ARAG® Legal Solutions

264211v2_OE Comm_UltimateAdvisor Newsletter Article_0812 1

Georgia Tech Offers You Solutions to Deal with Life’s Legal Issues Many events in life, both planned and unexpected, are accompanied by legal issues, and can happen anytime to anyone – including you. In fact, 3 out of 4 employees experience once or more legal events in a year.1 Events like buying a home, creating a Will, or receiving calls from a collection agency.

We want to help you be prepared for situations like these to ensure your family, finances and future are protected. That’s why we’ve partnered with ARAG® to offer you an affordable group legal solution – UltimateAdvisor®. It’s designed to save you time, money and the stress of working through legal issues on your own.

Rely on Flexible Coverage that Provides Legal Relief With UltimateAdvisor, you have a place to turn to address your legal matters – without having to worry about costly legal fees. Whether you’re a do-it-yourselfer who wants to handle legal issues on your own using online resources, or you want an attorney by your side to resolve an issue on your behalf, UltimateAdvisor offers professional services to meet your needs.

This is your opportunity to join the nearly one million people across the U.S. who benefit from legal protection that offers 100% paid-in-full coverage for most legal matters. Plus, UltimateAdvisor is available for just a little more than $20 per month – a fraction of the cost you would normally pay for attorney fees – which currently average $312 per hour.2

How to Enroll

Take Control. Enroll in Trusted Legal Coverage. Enrolling in your group legal plan is quick and simple - visit: www.techworks.gatech.edu. For more information regarding your group legal plan: • Visit ARAGLegalCenter.com and enter Access Code 17883gt to discover the benefits of belonging.

• Call to speak with an ARAG Customer Care Specialist toll-free from 8:00 a.m. to 8:00 p.m. Eastern time, Monday through Friday at 800-247-4184.

• Email your question to the ARAG Customer Care Center at Service@ARAGgroup.com.

1 “Measuring the Effects of Employee Financial and Legal Woes,” Conducted by Russell Research and commissioned by ARAG, March 2012. 2 Average attorney rates in the United States of $312 per hour for attorneys with 11 to 15 years of experience, Survey of Law Firm Economics,

The National Law Journal and ALM Legal Intelligence, July 2011. Limitations and exclusions apply. Insurance products are underwritten by ARAG Insurance Company of Des Moines, Iowa, GuideOne® Mutual Insurance Company of West Des Moines, Iowa or GuideOne Specialty Mutual Insurance Company of West Des Moines, Iowa. Service products are provided by ARAG Services, LLC. This material is for illustrative purposes only and is not a contract. For terms, benefits or exclusions, call our toll-free number.

Visit ARAGLegalCenter.com and enter Access Code 17883gt to learn more about the legal solutions available to you.

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Your Legal Plan - UltimateAdvisor®

•  Take control of any legal matters that may cause stress, hardships or financial challenges. As a legal plan member you have access through:

•  Online Resources like the Education Center, DIY Docs®, Online Financial Tools and Caregiving Resources

•  Telephone Legal Advice and Consultation: Legal Hotline (unlimited legal advice from Network Attorneys), Identity Theft Services, Financial Wellness Hotline and Caregiving Hotline

•  In-office Services: Most covered legal matters – such as Will Preparation, Consumer Protection Issues, Buying or Selling a Home and many more– are 100% paid-in-full when you work with a Network Attorney.

For questions, call an ARAG Customer Care Specialist at 800-247-4184 or visit us

online at www.ARAGLegalCenter.com and enter Access Code 17883gt

Monthly premium for the plan is $20.50

Save Time and Money with a Legal Plan from ARAG®

Online Resources

The ARAG Legal Center

provides online tools and

useful information to help

you learn more about your

legal issues on your own.

�� Education CenterTM helps you understand

your legal situation and provides:

– The Law Guide

– Guidebooks and Videos

– LawExpresso® (e-newsletter)

�� DIY Docs® offers the convenience and

control of creating state-specific, legally

valid documents online on your own.

Telephone Advice

Talk to a knowledgeable

professional when you need

information and direction to

address your legal and

financial matters.

�� Legal Hotline offers you unlimited legal

advice from Network Attorneys to address

legal issues. Additional services include:

– Reviewing and preparing documents

– Making follow-up calls and writing letters

– Advice on immigration matters

– Preparing a Standard Will

In-Office Services

Meet with an experienced

attorney who can advise and

represent you when you

need an attorney on

your side.

�� Attorney Services available include:

– Reviewing and preparing documents

– Making follow-up calls and writing letters

– Providing legal advice and consultation

– Representation in court

�� Comprehensive Coverage protects you

from costly legal fees. Most covered legal

matters are 100% paid-in-full when you

work with a Network Attorney. (See reverse side of flyer for details.)

�� Reduced Fee Benefits are available for

non-covered personal legal matters. You

can receive at least 25% off a Network

Attorney’s normal hourly rate.

When you need legal help, don’t waste time looking for the right attorney or paying high-cost attorney fees, which currently average $312 per

hour.2 Turn to ARAG for help. We’ll help you identify your legal options and choose which approach works best for you and your situation. Available

legal services include:

Affordable and Trusted Legal Protection for You

Questions about your plan? Call us toll-free at 800-247-4184 or visit ARAGLegalCenter.com, Access Code 17883gt.

Family: $20.50 Per Month

Your Opportunity to Enroll is Limited – Take Control Today!UltimateAdvisor offers you all of these benefits and more – at an affordable cost – to protect your family, finances and future from everyday legal issues.Simply visit ARAGLegalCenter.com and enter Access Code 17883gt or call us toll-free at 800-247-4184 to find out how to enroll.

❚ Online Financial Tools help you mapout a solid financial strategy with articles,calculators, a personalized financial planand more.

❚ Caregiving Resources inform you aboutthe financial, legal and emotional aspectsof caregiving for your parents andgrandparents.

❚ Identity Theft Services provided byCertified Identity Theft Case Managers whocan help you protect or recover youridentity.

❚ Financial Wellness Hotline includesguidance and education on a wide range offinancial topics from a Financial Counselor.

❚ Caregiving Hotline provides legal advicefrom Network Attorneys and caregivingservices from Eldercare Specialists to assistyour parents and grandparents.

G E O R G I A T E C H

Protect Yourself from the Uncertainty in LifeAs you go through life, chances are you’ll experience a life event or unexpected occurrence that comes with personal challenges, legal implications or financial impact. In fact, 3 out of 4 employees experience one or more legal events in a year.1 When life happens, where will you turn for help?

UltimateAdvisor®

Comprehensive Coverage You Can Trust

1 “Consumer Legal & Financial Woes Study,” Conducted by Russell Research and commissioned by ARAG, March 2012. 2 Average attorney rates in the United States of $312 per hour for attorneys with 11 to 15 years of experience, Survey of Law Firm Economics, The National Law Journal and ALM Legal Intelligence, July 2011.

Limitations and exclusions apply. Insurance products are underwritten by ARAG Insurance Company of Des Moines, Iowa, GuideOne® Mutual Insurance Company of West Des Moines, Iowa or GuideOne Specialty Mutual Insurance Company of West Des Moines, Iowa. Service products are provided by ARAG Services, LLC or Advisory Communication Systems, Inc., depending on the product and state. Some products are only available through membership in the ARAG Association ���������� ��������������������� ������ ��������������������������������� ���� � ������ ������������������������� ���� ��

©2012 ARAG North America, Inc.

Give Us a Call. We’re Here to Help You.

Affordable Legal Protection for the Uncertainty in Life

With UltimateAdvisor you have access to a wide range of covered legal matters – most of which are 100% paid-in-full when you work with aNetwork Attorney. For complete details on these legal matters, visit ARAGLegalCenter.com and enter Access Code 17883gt.

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When you have questions about the solutions available to you, call the ARAG Customer Care Center toll-free at800-247-4184 or visit ARAGLegalCenter.com and enter Access Code 17883gt. Our team of highly-trained and caringprofessionals can help answer your questions and walk you through your options.

❚ Civil Damage Claims (Defense)–�Civil Damage–�Pet-Related Matters

❚ Consumer Protection Issues–�Auto Repair–�Buying a New or Used Automobile–�Consumer Fraud–�Consumer Protection for Goods or Services

❚ Criminal Matters–�Habeas Corpus–�Juvenile Matters–�Misdemeanor Matters–�Parental Responsibilities

❚ Debt-Related Matters–�Bankruptcy (Chapter 7 & 13)–�Debt Collection Matters

❚ Family Law–�Adoption–�Alimony (up to 8 hours)–�Child Custody (up to 8 hours)–�Child Support (up to 8 hours)–�Divorce/Annulment/Separation (up to 15hours)

–�Domestic Violence–�Guardianship/Conservatorship–�Incapacity–�Name Change–�Premarital Agreements

–�School Issues

❚ Government Benefits–�Medicare/Medicaid Disputes–�Social Security Disputes–�Veterans Benefits Disputes

❚ Landlord/Tenant Matters–�Contracts/Lease Agreements–�Eviction–�Security Deposit–�Tenant Disputes with a Landlord

❚ Real Estate Matters–�Building Codes/Zoning Variances–�Buying/Selling a Home–�Foreclosure–�Home Improvement/Contractor Issues–�Neighbor Disputes/Easements–�Promissory Note–�Refinancing–�Secondary Residence Coverage

❚ Small Claims Court–�Small Claims Court Issues

❚ Tax Issues–�IRS Audit Protection–�IRS Collection Defense

❚ Traffic Matters–�Drivers License Suspension, Revocation andRestoration without DUI

–�Traffic Tickets

❚ Wills and Estate Planning–�Codicil (amendment to a Will)–�Complex Will–�Durable/Financial Power of Attorney–�Estate Administration w/ Parents (limited)–�Healthcare Power of Attorney–�Irrevocable Trust–�Living Will–�Revocable Trust–�Standard Will

Added BenefitWith General In-Office Legal Services, youcan rely on paid-in-full coverage (up to 4 hours)for any personal legal matter not listed – andnot excluded.

For any additional non-excluded personal legalmatters not listed, you can receive ReducedFee Benefits.

G E O R G I A T E C H

UltimateAdvisor®UltimateAdvisor®

Voluntary Legal

Introducing ARAG Voluntary Legal • You have the opportunity to enroll in UltimateAdvisor, a comprehensive legal plan

from ARAG®

• Offers affordable legal resources, services and representation to help you plan for, protect against and resolve legal issues

Types of Services Covered:

• In-Office Legal Services: Visit in-office with an ARAG Network Attorney who will provide document preparation and review, advice and legal representation, including court representation

• Telephone Legal Services: You have toll-free access to attorneys via telephone in any state to help you analyze your legal situation, understand your legal rights and advise you on your options

• Online Legal Services: Access helpful legal resources and educational articles through the Education Center at ARAGLegalCenter.com and create Do it Yourself (DIY) Docs from a library of hundreds of state-specific document templates

Introducing ARAG Voluntary Legal

• There are a comprehensive array of legal services, many of which are 100% paid-in-full , when you work with a Network Attorney

• Examples of some covered services through the plan include: – Defense of Civil Damage Claims

– Consumer Protection Issues

– Criminal Matters

– Debt Related Matters

– Family Law

– Government Benefits

– Landlord/Tenant Matters

– Real Estate Matters

– Small Claims Court

– Tax Issues

– Traffic Matters

– Wills and Estate Planning

Introducing ARAG Voluntary Legal

• Locating Network Attorneys: – ARAG has a nationwide network of more than 6,400 experienced attorneys

– To search for an attorney, use the Attorney Finder feature at www.ARAGLegalCenter.com or call ARAG’s Customer Care Center for assistance

• Network Guarantee: – If there are no Network Attorneys located within 30 miles of your home, ARAG will

locate an attorney who will serve your fully-covered legal benefits at no extra cost

• Your Right to Convert: – If you are no longer eligible for the plan (e.g. leave GT or retire) you have the option of

purchasing a similar plan through ARAG

• Plan Cost: – $20.50 per month

Introducing…… ARAG Voluntary Legal

For questions about this benefit, you may contact an

ARAG Customer Care Specialist at 800-247-4184

or

visit ARAG online as follows:

www.ARAGLegalCenter.com

Access Code 17883gt