The Best Retirement Vehicle You’ve NEVER Heard of…

Current Retirement Programs

1. Social Security

2. Pension Plans

3. 401(k), IRA, Roth

Our retirement problem

Social Security 75 Year Deficit

Pension Plans Only 10% of companies

401(k), IRA, Roth Lost over $2 Trillion

Our retirement problem, cont’d

It’s an untold secret, you can work a lifetime and do everything right and not be able to pay your bills in retirement

Karen Ferguson, director of Pension Rights Center

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SOLUTION:

IULINDEXED UNIVERSAL LIFE!

More benefits

“The Magnificent 8”

1. Safety Receive a contractual guarantee that you’ll never lose your principle and earnings.

2. Liquidity You have access to your funds prior to age 59 1/2.

3. Flexibility Options include a “Fixed-Rate” of return or a “Participating Plan” rate.

4. Taxes An IUL at distribution is tax-free. There is no tax on the growth. If you pass away, there are no taxes for your heirs.

5. Growth potential The potential for growth is much higher than qualified plans.

6. Contributions No maximum on the amount of contributions.

7. Death Benefits A death benefit is provided on all plans.

8. Living Benefits Riders give policy owner access up to 100% of the Death Benefit.

The catch:

• Earnings limited to 15.25% per year

• Available to qualified individuals only

• Monthly, annual, or lump-sum contributions are required

The catch:

100% guarantee to never lose your principle

The Best Retirement Vehicle You’ve NOW Heard of…

The Best Retirement Vehicle You’ve NOW Heard of…