April 2014, Baku

General information

Name: Open Join Stock Company “ZAMİNBANK”

Address: 1130, A.Guliyev str., AZ1025, Baku, Azerbaijan

Phone: (994 12) 464 14 04/01/03Fax: (994 12) 464 14 03E-mail: info@zaminbank.azWeb: www.zaminbank.az

SWIFT: ZAMIAZ22

Tax ID: 1400009111 (Ministry of Taxes of Azerbaijan)

Auditor: RSM International

Regulator: Central Bank of Azerbaijan RepublicLicense: Banking License # 15

Shareholder structure

Nadir A. İsmayilov (Baku, Azerbaijan): 99.13%

Mahir A. İsmayilov (Baku, Azerbaijan): 0.86%

Yelizaveta V. Mileshkina (Baku,Azerbaijan): 0.01%

Vision:Bank is guided by the principles of corporate management, transparency of information, efficient operations and risk management. We aim to be the universal bank providing every kind of banking service in the country. We plan to set our reputation abroad via strengthening of our international links, gain the advantage in international competition via application of most advanced technologies and continuously develop our systems and employees

Mission:Our mission is in becoming a profitable and stable bank providing the high quality of services via our highly professional staff and culture, covering the entire territory of Azerbaijan

HistoryNovember 1992: Registered as one of the first commercial Banks in Azerbaijan under the license No. 15 of the National Bank of the Azerbaijan Republic

May 1997: Became the member of Baku Interbank Currency Exchange

March 2002: Became a member of S.W.I.F.T

August 2004: Became a member of the National Entrepreneurship Support Fund by the Ministry of Economic Development

November 2006: Becoming a member of Visa International

October 2006: Commissioning of the first and only national money transfer system Caspian Money Transfer (currently operating in Azerbaijan, Russian Federation, Ukraine, Georgia, Moldova, Tajikistan, Czech Republic, UK and continuing expansion via integration with other international systems of immediate payments).

July 2007: Became a member of the Agricultural Loans Agency by the Ministry of Agriculture of the Azerbaijan Republic

August 2007: Became a member of the National Deposits Insurance Fund

December 2007: Became a member of the Azerbaijan Mortgage Fund

August 2008: Integration of the Caspian Money Transfer with Corona Money Transfer system of Russia

Management

Supervisory Board

Nadir A. IsmailovChairman of the Supervisory Board

Lalezar A. Imamgulieva  Deputy Chairman of the Supervisory Board

Bakhruz N. Nadirov Deputy Chairman of the Supervisory Board

Zakir B. Namazov Members of the Supervisory Board

Yashar I. Giyasov Members of the Supervisory Board

Board

Zakhra B. Guliyeva Chairman of the Board

Afat A. IsmayilovaFirst Deputy  Chairman of the Board

Nigar R. Nagiyeva Deputy Chairman of the Board

Anar M. Shikhaliev Deputy Chairman of the Board

Orkhan Y. Guliyev  Members of the Board

Elshan Sh. Guliyev  Members of the Board/ Chief Accountant

Audit Committee

Elizaveta V. MileshkinaChairman of the Audit Committee

Memberships

• Azerbaijan Bank Association

• Baku Inter-Bank Currency Exchange

• State Agency for Agriculture

• Azerbaijan Deposit Insurance Fund

• National Entrepreneurs Fund

• SWIFT

• KOMİS

• Visa International

• “Millikart” Processing Centre (Shareholder)

• National Mortgage Fund

• NATIONAL FUND ENTREPRENEURSHIP SUPPORT THE MINISTRY OF ENCONOMIC DEVELOPMENT OF AZERBAIJAN REPUBLIC

• Agricultural Loans Agency

• MasterCard

• Union Card/NCC international payments systems

• “Caspian Money Transfer” International money transfer systems

Products and Services• Local and international clearing• Trade finance services and products including issuing and confirming bank guarantees

and letters of credit (confirmed by first class western banks)• FX operations• Money transfers (including Caspian Money Transfer, Inter Express, Contact, Western

Union, Migom) & Cash handling services• Call and term deposits including liquidity management and retirement products• Commercial and consumer lending products (including mortgage) & overdraft • Commercial and consumer card products• On-line account access• Financial advice, business consulting• Payment of mobile phone operator bills

Correspondent Relations

Correspondent banks:

• Raiffeisen Zentral OESTERRİECH AG – Vienna, Austuria

• VTB BANK (Deutschland) AG – Frakfurt, Deutschland

• RBA MOSCOW - Moscow, Russia• RUSSKIY SLAVYANSKIY BANK - Moscow, Russia• AVTOVAZBANK JSC - Tolyatti, Russia• BANK OF REGION DEVELOPMENT - Moscow,

Russia• GAZSTROYBANK - Moscow, Russia• Liberty Bank– Tbilisi, Georgia• INVESTBANK – Tbilisi, Georgia• INTERCOOPBANK SCB - Moscow, Russia• NECLACE BANK - Moscow, Russia• SOBINBANK - Moscow, Russia• STELLA BANK- Rostov-na-Donu, Russia• TOJIKSODIROTBONK – Dushanbe, Tajikistan• UNITED DEVELOPMENT BANK LTD CB -

Moscow, Russia• URALSIBBANK - Moscow, Russia• ENERGOMASHBANK-Sankt-Peterburg, Rusiya• AS AKCIJU KOMMERCBANKA BALTIKUMS –

Riga, Lithuania

• Mestniy Kredit Bank – Moscow, Russia• MDM Bank – Novosibirsk, Russia• Intexbank – Kazan, Russia• BTA Bank – Almata, Kazakhstan• BANK – Moscow, Russia• Stolichniy Kredit Ltd. – Moscow, Russia• BANCA UBAE S.P.A. VİA QUİNTİNO SELLA –

Roma, İtaly• İNVESTTORGBANK JSC – Moscow, Russia• TK Bank – Minsk, Belorussia• SPARTAK BANK – Moscow, Russia• VOLJSKİY SOCHİALNİY BANK – Samara,

Rusiya• Transnacionalniy Bank – Moscow, Russia• PivdenniyBank – Odessa, Ukraine• Bank Tavricheskiy – Sankt – Peterburq, Russia• PROMSVYAZBANK – Moscow, Russia• OJSC Bank Finance and Credit – Kiev, Ukraine