America has a Problem…

PPT-1103

And We Have the Solution!

What’s The Problem?

• Most Seniors Want to Leave a Legacy

• Many Savings Products are Underperforming

• Many Investment Products are Losing Money

• Tax Deferred Products Will Be Taxed!

Why Act Now!

• Once in a Generation Opportunity

• You Already Have Prospects!

• Better Paying Product

• And if you Don’t….

The Next 20 Years

• $1 to $3 Trillion Dollars will Transfer!• How much of that will be yours?

Is this Life Insurance?

• Today’s Wealth Transfer Vehicle

• Modified Endowment Contract

• Taxes Spread Over 5 or 10 Years,

• Creating a Death Benefit that’s…

• TAX FREE TO HEIRS!

• Instant Approval Underwriting • Guaranteed Death Benefit• Possible Cash Value Growth through Indexing• Possible Death Benefit Growth through Indexing• Tax Deferral• Ward’s Top 50, A Rated Carrier• Double Digit Commission

So What’s Been the Hold Up?

You Now Have the Solution!

Lifetime Returns Solutions

• The Leveraging of Single Premium

• The Tax Deferral of 5 or 10 Pay

• Point of Sale Underwriting

• For Non-Qualified and Qualified Funds!!!

How Does Solutions Work?

Single Premium Immediate Life Annuity

Annuity Funded Life Insurance

Comparing SolutionsFemale Age 75 Non-Tobacco

Current Qualified Annuity Lifetime Returns Solutions

Death Benefit Death Benefit

$100,000 $100,000

Taxable Taxes Already Paid

Net to Heirs Net to Heirs

$75,000 $100,000

Lifetime Returns Solutions

• Ages 45-85

• $25,000 Minimum Face

• 5 Pay or 10 Pay

• GUARANTEED DEATH BENEFIT

• Fixed and Indexed Linked Interest

• Flexible Liquidity

• Instant Approval Underwriting

The Perfect Plan….

• Has 70% Participation - NO Asset FEE!

• Has 3.5% Monthly Point to Point Cap

• Has 8.25% Annual Point to Point Cap

• Current First Year Fixed Rate of 4.25%

• And Pays You a Great Commission!

The Perfect Process

• Point of Sale Underwriting: Instant Approval

• Evening Hours

• MIB and Prescription Drug Check

• It’s As Easy as Making a Call!

You Have the Solution!

• Request a Kit

• Call Your Clients: Annual Review

• Get a Quote

• Call ESP for U/W Approval

• Close a Case!