Aravinda K.S#474,23rd Main, 18th cross, 2nd StageJP-Nagar, Mysore-570008Karnataka State, IndiaPhone: +91-821-2372472Mobile: +91-9880718009Email: aravinda.ks@gmail.com

CAREER PROFILE:

Has Masters Degree in Information systems with more than 5 year experience in TEMENOS T24/GLOBUS as a Technical consultant. Experienced in development and implementation of Temenos T24/GLOBUS. Has 2 years of experience in product development & support, well versed in Jbase, InfoBasic, VB.Net, Asp.Net, Asp, Sql-Server, JavaScript, and VB-Script. Worked on number of projects involving Software Testing. Is a dedicated hardworking IT professional interested to work in challenging environment where his technical skills and potential are effectively utilized.

Professional Experience:• 5+ Years of experience in software Development• Currently working as Business consultant in Temenos, Cyprus from July 2008 –

Till date.• Informer Financial, Greece as Business Consultant from March 2008 – July

2008.• Page Solutions Pvt Ltd, Hyderabad India, as Business Consultant (Freelance

Consultant) from November 2007 - March 2008• LERA Technologies Pvt Ltd, Hyderabad India

Designation: Technical Consultant (July 2006 – November 2007)• Aaliptha Software Pvt Ltd, Mysore, India

Designation: Technical Consultant (October 2004 – June 2006)• Rediye Technologies Pvt Ltd, Bangalore, India

Designation: Software developer (January 2004 – September 2004)

Strengths:Teller, Local Cheque Clearing, Funds Transfer, Accounting & Reporting, Loans & Deposit, Mortgage, Securities, Position Management, Mutual Funds

Technical Profile:

Languages:C, C++, Java, InfoBasic, Visual Basic, VB.NetOperating System:Windows, Unix.MS-dosDatabase:Jbase, Mysql, Oracle, Sql Server, Ms-AccessPackages:Globus – T24 Banking SoftwareScripting:VB Script, ASP, Java Script, HTMLTesting Tools:

Winrunner, Load Runner

Training Details:Loans & Deposit, Securities, Past Due, Deal Slips

Client: Marfin Popular Bank, Cyprus (Onsite)

March 2009 – Till dateProject: Accounting, Customer, Multibook & Multicompany & CRMTask: Gap analysis, Functional & Technical Specs for accounting Gaps, Customer & Document Management. Multicompany & multibook setup and CRM.T24 Modules: Accounting, Customer,

Involved in Functional, Technical specs for Accounting, Tax, CRM and Customer. Involved in setup of Multibook & Multibranch environment, Consolidate Cond, Document management.

Client: Alfa Bank, Ukraine (Onsite)

November 2008 – March 2009Project: Accounting & Reporting, LendingTask: Functional Specs for accounting GapsT24 Modules: Accounting & reporting, Loans and Deposits

Functional specs for accounting and lending gaps. Preparing Test cases for Provisions, Accounting, Funds Transfer and Lending for TAM.

Client: Commercial International Bank (CIB), Egypt (Onsite)

March2008 – November 2008Project: Mortgages, Image Management, ChannelsTask: GAP Analysis, Parameterization and Development.T24 Modules: Mortgages, Image Management, Interfaces & Core (EB)

Involved in Customization, Development of Image Management, Gap analysis, Customization, Design, Development and Enhancement in Mortgage Module, Development and Design of Channel IVR (OFSXML Messages & OFS Message Online), Involved in Setting up of Transaction codes, Category setup and GL-Midas Interface Mapping.

Client: Bank of Islam Berhad, Malaysia (Onsite)

November 2007 – March 2008Project: Central Bank Reporting & InterfacesTask: Business Requirement Analysis, Functional Specs, Technical SpecsT24 Modules: Accounting & Reporting, Cheques & Interfaces

Involved in Central bank reports (Central Credit Reference Information System (CCRIS), International Transaction Information System (IT IS), Financial Institutions Statistical System (FISS), Non Performing Financial (NPF)) Business Requirement, Functional Specs. Involved in preparation of Functional & Technical specs for Interfaces (Salary-HR, Cheque Issuance System, Dcheques)

Client: Commercial International Bank (CIB), Egypt (Onsite)

July 2007 – November2007Project: Mortgages Task: Gap Analysis, Parameterization and Development.T24 Modules: Mortgages and Credit Assessment (Local development, same as Loan Originator)

Mortgages:Involved in the Gap Analysis, Detail Design, Parameterization setup, Implementation and Local Development of Mortgages, also implementation and Development of Credit Assessment (Egyptian Platform).

Client: Pscubbed (Fortis Bank, Anglo Irish Bank), Ireland (Onsite)

April -2007 – June 2007Project: Interface Development & Cob SupportTask: Development & SupportT24 Modules: Cheques & Interfaces

Close of Business support for Anglo Irish Bank, DublinCheque Book Supplier Interface:

OFS.PUBLISH works like a standard database trigger and will allow for any updates to the CHEQUE.ISSUE file to be trapped and an outgoing message produced for the interface.

The Issue Status Change Agent makes the necessary changes to the status field on the CHEQUE.ISSUE records based on a message in the Issue Change Status directory. This change will be made using a standard OFS message. The message in the Issue Change directory will be deleted once the OFS message for the status change has been completed.

Ficus/KL Interface:

OFS.PUBLISH works like a standard database trigger and will allow for any updates to the Customer file to be trapped and an outgoing message produced for the interface.

PB.FICUS.KL.CONTROL table in T24 will contain summary details and control information of the customers that have been uploaded to Ficus/KL. It will contain a record for each customer already uploaded or about to be uploaded to Ficus/KL. It is required in order to handle the following situations:

o Whenever a new customer is created in T24 that customer may have additional changes made during the first day he/she is set up. This will mean that several request records may exist for a given customer – this need to be controlled so that we just send 1 single update to Ficus/KL.

o The initial upload of customer data which may already have existed for some time. In this case the records need to be INSERTED rather than UPDATED.

Client: Bank Al-Bilad, Riyadh, Kingdom of Saudi Arabia (Offshore)

March 2007 – April 2007

Project: Real Estate Finance Tasks: Development T24 Modules: LD The existing customers can avail loan by showing all the income sources. The development supports the following provisions: 

1. Finding out the eligible loan amount based on bank pre conditions and considerations 2. Automation of loan request processed to various departments (viz. credit risk, operations

etc) 3. Creating LD contract for successful approvals

Client: Bank Al-Bilad, Riyadh, Kingdom of Saudi Arabia (Offshore)

Jan 2007 – Feb 2007

Project: Reporting Tasks: Development of Central Bank Reports (SAMA) T24 Modules : Accounting & Reporting

Development of New SAMA Reports and Enquires for Monthly, Quaterly and Half yearly for Bank Albilad. The Agent will process these Reports and Enquires during the End of day of Every Month end. These reports and Enquires are generated based on the CRF Keys.

Client: Bank Al-Bilad, Riyadh, Kingdom of Saudi Arabia (Onsite)

July 2006 – November 2006

Project: Reporting & Mutual fundsTasks: Functional Analysis, Development of New CRF Reports and Local development for Mutual FundsT24 Modules : Accounting & Reporting and Mutual Funds

Development of new reports using CRF and No file enquires for the internal auditing purposes. Also involved in the Development of Accounting Reports for Internal Bank use and Involved in investigating and correction of GL Differences & Mismatches. Involved in Mutual Fund Local development

March 2006 – June 2006: Offline Support and Development Aaliptha, Mysore, India

Client: RBTT, Trinidad

May 2006 – June 2006

Project: Mortgage DevelopmentTasks: Development Officers Target Reports, Enquiry for Mortgage Payment Details, and Advices Creation for Mortgages during Close of BusinessT24 Modules : Mortgages

Development Officers Target ReportsAbility to produce performance analysis reports by Officers e.g. Mortgage Development Officers’ Quarterly Target Reports.For reporting purposes, the system should be able to generate reports (fields specified) giving information by the individual mortgage officer and then total by branch.

The above requirement requests a Report on Performance analysis on loans disbursed through Mortgages by Account Officer and Branch, to be produced from T24 on a Monthly, Quarterly & Yearly frequency. The inputs in T24 for this requirement are a. All new Mortgage Contracts by Account Officer and Branch (Company in a Multi Book environment) for the period specified b. Mortgage details such as Loan Amount, account officer and Branch

Enquiry for Mortgage Payment Details

An enquiry is needed which will show the true outstanding balance of the loan and the actual amounts and dates of any payments including principal, interest, fees, and “Additional Payment” amounts. Amount in PD cannot be shown as paid. The date paid from PD is the actual paid date.This must be available for Mortgages which have matured/been paid off and moved to history as well as active Mortgages.

The above requirement requests an Enquiry to be produced from T24 which has the details of all payments made by a customer on a. Mortgage Contracts b. Payments made on Fees and charges at the Initiation of the Mortgage

c. Payments made on Principal repayments, Interest repayments and any additional payments such as Insurance etc. as defined in T24

d. Payment of Overdue amounts on mortgages

Advises Creation for Mortgages during Close of BusinessAbility to create a Notice, which will provide the customer with the amount of Interest to be paid on the mortgage. These Advices should be created for all Mortgages during COB.

For every Mortgage an Advice will be created during the COB that will contain the amount of Interest to be paid during the Current Calendar Year. These advices include the current Mortgage Balance, Interest rate, Customer name and Address and Collateral information.These advices will be generated during the COB when there is a change in the Interest Rate of the Existing Mortgage Contract.

Client: CAL Bank, Ghana

April 2006 – May 2006

Project: Reporting & Dispo Officer Tasks: Central Reporting (BSD), Dispo.Officer & OverrideT24 Modules : Core (EB)

Central Reporting (BSD) These Reports provides institutions (All Banks in GHANA), which are licensed by the Bank of Ghana with guidance as to how to complete the periodic returns (Weekly, Monthly,Bi-Monthly,Quarterly,Half Yearly, Yearly Reports), which are required to be submitted to the Banking Supervision Department ("BSD") of the Bank of Ghana.

Dispo.Officer & Override Setup This can be used effectively for monitoring accounts (processing of transactions by nature or amount) by assigning overrides for processing by different officials designated like Officer, Sr.Officer, Executive, Manager, Chief Manager, and General Manager etc. It can also be that operations in inactive accounts would bear overrides routed through DISPO OFFICER .

Client: CCMB, Jamaica

March 2006 – April 2006

Project: Mutual FundsTasks: Local DevelopmentT24 Modules : Mutual Funds

Local Development on Mutual Funds

Capital & Credit Fund Managers is a subsidiary of Capital & Credit Merchant Bank, and a member of the Capital & Credit Financial Group. Capital & Credit Fund Managers Ltd. (CCFM) is primarily engaged in the management of the Jamaica Investment Fund, and the selling of units to the public on the Fund’s behalf. CCFM is licensed under the Unit Trust Act, and is regulated by the Financial Services Commission. The CCFM is responsible for the management of the funds & their safe investment.

Client: Bank Al-Bilad, Riyadh, Kingdom of Saudi Arabia (onsite)

March 2005 – March 2006

Project: Accounting & reportingTasks: Analysis, Development and MaintainceT24 Modules : Accounting & Reporting, Position Management

Bank Al-Bilad is new bank setup by a group of financial institutions in Kingdom of Saudi Arabia. Has worked on Financial Accounting and Financial Reporting Module which includes setting up of Central Reporting Base (CRB) which in turn includes setting up various Temenos Globus Core Tables, parameterization, setting up of General Ledger (GL), which involves defining Head, Column and Lines and also mapping of lines with respect to various accounting entries generated by transactions.

Involved in the development of new reports using CRF and No file enquires for the internal auditing purposes like weekly, monthly, quarterly, bi- annually and annually. Also developed number of reports for Central Bank (SAMA) as per the bank’s requirements as mentioned below:

- Development of ERMS Interface, through which the Bank updates the Reports (weekly, monthly, quarterly, bi-annually and annually) & CRF Reports to SAMA.

- Creating and Maintaining the Sub Accounts. - Temenos T24/Globus END OF YEAR PROCESS.- Temenos T24/Globus Mutual Fund Setup and Development.- Temenos T24/Globus Position Management & Patch Development on Position

Management.- Temenos T24/Globus GL Mismatch Investigation and Correction of GL Mismatches.

Multi Company Setup

Client: Aaliptha Software Pvt Ltd

Dec 2004 – Feb 2005

Project: SMS, Teller Tasks: Technical Support

Temenos T24 Technical support, off shore help deskThis is a Temenos T24/Globus support service, which Aaliptha provides to clients. Was involved in providing solutions mainly for issues arising from security management system via, USER, USER.SMS.GROUP, building SMS profiles, etc. Also involved in writing various subroutines and applications for customization of existing system for the clients.

Acquired knowledge on T24 modules namely, Teller, Transfers, Delivery and Securities. Also gained knowledge in Temenos browser, Temenos Enterprise Console (tEC) and close of business. Was extensively exposed to Jbase/Universe Info Basic- Programming Syntax & Rules, Jbase, Introduction to Temenos T24/Globus Architecture, Programming requirements & standards, Desktop Navigation, Security Management System, User Abbreviation, Menus, Versions, Definition of Local References & Creation of validation routines, Programming under Enquiry generator, OFS programming

Client: Aaliptha Software Pvt Ltd

Oct 2004 – Dec 2004

Project : Impel (MS .Net) Tasks: Development & Testing

Impel Development & TestingInvolved in the development of ‘IMPEL’, an application development tool, developed on Microsoft .NET technology. This tool is for programmers to develop any solution with ease & speed. The tool creates template projects either in C# or VB.Net for applications created by users with optional compilation. The software features some in built modules like Customer, Account, Teller, Fund Transfer, etc. various designers like menu designer, Enquiry designer, Screen designer, Report designer, Application designer enhance the features of the product. It supports any standard SQL based RDBMS like oracle, SQL server, MySQL etc.

Impel makes PC software that connects personal computer users to enterprise computers and information networks.Technical Aspects

3 n-Tier Distributed Architecture 4 Web services extension 5 .Net Programming language

Database can be MySQL.

Client: Rediye, Bangalore, India

August 2004 – September 2004

Project: Code Reviewer, (VB.NET, MS-Access)Tasks: Development

Code ReviewerA Code Review Tool which was developed to assure the quality of Code and to check for conformance with our organization’s coding standards and naming conventions.It phrases ‘C’ language code files and checks if the code conforms to a standard checklist. An Error log of the non-con formant piece of code with recommended changes were also implemented using Crystal Reports 9.0 Order Management System (OMS).

Client: HP, Bangalore, India

June 2004 – August 2004

Project: DOC TRACK, (VB.NET, Sql-Server)Tasks: Development & Testing

DOC TRACK-Document Tracking and Control SystemDOC TRACK is a tool to Control & Track the documents (Internal or External) that flow across the organization.

DOC TRACK incorporates a voracious set of features that help in keeping complete track of all documents moving in and out of the organization in any matrix. Some of the main features are listed

• Internal document initiation Tracking.• IDC (Inter Discipline Check) Tracking.• Client/Project/Approval & Comment Tracking.

Client: IDC, Bangalore, India

May 2004 – June 2004

Project: Order Management Systems, (ASP.NET, Sql-Server)Tasks: Development & Testing

Order Management System (OMS)

IDC Home wares are fast growing wholesale distributor of home ware products. An organization like IDC, which is also having a B2B Site with online ordering, needs a very good system to make the day-to-day activities of the organization very easier. OMS fulfills that by having developed using latest technology .NET and very secured and robust back end SQL Server. A Small application developed using VB.NET used to synchronize the database from web to the local, which makes no delay in receiving the customer orders and updating the status of those orders. OMS is more effective when it comes to reporting with a help of COM component reports and also purchase orders are generated using PDF.

Client: HP, Bangalore, India

April 2004

Project: Space Matrix, (ASP.NET, Sql-Server)Tasks: Development

Space MatrixSpace Matrix is a comprehensive area management system for industries and corporate helping to manage batches and shifts along with asset allocation. Some of the highlights/modules of the product are as follows

Logical Space Mapping- This innovative feature allows real estate managers to allocate one unit of physical space to numerous batches depending on business rules and time and material allocation basis.Human Capital Mapping: This feature allows batches of people to be formed into groups on an Adhoc basis, even if they are not in physical proximity to one another.

Client: Elgin Group of companies, India

Feb 2004 – April 2004

Project: Fleet Management System (ASP.NET, Sql-Server)Tasks: Development & Testing

Fleet Management System (FMS)Fleet Management System was developed for Elgin Group of companies, one of the leading corporate in south India. The system was aimed at making the usage of Vehicles of their companies in an effective manner designed as a thin client, developed using a most robust technology the .NET. FMS is currently running with SQL Server as back end in Dell Servers on Windows 2000 platform but it is compatible with most other back ends, which includes My-SQL and Oracle.FMS needs exact and accurate reporting, which is acquired with a help of a COM Component, which generates report in PDF format.

Client: Rediye Technologies Pvt Ltd, India

Jan 2004 – February 2004

Project Name: Project Listing Maintenance (ASP.NET, Sql-Server)Tasks: Development & Testing

Project Listing MaintenanceThis is Real time Software. This product was used to list the number of projects within the organization. This project was used for allotting the modules to the corresponding engineers and maintains the details of the engineer as well as the time maintenance.

QUALIFICATIONS:

Master of science (M.Sc) in Software Information Systems (SIS) from Amrita Institute of Computer Technology, Mysore Affiliated to Bharathiar University, Coimbatore.Bachelor of Science in Computer Science From National Institute Of Engineering, Mysore.(Mysore University)

PERSONAL DETAILS:Nationality : IndianPassport No : F2335819Date of Birth & Age : 18th November 1978Marital Status : Married