AML Screening Solutions

/1 Compliance Data Solutions

Compliance Data Our unique enhanced data minimises your risk and protects your reputation

COMPLIANCE SOLUTIONSPowered by Bankers Almanac

www.accuity.com


Minimise AML risk with the industry’s best-in-class dataEngaging in new business relationships can be risky. In order to properly

undertake the necessary due diligence and investigation activities that

must be conducted to reduce regulatory risk and comply with global

AML regulations, you need the most reliable, comprehensive and

up-to-date data in the industry. Data quality is Accuity’s core business.

We can provide you with the best-in-class compliance data to help you

minimise risk and optimise your compliance programme.

Compliance Data Solutions /3

Accuity offers you:

The industry’s most comprehensive data, including 100% coverage of regulatory lists from around the world.

Enhancements to global sanctions data, including People, Company, Vessel, Country and Payment information, significantly lowering your risk of making payments to a sanctioned entity.

The largest Politically Exposed Person

(PEP) database in the world, powered by WorldCompliance, a LexisNexis® Company, covering over 1.2 million entities in 240 countries and territories.

An expansive enhanced due diligence data set encompassing over 900 enforcement lists and adverse media collected from over 20,000 media sources to provide comprehensive protection

against high-risk entities.

A unique Dual-Use and Controlled Goods List to help identify and prevent the shipping of these goods to sanctioned or high risk jurisdictions.

Better data quality for stronger AML complianceAccuity enjoys a reputation for maintaining the highest quality of data in the industry, which was

built upon over 175 years of collection and verification experience. We continuously collect

and validate data from multiple sanctions and caution lists from around the world, and uniquely

enrich this data to reduce false positives and enable the highest level of AML compliance.


Data EnhancementsAML Compliance Data + Enhancements = Extra Protection

Only Accuity adds key information to OFAC, HMT, EU, UN and many other sanctions lists

providing your AML Compliance programme with extra protection. Accuity supplies:

Every bank branch address and SWIFT/BIC, for every sanctioned bank and banks located in fully sanctioned countries.

The legitimacy offered by our role as the official registrar for ABA routing numbers for the last 100+ years.

The AML/CTF Compliance expertise to interpret the sanctions regulations and add the correct payments data to confidently identify entities.

The Golden Copy of payments data, including subsidiaries and SWIFT/BICs, which are

updated many times daily through our global network of data analysts.

Accuity provides additional

vessel information such as

beneficial owner, previous

names, port of registry and

operator.

EXAMPLE

AMWAJ KAROON NO. 1 is a Panama flagged ship with managing companies based in United Arab Emirates.

Its beneficial owner is, however, based in Iran making Iran the country of economic benefit.

The ship’s current and former names and the company that

owns it are not on any sanctions lists.

Doing business with AMWAJ KAROON NO. 1 and its

owner may violate OFAC sanctions.

Shipping and Vessels

Accuity enhances your protection in five key areas:

Accuity gives you name

and address details of all

designated bank offices

located in all sanctioned

countries.

EXAMPLE

The OFAC SDN list includes Bank Maskan with 1 address and 0 SWIFT/BICs.

Accuity’s sanctions list enhancements includes Bank Maskan

with 30 additional addresses and 19 SWIFT/BICs.

Doing any business with any of Bank Maskan’s

31 locations would violate OFAC sanctions.

Bank Locations


Accuity provides SWIFT/

BICs and national routing

information for all sanctioned

bank offices globally.

EXAMPLE

Havin Bank Limited is Cuban owned and has its headquarters in London.

It is sanctioned by OFAC and listed on OFAC’s SDN list with its old name only: Havana International Bank.

Accuity’s enhancement data for this bank includes its current name, its BIC and its London and Cuba locations. If a transaction sent to or received from this bank includes the current bank name and the BIC, it would not be stopped unless Accuity enhancements are being used.

Doing business with Havin Bank Limited may violate

OFAC sanctions.

Payment Routing

Accuity adds companies

owned by sanctioned

governments including

additional locations and

subsidiaries of designated

companies.

Accuity provides extensive

global coverage of Politically

Exposed Persons (PEPs),

including family members and

associates, enhanced with

unique identifiers.

EXAMPLE

Holborn Investment Company Limited is a Libyan owned company located in Cyprus.

It is a subsidiary of Libyan Investment Authority, which is also Libyan owned and is listed by OFAC, EU, UN, HMT and others.

OFAC sanctions extend to entities owned or controlled by the government of Libya. However OFAC does not specifically list all entities that meet these criteria, including this example. Without Accuity’s enhancements you could inadvertently do business with Holborn

Investment Company Limited and be fined.

Doing any business with Holborn Investment Company

Limited may violate global sanctions.

EXAMPLE

Anisa Makhlouf is an example of a Syrian PEP.

She is the wife of the former president of Syria, Hafiz Al-Assad, and mother of the current president, Bashar Al-Assad.

She is connected to many sanctioned individuals.

By doing business with Anisa Makhlouf you could

inadvertently be benefiting a sanctioned entity.

Companies and Organisations

People


Accuity’s proprietary compilation of multiple regulatory and enhanced due diligence lists from

around the world provides the ideal framework for your compliance screening processes. Global

WatchList (GWL) is a comprehensive collection of caution lists from all major sanctioning bodies,

law enforcement agencies, adverse media and financial regulators worldwide. We continually

expand GWL, adding regulatory and enhanced due diligence data and lists, offering you the

most up-to-date and accurate information to help protect your business.

Global WatchList®

Your single source of data for global AML and KYC compliance

Dual-Use and Controlled Goods Lists

In order to comply with European Union regulations, institutions are forced to employ a very

manual process of identifying potentially troublesome shipments in conjunction with their

destinations. Accuity’s dual-use goods lists are available in an electronic format that allows for

more efficient and accurate screening in tools such as Compliance Link.

By following the European Union’s export control regime, Accuity has compiled a comprehensive

list of dual-use and controlled goods. The European Union bases their list of controlled items

on lists adopted by international export control regimes including: the Australia Group (AG), the

Nuclear Suppliers Group (NSG), the Wassenaar Arrangement and the Missile Technology Control

Regime (MTCR).

Dual-use goods, as identified by the European Union, are placed in one of the following

categories:

Accuity offers the following lists to help support your trade finance screening efforts:

Nuclear materials, facilities and equipment

Special materials and related equipment

Materials processing

Electronics

Computers

Telecommunications and “information security”

Sensors and lasers

Navigation and avionics

Marine

Aerospace and propulsion

European Union Dual-Use Goods List European Union Military Goods List

PEP Data Regulatory Lists

Dual-Use and

Controlled Goods Lists

Enhanced Due

Diligence Lists

Global WatchList®


Regulatory Due Diligence Lists

Composed of more than 40 regulatory screening lists compiled from international sources with

enhancements made by Accuity, our Regulatory Lists cover 100% of all regulatory lists for every

country worldwide. It is the only AML database in the market enhanced with thousands of unique

identifiers for added protection against sanctioned entities.

Accuity’s Enhanced OFAC List

Airports and Seaports in Sanction Countries List

Argentinean List

Austrian Central Bank List

Belgian List

Bureau of Industry and Security (BIS) Denied Persons List

Bureau of International Security and Nonproliferation (BISN) List

Canadian Department of Foreign Affairs and International Trade Economic Sanctioned Countries List

Canadian Department of Foreign Affairs and International Trade Economic UN Sanctions List

Chinese Ministry List

Defense Trade Controls Debarred Parties List

Department of Foreign Affairs and Trade List

Dutch Bank List (De Nederlandsche Bank)

European Union List

French List

German Federal Bank List (Deutsche Bundesbank)

HM Treasury Enhancement List

HM Treasury List

Hong Kong Monetary Authority List

Indian Ministry List

Israeli Ministry of Defense Terror List

Japan’s Ministry of Finance

Latvian List

Mexican Administrative Sanctions List

Monetary Authority of Singapore List

Nepal Credit Information Bureau List

New Zealand Police Designated Terrorist List

Office of Foreign Assets Control (OFAC) Part 561 List

Office of the Superintendent of Financial Institutions (OSFI) Terrorism Financing List

Russian List

Section 311 List (USA PATRIOT Act)

Slovakian List

Spanish List

Swiss State Secretariat for Economic Affairs SECO List

Taiwan Bureau of Monetary Affairs Sanctions List

U.S State Department Terrorist Exclusion List

Ukraine State Committee for Financial Monitoring

United Kingdom Home Office List

United Nations Sanctions List

United Nations Travel Restrictions List


Accuity’s PEP Due Diligence Database consists of over 1.2 million entities, making it the most

comprehensive and detailed database of its kind—the ideal fuel for your PEP screening processes.

It details information such as: names, aliases, date and place of birth, photographs, positions,

family members and associates. Additionally, Accuity provides key relationships viewable in an

interactive diagram.

Each entry is notated with precise source links for further verification, if necessary. Each entry also includes

a PEP Level (International, National, State or Local), Primary country and term date (the date the PEP will

leave or has left office). These unique data elements drive Accuity’s Micro-Categorisation feature that

allows users to exclude PEPs from their screening process that do not meet their specific PEP screening

policies, helping further reduce false positive match rates. The PEP Due Diligence Database also includes

an interactive look-up application for researching and identifying additional information from the matches

that you have made.

Photographs1

Date of Birth3

Position4

Additional Information5

Relationships: Family members,

associates and affiliated companies

6

Source Links7

Category: Identifies the type on entry,

PEP, Enforcement, etc.

2

Politically Exposed Persons Database


Complied from over 900 enforcement and 20,000 media sources, Accuity’s Enhanced Due Diligence

Lists offer unique additional security that usually is above regulatory obligation—ensuring enhanced

protection. It includes the world’s largest database of high-risk entities involved with money laundering,

financial fraud, arms proliferation, drug trafficking, collateral crimes and terrorism and other high-risk

activities. Sources of the EDD data cover the following regions:

Enhanced Due Diligence Lists

InternationalEntities derived from research, public

new media, the MLAT treaty or

international organisations such as

the World Bank and Interpol.

Europe, Middle East and AfricaEntities derived from sources in

financial market authorities, financial

services boards, commissions and

authorities.

United States State-LegalEntities derived from U.S. Attorneys,

Attorneys General, Security

Commissions & Divisions and other

various state-level departments.

South and Central AmericaEntities derived from sources

including Attorneys General or

Supreme Courts, General Banks and

police agencies.

United KingdomEntities derived from sources

including the Financial Services

Authority, Government News

Network, Securities and Futures

Authority and Serous Fraud Office.

Asia/Pacific, AustraliaEntities derived from sources

including security boards and

commissions.

United States AgenciesEntities derived from the Securities

and exchange Commissions, National

Association of Securities Dealers,

Federal Trade Commission and

Department of Justice.

CanadaEntities derived from the Securities

Commissions, Financial services

Commissions and the Investment

Dealers Association.

Bank of Italy Unauthorised Financial Activity List

Burmese Enhanced Due Diligence - OFAC List

Central Bank of Ireland Warning Notices List

Central Bank of Seychelles Offshore Banks List

Central Bank of the Bahamas Cumulative Warning List

Central Bureau of Investigation India (CBI) List

Egyptian Financial Supervisory Authority Prohibited List

Export Control Organisation UK – Iran List

FBI Most Wanted Fugitives List

Financial Action Task Force (FATF) Deficient Jurisdiction List

International Arms Traffickers List

Interpol Wanted Fugitives List

Luxembourg Commission of Monitoring of the Financial Sector Investor (CSSF) List

Mauritius Financial Services Commission License Revocations List

Office of the Comptroller of the Currency (OCC) Counterfeit List

Office of the Comptroller of the Currency (OCC) Unauthorised Banks List

Office of Foreign Assets Control (OFAC) Part 561 Enhancements List

Office of the Superintendent of Financial Institutions (OSFI) Cumulative Warning List

Saudi Arabia Militants List

South African Police Service Wanted List

United States Marshals List

UN Children and Armed Conflict List

U.S. Government Officials List

World Bank Debarred List

Worldwide Government Officials List

Syria Enhanced Due Diligence List

Vessel Enhancements List

Some EDD Lists include:


Accuity’s dedicated global data team methodically monitors over 900 enforcement agencies, 20,000

newspapers and magazines, court filings, company records and all global sanctions lists on a daily basis.

Not only do we provide the broadest coverage of information sources in our data collection process,

but every piece of information added to our data files also undergoes rigorous quality control

procedures, ensuring the AML data that you receive from Accuity is the most reliable, up-to-date and

comprehensive in the industry.

Global WatchList Data Collection Process

Ensuring your AML data is the most comprehensive, up-to-date and of the highest quality

Accuity’s Fulfillment team delivers files to clients using

secure transmissions and provides notifications for every

new file that is available.

Utilising both automated and manual processes a “4-eye”

approach is used to conduct comparisons to verify accuracy

of all additions, changes and deletions, as well as to ensure

appropriate standardisation and normalisation.

Source data is standardised and normalised by data editorial

staff using commercial data quality management tools.

Data Capture from multiple dynamic sources including

open source, our proprietary research, partners and third-

party authorities. Both manual and automated processes are

employed to monitor each data source and retrieve the data

promptly upon update from the source.

Delivery

Quality Control

Data Preparation

Data Acquisition

Global WatchList Data Collection Process and Delivery


Only Accuity has the following strategic alliances, partnerships and accolades:

Accuity’s PEP solutions are the only TÜV certified solutions in the market, confirming our data structure and content is in accordance with EU 3rd AML Directive.

Accuity is the Law Society’s preferred AML e-verification supplier for PEP and Sanctions screening.

CAMS

Accuity’s Product Management and Professional Services personnel have earned the prestigious credential of Certified Anti-Money Laundering Specialist.

Accuity is the Isle of Man Law Society’s chosen AML e-verification supplier for PEP and Sanctions screening.

Accuity’s Compliance Link was named the Best-in-Class Watch-List Filtering solution in Aite’s 2011 Global Anti-Money Laundering Vendor Evaluation report.

Accuity’s data gathering processes for our sanctions data have been audited independently and have received SSAE 16 certification.

Accuity’s Compliance Link and Enhanced OFAC List are endorsed by the American Bankers Association.

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S E R V I C E O R G A N I Z AT I O N S


© 2013 Accuity. All rights reserved. All other company and product names, trademarks and

registered trademarks used here are the property of their respective owners.

09.1.13

GETTING STARTED

For more information get in touch today:

Email: [email protected]

or go to: www.accuity.com/aml

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AML Screening Solutions

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