Presented By

SUJATA DONGRE MF-11- 13

LEOCA TAVADIA MF-11- 42

SUJATA GOKULE MI -11- 04

PANKAJ MANRAL MF-11- 24

DHARMIN JHURMARWALA MF-11- 19

There are Five Techniques Balance scorecard

• Use the organization's mission and strategy

to identify the key objectives

• Quantify the objectives

• Plan how to make sure these objectives can

be achieved.

• Review the results

• Evaluate the objectives so that they remain

relevant

•Evaluate the objectives so that they remain relevant

Portfolio Analysis

This technique is devised by Boston Consulting Group which is know as BCG matrix

• The general idea is that you drop

the dog, milk the cash cows, develop the problem child and sustain the stars.

Stakeholder analysis

• Identify the specific stakeholder group

• Decide their contribution or connection

to the organisation.

• Identify their wants from the organisation.

• Consider the importance and influence of

each of the stakeholder.

• Suggest how you can best meet the

demands of the stakeholder bearing in mind their importance.

Stakeholder Analysis Matrix

Stakeholder contriution What they want

Importance & Infuence

Expectations

Stakeholder Analysis Matrix Template

Porter's Five Forces

Five Forces Analysis assumes that there are five important forces that determine competitive power in a business situation.

Ansoff’s matrix

• Market Penetration

• Market Development

• Product Development

• Diversification

INTRODUCTION

• HDFC Bank Limited is an Indian financial services company based in Mumbai, incorporated in August 1994.

• It is the largest bank in India by assets , the second largest bank by market capitalization and first in Private sector banks as on February 24,2012.

• The bank was promoted by the Housing Development Finance Corporation , a premier housing finance company set up in 1977 in India.

BUSINESS FOCUS

• HDFC Bank deals with three key business segments i.e. Wholesale Banking Services, Retail Banking Services, Treasury.

• It has entered the banking industry for over 50 corporates providing working finance, trade services, corporate finance, and merchant banking.

• It is also providing sophisticated product structures in areas of foreign exchange and derivatives, money markets and debt trading And Equity research.

.Mr. Uday S. KotakExecutive Vice Chairman and Managing DirectorKotak Mahindra Bank an Indian financial services firm established in 1985. It was previously known as Kotak Mahindra Finance Limited, a non-banking financial company.

• Net profit up by 12% to ` 282cr

• Gross advances increased by 31% to ` 42318cr • Deposits up 36% to 41632 • CASA ratio at 34% • Net Interest Margin at 4.75% • Core Cost-to-income ratio at 42% • Gross NPA / gross advances at 1.34% • Net NPA / net advances at 1.4% • Capital adequacy ratio (CAR) - total 17.5% of which tier I

at 16.6%

Stakeholder Analysis Matrix

Stakeholder contriution What they want Importance & Infuence Expectations

Stakeholder Analysis Matrix Template

• Advances at ` 385.3 billion as at June 30, 2012; growth of 16.4% y-o-y

• Customer Assets (loans and credit substitutes) at ` 493.4 billion as at June 30, 2012; growth of 32.4%

• Deposits at ` 502.1 billion as at June 30, 2012; growth of 15.2% y-o-y

• Gross yield on advances of 12.4% in Q1FY13 (11.6% in Q1FY12) Cost of funds of 9.0% in Q1FY13 (8.5% in Q1FY12)

• CASA Ratio of 16.3% as of June 30, 2012; with CASA growth of 71.5% over Q1FY12

• Retail Banking Liabilities (CASA + Retail Banking FDs) has improved to 37.3% of Total Deposits as of

June 30, 2012 from 27.2% last year

• Gross NPA at 0.28% of Gross Advances (` 1,095 million); Net NPA at 0.06% of Net Advances (` 237 million)

• Restructured Advances at 0.51% (` 1,965 million) of Gross Advances, remaining stable sequentially

• Total loan loss coverage ratio of 295%; Specific loan loss coverage ratio of 78.3% as at June 30, 2012

• Total Capital Funds (Tier I + Tier II) of ` 94.9 billion as at June 30, 2012 (` 70.9 billion as at June 30,2011)

Thank You