Appendices No Page No
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APPENDICES:
QUESTIONNAIRE
Analysis on availability of capital for residential real estate financing in India
1. Name :
2. Age :
3. Sex :
4. Marital status :
5. Qualification :
6. Income :
7. Occupation :
8. Do you own a house: yes / no
if yes
9. Have you taken loan for construction of your house: yes / no
10. Was it a bank loan?: Yes / No
If yes,
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11. Bank under which you have taken loan
1. State bank group
2. ICICI bank
3. HDFC bank
4. Other PSBs (please specify)
5. Other private banks (please specify)
12. Bank loan awareness is through
□ Media □ News paper
□ Friend/ relative □ others (please specify)
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13. Your criteria for choosing your bank (rank them)
Very
Satisfied
Satisfied Neutral Dissatisfied Very
Dissatisfied
Interest rate
Repayment
mode
Filing
procedures
Loan amount
Processing
fees
14. Are you satisfied with bank in which you have taken loan? : Yes / No
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15. If yes specify which is foremost important
Very
Satisfied
Satisfied Neutral Dissatisfied Very
Dissatisfied
Interest rate
Repayment
mode
Filing
procedures
Loan amount
Processing
fees
16. For how many years you have taken loan
□ < 10 years □ 10-15 years □ > 15 years
17. Do you feel the payment of EMI is easy? : Yes / No
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18. Are you provided with full amount of loan u have applied for? : Yes / No
19. If no, what were your other sources (please specify)
20. Are you satisfied with the procedures for pre-closure? : Yes / No
21. If no specify the difficulties faced
22. Are you properly treated by the banks in approaching the bank for loan? : Yes / No
23. If no specify the way of treatment?
24. Are you aware of other sources of loan available: Yes / No
25. If you don’t own a home, do you have a plan to have one Within next 3 – 5 years ?:
Yes / No
26. If yes, what would be your source of finance (please specify)
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BIBLIOGRAPHY
Web sites
www.groindia.com
www.national housingbank.com
www.icici homeloans.com
www.hdfc bank.com
www.sbi.com
www.lichfl.com
www.canarabank.com
www.google.com
Books
Research methodology – C.R Kothari
Business statistics and operations research – P R Vittal
Investment management – Dr.L.Natarajan
Real estate investments - Ashok Deo Bardhan and Samir K. Barua
Investment analysis – Prasanna chandra