Summer 2018

ALL AMERICAN SCHOLARS ANNOUNCEDJOIN HANDS DAY • FAITH IN ACTION

catholicmedicaresupp.com

COMING SOON!

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Dear Member:

You would think that the triple-digit summer heat would slow us down, but as you will see in this issue, we are busier than ever. Please join me in reviewing some of the highlights.

New Living Benefit IntroducedNearly 20% of all Americans suffer from some degree of hearing loss. To help protect our members, we have added the American Hearing benefit to our list of Living and Fraternal Benefits. This benefit provides discounts on hearing tests and hearing aids in locations near you. Please see page 5 for more information.

Heroes Don’t Always Wear CapesAs a child growing up, my Dad was my best friend and my hero. He didn’t wear a cape like Superman, but I didn’t care. I knew he was there to protect my mom and me.

It’s not surprising that many of the 700 elementary school-aged contestants who entered our annual Flag Day poster contest felt the same way. In poster after poster, these young artists identified their parent or grandparent as the person that they most admired. Please turn to page 7 to view the posters that captured our judges’ hearts.

Future LeadersWhile grades played an important role in why the judges selected our 2018 All American Scholars, it was their volunteer and community service that truly set them apart. These 35 graduating high school seniors were chosen to receive a $1,000 award to help them pay for their first year of college. We are proud of these young men and women and are glad to take part in their educational journey.

Corporate GovernanceAs a membership organization, Catholic Life is different than your typical life insurer. Our members’ desire to protect our families may be the primary reason many join Catholic Life, but the volunteer service opportunities, the faith-based common bond, the charitable giving and the social aspect are what makes us different. On July 27–28, 2018, we will celebrate our fraternal difference and learn about our financial strength at the 96th convention. Please see page 10 for a convention preview and page 11–12 for brief biographies of our Director candidates.

In closing, we thank you for giving us the opportunity to serve you and your family. We hope that you will continue to rely on the products and services that we offer to help you protect your family and to meet your financial goals.

Sincerely,

J. Michael BelzPresident/CEO

BOARD OF DIRECTORS

Tommy J. Hoelscher, FIC Chair, St. Lawrence, Texas

Michael Stolowski Vice Chair, St. Hedwig, Texas

Doris Short Secretary, Arlington, Texas

Robert (Lester) Moczygemba, Sr. Floresville, Texas

Charles L. “Chuck” Hughes, Jr. Bulverde, Texas

Sandy King Llano, Texas

Jo Ann Shimek, FIC El Campo, Texas

Felix Skarpa, FIC Dayton, Texas

J. Michael Belz, LLIF President/Chief Executive Officer

SPIRITUAL ADVISOR

Most Reverend Gustavo García-Siller San Antonio, Texas

SPIRITUAL ADVISOR EMERITUS

Most Reverend José H. Gomez Los Angeles, California

EXECUTIVE OFFICERS

J. Michael Belz, LLIF President/Chief Executive Officer

Colleen Z. Berger, CPA, CGMA Senior Vice President/Chief Financial Officer

Scott Brant, FLMI, ACS, AAPA, AIAA Senior Vice President/Information Technology

Barbara A. Cheaney, CSA, FIC Senior Vice President/Marketing-Communications

Frank Gentile, FLMI, ACS, MBA Senior Vice President/Chief Underwriter

Patricia G. Gutierrez Senior Vice President/Operations/

Corporate Secretary

John Luksa, CFS Senior Vice President/Director of Sales

Dawn Fanfelle, FLMI, ACS, AIAA, PHR, FIC Vice President/Human Resources & Training

Michael “Chip” Nance, CFA Vice President/Treasurer

OFFICERS

Joy Burditt Asst Vice President/Operations

Wendy Estess, FLMI Asst Vice President/Accounting Manager

Ramiro Flores, RPA Asst Vice President/Property Manager

Mildred Foerster Asst Vice President/Operations

Janet Friesenhahn, FIC, CSA, LUTCF Asst Vice President/ Director of Agencies

Patrick Massey FLMI, ACS, ARA Asst Vice President/Programming Manager

Tricia Michalek, FLMI, ACS, ARA Asst Vice President/Quality Assurance

Johnny Salazar Asst Vice President/Systems Administrator

Susan M. Skrzycki Asst Vice President/Operations

Shanna Smith. ACS. ALMI Asst Vice President/Executive Assistant

Peggy von Kaufman, CISP Asst Vice President/Operations

Kristy Winkler Asst Vice President/Accounting Manager

MESSAGE FROM THE PRESIDENT

President/CEO – J. Michael Belz

Catholic Life Insurance | 3

Corporate Headquarters: 1635 N.E. Loop 410, San Antonio, Texas 78209 • Mailing Address: P.O. Box 659527, San Antonio, Texas 78265-9527 Phone: (210) 828-9921 • Fax: (210) 828-4629 • Toll Free Number: 1-800-262-CLIUThe Catholic Life Magazine (USPS 094-120) is published quarterly by Catholic Life Insurance, P.O. Box 659527, San Antonio, Texas 78265-9527. Periodical Postage Paid at San Antonio, Texas and additional mailing offices. POSTMASTER: Send all address changes to Catholic Life magazine, P.O. Box 659527, San Antonio, Texas 78265-9527. Editor: Barbara A. Cheaney • Staff Assistants: Page Funk, Danna Morgan • Designed and Produced by: Lynn Design

FEATURES

ON THE COVER

IN THE NEWS 4

FAITH IN ACTION 9

BRANCHES IN ACTION 24

IN THE KITCHEN 27

FLAG DAY 2018 6

Catholic Life once again honored our nation’s flag with a flag raising ceremony, and a poster contest.

THE FUTURE OF CATHOLIC LIFE 15 Thirty-five bright young faces received the All American Scholar Award. Join us as we salute these scholars.

SERVICE TO OTHERS 17

Nearly 700 youth and adults rolled up their sleeves and worked to improve their parish and community on Join Hands Day, a special day of service sponsored by Catholic Life. We invite you to take a peek at some of the projects that took place.

Top winners from our Flag Day Poster Contest whose theme was “Heroes Don’t Always Wear Capes”

DEPARTMENTS

SUMMER 2018

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Catholic Life President J. Michael Belz has been inducted into the San Antonio Business Hall of Fame. Junior Achievement of South Texas, who sponsors the award, celebrated his contributions to the San Antonio business community in a gala presentation on April 4, 2018.

The San Antonio Business Hall of Fame recognizes leaders who have contributed greatly to the improvement of the city and have inspired leadership through business excellence, vision, and innovation.

PRESIDENT BELZ INDUCTED INTO HALL OF FAME

SCHOLARSHIP FOR CATHOLIC LAITY NOW AVAILABLEThose who want to serve the Church in a professional capacity, but need additional education, have a scholarship opportunity through the Rev. Msgr. Larry J. Droll scholarship fund. The annual scholarship is designed to financially assist Catholic laymen and women who want to pursue graduate education in theology and church-related professions.

The applicant does not have to be a Catholic Life member. He or she must be a practicing Roman Catholic, and must reside in a state where Catholic Life Insurance operates. Individuals seeking to become Catholic schoolteachers, Catholic school administrators, seminarians, and members of religious orders or permanent deacons are not eligible to apply.

“Students may attend any graduate school that is recognized officially by the Roman Catholic Church and is located in the states where Catholic Life operates,” said Msgr. Droll. “Applicants may also be enrolled in an extension program or in The Catholic University of America School of Canon Law.”

DROLL SCHOLARSHIP DEADLINEThe deadline to apply is September 15, 2018.

HOW DO YOU APPLYApplications can be downloaded from our website at www.cliu.com. For more information or to have an application sent by mail, please call the Communications Department at 1-800-262-2548 or email branch@cliu.com.

PATCH CONTEST

We are proud to congratulate Ava Jacobs from San Antonio, Texas. Her patch entry was chosen to be featured as the commemorative Girl Scouts patch for the 2018 Flag Day Celebration.

Every year the Flag Day Patch Contest is

held to adopt the design to be used to create the commemorative patch for the Catholic Life Insurance “Flag Day Celebration” event.

Home Office staff members Page Funk, Darla Jaimes, Christine Wright, Michelle Scott and Dawn Fanfelle, volunteer during the San Antonio Tricentennial Kickoff event. The event, which was underwritten by Catholic Life, took place in Main Plaza in front of San Fernando Cathedral.

Happy Birthday, San Antonio!

Catholic Life Magazine | 5

*Professional service fees may apply. © 2018 Starkey Hearing Technologies. All Rights Reserved. 5/18 TJAD2978-00-EE-HB

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CONTACT USPhone: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (210) 828-9921

Toll free: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (800) 262-2548

Fax: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (210) 828-4629

Website: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . www.cliu.com

General Email:. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .info@cliu.com

Office Hours: . . . . . . . . . . . . . . . . . . . . . .8 a.m.–5 p.m. Monday–Thursday; 8 a.m.–3 p.m. Friday

CELEBRATING 30+ YEARS OF SERVICEAgent Alvin Jungman of Seymour, Texas, has retired following 33 years of service as a Sales Agent for Catholic Life. Jungman, who earned the Twelve Apostle Award three times, stepped down April 15, 2018, during the Rhineland-Seymour Branch Social. The celebration took place on Alvin’s 91st birthday. Daughters Christy Bickly, Marty Slaggle, Barbie Donnell, Holly King and Jackie Allison join him for the celebration.

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For the 26th consecutive year, Catholic Life Insurance hosted its annual old fashioned flag raising ceremony to celebrate Flag Day. The event took place on Thursday, June 14th in honor of the 241st anniversary of the American Flag. Approximately 250 people gathered to observe the Flag Raising and enjoy refreshments.

This year’s event began in the evening with a Mass, officiated by Rev. Lawrence Christian followed by the flag raising ceremony and a picnic social. There was a brass band playing patriotic music, free commemorative t-shirts for the attendees, a balloon artist clown, and face painters. As well, our Flag Day Poster Contest winners were given special recognition during the ceremony.

This year, we invited children in grades Kindergarten through 5th Grade to participate in our annual Children’s Flag Day Poster Contest-- and we received more than 700 entries! This year’s theme was “Heroes Don’t Always Wear Capes” and the participants let us know in their posters about who their hero is. We selected a total of 21 entries to receive cash prizes.

Catholic Life would like to thank all of those who entered the contest, and we encourage all those who will be eligible next year to participate again.

SUPPORT OF EAGLE’S WINGS RETREAT CENTER CONTINUESDirector Sandy King presents a check on Catholic Life’s behalf to Eagle’s Wings Retreat Center Executive Director Johnnie DeLeon during “Godstock.” “Godstock” is a day of prayer, adoration, fellowship, and music sponsored by the Diocese of Austin. This event attracts about 350 junior high and high school youth every year.

WE SUPPORT THE CARMELITE SISTERSThe Carmelite Sisters of Houston and San Antonio recently received support from

Catholic Life. This contemplative order of women dedicates their lives to prayer for the Church and all people.

In his request to the Religious & Benevolent Committee, Southeast Houston Branch President George Harrison wrote, “As you know these nuns are not supported by a

parish or a diocese. Their support is by their labor and donations.” Board member Felix Skarpa and his wife Marie join Southeast Houston Branch Secretary-Treasurer Cecilia Pena and her mother, Thelma Harrison, in presenting Catholic Life’s donation to the Carmelite Sisters of Houston.

DOMINICAN SISTERS OF MARY NEW CONVENT UNDERWAY THANKS TO CATHOLIC LIFEThe Dominican Sisters of Mary are building a new convent in the Diocese of Austin. The 81,000 square foot building is going up near Georgetown on the San Gabriel River. Catholic Life has supported the Sisters with donations by the Religious & Benevolent Commitee

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1ST PLACE Sophia Scripps Slater, 1st Grade Fredericksburg, Texas

4TH PLACE Daniel Flores, 1st Grade San Antonio, Texas

Honorable Mention Rilynn Rauschuber, 1st Grade Era, Texas

2ND PLACE Analisa Martinez, 1st Grade San Antonio, Texas

5TH PLACE Avery Lewis, Kindergarten Sheridan, Texas

3RD PLACE Noah Jay Sarabia, 1st Grade San Antonio, Texas

6TH PLACE Alexandria Medina, 1st Grade Elmendorf, Texas

DIVISION A: KINDERGARTEN–1ST GRADE

DIVISION B: 2ND–3RD GRADE

1ST PLACE Edie Wilson, 2nd Grade Gilmer, Texas

2ND PLACE Milagros Garcia, 3rd Grade Yoakum, Texas

3RD PLACE Emma Koeth, 3rd Grade Weimar, Texas

4TH PLACE Fia Jung, 3rd Grade Fredericksburg, Texas

1ST PLACE Katie Hagel, 5th Grade Fredericksburg, Texas

4TH PLACE Julian Solano, 5th Grade Laredo, Texas

2ND PLACE Adriana Gerhart, 5th Grade Rockport, Texas

5TH PLACE Emmett Harper, 5th Grade Fredericksburg, Texas

3RD PLACE Karina Garcia, 5th Grade San Antonio, Texas

6TH PLACE Jordyn Coble, 4th Grade Castroville, Texas

Honorable Mention Madison Kunschick, 5th Grade Schulenburg, Texas

DIVISION C: 4TH–5TH GRADE

DIVISION B: 2ND–3RD GRADE

6TH PLACE Stephanie Padalecki, 3rd Grade St. Hedwig, Texas

Honorable Mention August Mollering, 3rd Grade Fredericksburg, Texas

5TH PLACE Cody Boyle, 3rd Grade Metairie, Louisiana

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Changing the world for the better

It is a very interesting time of year. Summer is a good time to take a look at ourselves and see where we are — and where we are going.

If we love Jesus, we have to take care of our sisters and brothers; all the other people around us who are part of the Lord’s flock. It seems pretty simple, but we cannot forget that lesson. Pope Francis had a gathering last year with school students. He reminded them of Jesus’ simple but powerful commandment. The Holy Father said: “You can begin to change the world with an open heart… That’s how you can change the world. There is no magic wand, but there are little things we can learn to do every day.”

Think about who around you could use your care and your love. Think about how much Jesus loves them, and then remember your job is to “tend his lambs.” That’s what we do when we love Jesus. When people are mad, you can help them find peace. When you are hurt by someone, you can forgive them and grow in friendship. This is how we respond to our love for Jesus.

We are compelled to share the love that God has lavished upon us. So many of our brothers and sisters out in the world are suffering. The witness to God’s saving love is not shining in their lives.

When will the world learn from its mistakes? It will learn when we — as brothers and sisters — stand united and show the dignity of all people as daughters and sons of God. Catholic Life Insurance members recently did this at Join Hands Day. This is how we come together in the confidence and joy of being called by God our Father, not in anxiety or fear.

It is too easy in our times to reduce other people to categories and to forget that they are flesh and blood persons. This kind of labeling reduces personhood and opens the door to many social evils that lead to a dehumanized world. The Holy Father is repeatedly warning us about the creation of a dehumanized world through these evils.

Pope Francis again reminds us: “The Holy Spirit helps us to view others with fresh eyes, seeing them always as brothers and sisters in Jesus, to be respected and loved.”

Keep your heart open to those around you in the love of Christ, and you will change the world for the better. Have a wonderful summer. God bless you all.

Most Reverend Gustavo García-Siller

Catholic Life Insurance Spiritual Advisor

I N A C T I O N

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In July, 235 Catholic Life Insurance members will gather in

San Marcos for the 96th convention. Elected by their local

Branch, the delegates will meet July 27-28, 2018, at the

Embassy Hotel & Conference Center.

“Our biennial conventions are an important part of Catholic

Life’s governing process. As a member-owned organization,

we have a representative form of government in which the

member has a voice,” said President Belz.

Branches elect delegates based on their ability to represent

the needs of their branch at the convention. The duties

of delegates include accepting minutes from the last

convention, confirming committee appointments, and

voting on any changes to the Bylaws. Upon their return,

delegates report the information gathered at the convention

to their local branch.

During the 96th convention, delegates will learn of Catholic

Life’s achievements since the last convention. At the same

time, management will outline the goals and objectives of

the organization.

As a Catholic organization, an important part of the

gathering will be the convention Mass. Delegates will take

part in a special Mass offered for the living and deceased

members of Catholic Life.

CHANGES TO THE BYLAWS

Before each convention, a Committee is appointed to review

the Bylaws and determine if there are any needed changes.

Tommy Sladecek of Corn Hill heads the committee that

includes Werner Halfmann of Rowena, Sixtus Laskowski of

Kosciusko, Gladys Haecker of Schertz, Eddie Stolowski of St.

Hedwig, Laura Dorotik of Nada, Tom Berger of Matagorda

and Della Turner of Lindsay. President J. Michael Belz

and Chairman of the Board Tommy Hoelscher, Senior

Vice President/Corporate Secretary Patricia Gutierrez and

Senior Vice President/Communications Barbara Cheaney

also serve on the committee.

The committee met February 1, 2018, and after a review of

the Bylaws and a discussion of suggested industry changes,

the Committee is proposing no changes.

ELECTING DIRECTORS

Electing members to the Board of Directors is also one of

the tasks that delegates must undertake. At this convention,

delegates from the even-numbered districts will elect four

Directors to the Board. District VIII Director/Secretary of the

Board Doris Short is retiring from the Board. She served

two terms on the Board and cannot seek re-election. A brief

profile of the candidates follows.

For information about the convention or procedures, please

call the Communications Department at (210) 828-9921.

96TH CONVENTION PREVIEW

Catholic Life Magazine | 11

DISTRICT II DIRECTOR CANDIDATE

DISTRICT IV DIRECTOR CANDIDATE

Branch: Floresville Branch #76

Residence: Floresville, Texas

Member Since: 1985

Family: Wife, Mary Jane; children, Robert L. Moczygemba, Jr., Bryan J. Moczygemba, and Sarah Jayne Moczygemba.

Education: Falls City High School, Falls City, Texas; I.B.E.W Local #60 Apprenticeship Program.

Employment: Retired as of August 2003

Special License: None

Professional or Board Affiliations: Sacred Heart Catholic Church Building Board Committee

Catholic Life Involvement: District II Director, 2014–2018; Floresville Branch President, 2000–2017; Floresville Branch 3rd Vice President, 2017–present; has served on the Board of Directors Compensation, Investment, Annuity, Underwriting/Policy Review Committees.

Church & Community Involvement: Currently retired

Statement: “I, Lester Moczygemba, ask for your vote for re-electing me as your District II representative on the Catholic Life Insurance Board of Directors. I am honored that you have placed your trust in me and am committed to serve all the people of Catholic Life Insurance with honesty & integrity. Working together on your behalf, we will move forward.”

Branch: St. Hedwig Branch #73

Residence: St. Hedwig, Texas

Member Since: 1966

Family: Wife, Raelynn; children, Kayla Jarzombek, Edward Jarzombek, Kacie Stolowski and Trent Stolowski.

Education: East Central High School, San Antonio, Texas; San Antonio College, San Antonio; and Blinn Junior College, Texas A&M Engineering Extension Services.

Employment: CPS Energy, Manager, Systems & Compliance

Special License, Training & Awards: Oracle Admit, SAP-SF Administration, Achieve Global, Pacific Learning Systems, ODI, TEEX, Microsoft Suite, and OSHA.

Professional Associations: East Central FFA Booster Club, ATD

Catholic Life Involvement: District IV Director, 2014–2018, Vice Chair, 2016–2018; St. Hedwig Branch First Vice-President; has served on the Board of Directors Compensation, Corporate Governance, Insurance Advisory, and Religious and Benevolence committees.

Church & Community Involvement: Special Minister/Lector; Pastoral Council Member; Annunciation of the Blessed Virgin Mary Catholic Church, Annunciation Scholarship Committee, Former Annunciation CYO President & Zone II Athletic Director; East Central FFA Booster Club Board of Directors.

Statement: “I would like to continue the work & progress that has been made by the Home Office and Board of Directors in the past four years. Catholic Life will continue making changes as the industry and regulations dictate the need for these changes. My goal is to help Catholic Life stay ahead of these changes, and to remain Safe, Strong, and Secure.”

ROBERT “LESTER” MOCZYGEMBA, SR.

MICHAEL E. STOLOWSKI

DISTRICT VI DIRECTOR CANDIDATE

DISTRICT VIII DIRECTOR CANDIDATE

Branch: El Campo Branch #95

Residence: El Campo, Texas

Member Since: 1974

Family: Daughter, Elizabeth.

Education: Rice Consolidated High School, Altair, Texas; Wharton Junior College, AAS, Drafting Technology; University of Houston, B.S. Technology, Leadership, Supervision.

Employment: Program Director and Instructor, Engineering Design, Wharton Junior College

Special License, Training & Awards: Fraternal Insurance Counselor (FIC), NAFIC Quality Service Award, 1991–1993

Professional Associations: Texas Community College Teachers Association.

Catholic Life Involvement: District VI Director, 2014–2018; El Campo Branch member, former Agent, has served on the Board of Directors Compensation, Annuity/Insurance, Audit, and Religious and Benevolence committees. She currently serves as Chair of the Corporate Governance committee.

Church & Community Involvement: Member, Catholic Daughters Court #2385 Hillje-Louise Our Lady of Divine Clemency; Lector – St. Andrew’s Catholic Church, Hillje; Board of Directors, Matagorda – Wharton County Crisis Center.

Statement: “I have been a member of Catholic Life since the age of sixteen. I have 12 years’ experience selling Catholic Life Insurance (Branch 95) and have personally witnessed the many needs that individuals and families have for life insurance and saving for retirement. While an active sales agent I studied and received my Fraternal Insurance Counselors (FIC) certification (March 1989).

In 2014. I was elected District 6 Director and it has been a privilege to serve you the members of

Branch: Pilot Point Branch #13

Residence: Pilot Point, Texas

Member Since: 1960

Family: Sons, Tad Travis and Trevor Olson

Education: Pilot Point High School, Pilot Point, Texas; Accts Receivable & Credit training at the National Association of Credit Management, Irving, Texas

Employment: ESAB NA/Victor Technologies, Senior Credit Specialist

Special License, Training & Awards: CBA- Credit Business Associate, CBF – Credit Business Fellow, CICP – Certified International Credit Professional

Catholic Life Involvement: Pilot Point Branch President, 1995-present, has served on Convention Credentials, Bylaws and Sergeant-at-Arms Committees

Church & Community Involvement: Has been a choice member, ACTS Retreant, ACTS Team Member, CCD Teacher, Youth Leader Volunteer, Keeping Children Safe Certified, CCD Traffic Safety Coordinator, Pilot Point Athletic Booster, Past President, Vice-President & Secretary, Band Booster; PTA Member, Past Officer.

Statement: “My credentials and accomplishments support my desire to hold the position of Director. I have served on many boards, teams, and committees as both a member and a leader. I believe this also provides me an additional understanding of what it will take to be an effective and available Director.”

JO ANN SHIMEK

CINDY OLSON

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Continued page 26.

6. Regina Heinrich Houston, Texas

4. Bert Kenna, FIC Yoakum, Texas

1. David Walker, LUTCFWalker Agency

Dallas, Texas

3. Eugene Smart, CLU, MBA, FICSmart & Associates

Houston, Texas

12. Ricky Schroeder Windthorst, Texas

2. Eugene Rehak, FIC Victoria, Texas

1. Mike Dieter Lindsay, Texas

10. Steven Skarpa Dayton, Texas

LEADING REPRESENTATIVES

11. Deborah Slavinsky Magnolia, Texas

8. Wendy Janak, FIC Hallettsville, Texas

5. Patrick Klozik, LUTCF, FIC Shiner, Texas

7. Kari Smetana Miles, Texas

3. Francis Lutz, FIC Castroville, Texas

Top Producers AS OF MARCH 31, 2018

LEADING PERSONAL

PRODUCING GENERAL AGENTS

LEADING AGENCIES

1. Charlene Mainz, FICF San Antonio, Texas

3. Michael Scardino, FIC Weimar, Texas

2. Jimmy Tirres, CLU, LUTCF, FICSan Antonio General Agency

San Antonio, Texas

2. Glenn Snoga Seguin, Texas

Catholic Life Magazine | 13

9. Linda Holubec, FIC College Station, Texas

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3.60%*APY

*Includes Current Yield + 1.50% First Year Additional Interest. Interest rates are subject to change. Minimum guaranteed rate is 1.50%.

Home Office: San Antonio, TX #ASU 7/1/18

TAX -DEFERRED ANNUITIES · IRAs · ROLLOVERS

Do Your Long Term & Retirement Savings Plans Stack Up?

For Information Call Your Local Agent or the Home Office:

1-800-262-2548

John Luksa, CFS Senior Vice President/Director of Sales

Do you have any money that you plan on leaving to your family, but concerned about needing it for emergencies such as long-term care or home health care?

Consider the case of Dan and Joanne.

Dan and Joanne just reached age 65 and had prepared very well for their retirement. Together, their 401k’s and annuities will provide them a good steady stream of income. In addition to an emergency reserve, they have $300,000 in a Certificate of Deposit at the bank that they don’t plan on using for income and have earmarked for their children as an inheritance.

Most recently they met with their Agent for their annual review. After doing a full analysis of their plans, he recommended that they purchase a Single Premium Whole Life Plus certificate for a premium of $100,000 each.

Their agent outlined the following benefits:

1 They could almost double the amount of inheritance to their children

2 They could pass on a taxable asset to their children income tax-free

3 If they ever need Home Health Care or Nursing Home Care, they can access up 90% of their Death Benefit

4 If they have an immediate emergency, they can fully access their $100,000 at the bank and if they need to can take some monies out of their whole life policies

Dan and Joanne accept their Agent’s recommendation and purchases two Single Premium Whole Life Plus certificates; Dan’s $100,000 deposit provided him a death benefit of $171,765 and Joanne’s $100,000 provided her a death benefit of $185,815

Dan and Joanne have a wonderful retirement together for 20 years, and then Dan’s health fails, and Dan requires nursing home care. Because he purchased the Single Premium Whole Life Plus, he can initiate his accelerated death benefit and can access up to 90% of his death benefit or $154,588 over the next 30 months as needed. Dan receives a monthly benefit of $5152 to pay for his nursing care for 15 months and then passes leaving his family $94,485 ($171,765 minus $77,280 of nursing care costs).

Years later when Joanne passes away, she leaves their children income tax free a total of $185,815.

The results:

1 Dan and Joanne were able to leave a total of $280,300 income tax-free to their children

2 Dan was able to get a monthly amount of $5152 for Nursing Home Care

3 They were able to take a taxable asset and transfer it into an income tax-free asset to their children

To see how life insurance can solidify your retirement, call your agent for a confidential analysis. Our agents are trained professionals.

MADELINE BENBENEKLA GRANGE, TEXAS

THERESA BLUHM HOBSON, TEXAS

EMILY CARTWRIGHTCHINA GROVE, TEXAS

NATALIE DANGELMAYRMUENSTER, TEXAS

CHLOE DEROUENNEW IBERIA, LOUISIANA

ZACHARY FISHMANTHE WOODLANDS, TEXAS

MARCUS GARCIAHONDO, TEXAS

RYAN GEARSONYOAKUM, TEXAS

HOLDEN HAASCUERO, TEXAS

BRONTE HERMESMEYERCOMANCHE, TEXAS

JOSEPH HLAVINKAHOUSTON, TEXAS

GARRISON KLEMANNAZARETH, TEXAS

MEG KOSUBSAINT HEDWIG, TEXAS

LAUREN LANDERBALLINGER, TEXAS

JENNIFER LASKOWSKIFALLS CITY, TEXAS

In 2018, the following students received an All American Scholar Award:

Each year, Catholic Life Insurance awards 35 scholarships worth $1,000 each to graduating high school seniors who have gone above and beyond in their civic duties and made a difference in their communities.

The All American Scholar Award was designed to offset tuition costs for young Catholic Life members attending an accredited college or university in the fall semester immediately following their senior year of high school. This award recognizes those special individuals who have dedicated their valuable time and efforts to helping others while remaining devoted to their academic studies, and Catholic Life Insurance strives to reward this high degree of selfless commitment.

Congratulations to our 2018 All American Scholars

Catholic Life Magazine | 15

EMMA LESSINGHONDO, TEXAS

ANNICA LYSSY FALLS CITY, TEXAS

ELYSIAN MAJESKESPRING, TEXAS

KELSEY MOCZYGEMBAFALLS CITY, TEXAS

TREVOR MOCZYGEMBASTOCKDALE, TEXAS

DALTON MOYSAN ANTONIO, TEXAS

DAYLON NEBGENFREDERICKSBURG, TEXAS

BETHANY NEVLUDSHINER, TEXAS

ANNA O’ LEARYFREDERICKSBURG, TEXAS

COBY SCHROEDERWINDTHORST, TEXAS

CODY STRICKERSPRING BRANCH, TEXAS

CASSIDY VEITENHEIMERSCOTLAND, TEXAS

LUKE WARSCHAKCOLUMBUS, TEXAS

MEREDITH WINKENWERDER VICTORIA, TEXAS

GABRIELLE PESEKKANSAS CITY, MISSOURI

ALEXANDRIA RAWALDDEL RIO, TEXAS

GLORIA REAVISFREDERICKSBURG, TEXAS

KENZIE SCHAEFERGARDEN CITY, TEXAS

MITCHELL SCHONHOEFTCYPRESS, TEXAS

We would like to thank all of the students who applied this year, and commend all of the scholarship winners on their outstanding personal achievements! For more information on our scholarship programs, please visit our website at www.cliu.com

or contact the Communications Department at (800) 262-2548 or branch@cliu.com.

MALLORIE LAYTONHALLETTSVILLE, TEXAS

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More than 70 volunteers from the Home Office and local Branches came together on Saturday, April 14th for the 11th annual “Clean-Up Day at Casa de Padres” Retirement Center for Priests.

This year, our Branches hosted food drives and nursing home bingo parties, gave flowers in appreciation to mothers and placed flags on graves, celebrated children receiving their sacraments, assembled hygiene kits, and cleaned up local cemeteries.

These are just a few of the projects that Catholic Life Branches sponsored in celebration of JOIN HANDS DAY. Nearly 700 volunteers of all ages came together on these ventures to improve their local communities and help those in need.

Esther Belz and Gloria Eze work together to gather leaves.

Monica Pena of the Northeast San Antonio Branch, Kenneth Dietrich, Suzannah Dietrich and Braxton Larson-Dietrich of the Southwest San Antonio Branch trim bushes and bag leaves at the entrance of Casa de Padres Retirement Center.

Volunteers Carlos Atencio and Julia Atencio pose with Msgr. Patrick

Cronin after rotating his mattress and assisting him with other tasks.

Clean-Up Day at Casa de Padres Retirement Center for Priests

JOIN HANDS DAY is a national day of service designed to encourage youth and adults to work together on a project that benefits the community.

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Walk From the Cross – Ballinger Branch members, the Guadalupanas and St. Mary’s Youth Group provide refreshments at the halfway mark during the annual Good Friday Walk From the Cross.

Community in Need – The Bay Area Branch and Special Friends group team up to fill bags with washcloths, hair gel, combs, deodorant, razors, hairbrushes for women at the Crisis Center of Galveston County. This project helps the women who are in need of these personal items during their stay at the center.

Helping Local Pets – The Burlington-Cameron Branch partners with the St. Joseph CYO Cyclones to sponsor a hamburger supper after helping Dr. Johnnie Richter administer vaccinations for local pets.

Beautifying the Flower Beds – Brady Branch and St. Patrick’s Catholic Church members beautify the flower beds in front of the church. The church members are proud to keep the church outside appearance looking nice with new accent flowers.

Canned Food for the Needy – Faith Formation Kids, St. Vincent De Paul Society and the Floresville Branch gather to collect can goods that will be donated to the St. Vincent De Paul Society for the local needy people.

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Meal for Communicants – The La Coste-Devine Branch provides the confirmation class, their families, and other church members with lunch to celebrate the student’s achievements.

Carnations for Mothers – The Hallettsville Branch and the Junior Catholic Daughters of America pose with carnations that they presented to mothers attending the Mother’s Day Mass.

Keeping Safe – St. John’s Youth Group and Hondo Branch members team up to address safety concerns by scraping and applying a fresh coat of paint to the education building staircase.

Coming Together for a Cause – St. Mary’s Catholic School Students and the Fredericksburg Branch help the Standard Stars raise money for the annual American Cancer Society Relay for Life.

Cleaning the Park – High school students, Knights of Columbus, Keep Lindsay Beautiful and the Lindsay Branch partner to haul brush and trim trees in the community park after a recent storm.

Honoring the Community – The Nazareth Branch is joined by the Holy Family CCD students to place flowers on graves in the local cemetery. The volunteers pay their respects and honor the members of the community who have gone before them.

Activity Baskets – Pilot Point Branch members partner with Pilot Point Nursing Home to put together activity baskets with dominoes, coloring books, playing cards and other items for the residents. Volunteers will deliver the baskets and spend time with the residents.

Kits for the Needy – The Northwest Houston Branch and St. Jerome’s Teen Life Group prepare hygiene kits for the St. Vincent’s Life Center. This project has become an annual tradition for the branch members.

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Gifts for the Elderly – Mesquite 4-H Club and Pleasanton Branch members pose after assembling gift bags filled with goodies for the residents of Argent Court Assisted Living in Jourdanton.

A Day of Bingo – The residents of SPJST Assisted Living Center, and the Richmond-Rosenberg Branch enjoy a day of bingo and a hamburger lunch.

Joining Hands for Veterans – St. Augustine and St. Pius V confirmation youth and Southeast Houston Branch members lend their hands to provide supplies for Camp Hope, a facility for veterans suffering from PTSD. The supplies were carefully packed in storage tubs to deliver to the veterans.

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Beautifying the Cemetery – The St. Jerome Catholic Cemetery will look more attractive thanks to the St. Benedict Branch.

Branch members remove weeds and plant seasonal flowers in the planter boxes.

Cleaning the Church Grounds – St. Lawrence CCD Students, Glasscock 4-H Club, and St. Lawrence Branch members clean the grounds of St. Lawrence Catholic Church. The inside of the

Grotto and statues were swept and washed and flower beds replenished with fresh flowers.

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Canned Goods Collection – The Bastrop Food Pantry were the big winners in a bingo party sponsored by the Rockne-String Prairie Branch. Seniors brought canned goods as their entry fee.

Helping Children – The Wall Branch and St. Ambrose CCD Students assemble activity packets for children to enjoy during their hospital stay. Items included crayons, stickers, and spiral books.

Honoring Mothers – St. Francis Xavier Catholic Church Altar Servers and members of the Stonewall Branch pass out magnets to Mothers during Mother’s Day mass.

Mother’s Day Mass – Mothers at St. Mary’s Catholic Church enjoy their carnations after

Mass that were handed out by St. Mary’s Youth and Taylor Branch members.

Beautifying the School and Church Grounds – St. Michaels Catholic School 7th and 8th-grade

students, church members and the Weimar Branch work hard to weed, mulch and plant new flowers at

the Prayer Garden and other areas of the church.

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Altar Society Breakfast – Agent Diane Mann from the Hondo Branch greets guest speaker Mary Jane Fox from the Pilgrim Center for Hope, during a breakfast for the St.

John’s Altar Society Spring Retreat.

Supporting the Scouts – Northwest Houston Branch and local Eagle Scout Troop 450 join hands to repair and paint a utility trailer

that is used by Saint Ambrose Catholic Church. The Eagle Scouts were working on badges and adding to their scout projects.

Easter Egg Hunt After Mass – Children of St Peter & Paul’s Catholic Church pose following an Easter Egg hunt sponsored by the Frelsburg Branch. Around 800 eggs filled with candy were hidden by branch and church members.

Family Fun Festival – Pecan Valley Branch Officer Sam Kolodziej displays the Plant Booth sponsorship sign at the Family Fun Festival at Holy Name Catholic Church.

Donations for the Community – Pleasanton Branch members gather to bring donations of canned goods and nonperishable items for the Catholic Alliance Ministry and school supplies for Stuff the Bus. These projects give all age groups a chance to participate and help their community.

Supporting ACTS Retreats – Port Arthur Branch 3rd Vice President Beth West presents a donation to the Infant Jesus

ACTS Ministry to cover the cost for a retreatant to attend.

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Award Presentation – The Rockne-String Prairie Branch presents an academic scholarship to graduating high school senior and branch member Danielle Vinklarek.

Blue Mass – St. Mary’s Catholic School students welcome police officers for Blue Mass during Police Appreciation Week. The Gainesville Branch treated officers to a breakfast.

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Catholic Life Insurance these past four years. Having attended all District 6 branch meetings during this time, and having heard all the benevolent activities that our branches participate in for the good of the members and communities in which they live is heartening. It is fraternalism at its best.

While serving on the Board of Directors, I have been a member of the Religious and Benevolent Committee, the Audit Committee, the Underwriting/Policy Review Committee, the Compensation Committee, the Annuity/Insurance Committee and the Corporate Governance Committee, serving as chairman. The knowledge gained while actively serving on these committees is invaluable and when re-elected will enable me to continue the work required of a director, assuring members’ investments are “Safe, Strong and Secure.”

I am committed to actively work to continue the mission of Catholic Life Insurance, which is “Providing our members and their families with financial security and fraternal benefits.” Catholic Life is more than an insurance company, it is a family supporting and caring for one another.

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JO ANN SHIMEK

Celebrating First Communicants – The Stonewall Branch present First Communicants with gifts during

a reception hosted by the St. Rose Society of St. Francis Xavier Catholic Church.

Banana Split Pie1 regular pie crust, baked (may also use graham cracker crust)1 pkg. (8 oz.) cream cheese1 can condensed milk1/3 cup fresh lemon juice

Beat cream cheese until smooth. Add condensed milk and 1/3 cup lemon juice.

Put in freezer until set.

Put 1 small can crushed pineapple on top.Then put sliced bananas on top of pineapple.Put Cool Whip on top of that and put back in refrigerator until ready to eat.

Martha Cone McCleneyAnderson, Texas

Frozen Fruit Salad1 (8 oz.) pkg. cream cheese, softened¾ cup sugar1 (10 oz.) pkg. frozen strawberries1 large can drained crushed pineapple½ cup chopped nuts3 bananas, sliced thin1 (8 oz.) container Cool Whip

Beat cream cheese and sugar. Mix with the remaining ingredients. Pour into a 9x13” pan; freeze. Take out 30 minutes before serving. This will keep 6 months in the freezer.

Enjoy!

Note from the chef: This fruit salad is one of our family favorites. My son is 8 years old and he requests this to be made often, and whenever we need to take a dessert this is the one we pick.

Tria Svatek El Campo, Texas.

No Fail “Homemade” Ice Cream4 eggs1 cup sugar2 tbsp. vanilla½ pt. whipping cream2 cans Eagle Brand milk1/4 tsp. salt½ gallon whole milk

Combine eggs, sugar, vanilla, Eagle Brand milk, whipping cream, and salt in a large bowl. Mix well with an electric mixer. Pour into ice cream freezer canister and then add milk. Enjoy.

Karen KutacWeimar, Texas

KITCHENin the

Summertime Treats!Enjoy your summer with these refreshing sweet treats. Cool down with some homemade ice cream or a frozen fruit salad.

CALLING ALLCOOKS!

WE WANT YOUR RECIPES! Submit your recipes to us today for a chance to appear as a featured chef in the next edition of our quarterly Catholic Life Magazine! If your recipe is chosen for publication, we will send you a check for $15 and a Cooking With Catholic Life apron. Email your recipe to branch@cliu.com, fax to (210) 828-4629, or mail to: Catholic Life Insurance, Attn. Recipes, P.O. Box 659527, San Antonio, Texas 78265

We would like to thank all of those who share their favorite recipes with us, so that we may in turn, share them with the entire base of our members and their families, our agents, our branches, and our own families.

Vanilla/Banana Cream Trifle2 pkg. (4 servings each) vanilla or banana instant pudding & pie filling1 can Eagle Brand milk1 pkg. (8 oz.) Philadelphia cream cheese, softened1 tub (8 oz.) Cool Whip; divide out a small amount to decorate top48 vanilla wafers3 ripened bananas, cut into slices

Prepare the pudding per instructions on the box and add Eagle Brand milk. Set aside.

Beat softened cream cheese in a large bowl until creamy. Add the Cool Whip.

Line bottom of a trifle bowl with vanilla wafers. Stand wafers around edge of bowl. Continue to layer as follows: a layer of banana slices, a layer of pudding, a layer of the cream cheese/Cool Whip mixture. Repeat until all mixtures are used and place the dollop of Cool Whip on top.

Refrigerate at least 2 hours before serving. Refrigerate leftovers.

Note: Using Lite Eagle Brand Milk and Lite cream cheese will not alter taste.

Gladys HaeckerSchertz, Texas

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P.O. Box 659527San Antonio, TX 78265-9527

Greg Ovino, Director of Sales Recruiting, 1-800-262-2548 ext 166

*Licensing assistance provided Home Office: San Antonio, TX RC 1/17

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