All About Your

ARAG® Legal

Insurance!

Legal insurance provides you with affordable and reliable legal counsel for everyday life matters.

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How Can ARAG Help?

Civil Damage Claims (Defense)Civil DamagePet-Related Matters

Consumer Protection IssuesAuto RepairBuying a New or Used VehicleConsumer FraudProtection for Goods or

ServicesCriminal MattersJuvenile MattersMisdemeanor MattersParental Responsibilities

Debt-Related MattersDebt Collection Matters

Family LawAdoptionAlimony (8 hours)

Child Custody (8 hours)Child Support (8 hours)Divorce/Annulment/Separation

(15 hours)Guardianship/ConservatorshipName ChangePre-marital Agreements

Landlord / Tenant MattersContracts/Lease AgreementsEvictionSecurity DepositsTenant Disputes with a Landlord

Real Estate MattersBuying/Selling a HomeForeclosureHome Improvement/Contractor

IssuesPromissory notesNeighbor Disputes/Easements

Small Claims CourtSmall Claims Court Issues

Tax IssuesIRS Audit ProtectionIRS Collection Defense

Traffic MattersDrivers License Suspension,

Revocation and Restoration

Wills and Estate PlanningCodicilComplex WillDurable/Financial Power of

AttorneyHealth Care Power of

AttorneyLiving WillStandard Will

We Say “Yes” More Often:

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A Life-Long Benefit:Chart Your Path to Legal Protection

Planned Events

Unplanned Events

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In-Office Service

• Attorney Services – Advice, Representation, Follow-Up Calls, Preparing Docs

• Comprehensive Coverage• Reduced Fee Benefits

Telephone Advice and Consultation

• Legal Hotline/Document Prep• Identity Theft Services/Protection• Financial Wellness Hotline• Caregiving Hotline

Online Resources

• Education Center• DIY Docs™• Online Financial Tools• Online Caregiving Resources• Identity Theft Protection

What is Legal Insurance?As an employee of Cherokee County Schools, you have a low monthly rate of $16.60 for individual and $21.20 for family, conveniently deducted from your paycheck, in exchange for:

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Ensuring Quality of the Network

Extremely Satisfied

Extremely Satisfied

Partnerships Built to Last

• Each attorney individually recruited, trained and credentialed

– Annual credentialing process

– Recruited by specialization

– Initial and ongoing education

• Survey 100% of member experiences

• Retention and removal practices

• Attorney experience forums

Accessibility and Responsiveness Rating:

Professionalism Rating:

9.1/10

How Do Members Grade ARAG Network Attorneys?

The satisfaction results represent responses from all ARAG plan members using in-office network attorney services. Ratings are provided on a 10-point scale where "1' indicates "not at all satisfied" while "10" indicates "completely satisfied."

9.2 10/

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What happens if an issue is not covered?

So what’s excluded? At ARAG we work hard to “yes” to more legal issues. That being said, there are some exclusions:

• Matters against ARAG, the employer or an insured against the interests of the named insured under the same Certificate.

• Legal services arising out of a business interest, investment interests, employment matters, a member’s role as an officer or director of an organization, and patents or copyrights.

• Legal services in class actions, post judgments, punitive damages, malpractice, appeals, small claims court or equivalent court in your state.

• Legal services deemed by ARAG to be frivolous or lacking merit, or in actions where you are the plaintiff and the amount we pay for your legal services exceeds the amount in dispute, or in our reasonable belief you are not actively and reasonably pursuing resolution in your case.

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Contact Us

800-247-4184, M – F, 8am – 8pmservice@ARAGgroup.com

www.ARAGLegalCenter.com Access Code 11400ccs