec-0

6

May-0

7

Oct-

07

Mar-

08

Aug-0

8

Jan-0

9

Jun-0

9

Nov-0

9

Apr-

10

Sep-1

0

Feb-1

1

Jul-11

Dec-1

1

May-1

2

Oct-

12

Mar-

13

Aug-1

3

Jan-1

4

Jun-1

4

Nov-1

4













11% Power Finance Corpn. Ltd. 2018 1.39%





8.95% HDFC Bank Ltd. 2022 0.71%






Infosys Ltd. 3.25%



ITC Ltd. 2.21%






Other Equity 25.56%

OBJECTIVE:

STRATEGY:

To achieve optimum balance between growth and stability to provide long-term capital appreciation with balanced level of risk byinvesting in fixed income securities and high quality equity security.

To ensure capital appreciation by simultaneously investing into fixed income securities and maintaining diversified equityportfolio.Active fund management is carried out to enhance policyholder’s wealth in long run.

About The Fund

Creator FundSFIN No.ULIF00704/02/04BSLCREATOR109


CORPORATE DEBT

EQUITY


SECURITIES

29.78%

Holding

15.33%

11.08

48.66%

6.24%


Asset held as on FUND MANAGER:` 424.40 Cr Mr.28th November 2014: Sunil Kumar (Equity), Mr. Ajit Kumar PPB (Debt)

Fund Update:

Exposure to Equities has slightly decreased to48.66% from and to MMI has decreased to6.24% from on a MOM basis.

Creator fund continues to be predominantly investedin highest rated fixed income instruments.

49.13%8.83%

Maturity Profile

Maturity (in years)



11

Creator BM

Date of Inception: 23-Feb-04


2.75%

3.43%

6.23%

7.68%

8.35%

8.36%

8.59%

8.93%

15.17%

22.61%

METAL

OTHERS

CAPITAL GOODS

FINANCIAL SERVICES

PHARMACEUTICALS

FMCG

OIL AND GAS

AUTOMOBILE

SOFTWARE / IT

BANKING

9.72%22.27%

68.01%


29.78%48.66%

G-Secs Equities

6.24%15.33%

NCD AA5.03%

AAA

28.96%

66.01%Sovereign

Dec-0

6

May-0

7

Oct-

07

Mar-

08

Aug-0

8

Jan-0

9

Jun-0

9

Nov-0

9

Apr-

10

Sep-1

0

Feb-1

1

Jul-11

Dec-1

1

May-1

2

Oct-

12

Mar-

13

Aug-1

3

Jan-1

4

Jun-1

4

Nov-1

4


9.46% National Bank For Agri. And Rural Development 2015 0.07%

9.2% IDFC Ltd 2015 0.07%

8.8% HDB Financial Services Ltd 2016 0.01%




Infosys Ltd. 5.27%




ITC Ltd. 3.93%





Other Equity 43.23%

OBJECTIVE:

STRATEGY:

To maximize wealth by actively managing a diversified equity portfolio.

To invest in high quality equity security to provide long-term capital appreciation with high level of risk. This fund is suitable forthose who want to have wealth maximization over long-term period with equity market dynamics.

About The Fund

Magnifier FundSFIN No.ULIF00826/06/04BSLIIMAGNI109

CORPORATE DEBT

EQUITY


SECURITIES


0.28%

Holding

88.58%

0.70

11.08%

NAV as on BENCHMARK:41.6028th November 2014: ` BSE 100 & Crisil Liquid Fund Index

Asset held as on FUND MANAGER:` 1156.59 Cr Mr.28th November 2014: Deven Sangoi (Equity), Mr. Ajit Kumar PPB (Debt)

Fund Update:

Exposure to Equities has increased to 88.58% fromwhile that to MMI has decreased to 11.08%

from on a MOM basis

Magnifier fund continues to be predominantlyinvested in large cap stocks and maintains a welldiversified portfolio with investments made acrossvarious sectors.

87.12%12.53%

Maturity Profile

Maturity (in years)


12

GOVERNMENT SECURITIES 0.07%

Magnifier BM

Date of Inception: 12-Aug-04

100.00%

Less than 2 years

88.58%Equities


11.08%NCD0.28%

G-Secs0.07%

63.24%

2.15%

3.30%

4.82%

7.44%

7.89%

9.05%

9.62%

12.00%

14.33%

21.21%

CEMENT

TELECOMMUNICATION

CAPITAL GOODS

FINANCIAL SERVICES

FMCG

PHARMACEUTICALS

AUTOMOBILE

OIL AND GAS

SOFTWARE / IT

BANKING

19.03%Sovereign AAA

17.73%

A1+

Aug-1

0

Nov-1

0

Feb-1

1

May-1

1

Aug-1

1

Nov-1

1

Feb-1

2

May-1

2

Aug-1

2

Nov-1

2

Feb-1

3

May-1

3

Aug-1

3

Nov-1

3

Feb-1

4

May-1

4

Aug-1

4

Nov-1

4


Infosys Ltd. 6.68%




ITC Ltd. 4.01%





Other Equity 48.87%

OBJECTIVE:

STRATEGY:

To Provide long-term capital appreciation by actively managing a well diversified equity portfolio of fundamentally strong bluechip companies. To provide a cushion against the volatility in the equities through investment in money market instruments.

Active Fund Management with potentially 100% equity exposure. Maintaining High Quality Diversified Portfolio with Dynamicblend of Growth and Value Stocks- so that portfolio does not suffer from style bias. Focus on large-caps and quality mid-caps to ensure liquidityand reduce risk.

About The Fund

Maximiser FundSFIN No.ULIF01101/06/07BSLIINMAXI109

EQUITY


SECURITIES

97.94%

Holding

2.06%

NAV as on BENCHMARK:21.5428th November 2014: ` BSE 100 & Crisil Liquid Fund Index

Asset held as on FUND MANAGER:` 2457.21 Cr Mr.28th November 2014: Sameer Mistry

Fund Update:

Exposure to Equities has slightly decreased to97.94% from while that to MMI hasincreased to 2.06% from on a MOM basis.

Maximiser fund is predominantly invested in largecap stocks and maintains a well diversified portfoliowith investments made across various sectors.

98.81%1.19%

Maturity Profile


13

Maximiser BM

Date of Inception: 12-Jun-07

100.00%

Less than 2 years

2.76%

3.17%

6.21%

7.32%

7.78%

8.21%

9.85%

10.96%

15.23%

21.17%

METAL

TELECOMMUNICATION

CAPITAL GOODS

FINANCIAL SERVICES

FMCG

AUTOMOBILE

PHARMACEUTICALS

OIL AND GAS

SOFTWARE / IT

BANKING


97.94%

Equities

2.06%


Sovereign

100.00%

Au

g-0

9

No

v-0

9

Fe

b-1

0

Ma

y-1

0

Au

g-1

0

No

v-1

0

Fe

b-1

1

Ma

y-1

1

Au

g-1

1

No

v-1

1

Fe

b-1

2

Ma

y-1

2

Au

g-1

2

No

v-1

2

Fe

b-1

3

Ma

y-1

3

Au

g-1

3

No

v-1

3

Fe

b-1

4

Ma

y-1

4

Au

g-1

4

No

v-1

4


Infosys Ltd. 8.55%






ITC Ltd. 5.82%

IDFC Ltd 5.42%


Other Equity 32.22%

OBJECTIVE:

STRATEGY:

To generate long-term capital appreciation for policyholders by making investments in fundamentally strong and liquid large capcompanies.

To build and manage a concentrated equity portfolio of 20 fundamentally strong large cap stocks in terms of market capitalizationby following an in-depth research-focused investment approach. The fund will attempt diversify across sectors and will invest in companieshaving financial strength, robust, efficient & visionary management & adequate market liquidity. The non-equity portion of the fund will beinvested in highly rated money market instruments and fixed deposits.

About The Fund

Super 20 FundSFIN No.ULIF01723/06/09BSLSUPER20109

Equity


SECURITIES

98.97%

Holding

1.03%

NAV as on BENCHMARK:21.35 Sensex &28th November 2014: ` Crisil Liquid Fund Index

Asset held as on FUND MANAGER:` 566.00 Cr Mr.28th November 2014: Sameer Mistry

Fund Update:

Exposure to Equities has slightly increased to98.97% from while that to MMI has slightlydecreased to 1.03% from on a MOM basis.

Super 20 fund is predominantly invested in large capstocks and maintains a concentrated portfolio.

98.76%1.24%


14

100.00%

Less than 2 years

Super 20 BM Asset Allocation

Maturity Profile

Date of Inception: 06-Jul-09


1.03%

98.97%

Equities

2.69%

3.28%

5.48%

5.88%

6.25%

9.29%

9.38%

12.39%

17.97%

25.35%

DIVERSIFIED

CEMENT

FINANCIAL SERVICES

FMCG

CAPITAL GOODS

PHARMACEUTICALS

AUTOMOBILE

OIL AND GAS

SOFTWARE / IT

BANKING

Se

p-1

1

No

v-1

1

Ja

n-1

2

Ma

r-1

2

Ma

y-1

2

Ju

l-1

2

Se

p-1

2

No

v-1

2

Ja

n-1

3

Ma

r-1

3

Ma

y-1

3

Ju

l-1

3

Se

p-1

3

No

v-1

3

Ja

n-1

4

Ma

r-1

4

Ma

y-1

4

Ju

l-1

4

Se

p-1

4

No

v-1

4


Jagran Prakashan Ltd. 6.37%

AIA Engineering Ltd. 5.64%

Alstom India Limited 4.34%

Gujarat Mineral Develpmenmt Corportaion 3.85%

Muthoot Finance Ltd. 3.33%

Glenmark Pharmaceuticals Ltd. 3.28%

Divis Laboratories Ltd. 3.11%

Colgate-Palmolive (India) Ltd. 2.83%

Motherson Sumi Systems Ltd. 2.81%

Other Equity 54.61%

OBJECTIVE:

STRATEGY:

The provide long-term wealth maximisation by actively managing a well-diversified equity portfolio, predominantly comprising ofcompanies whose market capitalization is between Rs. 10 billion to Rs. 250 billion. Further, the fund would also seek to provide a cushionagainst the sudden volatility in the equities through some investments in short-term money market instruments.

Active Fund Management with potentially 100% equity exposure. Research based investment approach with a dedicated &experienced in-house research team. Identify undervalued stocks in the growth phase. Focus on niche players with competitive advantage, inthe sunrise industry & potential of being tomorrow’s large cap. Emphasize on early identification of stocks.

About The Fund

Multiplier FundSFIN No.ULIF01217/10/07BSLINMULTI109

Equity


SECURITIES


96.74%

Holding

3.26%

NAV as on BENCHMARK:20.71 CNX Midcap &28th November 2014: ` Crisil Liquid Fund Index

Asset held as on FUND MANAGER:` 466.19 Cr Mr. Sumit Mangal28th November 2014:

Fund Update:


from on MOM basis.

Multiplier fund is predominantly invested in highquality mid cap stocks and maintains a welldiversified portfolio with investments made acrossvarious sectors.

91.52%8.48%

Maturity Profile


Multiplier BM

15

100.00%

Less than 2 years

Date of Inception: 30-Oct-07

0.31Maturity (in years)Maturity (in years)

3.61%

4.97%

5.81%

5.86%

6.69%

9.10%

10.86%

11.30%

14.22%

14.51%

CEMENT

METAL

OIL AND GAS

FMCG

FINANCIAL SERVICES

AUTO ANCILLIARY

MEDIA AND ENTERTAINMENT

PHARMACEUTICALS

CAPITAL GOODS

BANKING


3.26%

96.74%

Equities

Sovereign34.75%

A1+65.25%

May-1

0

Aug-1

0

Nov-1

0

Feb-1

1

May-1

1

Aug-1

1

Nov-1

1

Feb-1

2

May-1

2

Aug-1

2

Nov-1

2

Feb-1

3

May-1

3

Aug-1

3

Nov-1

3

Feb-1

4

May-1

4

Aug-1

4

Nov-1

4

OBJECTIVE:

STRATEGY:

To optimize the participation in an actively managed well diversified equity portfolio of fundamentally strong blue chip companieswhile using debt instruments & derivatives to lock-in capital appreciations.

To have an optimum mix of equities & fixed income instruments, with up to 100% exposure in both equities & fixed income assets& up to 40% in Money Market.

About The Fund

Platinum Plus I FundSFIN No.ULIF01325/02/08BSLIIPLAT1109

8.24% Government Of India 2018 2.30%7.99% Government Of India 2017 1.50%7.83% Government Of India 2018 1.16%7.46% Government Of India 2017 0.21%5.69% Government Of India 2018 0.01%

National Bank For Agri. And Rural Development 2017 4.62%9.18% Housing Development Finance Corpn. Ltd. 2018 2.44%8.95% L&T Shipbuilding Ltd 2017 2.32%8.95% Power Finance Corpn. Ltd. 2018 2.28%9.2% Housing Development Finance Corpn. Ltd. 2018 2.13%8.85% NHPC Ltd. 2018 1.52%8.34% LIC Housing Finance Ltd. 2018 1.49%11.25% Power Finance Corpn. Ltd. 2018 1.47%10.85% Rural Electrification Corpn. Ltd. 2018 1.29%9.81% Power Finance Corpn. Ltd. 2018 1.25%Other Corporate Debt 4.07%

HDFC Bank Ltd. 4.71%ICICI Bank Ltd. 4.00%Infosys Ltd. 3.94%Reliance Industries Ltd. 3.46%Housing Development Finance Corpn. Ltd. 3.36%ITC Ltd. 2.94%State Bank Of India 2.83%Tata Motors Ltd. 2.67%Tata Consultancy Services Ltd. 2.33%Larsen And Toubro Ltd. 2.21%Other Equity 21.73%


CORPORATE DEBT

Equity


SECURITIES

5.18%

Holding

24.90%

54.20%

15.73%

NAV as on 16.3328th November 2014: `

Asset held as on FUND MANAGER:` 331.39 Cr Mr.28th November 2014: Sumit Poddar (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:

Exposure to Equities has decreased to 54.20% fromwhile that to MMI has slightly increased to

15.73% from on a MOM basis.

Platinum Plus I fund continues to be predominantlyinvested in large cap stocks and maintains a welldiversified portfolio.

56.38%15.01%



Maturity Profile

16




G-Secs15.73%5.18%

NCD24.90%

54.20%

Equities

Sovereign20.08%

79.92%

AAA

2.19%

3.46%

4.08%

7.93%

8.01%

8.82%

9.40%

10.52%

16.01%

25.58%

CEMENT

METAL

CAPITAL GOODS

PHARMACEUTICALS

FINANCIAL SERVICES

FMCG

OIL AND GAS

AUTOMOBILE

SOFTWARE / IT

BANKING

20.37%

79.63%


OBJECTIVE:

STRATEGY: To have an optimum mix of equities & fixed income instruments, with up to 100% exposure in both equities & fixed income assets& up to 40% in Money Market.


About The Fund

Platinum Plus II FundSFIN No.ULIF01425/02/08BSLIIPLAT2109


9.81% Power Finance Corpn. Ltd. 2018 5.92%9.63% Rural Electrification Corpn. Ltd. 2019 2.53%9.7% Power Finance Corpn. Ltd. 2018 2.53%National Housing Bank 2018 2.47%National Bank For Agri. And Rural Development 2018 2.14%9.38% Rural Electrification Corpn. Ltd. 2018 1.67%9.43% Indian Railway Finance Corpn. Ltd. 2018 1.37%9% Export Import Bank Of India 2019 1.07%9.18% Housing Development Finance Corpn. Ltd. 2018 0.91%11.25% Power Finance Corpn. Ltd. 2018 0.89%Other Corporate Debt 4.90%

HDFC Bank Ltd. 6.25%Infosys Ltd. 4.67%ICICI Bank Ltd. 4.39%Housing Development Finance Corpn. Ltd. 3.17%State Bank Of India 3.10%ITC Ltd. 2.97%Reliance Industries Ltd. 2.80%Tata Consultancy Services Ltd. 2.75%Tata Motors Ltd. 2.70%Larsen And Toubro Ltd. 2.50%Other Equity 24.37%


CORPORATE DEBT

Equity


SECURITIES

7.20%

Holding

26.40%

59.68%

6.73%


Asset held as on FUND MANAGER:` 612.32 Cr Mr.28th November 2014: Deven Sangoi (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:

Exposure to Equities has decreased to 59.68% fromwhile that to MMI has decreased to 6.73%

from on a MOM basis.

Platinum Plus II fund is predominantly invested inlarge cap stocks and maintains a well diversifiedportfolio.

63.05%10.02%

Maturity Profile



17



2.37%

2.61%

4.19%

6.33%

7.10%

7.92%

9.66%

11.59%

17.99%

27.76%

CEMENT

TELECOMMUNICATION

CAPITAL GOODS

FMCG

FINANCIAL SERVICES

PHARMACEUTICALS

OIL AND GAS

AUTOMOBILE

SOFTWARE / IT

BANKING

9.61%

90.39%


NCD26.40%

G-Secs MMI, Deposits,CBLO & Others

6.73%

7.20%

59.68%

Equities

Sovereign

25.15%

74.85%

AAA

OBJECTIVE:

STRATEGY:



About The Fund

Platinum Plus III FundSFIN No. ULIF01628/04/09BSLIIPLAT3109

6.9% Government Of India 2019 9.18%6.05% Government Of India 2019 1.05%5.64% Government Of India 2019 0.17%7.8% Government Of India 2020 0.05%

9.63% Rural Electrification Corpn. Ltd. 2019 2.90%National Housing Bank 2019 2.48%8.65% NTPC Ltd. 2019 2.11%9.39% Power Finance Corpn. Ltd. 2019 1.44%8.6% Indian Railway Finance Corpn. Ltd. 2019 1.42%9.35% Power Grid Corpn. Of India Ltd. 2019 1.16%National Bank For Agri. And Rural Development 2018 0.54%9.3% Power Grid Corpn. Of India Ltd. 2019 0.36%9.95% State Bank Of India 2026 0.30%9.5% Housing Development Finance Corpn. Ltd. 2017 0.29%Other Corporate Debt 0.79%

HDFC Bank Ltd. 6.33%Infosys Ltd. 5.20%ICICI Bank Ltd. 4.89%ITC Ltd. 4.86%Housing Development Finance Corpn. Ltd. 3.64%Reliance Industries Ltd. 3.56%State Bank Of India 3.40%Tata Consultancy Services Ltd. 3.06%Larsen And Toubro Ltd. 2.87%Tata Motors Ltd. 2.83%Other Equity 27.48%


CORPORATE DEBT

Equity


SECURITIES

10.45%

Holding

13.78%

68.14%

7.63%



Fund Update:

Exposure to Equities has decreased to 68.14% fromwhile that to MMI has been decreased to

7.63% from % on a MOM basis.

Platinum Plus III fund continues to be predominantlyinvested in large cap stocks and maintains a welldiversified portfolio.

69.12%10.07

Maturity Profile



18


Date of Inception: 15-May-09

NCD10.45%

13.78%

G-Secs

7.63%


68.14%

Equities

2.31%

2.39%

4.22%

7.06%

8.00%

8.34%

9.98%

11.12%

17.42%

25.75%

CEMENT

TELECOMMUNICATION

CAPITAL GOODS

FINANCIAL SERVICES

PHARMACEUTICALS

FMCG

OIL AND GAS

AUTOMOBILE

SOFTWARE / IT

BANKING

6.25%

92.66%

1.08%


Sovereign

45.10%

54.90%

AAA

OBJECTIVE:

STRATEGY:



About The Fund

Platinum Plus IV FundSFIN No.ULIF01816/09/09BSLIIPLAT4109




National Bank For Agri. And Rural Development 2019 2.67%


9.15% Larsen And Toubro Ltd. 2019 1.89%


9.95% State Bank Of India 2026 1.00%

8.49% NHPC Ltd. 2019 0.93%

8.85% NHPC Ltd. 2019 0.26%





Infosys Ltd. 5.52%


ITC Ltd. 5.17%







Other Equity 29.41%


CORPORATE DEBT

Equity


SECURITIES

3.80%

Holding

14.43%

72.58%

9.18%



Fund Update:


Platinum Plus IV fund is predominantly invested inlarge cap stocks and maintains a well diversifiedportfolio.

73.21%11.46%

Maturity Profile



19



72.75%

2.37%

2.67%

4.21%

7.05%

7.96%

8.32%

9.95%

11.08%

17.34%

25.66%

TELECOMMUNICATION

CEMENT

CAPITAL GOODS

FINANCIAL SERVICES

PHARMACEUTICALS

FMCG

OIL AND GAS

AUTOMOBILE

SOFTWARE / IT

BANKING

23.45%

72.75%

3.79%



G-Secs3.80%

14.43%NCD

9.18%

72.58%Equities

Sovereign

27.25%

AAA

OBJECTIVE:

STRATEGY:

To optimise the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companieswhile using debt instruments and derivatives to lock-in capital appreciations. The use of derivatives will be for hedging purposes only and asapproved by the IRDA.

To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessaryand for hedging purposes only. The equity investment strategy will revolve around building and actively managing a well-diversified equityportfolio of value & growth driven fundamentally strong blue chip companies by following a research-focused investment approach. On thefixed income side, investments will be made in government securities, high rated corporate bonds and money market instruments.

About The Fund

Platinum Premier FundSFIN No.ULIF02203/02/10BSLPLATPR1109


8.87% Rural Electrification Corpn. Ltd. 2020 1.62%7.93% Power Grid Corpn. Of India Ltd. 2020 1.56%9.3% Steel Authority Of India Ltd. 2020 0.55%8.85% NHPC Ltd. 2020 0.54%8.78% NTPC Ltd. 2020 0.54%8.55% Indian Railway Finance Corpn. Ltd. 2020 0.54%8.5% Indian Railway Finance Corpn. Ltd. 2020 0.54%Rural Electrification Corpn. Ltd. 2020 0.45%9.18% Housing Development Finance Corpn. Ltd. 2018 0.43%8.7% Power Finance Corpn. Ltd. 2020 0.34%Other Corporate Debt 1.44%

HDFC Bank Ltd. 6.68%Infosys Ltd. 6.43%ICICI Bank Ltd. 5.61%Reliance Industries Ltd. 4.80%Housing Development Finance Corpn. Ltd. 4.56%ITC Ltd. 4.53%Larsen And Toubro Ltd. 3.87%Tata Consultancy Services Ltd. 3.70%State Bank Of India 3.31%Tata Motors Ltd. 3.22%Other Equity 32.26%


CORPORATE DEBT

Equity


SECURITIES

6.17%

Holding

8.57%

78.98%

6.28%


Asset held as on FUND MANAGER:` 934.67 Cr Mr.28th November 2014: Sunil Kumar (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:

Exposure to Equities has decreased to 78.98% fromwhile that to MMI has decreased to 6.28%


Platinum Premier fund is predominantly invested inlarge cap stocks and maintains a well diversifiedportfolio.

80.30%9.12%

Maturity Profile



20



54.14%AAA

2.50%

2.58%

4.90%

6.55%

7.68%

7.92%

10.83%

11.56%

17.98%

23.60%

METAL

CEMENT

CAPITAL GOODS

PHARMACEUTICALS

FINANCIAL SERVICES

FMCG

OIL AND GAS

AUTOMOBILE

SOFTWARE / IT

BANKING

20.23%

76.72%

3.05%


NCD G-Secs

8.57% 6.17%MMI, Deposits,CBLO & Others

6.28%

78.98%Equities

Sovereign45.86%

OBJECTIVE:

STRATEGY:

To optimize the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companieswhile using debt instruments and derivatives to lock-in capital appreciations. The use of derivatives will be for hedging purposes only and asapproved by the IRDA.

To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessaryand for hedging purposes only. The equity investment strategy will revolve around building and actively managing a well-diversified equityportfolio of value & growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On thefixed income side, investments will be made in government securities, high rated corporate bonds and money market instruments.

About The Fund

Platinum Advantage FundSFIN No.ULIF02408/09/10BSLPLATADV109


8.49% NHPC Ltd. 2020 0.43%Rural Electrification Corpn. Ltd. 2020 0.11%

Infosys Ltd. 7.15%HDFC Bank Ltd. 6.53%ICICI Bank Ltd. 6.04%ITC Ltd. 5.80%Reliance Industries Ltd. 5.61%Housing Development Finance Corpn. Ltd. 5.33%Larsen And Toubro Ltd. 4.84%Tata Consultancy Services Ltd. 4.51%State Bank Of India 3.99%Tata Motors Ltd. 3.69%Other Equity 40.84%


CORPORATE DEBT

Equity


SECURITIES

0.17%

Holding

0.55%

94.31%

4.97%


Asset held as on FUND MANAGER:` 1153.97 Cr Mr.28th November 2014: Sunil Kumar (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:

Exposure to Equities has decreased to 94.31% fromwhile that to MMI has slightly increased to

4.97% from on a MOM basis.95.63%

4.09%

Maturity Profile



21



2.29%

2.75%

5.14%

7.04%

7.76%

8.30%

11.27%

11.32%

18.33%

20.97%

CEMENT

METAL

CAPITAL GOODS

PHARMACEUTICALS

FINANCIAL SERVICES

FMCG

AUTOMOBILE

OIL AND GAS

SOFTWARE / IT

BANKING

87.33%

12.67%


G-Secs0.55%


4.97%NCD

0.11%

94.31%Equities

24.61%AAA

Sovereign75.39%

OBJECTIVE:

STRATEGY:

To optimise the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companieswhile using debt instruments and derivatives to lock-in capital appreciation. Derivatives would be used for hedging purpose only and asapproved by IRDA.


About The Fund

Foresight Single PaySFIN No.ULIF02610/02/11BSLFSITSP1109



Infosys Ltd. 7.50%ITC Ltd. 6.99%Reliance Industries Ltd. 6.79%ICICI Bank Ltd. 6.53%HDFC Bank Ltd. 5.66%Housing Development Finance Corpn. Ltd. 5.41%Larsen And Toubro Ltd. 5.35%Tata Consultancy Services Ltd. 4.43%State Bank Of India 3.61%Tata Motors Ltd. 3.48%Other Equity 39.68%


CORPORATE DEBT

Equity


SECURITIES

0.85%

Holding

1.04%

95.44%

2.68%


Asset held as on FUND MANAGER:` 99.90 Cr Mr.28th November 2014: Dhrumil Shah (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:


from on a MOM basis.91.61%

6.22%

Maturity Profile



22



2.37%

2.53%

5.60%

6.64%

7.97%

8.49%

11.33%

11.76%

17.14%

20.67%

METAL

TELECOMMUNICATION

CAPITAL GOODS

FINANCIAL SERVICES

PHARMACEUTICALS

FMCG

AUTOMOBILE

OIL AND GAS

SOFTWARE / IT

BANKING

38.22%33.93%

27.86%



2.68%NCD

1.04%

0.85%G-Secs

95.44%Equities

AAA33.94%

66.06%Sovereign

OBJECTIVE:

STRATEGY:

To optimise the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companieswhile using debt instruments and derivatives to lock-in capital appreciation. Derivatives would be used for hedging purpose only and asapproved by IRDA.


About The Fund

Foresight 5 PaySFIN No.ULIF02510/02/11BSLFSIT5P1109


9% Export Import Bank Of India 2019 1.58%9.3% Power Grid Corpn. Of India Ltd. 2021 1.31%9.57% Indian Railway Finance Corpn. Ltd. 2021 1.12%9.61% Power Finance Corpn. Ltd. 2021 1.08%9.25% Power Grid Corpn. Of India Ltd. 2018 0.86%9.48% Rural Electrification Corpn. Ltd. 2021 0.85%9.4% Rural Electrification Corpn. Ltd. 2021 0.82%Rural Electrification Corpn. Ltd. 2020 0.81%9.18% Housing Development Finance Corpn. Ltd. 2018 0.62%8.34% LIC Housing Finance Ltd. 2018 0.58%Other Corporate Debt 11.37%

HDFC Bank Ltd. 5.69%Infosys Ltd. 4.36%ITC Ltd. 3.93%ICICI Bank Ltd. 3.90%Reliance Industries Ltd. 3.79%Housing Development Finance Corpn. Ltd. 3.34%Larsen And Toubro Ltd. 3.18%State Bank Of India 2.94%Tata Consultancy Services Ltd. 2.78%Maruti Suzuki India Ltd. 2.23%Other Equity 23.84%


CORPORATE DEBT

Equity


SECURITIES

13.16%

Holding

21.00%

59.97%

5.87%



Fund Update:

Exposure to Equities has increased to 59.97% fromand to MMI has decreased to 5.87% from

on a MOM basis.55.03%9.59%

Maturity Profile



23



SovereignA1+38.13%

AAA58.24%

3.63%

2.38%

2.56%

5.31%

6.54%

6.89%

7.73%

10.83%

11.28%

16.18%

24.86%

METAL

TELECOMMUNICATION

CAPITAL GOODS

FINANCIAL SERVICES

PHARMACEUTICALS

FMCG

AUTOMOBILE

OIL AND GAS

SOFTWARE / IT

BANKING

12.26%

71.04%

16.70%



NCD13.16%G-Secs

21.00%5.87%

59.97%Equities

OBJECTIVE:

STRATEGY:

To optimize the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companies whileusing debt instruments and derivatives to ensure capital protection after five years.

To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessary and forhedging purposes only. The equity investment strategy will revolve around building and actively managing a well-diversified equity portfolio of value &growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On the fixed income side,investments will be made in Government Securities, high rated Corporate Bonds and Money Market Instruments.

About The Fund

Titanium I FundSFIN No.ULIF01911/12/09BSLITITAN1109

7.59% Government Of India 2015 1.87%7.17% Government Of India 2015 1.67%

9.37% National Housing Bank 2015 3.95%9.2% IDFC Ltd 2015 3.56%8.95% Power Finance Corpn. Ltd. 2015 0.79%

HDFC Bank Ltd. 6.38%Infosys Ltd. 6.08%Reliance Industries Ltd. 5.09%ICICI Bank Ltd. 4.73%ITC Ltd. 4.38%Tata Motors Ltd. 4.37%State Bank Of India 4.10%Housing Development Finance Corpn. Ltd. 3.78%Larsen And Toubro Ltd. 3.42%Tata Consultancy Services Ltd. 3.15%Other Equity 36.40%


CORPORATE DEBT

Equity

SECURITIES

3.54%

Holding

8.30%

81.86%


Asset held as on FUND MANAGER:` 50.61 Cr Mr.28th November 2014: Sumit Poddar (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:

Exposure to Equities has increased to 81.86% from

Titanium I fund is predominantly invested in large capstocks and maintains a well diversified portfolio.

80.59%

Maturity Profile



24


MMI, Deposits, CBLO & Others 6.30%

Date of Inception: 16-Dec-09

G-Secs

NCD

3.54%

6.30%8.30%


81.86%Equities

100.00%

Less than 2 years

2.02%

4.18%

4.28%

6.70%

7.81%

8.88%

9.82%

12.91%

16.40%

24.05%

CEMENT

CAPITAL GOODS

METAL

FINANCIAL SERVICES

PHARMACEUTICALS

FMCG

OIL AND GAS

AUTOMOBILE

SOFTWARE / IT

BANKING

Sovereign

41.35%

58.65%

AAA

OBJECTIVE:

STRATEGY:

To optimize the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companieswhile using debt instruments and derivatives to ensure capital protection after five years.

To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessaryand for hedging purposes only. The equity investment strategy will revolve around building and actively managing a well-diversified equityportfolio of value & growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On thefixed income side, investments will be made in Government Securities, high rated Corporate Bonds and Money Market Instruments.

About The Fund

Titanium II FundSFIN No.ULIF02011/12/09BSLITITAN2109

7.59% Government Of India 2015 3.15%7.17% Government Of India 2015 2.93%

9.2% IDFC Ltd 2015 3.59%9.15% Export Import Bank Of India 2015 1.44%8.29% Power Finance Corpn. Ltd. 2015 1.43%



CORPORATE DEBT

Equity


SECURITIES

6.08%

Holding

6.46%

81.90%

5.57%


Asset held as on FUND MANAGER:` 13.93 Cr28th November 2014: Mr. Sumit Poddar (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:



Titanium II fund is predominantly invested in largecap stocks and maintains a well diversified portfolio.

80.45%6.91%

Maturity Profile



25



55.15%Sovereign

44.85%

AAA

100.00%

Less than 2 years

2.02%

4.19%

4.27%

6.65%

7.81%

8.91%

9.79%

12.79%

16.37%

24.22%

CEMENT

CAPITAL GOODS

METAL

FINANCIAL SERVICES

PHARMACEUTICALS

FMCG

OIL AND GAS

AUTOMOBILE

SOFTWARE / IT

BANKING

6.46%

NCD G-Secs6.08%


5.57%

81.90%Equities

OBJECTIVE:

STRATEGY:

To optimize the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companieswhile using debt instruments and derivatives to ensure capital protection after five years.

To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessaryand for hedging purposes only. The equity investment strategy will revolve around building and actively managing a well-diversified equityportfolio of value & growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On thefixed income side, investments will be made in Government Securities, high rated Corporate Bonds and Money Market Instruments.

About The Fund

Titanium III FundSFIN No.ULIF02111/12/09BSLITITAN3109


8.64% Power Grid Corpn. Of India Ltd. 2015 8.27%9.37% National Housing Bank 2015 3.97%



CORPORATE DEBT

Equity


SECURITIES

2.17%

Holding

12.24%

81.70%

3.89%


Asset held as on FUND MANAGER:` Cr28th November 2014: 7.55 Mr. Sumit Poddar (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:

Exposure to Equities has increased to 81.70% from% while that to MMI has decreased to 3.89%


Titanium III fund is predominantly invested in largecap stocks and maintains a well diversified portfolio.

78.955.68%

Maturity Profile



26


Date of Inception: 16-Jun-10

100.00%

Less than 2 years

1.99%

4.19%

4.34%

6.82%

7.83%

8.87%

9.93%

13.13%

15.35%

24.37%

CEMENT

CAPITAL GOODS

METAL

FINANCIAL SERVICES

PHARMACEUTICALS

FMCG

OIL AND GAS

AUTOMOBILE

SOFTWARE / IT

BANKING

12.24%

NCD

G-Secs2.17%


3.89%

81.70%Equities

Sovereign

27.11%

72.89%

AAA

OBJECTIVE:

STRATEGY:

The objective of the fund is to provide long-term wealth creation by actively managing portfolio through investment in selectivebusinesses. Fund will not invest in businesses that provide goods or services in gambling, lottery /contests, animal produce, liquor, tobacco,entertainment like films or hotels, banks and financial institutions

The equity investment strategy will revolve around building and actively managing a well-diversified equity portfolio of value &growth driven fundamentally strong companies by following a research-focused investment approach

About The Fund

Pure EquitySFIN No.ULIF02707/10/11BSLIPUREEQ109


Asset held as on FUND MANAGER:` 11.89 Cr Mr.28th November 2014: Praful Kumar

Fund Update:



2.28%

SECURITIES Holding

Reliance Industries Ltd. 5.99%Exide Industries Ltd. 4.32%Alstom India Limited 4.23%ACC Ltd. 4.20%Larsen And Toubro Ltd. 3.92%Oil And Natural Gas Corpn. Ltd. 3.63%Container Corpn. Of India Ltd. 3.34%AIA Engineering Ltd. 3.20%Bata India Ltd. 3.18%UPL Limited 2.84%Other Equity 60.29%

Equity 99.12%


Asset Allocation


27


4.63%

4.75%

5.42%

7.84%

8.13%

8.90%

11.24%

11.67%

11.82%

12.44%

METAL

AUTOMOBILE

AGRI RELATED

FMCG

CEMENT

AUTO ANCILLIARY

SOFTWARE / IT

PHARMACEUTICALS

OIL AND GAS

CAPITAL GOODS


0.88%

99.12%

Equities

OBJECTIVE:

STRATEGY:

To provide reasonable & stable returns, at a high level of safety and liquidity for capital conservation for the Policyholder byinvesting in low maturity debt & money market instruments

The strategy of this BSLI Fund Option is to make judicious investments in high quality debt and money market instruments toprotect capital of the policyholder & generate steady returns at very low level of risk

About The Fund

Liquid PlusSFIN No.ULIF02807/10/11BSLLIQPLUS109


SECURITIES Holding

100.00%

NAV as on BENCHMARK:12.3628th November 2014: ` Crisil Liquid Index

Asset held as on FUND MANAGER :` 41.78 Cr Mr.28th November 2014: Ajit Kumar PPB

Fund Update:

The average maturity of the fund has slightlydecreased to 0.42 years from years in the

previous month.

0.48


Maturity Profile

28


100.00%

Less than 2 years


100.00%


A1+

100.00%

OBJECTIVE:

STRATEGY:

The objective of the fund is to provide long-term wealth maximization by managing a well diversified equity portfoliopredominantly comprising of deep value stocks with strong momentum

To build & manage a diversified equity portfolio of value and momentum driven stocks by following a prudent mix of qualitative &quantitative investment factors. This strategy has outperformed the broader market indices over long-term. The fund would seek to identifycompanies which have attractive business fundamentals, competent management and prospects of robust future growth and are yet availableat a discount to their intrinsic value and display good momentum. The fund will also maintain reasonable level of liquidity

About The Fund

Value & MomentumSFIN No.ULIF02907/10/11BSLIVALUEM109

NAV as on BENCHMARK:16.6628th November 2014: ` BSE 100

Asset held as on FUND MANAGER:` 33.08 Cr Mr.28th November 2014: Sunil Kumar

Fund Update:

Exposure to Equities has slightly decreased to90.67% from while that to MMI hasincreased to 9.33% from on a MOM basis.

91.54%8.46%

SECURITIES Holding

Engineers India Ltd. 4.20%ACC Ltd. 4.11%Muthoot Finance Ltd. 3.81%Karnataka Bank Ltd. 3.46%Gateway Distriparks Ltd. 3.45%Jagran Prakashan Ltd. 3.32%Hero Motocorp Limited 3.32%Bharti Infratel Ltd 3.28%Union Bank Of India 3.22%Hexaware Technologies Ltd. 2.95%Other Equity 55.54%

Equity 90.67%




29

Maturity Profile

100.00%

Less than 2 years

Sovereign100.00%


90.67%

Equities


9.33%

3.64%

3.81%

4.53%

5.29%

5.78%

6.16%

6.59%

8.26%

11.83%

19.80%

FERTILISERS

LOGISTICS

CEMENT

MEDIA AND ENTERTAINMENT

AUTOMOBILE

FINANCIAL SERVICES

CAPITAL GOODS

METAL

OIL AND GAS

BANKING

OBJECTIVE:

STRATEGY:

To generate persistent return through active management of fixed income portfolio and focus on creating long-term equityportfolio, which will enhance yield of composite portfolio with minimum risk appetite.

To invest in fixed income securities with marginal exposure to equity up to 10% at low level of risk. This fund is suitable for thosewho want to protect their capital and earn steady return on investment through higher exposure to debt securities.

About The Fund

Pension Nourish FundSFIN No.ULIF00604/03/03BSLNOURISH109

8.33% Government Of India 2026 14.95%8.4% Government Of India 2024 7.56%8.28% Government Of India 2027 7.46%8.3% Government Of India 2040 5.63%8.15% Government Of India 2022 4.80%7.16% Government Of India 2023 3.47%

9.04% Rural Electrification Corpn. Ltd. 2019 7.54%9.81% Power Finance Corpn. Ltd. 2018 4.60%9.95% Food Corporation Of India 2022 4.01%9.6% L&T Finance Ltd. 2016 3.73%9.37% Power Finance Corpn. Ltd. 2024 3.11%10.7% Indian Railway Finance Corpn. Ltd. 2023 2.55%9.5% Housing Development Finance Corpn. Ltd. 2017 2.26%8.9% Steel Authority Of India Ltd. 2019 2.25%10.85% Rural Electrification Corpn. Ltd. 2018 1.58%9.74% Tata Sons Ltd. 2024 1.56%Other Corporate Debt 5.61%

HDFC Bank Ltd. 0.95%ICICI Bank Ltd. 0.55%ITC Ltd. 0.51%Reliance Industries Ltd. 0.50%Infosys Ltd. 0.48%Tata Motors Ltd. 0.43%Larsen And Toubro Ltd. 0.42%State Bank Of India 0.37%Tata Consultancy Services Ltd. 0.36%Housing Development Finance Corpn. Ltd. 0.36%Other Equity 5.04%


CORPORATE DEBT

Equity


SECURITIES

43.87%

Holding

38.82%

9.97%

7.34%


Asset held as on FUND MANAGER:` 13.49 Cr Mr.28th November 2014: Praful Kumar (Equity), Mr. Ajit Kumar PPB (Debt)

Fund Update:


10.13% slightly7.65%

Maturity Profile



30


Nourish BM


Equities9.97%


7.34%

43.87%

NCD38.82%

G-sec

AA+

39.36% 4.50%AA

3.08%

AAA

Sovereign53.05%

3.00%

3.47%

4.62%

5.30%

7.83%

8.02%

10.23%

11.12%

13.62%

24.28%

METAL

AUTO ANCILLIARY

FINANCIAL SERVICES

PHARMACEUTICALS

FMCG

CAPITAL GOODS

AUTOMOBILE

OIL AND GAS

SOFTWARE / IT

BANKING

12.61%22.62%

64.77%


Jul-06

Nov-0

6

Mar-

07

Jul-07

Nov-0

7

Mar-

08

Jul-08

Nov-0

8

Mar-

09

Jul-09

Nov-0

9

Mar-

10

Jul-10

Nov-1

0

Mar-

11

Jul-11

Nov-1

1

Mar-

12

Jul-12

Nov-1

2

Mar-

13

Jul-13

Nov-1

3

Mar-

14

Jul-14

Nov-1

4

OBJECTIVE:

STRATEGY:

To build your capital and generate better returns at moderate level of risk, over a medium or long-term period through a balance ofinvestment in equity and debt.

Generate better return with moderate level of risk through active management of fixed income portfolio and focus on creating longterm equity portfolio which will enhance yield of composite portfolio with low level of risk appetite.

About The Fund

Pension Growth FundSFIN No.ULIF00504/03/03BSLIGROWTH109
















9.65% Cholamandalam Investment And Finance Co. Ltd. 2018 2.96%





Infosys Ltd. 1.68%

ITC Ltd. 1.13%






Oil And Natural Gas Corpn. Ltd. 0.70%


Other Equity 9.20%


CORPORATE DEBT

Equity


SECURITIES

31.19%

Holding

31.80%

19.88%

17.13%


Asset held as on FUND MANAGER:` 33.89 Cr Mr.28th November 2014: Devendra Singhvi

Fund Update:

Exposure to Equities has slightly decreased to19.88% from and to MMI has increased to17.13% from on a MOM basis.

19.90%16.99%

Maturity Profile



31


Pension Growth BM



19.88% 17.13%

31.80%31.19%

NCDG-sec

AA9.42%

AAA41.07%

49.52%Sovereign

2.12%

2.51%

6.39%

6.79%

8.11%

8.46%

10.97%

11.05%

16.46%

23.24%

DIVERSIFIED

METAL

OIL AND GAS

FINANCIAL SERVICES

AUTOMOBILE

CAPITAL GOODS

PHARMACEUTICALS

FMCG

SOFTWARE / IT

BANKING

9.15%

31.43%

59.42%


Ju

l-0

6

De

c-0

6

Ma

y-0

7

Oct-

07

Ma

r-0

8

Au

g-0

8

Ja

n-0

9

Ju

n-0

9

No

v-0

9

Ap

r-1

0

Se

p-1

0

Fe

b-1

1

Ju

l-11

De

c-1

1

Ma

y-1

2

Oct-

12

Ma

r-1

3

Au

g-1

3

Ja

n-1

4

Ju

n-1

4

No

v-1

4

OBJECTIVE:

STRATEGY:

To grow your capital through enhanced returns over a medium to long term period through investments in equity and debtinstruments, thereby providing a good balance between risk and return.

To earn capital appreciation by maintaining diversified equity portfolio and seek to earn regular return on fixed income portfolio byactive management resulting in wealth creation for policyholders.

About The Fund

Pension Enrich FundSFIN No.ULIF00404/03/03BSLIENRICH109

8.33% Government Of India 2026 9.09%8.83% Government Of India 2023 7.33%8.28% Government Of India 2027 7.09%7.16% Government Of India 2023 6.33%8.3% Government Of India 2042 4.00%9.15% Government Of India 2024 1.62%8.32% Government Of India 2032 1.14%

8.9% Steel Authority Of India Ltd. 2019 2.85%9.81% Power Finance Corpn. Ltd. 2018 2.16%9.95% Food Corporation Of India 2022 1.83%9.24% Rural Electrification Corpn. Ltd. 2018 1.72%9.5% Housing Development Finance Corpn. Ltd. 2017 1.72%9.18% Housing Development Finance Corpn. Ltd. 2018 1.71%9.55% Hindalco Industries Ltd. 2022 1.70%9.37% Power Finance Corpn. Ltd. 2024 1.18%9.02% Rural Electrification Corpn. Ltd. 2022 1.16%10.15% Kotak Mahindra Prime Ltd. 2017 1.15%Other Corporate Debt 6.29%

Tata Consultancy Services Ltd. 2.02%Infosys Ltd. 1.94%HDFC Bank Ltd. 1.93%Maruti Suzuki India Ltd. 1.75%ITC Ltd. 1.50%Sun Pharmaceutical Inds. Ltd. 1.39%Larsen And Toubro Ltd. 1.32%Kotak Mahindra Bank Ltd. 1.27%Housing Development Finance Corpn. Ltd. 1.18%Tata Motors Ltd. 0.98%Other Equity 18.61%


CORPORATE DEBT

Equity


SECURITIES

36.59%

Holding

23.47%

33.89%

6.04%


Asset held as on FUND MANAGER:` 177.49 Cr28th November 2014: Mr. Dhrumil Shah (Equity), Mr. Ajit Kumar PPB (Debt)

Fund Update:

Exposure to Equities has decreased to 33.89% fromwhile that to MMI has increased to 6.04%


4.69%

Maturity Profile



32


Enrich BM


AAAAA

34.36% 4.72%

Sovereign60.92%

2.62%

4.64%

6.44%

7.42%

7.94%

8.45%

10.83%

11.21%

16.38%

18.52%

METAL

OTHERS

FINANCIAL SERVICES

OIL AND GAS

CAPITAL GOODS

FMCG

AUTOMOBILE

PHARMACEUTICALS

SOFTWARE / IT

BANKING

10.40%21.37%

68.23%


MMI, Deposits,CBLO & OthersNCD

23.47% 6.04%

36.59%

G-secEquities

33.89%

Dec-0

6

May-0

7

Oct-

07

Mar-

08

Aug-0

8

Jan-0

9

Jun-0

9

Nov-0

9

Apr-

10

Sep-1

0

Feb-1

1

Jul-11

Dec-1

1

May-1

2

Oct-

12

Mar-

13

Aug-1

3

Jan-1

4

Jun-1

4

Nov-1

4

as on 28 Market Outlook Income Advantage Fund · BM Enhancer BM Creator BM 2.03% 1.62% 6.06% 4.62%...

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Transcript of as on 28 Market Outlook Income Advantage Fund · BM Enhancer BM Creator BM 2.03% 1.62% 6.06% 4.62%...