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![Page 1: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/1.jpg)
April, 2007
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
2007R1 Enhancements
®
![Page 2: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/2.jpg)
Executive Summary for Estate Tax Analysis
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
• 1-2 page overview of ETA results • Appears at beginning of the presentation• Optional in full version of ETA• Prints automatically from the Quick Estate Planner
![Page 3: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/3.jpg)
Executive Summary for Estate Tax Analysis
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
![Page 4: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/4.jpg)
Executive Summary for Estate Tax Analysis
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
Current Situation• Assets• Total Value if Death Today
![Page 5: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/5.jpg)
Executive Summary for Estate Tax Analysis
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
Effects of Current Situation• Total to Family• Percent of Estate to Family
![Page 6: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/6.jpg)
Executive Summary for Estate Tax Analysis
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
Proposed Strategy• Total to Family• With and Without Life
Insurance
![Page 7: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/7.jpg)
Executive Summary for Estate Tax Analysis
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
Cash Flow Failure• Proposed Strategy
![Page 8: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/8.jpg)
Executive Summary for Estate Tax Analysis
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
![Page 9: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/9.jpg)
Executive Summary for Estate Tax Analysis
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
Failure Statements• Cash Flow Failure• Estate Settlement Failure• For all 3 scenarios• Alerts advisor before
walking through the presentation with client
![Page 10: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/10.jpg)
Executive Summary for Estate Tax Analysis
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
Scenario Comparison• Current vs. Proposed
![Page 11: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/11.jpg)
Executive Summary for Estate Tax Analysis
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
![Page 12: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/12.jpg)
Executive Summary for Estate Tax Analysis
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
Summary• Total to Family• Proposed Strategy with New
Life Insurance
![Page 13: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/13.jpg)
Mid-Level Estate Tool
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
• Use the same Quick Estate Planner• Illustrate Proposed
• Marital & Family Trust• Move Existing Life Insurance to an ILIT• Ongoing gifts (charitable, exclusion)• New Life Insurance
• Prints same ETA presentation
![Page 14: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/14.jpg)
Mid-Level Estate Tool
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
• Use the same Quick Estate Planner
![Page 15: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/15.jpg)
Mid-Level Estate Tool
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
• Illustrate Proposed• Marital & Family Trust
![Page 16: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/16.jpg)
Mid-Level Estate Tool
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
• Illustrate Proposed• Move Existing Life Insurance to an ILIT
![Page 17: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/17.jpg)
Mid-Level Estate Tool
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
• Illustrate Proposed• Ongoing gifts (charitable, exclusion)
![Page 18: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/18.jpg)
Mid-Level Estate Tool
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
• Illustrate Proposed• New Life Insurance
![Page 19: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/19.jpg)
Mid-Level Estate Tool
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
• Prints same ETA presentation
![Page 20: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/20.jpg)
Charitable Alternative Module for QPDA
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
How it Works• Charity is beneficiary of IRA• Distributions to pay taxes and life insurance premiums
Benefits• Charitable gift reduces estate taxes• Charity gets more powerful gift (no IRD taxes due)• Family receives insurance proceeds from ILIT
![Page 21: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/21.jpg)
Charitable Alternative Module for QPDA
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
Access PlanFacts from MySite
![Page 22: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/22.jpg)
Charitable Alternative Module for QPDA
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
Access PlanFacts from MySite
![Page 23: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/23.jpg)
Charitable Alternative Module for QPDA
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
Access PlanFacts from MySite
![Page 24: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/24.jpg)
Charitable Alternative Module for QPDA
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
Access PlanFacts from MySite
![Page 25: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/25.jpg)
Charitable Alternative Module for QPDA
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
Fill Out PlanFacts
![Page 26: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/26.jpg)
Charitable Alternative Module for QPDA
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
Print Report – Distributions during Life (No Insurance)
![Page 27: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/27.jpg)
Charitable Alternative Module for QPDA
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
Print Report – Distributions during Life (WITH NEW Insurance)
![Page 28: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/28.jpg)
Charitable Alternative Module for QPDA
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
Print Report – Estate at Death (No Insurance)
![Page 29: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/29.jpg)
Charitable Alternative Module for QPDA
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
Print Report – Estate at Death (WITH NEW Insurance)
![Page 30: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/30.jpg)
Charitable Alternative Module for QPDA
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
Print Report – Comparison (No Insurance vs. WITH NEW Insurance)
![Page 31: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/31.jpg)
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
• Insurance owned in IDGT• Premiums paid by IDGT• Works with IDGT & IDIT
Add New Life Insurance to an IDGT
![Page 32: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/32.jpg)
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
Add New Life Insurance to an IDGT• Check bottom box to
access Life Insurance tab
![Page 33: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/33.jpg)
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
• Standard insurance information
• Owner & Insured are “Trust”
Add New Life Insurance to an IDGT
![Page 34: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/34.jpg)
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
Same as Detailed Planning• Estimate based on Salary
• If no salary, assume maximum benefit• Use information from SS Benefits statement• Automatic benefit adjustment in presentation
PlanFacts Social Security Entry Standardized
![Page 35: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/35.jpg)
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
PlanFacts Social Security Entry Standardized
![Page 36: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/36.jpg)
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
Bonus Enhancement• Classic Trust in Current Situation• Illustrate existing life insurance held in trust
Illustrate Insurance in an Existing Classic Trust
![Page 37: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/37.jpg)
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
Illustrate Insurance in an Existing Classic Trust
![Page 38: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/38.jpg)
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
Illustrate Insurance in an Existing Classic Trust
![Page 39: April, 2007 Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | | Ph: 800.438.6017 2007R1 Enhancements ®](https://reader036.fdocuments.in/reader036/viewer/2022062321/56649ebc5503460f94bc501d/html5/thumbnails/39.jpg)
Copyright © 2002-2007 Impact Technologies Group, Inc. | All Rights Reserved | www.impact-tech.com | Ph: 800.438.6017
Summary of Enhancements
•Executive Summary for Estate Tax Analysis•Mid-Level Estate Tool•Charitable Alternative Module for QPDA•Add New Life Insurance to an IDGT•PlanFacts Social Security Entry Standardized•Illustrate Insurance in an Existing Classic Trust
…So how do you turn Enhancements into Sales?
Maxey!