American Financial Solutions!

Who Are They?!American Financial Solutions is a non-profit credit counseling and financial education agency providing debt solutions for their clients since 1999. They are proud to be one of the largest non-profit credit counseling agencies in the United States and as such have served thousands of clients nationwide. !!They are a member of the “Association of Independent Consumer Credit Counseling Agencies” and only employ counselors who are fully trained and certified with the Association for Financial Counseling and Planning Education board. !!

What Services Do They Offer?!•  Credit  Counseling  Services  •  Debt  Consolida4on  Services  •  Financial  Educa4on  Resources  

Specific Services!Specifically  They  Offer  Services  Such  As:    •  Debt  Management  •  Personal  Finance  Educa4on  •  Pre-­‐Bankruptcy  Counseling  •  Post-­‐Bankruptcy  Educa4on  •  Housing  and  Mortgage  Foreclosure  

Counseling  (for  residents  of  WA  state)  

Do They Offer Debt Education?!•  They  provide  online  classes  where  those  who  are  interested  can  sign  up  and  learn  how  to  beMer  save  and  manage  their  money.    

•  They  also  provide  a  debt  educa4on  Resource  Center  covering  topics  such  as,  Debt  Consolida4on  Loans,  The  Reality  of  Debt  Forgiveness,  Should  I  Save  Money  or  Pay  Down  Debt?  and  many  more.    

How Do They Rate With The BBB?!• As  of  July,  2014  they  maintain  an  A+  ra4ng  withthe  BeMer  Business  Bureau  of  which  they’vebeen  accredited  since  2002.

• They  have  had  one  complaints  from  their clients  in  the  last  3  years,  have  been  in  business 15  years  and  have  received  posi4ve  reviews through  the  BBB  regarding  their  prac4ces.

• They’ve  had  an  excellent  showing  with  the  BBB.

What Do Their Services Cost?!

Service  fees  will  depend  on  the  types  of  services  requested  and  how  much  debt  is  being  dealt  with  upfront.      Poten4al  clients  are  encouraged  to  call  in  and  discuss  their  individual  financial  situa4on  with  one  of  their  experts.  This  will  allow  you  to  get  pricing  for  your  specific  situa4on.  

FAQ Page!Their  FAQ  page  is  long  and  thorough  and  provides  answers  to  just  about  every  ques4on  a  poten4al  or  current  client  could  think  of  upfront.  Each  answer  is  thorough.  Some  of  the  ques4ons  answered  include:  •  What  is  a  bankruptcy  and  how  does  it  work?  •  What  is  a  seMlement  and  how  does  it  work?  •  What  is  a  consolida4on  loan  and  how  does  it  

work?  •  What  is  a  debt  management  plan  and  how  

does  it  work?  •  How  can  you  establish  credit  if  no  one  will  

give  you  a  credit  card?  

Why Type of Debt Do They Service?!

They  assist  clients  only  with  unsecured  debts  which  is  typical  of  debt  management  agencies.    

What Makes This Company Stand Out?!

Their  long  history  in  the  business  as  well  as  their  lack  of  complaints  from  clients  over  the  years  paints  a  posi4ve  picture  of  their  services.    

Do They Maintain A Social Media Presence?!

American  Financial  Solu4ons  has  a  strong  presence  on  social  media  channels  as  far  as  debt  management  companies  are  concerned.  They  have  an  ac4ve  Facebook  page  with  daily  posts,  a  TwiMer  account  with  daily  posts,  and  a  YouTube  channel  with  dozens  of  informa4ve  videos.    

What Does the BDC Think of Them?!

We  rate  them  as  a  solid  8  out  of  10  due  to  their  long  and  seemingly  posi4ve  presence  in  the  industry,  their  long  list  of  resources  and  services  and  their  thoughcul  and  helpful  counselors  and  customer  service  team.    

Potential Negatives!

Their  website  can  be  a  liMle  overwhelming  to  navigate,  and  with  so  many  resources  available  it  becomes  a  bit  daun4ng  for  first-­‐4me  visitors  to  the  site  to  know  where  to  start.      More  tools  would  be  a  nice  addi4on.  

Learn More!We  have  a  lot  more  to  say  about  this  company  on  their  BestDebtCompanys.com  profile  provided  below:    hMp://bestdebtcompanys.com/company/american-­‐financial-­‐solu4ons-­‐review/  

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